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Tampa Home Talk Radio

Tampa Home Talk Radio

Hosted by Katrina Madewell

Episodes

500

Latest episode

Oct 2026

Language

EN

About the show

​The goal of our show is simple. We want to help you maintain good credit, live within your means and build wealth!

Listen to episodes

60 recent
November 3, 202616 min

Choosing the Right Flooring for Your Home

Thinking about upgrading your floors? The right flooring can completely transform your home, but could it also help you sell faster and for more money? Join Tampa Home Talk host Katrina Madewell and special guest Kevin Barnes of The Flooring Department as they explore the differences between tile, luxury vinyl, laminate, and carpet. Discover which options are best for pets, durability, maintenance, and long-term value. Whether you're renovating, preparing to sell, or simply looking for a fresh new look, learn about today's flooring trends, cost-effective upgrades, and how AI can help you visualize your next home improvement project!

October 6, 202621 min

Part 2: Amendment 3 (What will happen if passed?)

Could lowering property taxes actually end up costing Floridians more? In Part 2 of our Amendment 3 discussion, Tampa Home Talk host Katrina Madewell and special guest Jennie Restrepo of Insured Title Agency explore the potential consequences of Florida's proposed property tax changes. While homeowners could see significant savings, what happens to smaller counties that rely heavily on property tax revenue? Could higher sales taxes, reduced public services, or other unexpected costs offset those savings? Tune in as Katrina and Jennie discuss the impact on local communities, the challenges of replacing lost tax revenue, and why understanding the bigger picture matters before casting your vote this November!

September 29, 202619 min

Part 1: Amendment 3 (What does it mean for you?)

Could Florida's proposed Amendment 3 lower your property taxes? What would these changes mean for homeowners, buyers, and local communities? Join Tampa Home Talk host Katrina Madewell and special guest Jennie Restrepo of Insured Title Agency as they break down proposed changes to homestead exemptions, rising property taxes, and why tax bills can skyrocket after purchasing a home. Discover the potential benefits, hidden challenges, and what Florida voters should know before heading to the polls this November!

September 22, 202615 min

Market Update: Condos

Is the Tampa Bay condo and townhome market finally turning around? Sales are increasing, inventory is shrinking, and the market is showing signs of becoming more balanced. But not every price range is seeing the same results! Join Tampa Home Talk host Katrina Madewell as she breaks down the latest Q2 2026 market trends, including home prices, inventory, days on market, and where buyers are making their moves. Whether you're buying, selling, or wondering why your condo hasn't sold, discover what the numbers reveal and how understanding today's market could help you make your next move!

September 15, 202615 min

Market Update: Single Family Homes

Are Tampa Bay home prices still rising? Is it a buyer's or seller's market? The latest numbers might surprise you! With median home prices up 2.5%, inventory shrinking, and luxury home sales increasing, the Tampa Bay housing market continues to shift. Join Tampa Home Talk host Katrina Madewell as she breaks down the Q2 2026 single-family housing market, including home prices, inventory, days on market, and which price ranges are attracting the most buyers. Whether you're buying, selling, or simply keeping an eye on your home's value, discover what the latest market trends mean for you, including the rise in foreclosures and short sales and why pricing your home correctly matters more than ever!

September 1, 2026Episode 2418 min

PART 4: Changes in the Florida Insurance Market in 2026: Roofs, Rates & Coverage | Tampa Home Talk

What has changed in Florida's home insurance market in 2026, and when should you ask your agent to review your policy? Katrina Madewell welcomes Mike and Tiffany of Triton Insurance Agency to Tampa Home Talk for a practical conversation about coverage, costs, and choices for Florida homeowners. They discuss why more insurers are entering the market, how Citizens policyholders are being moved to private companies, and why the lowest premium deserves a closer look. They also explain two options that may come up when insuring an older roof: actual cash value (ACV) coverage and a roof inspection documenting its remaining life. Coverage and eligibility depend on the insurer and policy. The episode closes with a simple step you can take now: ask your insurance agent for a brief review of your dwelling coverage, belongings, roof terms, discounts, and any changes to your home or household. Business owners can do the same for their buildings, vehicles, and business income coverage. Tampa Home Talk is hosted by Katrina Madewell of the Madewell Group, a Tampa Bay real estate team with Real Broker LLC. The show helps local homeowners, buyers, and sellers make informed decisions about where they live. Love where you live—or let Katrina fix it.

