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Medicare For The Lazy Man Podcast

Medicare For The Lazy Man Podcast

Hosted by Douglas B. Jones, CLU, RHU with Randy Carson of C2C Consulting

Episodes

100

Latest episode

Aug 2026

Language

EN

About the show

Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!

Listen to episodes

60 recent
August 14, 2026Episode 98546 min

Ep.984 - EVER WANTED TO FRENCH-KISS A GILA MONSTER? IT MIGHT BE MEDICINAL!

MEDICARE ADVANTAGE MINUTE:                                                                         25 HEALTH SYSTEMS HAVE NOW DROPPEDMEDICARE ADVANTAGE;                       2.9 MILLION PARTICIPANTS MAY HAVE TO SWITCH PLANS!                                IN THE LAST THREE YEARS 90 HOSPITALS AND HEALTH SYSTEMS HAVE TERMINATED SOME OR ALL OF THEIR MEDICARE ADVANTAGE CONTRACTS. LIZARD SALIVA, SPECIFICALLY THAT FROM THE GILA MONSTER, TURNS OUT TO BE THE ORIGINAL SOURCE OF GLP-1 THAT WAS USEFUL AS A MEDICAL COMPOUND. FINALLY, LISTEN TO A RENDITION OF MY OPINIONS CONCERNING THE WISDOM OF PURCHASING PLAN N IN LIEU OF MY RECOMMENDED HIGH DEDUCTIBLE PLAN G. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

August 12, 2026Episode 98445 min

Ep. 983 - LOOKING AT A JOINT REPLACEMENT? MEDICARE ADVANTAGE MAY HURT EVEN MORE!

MEDICARE ADVANTAGE MINUTE:                                                                      THE MEDICARE ADVANTAGE COVERAGE GAP THAT COSTS RETIREES THOUSANDS AFTER JOINT REPLACEMENT! MEDICARE PAYS FOR AN AMBULANCE ONLY WHEN OTHER TRANSPORTATION THREATENS YOUR HEALTH. ANALYSIS OF RATE INCREASE REPORTS ILLUSTRATES ONCE AGAIN THAT HDG HAS THE SMALLEST INCREASES. CONSUMPTION OF COFFEE MAY LOWER HEART DISEASE RISK.                          EVEN MASS QUANTITIES? FINALLY, WE READ A LIST OF THE PLACES THAT MAKE TRAVELERS THE HAPPIEST. THE LIST WAS COMPILED BY USA TODAY SO DON'T EXPECT IT TO MAKE ANY SENSE! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

August 10, 2026Episode 98343 min

Ep 982 - HEY TUBBY! ARE YOU PLANNING TO JUMP ON THE "BRIDGE" GLP-1 DISCOUNT PILOT PROGRAM?

MEDICARE ADVANTAGE MINUTE:                                                                       LEAVE YOUR MEDICARE ADVANTAGE PLAN'S NETWORK AND IT CAN REFUSE TO PAY, LEAVING YOU WITH THE FULL BILL FOR OUT-OF-NETWORK TREATMENT. THE GLP-1 BRIDGE TRIAL PROGRAM: HERE IS A LIST OF "CATCHES" FOR WHICH TO WATCH OUT. NEBRASKA BEGINS A PURGE OF THE MEDICAID RECIPIENTS AS WORK RULES KICK IN.   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

August 7, 2026Episode 98250 min

Ep. 981 - CLIENT SAVED FROM LIFETIME OF KIDNEY DIALYSIS; AGENT LAUDS SELF AS HERO!

EJNOY THE FUN WHEN AI CREATES THE CONTENT FOR A PODCAST EPISODE! THIS CONTENT INCLUDES A SERIES OF SHORT MEDICARE ADVANTAGE STORIES, SOME GOOFBALL QUESTIONS AND A SET OF SERIOUS MEDICARE QUESTIONS. CORRECTION:                                                                                                              ILLINOIS TOWNSHIPS ARE TYPICALLY 36 SQ. MILES RATHER THAN ONLY 6 AS I MISTAKENLY SAID. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

August 5, 2026Episode 98148 min

Ep. 980 - INSURANCE UNDERWRITERS CAN BE A VERY CURIOUS AND NOSY BUNCH!

MEDICARE ADVANTAGE MINUTE:                                                                         WHEN A MEDICARE ADVANTAGE PLAN DROPS YOU, YOU GET A GUARANTEED RIGHT TO BUY ANY MEDICARE SUPPLEMENT POLICY. MEDICARE PAYS FOR SHORT TERM SKILLED CARE BUT NOT FOR A LONG TERM CUSTODIAL NURSING HOME STAY. INSURANCE UNDERWRITERS ASKED A STRANGE QUESTION PERTAINING TO MY NEW CLIENTS, A MARRIED COUPLE WITH A VERY VAMILIAR NAME. FINALLY, WE LIST THE STATES THAT HAVE GAINED, AND LOST, LARGE NUMBERS OF OLDER RESIDENTS. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

August 3, 2026Episode 98041 min

Ep. 979 - WORST CASE SCENARIO: IS IT WISE TO DO A PLAN CHANGE FROM HIGH DEDUCTIBLE?

