The Rich Immigrant

Hosted by Dee Olateru

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Episodes

142

Latest episode

Apr 2026

Language

EN-US

About the show

When you hear the word immigrant, the word rich doesn’t always come to mind. Immigrants can attain financial independence; we can lead full lives in our new homes while maintaining our identities.Each Wednesday, join Dee Olateru, a 3-time immigrant, and your everyday aspiring rich immigrant, as she shares tips, and stories to help immigrants do just that. The Rich immigrant podcast was created to be what the next immigrant needs to thrive and what we need as a community of 1st and 2nd generation immigrants.If you’re a first or 2nd generation immigrant, or just want great but relatable money and life conversations, this is the podcast for you! For more inspiration, follow the @therichimmigrant on Instagram or at www.therichimmigrant.com

Listen to episodes

60 recent

April 14, 2026Episode 13822 min

138: Beyond Medical Expenses, How To Build Wealth With A Health Savings Account (HSA)

Send us Fan MailThe podcast is back after an unplanned one month hiatus. In this episode, I answer a listener question about Health Savings Account (HSA). In episode 136, I shared that I learned about the HSA from my colleagues but It took me 9 years to fully get on board. But, I don't want my listeners to make the same mistake. So, we talk about1. What a health savings account is2. How it works and what the triple tax advantage is3. Who the HSA might be best suited for (it depends)4. Common mistakes or pitfalls with HSA5. How the HSA is actually used to build wealth6. My personal HSA journeyI love getting and answering your questions. Please keep them coming ya'll!Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

March 14, 2026Episode 1371 hr 17 min

137: How to Teach Kids About Money With Amina Odukoya

Send us Fan MailIn this episode of the podcast, my guest and I have a much needed conversation on how to teach kids about money. In this episode, Amina and I Talk about:Her background and her aha moment with moneyWhen she started thinking about teaching her kids about moneyAge appropriate money lessons for kidsWhat NOT to say to kids about moneyRaising sons in today's societyPartnership in ParentingIt is such a rich conversation and I recommend it for all parents, and aspiring parents. Amina Odukoya works as a product manager in the finance industry, and before that spent several years in frontline roles across retail, small business, and corporate banking. She's also a mum to two boys.Her interests sit at the intersection of money, identity, and access, especially supporting first generation immigrants in the UK to understand money and financial systems in a way that actually makes sense, without jargon or shame. She also cares deeply about mentorship and helping people have an easier and less isolating career journey than many of us experienced.Outside of work and parenting, she enjoyd dancing, travelling, cycling, writing poetry, crafting, and finding joy in ordinary, everyday life.Follow Amina on instagram at @amina.o, and she also shares money related reflections at @moneymondayswithamina. Give her a follow or join her accountability group to build community and wealth!Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

March 7, 2026Episode 13624 min

136: How Money Conversations Changed and Shaped My Financial Journey

Send us Fan MailWelcome to season 14 of the podcast and in this episode, I'm talking about how money conversations changed the course of my financial journey. My journey began at a time it wasnt cool to talk about money, so I dug my heels in and paid off my debt in silence. Then I had conversationsWith a colleague whose parents bought her a home in cashAnother colleague who lived at home and started maxing out retirement accounts right awayAnother colleague who introduced me to the Health Savings AccountYet another colleague on brokerage accounts and investing for early retirementWith my friend on angel investing. The podcast today and moreThese conversations all left me with something, they opened my eyes to possibilities and ultimately led to action on my end. I'm an advocate for healthy money conversations and I hope this encourages you to have more money conversations in your circle and beyond! Put your people on!Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

December 20, 2025Episode 13523 min

135: Setting Goals That Stick In 2026: Capacity, Systems, and Real Life

Send us Fan MailIf you've ever set goals in January that felt inspiring, and by March you were tired, behind, or quietly ashamed, then this episode is for you. In this episode, we are talking about a better way to set goals for 2026, one that actually fits your life. Instead of chasing goals that look impressive, we focus on goals that are supported by capacity, systems, and real life constraints, especially for immigrants navigating career, money, family obligations, and life abroad. You'll learn:- Why most goals fail even when motivation is high- How to filter goals through your capacity and non-negotiables-The difference between outcomes and actions (and why actions matter more)- Accountability rhythms that make goals stick2026 doesnt need a new version of you. It needs a better supported version of you. Listen now, and set goals that actually stick!Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

