The Retirement Solution

Hosted by Jon Hicks

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Episodes

401

Latest episode

Oct 2026

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About the show

The Retirement Solution podcast with Jon Hicks is your irreverent, in-your-face, and inspiring guide to retirement planning. Jon, the author of "The Retirement Solution," covers the financial headlines and helps listeners focus on ways to reduce fees, taxes, and squeeze every available penny out of their retirement portfolio. Whether you're just starting to plan for retirement or you're already in the thick of it, The Retirement Solution has something for you. Jon's unique approach is designed to help you find the retirement solution that's right for you, so you can retire with confidence. Subscribe today and empower yourself to make smart financial decisions for a secure and fulfilling retirement. Connect with Jon and his team online at J Hagan Capital or on social: Facebook , Instagram , LinkedIn and YouTube .

Listen to episodes

60 recent

October 13, 202611 min

Will Your IRA Help Your Heirs or Create New Challenges?

Could the inheritance you leave behind create tax headaches your family never expected? In this episode, Jon Hicks explores how inherited IRA rules have changed under the SECURE Act and what that could mean for children and grandchildren who inherit retirement accounts. He discusses the role of trusts, wealth transfer strategies, gifting while living, tax considerations for beneficiaries, and why leaving assets to loved ones may require more planning than many families realize. Learn how different approaches may impact the legacy you hope to pass on and the people who receive it. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

October 11, 202638 min

Have You Saved Too Much for Retirement?

Could your biggest retirement challenge be the success you've already achieved? In this episode from this past weekend’s radio show, Jon Hicks discusses how market uncertainty, rising account balances, and large tax-deferred retirement accounts can create unexpected decisions in retirement. He explores balancing growth, income, and protection, how required minimum distributions can affect taxes and Medicare costs, and why a clear retirement checklist may help simplify complex financial choices. The conversation also covers risk management, Roth conversion strategies, and the importance of prioritizing key retirement planning goals. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

October 6, 202612 min

Turning 70 – Don’t Miss These 3 Retirement Planning Moves

Think retirement planning ends once you reach your 70s? Think again. In this episode of the Retirement Solution Podcast, Jon Hicks discusses key financial moves retirees should consider after age 70, including qualified charitable distributions (QCDs), Roth conversions before required minimum distributions (RMDs), long-term care planning, and estate and legacy strategies. The conversation explores how these decisions may affect taxes, healthcare costs, and wealth transfer, highlighting why retirement planning remains an ongoing process well beyond your working years. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

October 4, 202634 min

Scared of the Market? Here's the Question Most Retirees Aren't Asking

What if the biggest threat to your retirement plan isn't the market, but the decisions you make when fear takes over? In this episode from this past weekend's radio show, Jon Hicks discusses investor anxiety despite strong markets, strategies for managing risk, the importance of tax-smart planning, and why asset location can matter as much as asset allocation. He also explores a key retirement question: not just what you're retiring from, but what you're retiring to, and how purpose can play a vital role in retirement. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

September 29, 202613 min

When Stocks Look Too Expensive, What Should Investors Do?

What do you do when stocks look expensive, bonds seem less appealing, and cash is sitting on the sidelines? In this episode, Jon Hicks explores the challenge investors face in today’s market environment and discusses alternative strategies that may balance growth opportunities with risk management. The conversation covers market valuations, interest rates, historical market comparisons, principal protection concepts, and the importance of understanding your options when planning for retirement and long-term investing. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

September 27, 202636 min

Are Hidden Retirement Costs Draining Your Future Income?

Could inflation, taxes, and missed retirement opportunities be quietly costing you more than you realize? In this episode from this past weekend’s radio show, Jon Hicks discusses how rising interest rates and inflation can affect retirement income, why age 70 can unlock important planning opportunities, and how strategies like qualified charitable distributions and Roth conversions may fit into a broader retirement plan. Jon also explains why managing investments and creating retirement income are two very different challenges, and what retirees should consider when transitioning from saving money to spending it. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

September 22, 202612 min

The Retirement Tax Trap Most People Don't See Coming

Could a simple retirement withdrawal trigger a chain reaction of taxes you never expected? In this episode, Jon Hicks explains how retirement income decisions can affect Social Security taxation, Medicare premiums, capital gains, and Required Minimum Distributions (RMDs). He discusses why taxes can "stack" in retirement, the importance of understanding key planning windows before RMD age, and how choosing which accounts to withdraw from may impact long-term retirement income. Learn why tax efficiency can play a significant role in shaping a retirement income strategy. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

September 20, 202634 min

What Should You Do With a Financial Windfall?

What would you do if a sudden windfall landed in your bank account tomorrow? On this episode from this past weekend’s radio show, Jon Hicks discusses the biggest mistakes people make when receiving a bonus, inheritance, business sale payout, or other financial windfall. He explains why new money should fit into an existing retirement strategy, highlights potential tax pitfalls, and shares the value of a cooling-off period before making major financial decisions. The conversation also explores retirement tax planning, healthcare costs, and ways to create a more efficient income strategy in retirement. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

September 15, 202612 min

Could One Bad Assumption Derail Your Retirement?

What does the collapse of Columbia House have to do with your retirement plan? In this episode, Jon Hicks explores how a single faulty assumption can create challenges, whether in business or retirement. He discusses the importance of stress-testing retirement plans against inflation, market downturns, Social Security changes, healthcare costs, and income withdrawals. Jon explains why retirees should regularly revisit their assumptions and evaluate how different scenarios could affect long-term income needs. The conversation focuses on preparing for uncertainty and building a retirement strategy that accounts for both financial and emotional realities. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

September 13, 202631 min

Are You Ready for the Next Market Correction?

What matters more than predicting the next market correction? Having a plan for when it arrives. From this past weekend’s radio show, Jon Hicks discusses why investors often spend too much time focusing on market forecasts and not enough time preparing for downturns. He explains the importance of income planning, portfolio protection strategies, account consolidation, and tax efficiency. The conversation also covers required minimum distributions (RMDs), how taxes can compound in retirement, and why proactive planning may help retirees better understand the impact of market volatility and future tax obligations. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.