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PennyWise: Personal Finance & Travel Tips

PennyWise: Personal Finance & Travel Tips

Hosted by Lee Enterprises

Episodes

132

Latest episode

Jun 2026

Language

EN-US

About the show

<p>PennyWise is a show about money, personal finance, investing and travel. The program features a variety of financial experts who can help save you money.</p>

Listen to episodes

60 recent
June 13, 2026Episode 1919 min

Where Budget Travelers Should Turn Now That Spirit Airlines Is a Ghost

<p dir=&#34;ltr&#34;>In this episode of PennyWise, host John Kiernan is joined by airline industry expert Blaise Waguespack to discuss what&rsquo;s next for budget travelers in the wake of Spirit Airlines&rsquo; collapse. Blaise is a professor at Embry‑Riddle Aeronautical University in Florida, focusing on airline marketing and service quality measurement. He and John discuss the remaining budget airline options, money-saving strategies for cost-conscious vacationers, and more. If you need the cheapest flight possible, give this episode a listen.&nbsp;&nbsp;</p> <p dir=&#34;ltr&#34;>More on this episode from WalletHub:</p> <ul> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/best-airlines/20916&#34;>Best Airlines of 2026</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/best-airline-credit-card&#34;>Best Airline Credit Cards&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/best-frequent-flyer-program/25943&#34;>Best Frequent Flyer Programs&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/how-to-travel-on-a-budget/157867&#34;>How to Travel on a Budget&nbsp;</a></li> </ul> <p dir=&#34;ltr&#34;>If you want to take your finances to the next level, sign up for a <a href=&#34;https://wallethub.com/upgrade&#34;>WalletHub Premium subscription</a>. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add &ldquo;WalletHub&rdquo; to your search! &nbsp;</p> <p>&nbsp;</p>

May 30, 2026Episode 1819 min

First Time Homebuyer? Here’s the Blueprint for Success

<p dir=&#34;ltr&#34;>In this episode of PennyWise, host John Kiernan is joined by guest Stacie Rihl to discuss how to go about buying your first home. Stacie hosts the &ldquo;Your First Home&rdquo; podcast and helps connect first-time homebuyers with the right real estate agents. She has also worked as both a real estate agent and a loan officer for a mortgage company, so she&rsquo;s the perfect person to coach us through the home-buying process. John and Stacie discuss how to prepare before you even start shopping for a home, tips for navigating an expensive, competitive market, common mistakes to avoid and more.&nbsp;&nbsp;</p> <p dir=&#34;ltr&#34;>More on this episode from WalletHub:</p> <ul> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/mortgage-rates&#34;>Compare Mortgage Rates</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/mortgage-calculator/&#34;>Mortgage Calculator</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/best-and-worst-cities-for-first-time-home-buyers/5564&#34;>Best Cities for First-Time Homebuyers</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/rent-vs-buy-calculator&#34;>Rent or Buy Calculator</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/how-to-save-for-a-house/151274&#34;>How to Save for a House&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/answers/cc/home-improvement-credit-card-2140672686/&#34;>Best Home Improvement Credit Cards&nbsp;</a></li> </ul> <p><strong id=&#34;docs-internal-guid-b9870a5a-7fff-a4c3-34fe-b6d4c88d9d24&#34;>If you want to take your finances to the next level, sign up for a <a href=&#34;https://wallethub.com/upgrade&#34;>WalletHub Premium subscription</a>. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add &ldquo;WalletHub&rdquo; to your search! &nbsp; </strong></p>

May 18, 2026Episode 1718 min

How to Buy a Car Without Breaking the Bank: Tips From a Car Dealer Turned Professor