December 14, 2025Episode 13427 min

134: How To Set Yourself Up To Win In 2026

Send us Fan MailAs we move toward the end of the year, it's tempting to rush into new goals. But before 2026 can be successful, it needs to be sustainable. In this episode, we slow down and focus on foundations - capacity, boundaries, trade-offs, and systems. These things allow high-achiveing, globally minded people to move forward with clarity and peace. In this episode, we talk about:Closing 2025 honestlyDefining your real capacityDeciding what you're NOT optimisingBuilding systems that actually support your lifeWinning in 2026 isn't about hustling harder,. It is about sustainable rhythms, and clarity. This isn't about becoming someone new, it is about becoming more honest and intentional with the life you already have. Watch out for Part II next week!Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

December 7, 2025Episode 13335 min

133: The Unspoken Rules of International Celebrations

Send us Fan MailIn this episode, we are diving into the unspoken rules that keep friendships intact when celebrations cross border, budgets, and big life moments. Whether youare hosting an international milestone, or deciding whether to attend one, this episode will help you navigate expectations with honesty, grace, and clarity. I share my perspective as a personal finance enthusiast, an immigrant, someone who lives far from the people I love, someone who has traveled for celebrations, and soneone who recently hosted my own international celebration.We'll cover everything from why an invite is NOT an obligation, to how to communicate early, what hosts should and shouldnt cover, gift expectation, tips on splitting costs, and so much more.This episode is full of practical heartfelt advice and I hope you listen and share it. It just might save a friendship.Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

November 28, 2025Episode 13226 min

132: 12 Money Lessons I Wish I Learned In My 20s

Send us Fan MailJoin me as I take a trip down memory lane to my 20s. The decade that adulting hit me! I share the biggest financial lessons (some I only learned after my 20s) so you don't have to learn them the hard way.From taking calculated risks, fixing your relationship with money, to learning that looking rich is not the same thing as being rich - this episode is packed with insights to help you build a solid financial foundation. Whether you're in your 20s or you know someone who is, these lessons will help you grow wealth, confident, and financial freedom. Listen!Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

October 31, 2025Episode 1311 hr 23 min

131: 40 and Fear Less: My Birthday Sit-Down w/Kemi Onabanjo-Joseph

Send us Fan MailWe are back!!!! I turned 40 in September and handed over my mic to my sister friend, Kemi Onabanjo. We skipped our annual podcast conversation last year but we made up for it with this conversation. This one's just like you're hanging out with us as we converse. There's a lot of banter, laughter, honesty, and depth. It's not us if we aren't reflecting on lessons!!We touch on so much in this episode and I hope this episode meets you where you are. All I want for my birthday episode is that you share this podcast with someone in your world that you think needs this episode or any other episode.Thank you for listening, and happy birthday to me!!!!Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

September 12, 2025Episode 13028 min

130: Q&A - Prenups, Buyers Remorse, Legal Insurance & So Much More

Send us Fan MailIn the very last episode of this season of the podcast, I answer listener questions and they cover the following1. My thoughts on an mlm2. If I would date or marry a man who made significantly less than I do3. Would I get a prenup? How to broach the conversation with a potential partner4. Paying down a mortgage faster or investing for children. Which would pay off better>5. Legal insurance. And so much more!Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'

September 4, 2025Episode 12958 min

129: Parenthood & Money: Smart Steps Before and After Baby - with Charlene Tilbanie

Send us Fan MailBecoming a parent changes everything, including your finances. In this episode, I sit with Charlene, a financial coach and mom, to talk about what it really takes to prepare financially for parenthood. We go beyond nurseries and baby showers to dig into the mindset shifts, practical steps, and money truths every parent should know. We cover:Where financial preparation for parenthood really beginsHow to balance dreams for your child with financial realitiesThe biggest money mindset shirt new parents needNon-negotiable financial steps before having a babyNavigating roles in relationships as parentsHow to save for your child's futurw without neglecting your ownThe cultural and emotional pressures parents face around moneyWhether you're planning for a baby, already parenting, or simply want to be more intentional with your finances, this episode will give you both the encouragement and the strategies to make confident money moves as you grow your family. Charlene Tilbanie is a chartered accountant, corporate vice president in the captive insurance industry, and a money coach who makes money management simple and sustainable for busy professionals and families.With 20+ years in financial services, she blends behavioural insight with practical systems aimed at reducing financial stress and improve decision-making. After paying off her consumer debt in just 15 months, Charlene built practical frameworks that help clients create margin, build wealth, and live with purpose.She coaches, leads workshops, and is authoring an upcoming book that translates complex finance into plain language. Based in the Cayman Islands, she serves audiences across thenCaribbean and beyond. Charlene can be found on Instagram and Threads under the namen“Charlene Money Coach.”Thank you for the gift of your time and attention. Thank you for listening to this episode of the Rich Immigrant podcast, please give the podcast a 5 star review on Apple Podcasts, subscribe, and share this episode with someone in your world that needs to hear these conversations. Please join our community online at www.therichimmigrant.com or on Instagram at 'Therichimmigrant.'