August 26, 2026Episode 2318 min

Part 3: Think You Don't Need Flood Insurance? The Truth Every Florida Homeowner Should Know | Part 3

Think your home is safe because it isn't in a "high-risk" flood zone? That assumption could cost you everything. In Part 3 of our flood insurance series, Katrina Madewell sits down with Triton Insurance Agency to uncover what Florida homeowners need to understand before the next major storm. The truth is, every Florida property is located in a flood zone, the real question is whether your lender requires flood insurance. We discuss how new construction, disappearing wetlands, outdated drainage systems, overwhelmed retention ponds, and Florida's rapidly changing landscape are increasing flood risks—even in areas that have never flooded before. You'll also learn: • Why homeowners insurance does not cover rising floodwater • What living in Flood Zone X really means • Why a federal NFIP policy may not provide enough coverage to rebuild • How the NFIP's $250,000 building limit compares with Tampa Bay home values • Why decades without flooding do not guarantee your home is safe • How private flood insurance may provide additional protection • The serious health and safety risks hidden in floodwater Don't wait until water is approaching your front door to find out what your insurance actually covers. Review your policy, understand your limits, and make sure your protection reflects today's Florida—not the Florida of 30 years ago. Subscribe to Tampa Home Talk for honest conversations about Florida real estate, insurance, homeownership, finance, and protecting what you've worked hard to build. Love where you live, or let Katrina fix it!

August 18, 2026Episode 2224 min

PART 3: Think You Can't Qualify for a Home? These Loan Options May Surprise You

Many future homeowners quietly count themselves out before they ever speak with a lender. Maybe their credit score is not perfect. Their debt-to-income ratio feels too high. They do not have a large down payment saved. Or they assume every mortgage follows the same rules. But the loan program you choose can completely change what is possible. In Part 3 of this Tampa Home Talk conversation, host Katrina Madewel l sits down with mortgage expert Sarah Neher of The Mortgage Firm to uncover home loan options and benefits many buyers never realize exist. They break down: • Why VA loans can offer eligible veterans 0% down financing • How VA loans may allow more flexibility with credit and debt ratios • Why eligible disabled veterans may be exempt from the VA funding fee • How FHA loans can help buyers with lower credit scores • When gift funds may be used toward an FHA down payment • The difference between VA, FHA and conventional financing • Why the loan with the lowest down payment is not always the best choice • How automated underwriting evaluates the complete financial picture The biggest takeaway? Do not disqualify yourself before an experienced lender reviews your situation. You may have more options, and be closer to homeownership, than you think. If you are considering buying a home in Tampa Bay or anywhere in Florida, this conversation could change the way you look at financing. 👍 Like this episode, subscribe to Tampa Home Talk and share it with someone who thinks buying a home is out of reach. Hosted by Katrina Madewell Guest: Sarah Neher, The Mortgage Firm

August 11, 2026Episode 2110 min

PART 2: What to Do After a Car Accident: Steps That Could Protect You

One second, you're driving home like any other day. The next—impact. You're shaken, your adrenaline is racing, and you may not be thinking clearly. Would you know what to do next? In this episode of Tampa Home Talk, Katrina Madewell talks with Mike Hills and Tiffany Firlik of Triton Insurance Agency about five important steps to take after a car accident: • Get yourself safely out of traffic • Be careful about what you say at the scene • Photograph the vehicles, road, damage, and surrounding area • Write down everything you remember while it's fresh • Seek medical attention when needed—even if you think you feel fine Your photos, notes, and statements may become especially important when the insurance company asks you to explain what happened days—or even months—later. This is a must-watch conversation for every driver, especially parents of teens and young adults who may be navigating an accident for the first time. 👍 Like, subscribe, and share this episode with the drivers in your life. Video production by: Dr. Scarlett Smash, Absolutely Smashing www.absolutelysmashing.com #CarAccident #AutoInsurance #FloridaDrivers #InsuranceTips #TritonInsurance #TampaHomeTalk #TeamMadewell #TampaHomeTalk #realbroker #real #TampaRealestate #FloridaRealestate #Realestate

July 28, 2026Episode 1914 min

Part 1: Who is Triton?

Are you paying too much for homeowners insurance—or worse, risking a denied claim without realizing it? In this episode of Tampa Home Talk , host Katrina Madewell welcomes Mike Hills and Tiffany Firlick of Triton Insurance Agency to uncover what every Florida homeowner, homebuyer, landlord, and real estate investor needs to know about protecting their property. You'll learn: ✅ Why independent insurance agencies often find better coverage and pricing ✅ Homeowners insurance mistakes that can void your policy ✅ Hidden insurance discounts many homeowners never receive ✅ Why changing your home to an LLC or trust requires updating your insurance ✅ Primary residence vs. investment property insurance differences ✅ How insurance companies evaluate your risk and insurance score ✅ Builder's Risk Insurance explained after renovations and storm damage ✅ Umbrella insurance and who actually needs it ✅ What happens if information on your insurance application is incorrect ✅ Florida homeowners insurance tips to help you save money while protecting your biggest investment Whether you're buying your first home, own rental properties, investing in Florida real estate, or simply want to make sure you're properly insured, this episode is full of practical advice that could save you thousands. Guest: Mike Hills & Tiffany Firlick, Triton Insurance Agency 🎙️ Subscribe to Tampa Home Talk for weekly expert interviews covering: Florida Real Estate Home Buying & Selling Mortgage Tips Homeowners Insurance Home Maintenance Investing Local Tampa Bay Market Updates

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