<p dir=&#34;ltr&#34;>In this episode of PennyWise, host John Kiernan is joined by guest Brian Bastin to discuss how to buy a car without breaking the bank. Brian spent 14 years as a general manager and minority operating partner of Mercedes-Benz of Palm Beach, and he is the Associate Dean for Academic Affairs and Program Director at Keiser University&rsquo;s Flagship Campus, where he teaches automotive management and finance. He&rsquo;s the perfect person to teach us how to navigate the car-buying process with minimal stress and maximum savings. John and Brian discuss how to prepare before you visit the car lot, how to deal with the sales team, and much more.&nbsp;&nbsp;</p> <p dir=&#34;ltr&#34;>More on this episode from WalletHub:&nbsp;</p> <ul> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/car-loans/rates&#34;>Compare Car Loan Rates</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/car-affordability-calculator&#34;>Car Affordability Calculator&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/lease-or-buy-calculator&#34;>Car Lease or Buy Calculator&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/answers/cc/best-credit-card-to-buy-a-car-2140884678/&#34;>Best Credit Cards for Buying a Car&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/cs/credit-score-needed-to-buy-a-car/39218&#34;>Credit Score Needed to Buy a Car&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/blog/new-vs-used-car/31660&#34;>New vs. Used Cars&nbsp;</a></li> </ul> <p><strong id=&#34;docs-internal-guid-40789046-7fff-c981-c3b4-9ad8842ec967&#34;>If you want to take your finances to the next level, sign up for a <a href=&#34;https://wallethub.com/upgrade&#34;>WalletHub Premium subscription</a>. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add &ldquo;WalletHub&rdquo; to your search! &nbsp; </strong></p>

May 4, 2026Episode 1630 min

How to Save on Summer Travel: Expert Tips & Tricks to Help You Save Big

<p dir=&#34;ltr&#34;>In this episode of PennyWise, host John Kiernan is joined by Dr. Nancy McGehee, a professor of hospitality and tourism management at Virginia Tech. John and Nancy discuss how to save money on summer travel, from when to book to what common mistakes you should avoid making. If you want to travel this summer but you&rsquo;re working with a tight budget, these tips and tricks could make the difference.&nbsp;</p> <p dir=&#34;ltr&#34;>More on this episode from WalletHub:&nbsp;</p> <ul> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/how-to-travel-on-a-budget/157867&#34;>How to Travel on a Budget</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/budget-family-travel/155351&#34;>Budget Family Travel Tips</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/best-summer-travel-destinations/3792&#34;>Best Summer Destinations</a>&nbsp;</li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/most-fun-cities-in-the-us/23455&#34;>Most Fun Cities</a>&nbsp;</li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/best-travel-credit-cards&#34;>Best Travel Credit Cards</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/awards/travel/&#34;>Best Travel Awards</a></li> </ul> <p><strong id=&#34;docs-internal-guid-9453c95c-7fff-0e21-05a0-04f143222648&#34;>If you want to take your finances to the next level, sign up for a <a href=&#34;https://wallethub.com/upgrade&#34;>WalletHub Premium subscription</a>. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more. And if you want to find the best financial products, always add &ldquo;WalletHub&rdquo; to your search! &nbsp; </strong></p>

April 20, 2026Episode 1528 min

Tipping Tips: How to Reward Good Service Without Draining Your Bank Account

<p dir=&#34;ltr&#34;>In this episode of PennyWise, host John Kiernan is joined by Dr. Michael Lynn, a professor of consumer behavior and marketing at the Cornell School of Hotel Administration, an expert on tipping, and author of the new book &ldquo;The Psychology of Tipping: Scientific Insights for Services Customers, Workers, and Managers.&rdquo; John and Dr. Lynn discuss how tipping has expanded over the years and what listeners can do to reward good service while protecting their finances.&nbsp;</p> <p dir=&#34;ltr&#34;>More on this episode from WalletHub:&nbsp;</p> <ul> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/blog/tipping-survey/135092&#34;>WalletHub Tipping Survey&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/how-much-to-tip/154692&#34;>How Much Should You Tip?</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/best-credit-card-for-restaurants&#34;>Best Credit Cards for Dining&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/premium&#34;>Tip Validator</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/premium/budgeting&#34;>Budgeting Tools&nbsp;</a></li> </ul> <p><strong id=&#34;docs-internal-guid-3841ad82-7fff-9b1a-05b9-bc921aaa9ff8&#34;>If you want to take your finances to the next level, sign up for a&nbsp;<a href=&#34;https://wallethub.com/upgrade&#34;>WalletHub Premium subscription</a>. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more. And if you want to find the best financial products, always add &ldquo;WalletHub&rdquo; to your search! &nbsp; </strong></p>

