Money Matters with Mike

In this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure dive into why retirement isn’t about hitting a magic number — it’s about reliable income. Learn how to transform your portfolio into a personal pension, how to align your investments with your goals, and how to reduce risk as retirement approaches. Plus: ✅ The #1 mistake retirees make with their savings ✅ The truth about pensions (and how to build your own) ✅ Passive income strategies that work ✅ Why working with a licensed financial pro matters  Visit MoneyMattersWithMike.com or call 704-560-1573 for your free consultation.   -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure reveal the truth about retirement—it’s not about your age, it’s about your income. Learn how to assess your financial landscape, prevent the dreaded “retirement tax bomb,” and build a sustainable income plan that replaces your paycheck for life. From Social Security strategies and life insurance solutions to spending plans that actually work, this is the retirement reality check you need. Get peace of mind for your future at MoneyMattersWithMike.com   -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

In this bonus episode, we dive into the importance of tackling credit card debt before it spirals out of control. You'll hear insights from Robin Growley of Bank of America, who shares practical tips and a message of hope for anyone feeling overwhelmed by debt. Whether you're just starting to manage your finances or already feeling buried, this interview reminds us it’s never too late to take control   -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Concerned about market volatility and your retirement future? In this episode of Money Matters with Mike, financial pro Mike Zaino and co-host Matt McClure explore how to protect your retirement savings while still enjoying potential growth. Discover how to take control of your 401(k), make smart portfolio adjustments, and avoid devastating mistakes in the retirement red zone. Plus, what you need to know about the "Lost Decade" and how to prevent history from repeating itself. No matter your current financial situation, you’ll learn how to take actionable steps today that your future self will thank you for. Get peace of mind for your future at MoneyMattersWithMike.com   -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure reveal a step-by-step checklist for a secure retirement. From income planning and Social Security strategies to healthcare coverage and tax-saving tips, they cover everything you need to know to retire with confidence — even during chaotic times. Get peace of mind for your future at MoneyMattersWithMike.com   -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Tariffs. Inflation. Market volatility. Retirees and pre-retirees are feeling the pressure—but there’s a smarter way to respond. On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure break down what’s happening in the markets and how retirees should react. Learn why diversification matters now more than ever, how to shift from accumulation to income, and what strategies can help preserve your savings—even in uncertain times. Get peace of mind for your future at MoneyMattersWithMike.com   -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Retirement can feel like a minefield—especially when taxes, market swings, and health costs come into play. Mike Zaino shares proactive strategies to help you avoid the four biggest threats to your retirement plan. Topics covered: How to protect your savings from market downturns What rising taxes and IRMAs mean for your nest egg The surprising power of life insurance in retirement planning Why Social Security’s cost-of-living adjustment may not be enough How to build a retirement income you can’t outlive Get peace of mind for your future at MoneyMattersWithMike.com   -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Procrastinated on your taxes? You’re not alone—but time’s almost up. Matt McClure shares urgent insights from Jackson Hewitt’s Mark Steber on what you must do before April 15 to avoid major penalties. From filing extensions to natural disaster relief, don’t miss this last-minute tax survival guide.   -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

It’s America Saves Week—a perfect time to recommit to those financial resolutions you made in January. In this special podcast extra, Matt McClure speaks with Robin Growley, Head of Consumer Deposits at Bank of America, about smart, simple ways to build your savings. From automating deposits to using the 50/30/20 rule, learn how to set yourself up for financial success—without feeling overwhelmed. Why saving doesn’t have to be hard The psychology of naming your savings goals How to balance debt repayment with growing your savings Easy tools to help you “set it and forget it” For more tools and tips, visit americasaves.org.   -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Worried about market crashes, inflation, or running out of money in retirement? You’re not alone—and this episode is packed with the smart strategies you need to take back control. Mike Zaino and co-host Matt McClure break down how to rebuild after a downturn, step by step. You’ll learn: ✅ How to perform a “SMART Inspection” of your financial plan Ways to uncover hidden fees and income gaps Why you need a backup plan for Social Security What retirees fear more than death—and how to fix it Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.