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Lowkey Rich

Lowkey Rich

Hosted by Ilonka Ras

Episodes

8

Latest episode

Sep 2026

Language

EN

About the show

For business owners who want a richer business and a richer life. Each week, we’ll have honest conversations about money - how to make more of it, keep more of it, manage it well, and use it to build lasting personal wealth. We’ll explore money mindset, profit, paying yourself, pricing, investing, financial confidence, and the simple money systems that help you make better decisions with every rand that comes into your business. Because building wealth isn’t just about earning more. It’s about knowing what to do with the money once you’ve made it. We’re not just getting good with money. We’re getting Lowkey Rich.

Listen to episodes

8 recent
September 22, 2026Episode 85 min

How To Never Worry About Cashflow Again

Did you enjoy this episode? Share you aha moment with us! Does one late-paying client have the power to send your entire business into a cash flow crisis? If you're constantly living invoice to invoice, worrying about payroll, or wondering whether there will be enough money to get through the month, this episode is for you. The secret to breaking the 30-day panic cycle isn't necessarily making more money. It's building a cash cushion that gives your business room to breathe. In this episode, I'm sharing how I built six months of emergency savings for my businesses and how you can start building your own cash buffer, even if money feels tight right now. You'll learn: How much cash your business should have in reserve. How to start saving when there's barely anything left at the end of the month. Where to keep your business emergency fund. The three questions to ask before dipping into your cash reserves. How to stop unexpected expenses from turning into full-blown financial crises. You don't need to build a six-month cash reserve overnight. You just need a plan and a place to start. Because a profitable business is great. A profitable business with enough cash to weather the unexpected? Even better. Watch the BEST CLIENTS video mentioned in this episode HERE Work With Ilonka: Schedule A Consultation Here Connect With Ilonka On Social Media Instagram | Facebook | YouTube

September 15, 2026Episode 711 min

4 Unconventional Ways To Increase Profit In Your Small Business

Did you enjoy this episode? Share you aha moment with us! When you want to increase profit inside your small business, the likely advice you'll receive is to: a) increase revenue without increasing expenses, b) cut unnecessary expenses, and/or c) charge more for your services. It's not that this is bad advice, it has its time and place but there are 4 other profit levers you can pull to increase profit without signing more clients, working more hours, or cutting expenses to the bone. Resources Mentioned In This Episode: Download the Best Client Resource Here The Profit Levers Workshop: Purchase your ticket to the Profit Levers Workshop Here Work With Ilonka: Schedule A Consultation Here Connect With Ilonka On Social Media Instagram | Facebook | YouTube

September 8, 2026Episode 617 min

8 Most Common Business Money Blocks

Did you enjoy this episode? Share you aha moment with us! Learn how to spot and clear your money blocks so you can grow your business, keep more of what you make, and start feeling financially secure. Apply to work with me inside The Wealthy Owner at https://ilonkaras.com/apply Work With Ilonka: Schedule A Consultation Here Connect With Ilonka On Social Media Instagram | Facebook | YouTube

September 1, 2026Episode 59 min

This Personal Habit Will Save Your Business

Did you enjoy this episode? Share you aha moment with us! There is one personal habit that will ensure your business can thrive with your personal life. In this episode I am breaking down: The two distinct hats business owners wear that they often forget about The personal habit that will create financial stability in both your business and personal life. What you need to include in your personal budget so you can build wealth while growing your business. Work With Ilonka: Schedule A Consultation Here Connect With Ilonka On Social Media Instagram | Facebook | YouTube

August 25, 2026Episode 48 min

5 Phases To Paying Off Business Debt

Did you enjoy this episode? Share you aha moment with us! You've tried to pay off debt in the past but failed. You want to get out of debt but it feels too big a mountain to climb. In this episode, I am sharing the 5 phases every business owner will experience on their journey to becoming debt free. Understanding these 5 phases will not only help you actually pay off the debt, but do it faster while growing your business. Work With Ilonka: Schedule A Consultation Here Connect With Ilonka On Social Media Instagram | Facebook | YouTube

August 18, 2026Episode 312 min

The 4 Debt Traps That Keep Business Owners In The Red

Did you enjoy this episode? Share you aha moment with us! Cash flow issues are rarely the actual problem - they are a symptom. Reaching for debt to fix a short-term cash crunch often triggers an endless financial spiral that can make you feel trapped. In this episode, Ilonka breaks down why debt itself is neutral, how your nervous system drives your financial choices, and the 4 debt traps business owners fall into that make debt feel like the only option. Work With Ilonka: Schedule A Consultation Here Connect With Ilonka On Social Media Instagram | Facebook | YouTube

August 11, 2026Episode 212 min

Purpose AND Profit.

Did you enjoy this episode? Share you aha moment with us! I believe we can be wildly profitable AND create massive impact. We are allowed to want lots of money, build personal wealth AND also be very generous and mission driven. If you're a business owner that feels guilty for wanting more money. If there is a part of you that is afraid that people will think you are greedy or unethical. This episode is for you. Work With Ilonka: Schedule A Consultation Here Connect With Ilonka On Social Media Instagram | Facebook | YouTube

August 3, 2026Episode 117 min

The 3 Money Stories Keeping You in Survival Mode

Did you enjoy this episode? Share you aha moment with us! Why do some business owners make good money but still feel anxious, overworked, or one quiet month away from trouble? The answer may have less to do with how much you earn and more to do with the money stories shaping your decisions. In this episode of Lowkey Rich, Ilonka Ras breaks down the three money stories that influence how you price, sell, work, spend, save, and manage money inside your business. You’ll learn: Why making more money does not always solve financial stress How your beliefs about wealth may limit how much you allow yourself to earn Why you may connect higher income with harder work How emotional spending keeps business owners stuck in a feast-and-famine cycle What your current money habits reveal about your hidden beliefs How your internal money thermostat affects your income, profit, and financial security You may already know that you should increase your prices, save for tax, pay yourself well, and keep more profit. But why are you not doing the things you know would help? This episode will help you spot the beliefs driving your money habits, understand why the same financial patterns keep repeating, and begin changing your relationship with money. Listen now and discover which money story may be keeping you in survival mode. Download: THE MONEY AUDIT FREE RESOURCE Work With Ilonka: Schedule A Consultation Here Connect With Ilonka On Social Media Instagram | Facebook | YouTube

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