April 6, 2026Episode 1430 min

How to Save $500 This Month - Fight Back Against High Prices

<p dir=&#34;ltr&#34;>In this episode of PennyWise, host John Kiernan is joined by Dan Ariely, a professor of business administration at Duke University, a founding member of the Center for Advanced Hindsight, the co-founder of several companies, and the author of several books including &ldquo;Dollars and Sense: How We Misthink Money and How to Spend Smarter.&rdquo; John and Dan talk about what people can do to save hundreds of dollars in just a few weeks, hoping to help ease the burden on folks during this affordability crisis. In other words, this could be a very valuable listen.&nbsp;</p> <p dir=&#34;ltr&#34;>More on this episode from WalletHub:&nbsp;</p> <ul> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/how-to-save-money/88886&#34;>How to Save Money: 23 Tips for Everyday Savings</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/how-to-save-money-on-groceries/150226&#34;>How to Save Money on Groceries</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/how-to-save-money-on-gas/154725&#34;>How to Save Money on Gas</a>&nbsp;</li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/household-budgeting-guide/145374&#34;>Household Budgeting Guide&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/premium/budgeting&#34;>Budgeting Tools&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/premium/spending-tracker&#34;>Expense Tracker&nbsp;</a></li> </ul> <p><strong id=&#34;docs-internal-guid-c56a6748-7fff-90e4-66db-5bbce40706cc&#34;>If you want to take your finances to the next level, sign up for a <a href=&#34;https://wallethub.com/upgrade&#34;>WalletHub Premium subscription</a>. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.&nbsp; </strong></p>

March 23, 2026Episode 1325 min

How to Save on Groceries: Tips From the Supermarket Guru

<p dir=&#34;ltr&#34;>In this episode of PennyWise, host John Kiernan is joined by Phil Lempert, aka the &ldquo;Supermarket Guru.&rdquo; Phil is a longtime industry analyst, the former food trends editor for the Today show, and author of books such as Healthy, Wealthy &amp; Wise. John and Phil discuss what consumers can do to save money on groceries without sacrificing nutrition or making life miserable.&nbsp;</p> <p dir=&#34;ltr&#34;>More on this episode from WalletHub:&nbsp;</p> <ul> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/best-credit-card-for-groceries&#34;>Best Credit Cards for Groceries</a>&nbsp;</li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/how-to-save-money-on-groceries/150226&#34;>How to Save Money on Groceries</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/how-to-budget-for-groceries/147681&#34;>How to Budget for Groceries&nbsp;&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/grocery-shopping-on-a-budget/154328&#34;>15 Tips for Grocery Shopping on a Budget&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/premium/budgeting&#34;>Budgeting Tools&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/premium/spending-tracker&#34;>Expense Tracker&nbsp;</a></li> </ul> <p><strong id=&#34;docs-internal-guid-49926da8-7fff-21ac-1ed3-74ae09a41de9&#34;>If you want to take your finances to the next level, sign up for a <a href=&#34;https://wallethub.com/upgrade&#34;>WalletHub Premium subscription</a>. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.&nbsp; </strong></p>

