The Retirement Solution

Hosted by Jon Hicks

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Episodes

384

Latest episode

Aug 2026

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About the show

The Retirement Solution podcast with Jon Hicks is your irreverent, in-your-face, and inspiring guide to retirement planning. Jon, the author of "The Retirement Solution," covers the financial headlines and helps listeners focus on ways to reduce fees, taxes, and squeeze every available penny out of their retirement portfolio. Whether you're just starting to plan for retirement or you're already in the thick of it, The Retirement Solution has something for you. Jon's unique approach is designed to help you find the retirement solution that's right for you, so you can retire with confidence. Subscribe today and empower yourself to make smart financial decisions for a secure and fulfilling retirement. Connect with Jon and his team online at J Hagan Capital or on social: Facebook , Instagram , LinkedIn and YouTube .

Listen to episodes

60 recent

August 18, 202612 min

Could a Recession Early in Retirement Change Everything?

Could the first few years of retirement have a bigger impact on your financial future than decades of investing? In this episode, Jon Hicks discusses recession indicators, market uncertainty, and the concept of sequence of returns risk. He explains why market downturns early in retirement can affect income strategies differently than they do during the accumulation years, and why retirement planning extends beyond investment performance alone. The conversation also explores income planning, portfolio structure, tax diversification, and the importance of preparing for different market environments as retirement approaches. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

August 16, 202634 min

Could These Hidden Retirement Risks Matter More Than the Stock Market?

Could rising interest rates, business valuation risks, and changing tax laws have a bigger impact on your retirement than market headlines? From this past weekend’s radio show, Jon Hicks discusses how retirees and pre-retirees can navigate inflation concerns, interest rate uncertainty, and retirement income planning. He also explores challenges facing small business owners preparing for an eventual exit, including business valuation, diversification strategies, and succession planning. The conversation wraps up with a look at tax planning considerations and why staying flexible may be important as tax rules and regulations continue to evolve. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

August 11, 202613 min

Is Wall Street Wrong About Everyday Investors?

Are everyday investors smarter than Wall Street gives them credit for? On this episode, Jon Hicks explores the idea of "dumb money" versus professional investors and what it means for retirement planning. He discusses buying market dips, the risks of investing during periods of high valuations, and why retirement investors should think differently about risk than those still accumulating wealth. Jon also explains a simple three-bucket retirement strategy designed to separate spending needs, income sources, and long-term growth assets. Learn why understanding where your money belongs may be just as important as choosing the investments themselves. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

August 9, 202634 min

What Could a Mid-Year Financial Review Reveal About Your Retirement Plan?

Could a simple mid-year review reveal risks and opportunities that could affect your retirement strategy? From this past weekend’s radio show, Jon Hicks discusses why the middle of the year may be the ideal time to revisit your financial plan. He explains how inflation, interest rates, portfolio assumptions, cash holdings, taxes, and required minimum distributions can influence retirement outcomes. Jon also shares insights on estate planning, trusts, and the importance of coordinating investment, tax, and legacy strategies as part of a comprehensive retirement plan. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

August 4, 202612 min

Are You Missing a Backdoor Roth Opportunity?

Could a little-known Roth strategy help high earners add more money to a tax-advantaged retirement account? In this episode, Jon Hicks breaks down the concept of the backdoor Roth IRA and explains how it works, who may benefit, and the common mistakes that can create unintended tax consequences. He discusses contribution limits, conversion strategies, asset allocation, and why personalized planning is important when evaluating Roth opportunities. Learn how different tax buckets fit into a retirement strategy and what factors to consider before making a move. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

August 2, 202621 min

Is Your Retirement Plan Ready for a Changing World?

What if the biggest risk to your retirement isn't market volatility, but failing to adapt to change? From this past weekend’s radio show, Jon Hicks discusses how evolving technology, artificial intelligence, and shifting market trends may affect retirement planning. He explains why critical thinking still matters, how emotions play a role in retirement decisions, and what investors should watch as leadership rotates within the market. The conversation also explores the differences between growth and value investing, interest rate expectations, and the importance of reviewing your strategy before major life transitions. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

July 28, 202613 min

Can You Really Time the Market in Retirement?

What if trying to predict the market is the very thing putting your retirement at risk? In this episode, Jon Hicks discusses why market forecasts can be tempting but difficult to act on successfully. Learn why market timing requires getting two decisions right, how emotional reactions can impact long-term outcomes, and why focusing on income, protection, and tax efficiency may matter more than predicting the next market move. The conversation explores how retirees can build a strategy designed to navigate uncertainty without relying on constant forecasts or headlines. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

July 26, 202646 min

What If Retirement Happens Sooner Than Planned?

What happens if retirement arrives before you're ready? This episode from this past weekend’s radio show explores how unexpected life events, job loss, health challenges, and changing priorities can reshape retirement plans. Jon Hicks discusses real-world cases of workers forced into early retirement, strategies for handling Social Security decisions, and ways to avoid costly tax mistakes. The conversation also covers Roth conversion opportunities, retirement income planning, and why many people may be closer to retirement than they realize. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

July 21, 202612 min

Are You Stuck in the “One More Year” Retirement Trap?

How many times have you told yourself, “Just one more year” before retirement? In this episode, Jon Hicks explores the “one more year syndrome” that keeps many workers from making the leap into retirement. He discusses the emotional and financial factors behind delaying retirement, the value of healthy retirement years, how Social Security timing fits into the equation, and why running the numbers may reveal more options than you think. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

July 19, 202645 min

Could Fear Be Hurting Your Retirement More Than the Market?

What if the biggest threat to your retirement isn’t the market—but the decisions you make because of fear? On this episode from this past weekend’s radio show, Jon Hicks discusses why market forecasts can be distracting, the challenges of market timing, and the importance of building a retirement strategy around income, protection, and tax efficiency. He also explores the psychological side of retirement, explaining why even financially successful retirees can struggle to spend with confidence. Plus, learn how tax planning and asset placement can play a role in preserving flexibility throughout retirement. Schedule your complimentary appointment today: RetirementSolutionShow.com Follow us on social media: YouTube | Facebook | LinkedIn See omnystudio.com/listener for privacy information.