The Retirement Key

Hosted by Abe Abich

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Episodes

360

Latest episode

Aug 2026

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About the show

The Retirement Key podcast is a resource to gain insight and learn strategies for a more successful retirement. Join Abe Abich has he shares his decades of experience on a wide variety of topics from from Social Security and retirement income, to estate planning. Whether you're just starting to plan for retirement or you're already in the thick of it, The Retirement Key has something for you. In each episode, Abe provides ideas on personalized solutions to common retirement challenges. Subscribe today and empower yourself to make financial decisions for a more fulfilling retirement journey. Begin your personalized retirement conversation, and gain a deeper understanding of your financial path, at AbichFinancial.com Learn more about Abe and the Abich Financial team on Facebook , Instagram , LinkedIn and YouTube !

Listen to episodes

60 recent

August 18, 202611 min

Are These Popular Retirement Rules Leading You in the Wrong Direction?

What if some of the most common retirement rules are no longer built for today’s retirees? In this episode, Abe Abich examines five long-standing retirement guidelines and why they may deserve a second look. Topics include the 4% rule, relying on home equity, paying off a mortgage before retirement, market recovery assumptions, and shifting entirely into conservative investments. The conversation explores how longer lifespans, inflation, healthcare costs, and changing retirement goals can influence planning decisions and why retirement strategies may need to be tailored to individual circumstances. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

August 16, 202623 min

Retirement Changes the Rules. Is Your Investment Strategy Keeping Up?

Are you treating retirement like your working years when the rules have already changed? From this past weekend’s radio show, Abe Abich explains why investors approaching retirement may need to shift from a growth-focused mindset to a strategy centered on income, risk management, and distribution planning. He discusses buying market dips, avoiding concentration risk, organizing assets into purpose-driven buckets, and creating a comprehensive retirement roadmap. The conversation also explores how retirees can evaluate their portfolios, prepare for market volatility, and align their savings with long-term retirement goals. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

August 11, 202611 min

Is Your Mid-Year Financial Checkup Long Overdue?

Are you overlooking retirement planning opportunities simply because it’s not the end of the year? On this episode, Abe Abich discusses why a mid-year financial checkup can be an important part of staying on track. He covers retirement contribution limits, managing excess cash, reviewing spending and income plans, evaluating tax opportunities, checking Social Security records, and updating beneficiary and estate planning documents. Abe explains how regular reviews can help align your retirement strategy with changing goals, market conditions, and life events before year-end deadlines arrive. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

August 9, 202622 min

Are Retirement Basics More Important Than the Latest Investment Trend?

What if the keys to a stronger retirement plan have nothing to do with chasing the latest investment trend? From this past weekend’s radio show, Abe Abich explains why retirement fundamentals still matter most. He discusses the five pillars of retirement planning, turning savings into income, overcoming the fear of spending in retirement, planning for healthcare and unexpected expenses, and revisiting common retirement rules that may no longer apply. Abe also shares real-world examples of how retirees can focus on income, taxes, risk management, and long-term planning rather than reacting to headlines. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

August 4, 20266 min

Could You Be Missing Social Security Benefits from an Ex-Spouse?

Could a former spouse’s Social Security record impact your retirement income options? In this episode, Abe Abich discusses Social Security benefits for divorced individuals, including who may qualify, key eligibility requirements, how claiming benefits affects an ex-spouse, and what happens if an ex-spouse has not yet filed. He also explores survivor benefits and common misconceptions that can lead people to overlook available options. Learn about the rules surrounding divorced spouse benefits and why understanding them can be an important part of retirement planning. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

August 2, 202619 min

Are Market Highs Creating Hidden Risks for Your Retirement?

Could your retirement plan be taking more risk or creating more taxes than you realize? From this past weekend’s radio show, Abe Abich discusses why investors nearing retirement should be cautiously optimistic during market highs, the importance of a mid-year financial review, and how retirement planning differs from the accumulation years. He also explains common 401(k) misconceptions, withdrawal strategies, tax considerations, and ways retirees can evaluate income, protection, and diversification as they transition into retirement. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

July 28, 202612 min

Is the Urge to “Do Something” Hurting Your Retirement?

Could the biggest retirement mistake be feeling like you need to do something? In this episode, Justin Dobak explores the “do something reflex” and why market headlines, volatility, and uncertainty can push retirees toward costly decisions. Learn how emotional reactions, moving to cash, and constant portfolio tinkering can impact a long-term strategy, and why sticking to a well-designed plan may be more important than chasing short-term moves. The conversation focuses on maintaining perspective, managing retirement risks, and understanding how a disciplined approach can help support long-term goals. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

July 21, 20266 min

The 5 Social Security Spousal Benefit Questions You Need Answered

Could claiming Social Security at the wrong time cost you more than you realize? On this episode, Abe Abich answers five of the most common questions about Social Security spousal benefits, including who qualifies, how much a spouse may receive, how working can affect benefits, whether delaying increases payments, and what happens when a spouse passes away. Abe also explains key timing considerations and common misconceptions that can impact retirement income decisions. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

July 19, 202613 min

Why Retirees Keep Getting Surprised by Taxes

Could a tax surprise be waiting for you in retirement? On this episode from this past weekend’s radio show, Abe Abich explains why tax planning shouldn’t begin and end on April 15th. He discusses common reasons retirees may owe more in taxes than expected, including Social Security taxation, required minimum distributions, and inherited IRAs. Abe also explores buffered ETFs and structured notes, highlighting how some investors use these tools when seeking a balance between growth potential and risk management. Plus, hear real-world retirement planning examples and the importance of having a strategy that looks beyond tax filing season. Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.

July 14, 202612 min

Why Smart Retirees Make Bad Decisions Under Stress

Why do smart retirees make costly financial decisions when stress takes over? Ryan Oliver explores the emotional side of retirement, from market volatility and identity shifts to the urge to tinker with a long-term plan during uncertain times. He discusses common mistakes retirees make under pressure, why the early years of retirement can be especially challenging, and the value of having guardrails in place before stress arrives. Learn how preparation, structure, and confidence can help keep emotions from driving important financial decisions Schedule your complimentary appointment today : TheRetirementKey.com Get a free copy of Abe’s book : The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedIn See omnystudio.com/listener for privacy information.