March 9, 2026Episode 1223 min

How to Save at the Pump Amid Global Turmoil, Rising Gas Prices

<p dir=&#34;ltr&#34;>In this episode of PennyWise, host John Kiernan is joined by Dr. Mohammad Niamat Elahee, a professor of International Business at Quinnipiac University. John and Dr. Elahee discuss what consumers should expect from gas prices in the coming weeks and months, as well as ways listeners can save at the pump. With everything going on in the world, this information will definitely come in handy.&nbsp;&nbsp;</p> <p dir=&#34;ltr&#34;>More on this episode from WalletHub:&nbsp;</p> <ul> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/best-gas-credit-cards&#34;>Best Gas Credit Cards</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/b/how-to-save-money-on-gas/154725&#34;>How to Save Money on Gas</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/best-credit-cards-for-gas-and-groceries&#34;>Best Credit Cards for Gas and Groceries</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/premium/budgeting&#34;>Budgeting Tools</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/premium/spending-tracker&#34;>Expense Tracker</a></li> </ul> <p><strong id=&#34;docs-internal-guid-4e253abb-7fff-7fc7-a45b-c75ded40e362&#34;>If you want to take your finances to the next level, sign up for a <a href=&#34;https://wallethub.com/upgrade&#34;>WalletHub Premium subscription</a>. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.&nbsp;</strong></p>

February 23, 2026Episode 1124 min

Underrated Ways to Build Credit: What Your Credit Score Might Be Missing

<p dir=&#34;ltr&#34;>In this episode of PennyWise, host John Kiernan is joined by Dr. Luke Erickson, a Personal Finance Extension Specialist at the University of Idaho and President of the Idaho Financial Literacy Coalition. John and Dr. Erickson discuss some underrated ways people can build credit history, along with some common misconceptions about the credit building process and the real-world value of having a good credit score.&nbsp;</p> <p dir=&#34;ltr&#34;>More on this episode from WalletHub:&nbsp;</p> <ul> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/cs/how-to-build-credit/20579&#34;>How to Build Credit&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/best-credit-cards-to-build-credit&#34;>Best Credit Cards for Building Credit</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/rent-reporting&#34;>WalletHub Rent Reporting&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/credit-builder&#34;>WalletHub Phone &amp; Utility Reporting&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/free-credit-score&#34;>Free Credit Score, Updated Daily</a>&nbsp;</li> </ul> <p><strong id=&#34;docs-internal-guid-d775c9db-7fff-ac7b-a38a-cc1788f04440&#34;>If you want to take your finances to the next level, sign up for a <a href=&#34;https://wallethub.com/upgrade&#34;>WalletHub Premium subscription</a>. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.&nbsp; </strong></p>

February 10, 2026Episode 1019 min

10% Credit Card Rate Cap: Winners, Losers & Alternatives

<p dir=&#34;ltr&#34;>In this episode of PennyWise, host John Kiernan and guest Brett House, a Professor of Economics at Columbia Business School, talk about how a 10% cap on credit card interest rates would affect consumers and the economy. John and Brett discuss the winners and losers of a 10% rate cap, along with other ways to address affordability concerns.&nbsp;</p> <p dir=&#34;ltr&#34;>More on this episode from WalletHub:&nbsp;</p> <ul> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/cc/credit-card-landscape-report/24927&#34;>Credit Card Landscape Report</a>&nbsp;</li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/best-credit-card-rates&#34;>Best Credit Card Rates</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/credit-cards/0-apr/&#34;>Best 0% APR Credit Cards&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/best-balance-transfer-credit-cards&#34;>Best Balance Transfer Credit Cards&nbsp;</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/credit-card-calculator&#34;>Credit Card Payoff Calculator</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/cc/what-is-a-good-apr-for-a-credit-card/42759&#34;>What Is a Good APR for a Credit Card?</a></li> <li dir=&#34;ltr&#34; role=&#34;presentation&#34;><a href=&#34;https://wallethub.com/edu/cc/historical-credit-card-interest-rates/25577&#34;>Historical Credit Card Interest Rates</a></li> </ul> <p><strong id=&#34;docs-internal-guid-8c361e30-7fff-ae0d-1940-f225d38b9960&#34;>If you want to take your finances to the next level, sign up for a <a href=&#34;https://wallethub.com/upgrade&#34;>WalletHub Premium subscription</a>. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.&nbsp; </strong></p>

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