FACING A FUTURE OF VERY EXPENSIVE MEDICAL TREATMENT, HAVING ENJOYED THE FINANCIAL BENEFITS OF HIGH DEDUCTIBLE PLANS FOR OVER A DECADE, WHAT DO THE OPTIONS LOOK LIKE IF A CHANGE TO ANY OTHER PLAN WERE POSSIBLE? A VALUED CLIENT WONDERS WHY NOBODY AT HIS MEDICARE SUPPLEMENT INSURANCE COMPANY COULD BE REACHED BY TELEPHONE. I SUGGESTED THE REASON MIGHT HAVE SOMETHING TO DO WITH THE CALENDAR: IT WAS SUNDAY! THE REPRESENTATIVE OF A MEDICAL EXPERT ASKED IF I WOULD CONSIDER HER CLIENT FOR A GUEST INTERVIEW.                                                                          HER AREA OF EXPERTISE? TREATENT OF CANINE DEMENTIA!  FINALLY, IS PERSONAL INFORMATION SUBMITTED VIA A FORM ON MY WEBSITE REALLY SECURE? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

July 31, 2026Episode 97943 min

Ep. 978 - HOW MUCH FORGETFULNESS IS NORMAL? WHEN SHOULD YOU SEE A DOCTOR?

I ASKED AI TO CREATE SOME NEWS STORIES AND OTHER INTERESTING MEDICARE RELATED CONTENT FOR THE AMUSEMENT OF THE AUDIENCE TODAY. SUBJECTS CREATED ARE AS FOLLOWS:                                                                                          PLAN SHRINKAGE; HOSPITALS QUIETLY WALKING AWAY FROM MA PLANS: PRIOR AUTHORIZATION GETS A PARTIAL FACELIFT: AI IS NOW DENYING YOUR CARE AND GETTING SUED FOR IT! NEXT COME SOME AI CREATED MEDICARE Q & A. FINALLY, ENJOY A REPORT ON FORGETFULNESS AND WHETHER YOU NEED TO BE WORRIED ABOUT YOUR MENTAL CAPACITY.                      Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

July 29, 2026Episode 97847 min

Ep. 977 - SHALL WE REHABILITATE A CLINICAL TERM UNFAIRLY LABELED A PEJORATIVE BY THE WOKE ?

MEDICARE ADVANTAGE MINUTE:                                                                         IN A HEALTHY YEAR A MEDICARE ADVANTAGE YEAR CAN SAVE YOU $2640. IN A CANCER YEAR IT CAN COST YOU $9250. SUSIE HAS FRIENDS THAT PURCHASED EXPENSIVE PLAN G RATHER THAN MY RECOMMENDED, MUCH LESS COSTLY HIGH DEDUCTIBLE PLAN G.                      HER FRIENDS TURN OUT TO BE CONTOL FREAKS! MY FRIEND BOB'S WIFE HAS A PDP (PRESCRIPTION DRUG PLAN) THAT CHANGED THE COVERAGE OF SOME DRUGS IN ITS FORMULARY FROM LAST YEAR TO THIS. AN OBJECT LESSON TO THOSE WHO DO NOT PERFORM AN ANNUAL SEARCH FOR THE MOST ADVANTAGEOUS PLAN AVAILABLE IN THE FOLLOWING YEAR. LONG-TIME LISTENER STEVE INADVERTANTLY CAUSED A CORRESPONDENT TO CHASTISE HIM FOR USING THE WORD "RETARD" IN A SELF-DESCRIPTIVE WAY. TALK ABOUT WOKE!                                                                                                  STEVE ALSO DESCRIBED A MARMITE ENCOUNTER THAT RESULTED IN AN APOLOGY WITH THE PROMISE OF A GIFT OF TASTY BRITISH BEER AS A SIGN OF CONTRITION.  FINALLY, LONG-TIME LISTENER DOMINICK DISCLOSED A LIST OF THE TEN WORST STATES IN WHICH TO LIVE. AFTER REALIZING THAT EACH PLACE ON THE LIST VOTED OVERWHELMINGLY CONSERVATIVE, DOUBT HAS BEEN CAST ON THE CNBC LIST CONSTRUCTORS! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

July 27, 2026Episode 97744 min

Ep. 976 - DIANE OMDAHL CHECKS IN WITH A LESSON IN THE MEDICARE "ALPHABET SOUP"

MEDICARE ADVANTAGE MINUTE:                                                                   THESE PRIVATE MEDICARE PLANS DENIED SPECIALIZED CARE AT THE HIGHEST RATES. DECEIPHERING MEDICARE'S ALPHABET SOUP. A FRIEND"S SITUATION ILLUSTRATES THE GROWING DIVIDE BETWEEN THE EXPENSIVE PLANS (F AND G) AND MY RECOMMEND HIGH DEDUCTIBLE PLAN G. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

July 24, 2026Episode 97638 min

Ep.+ 975 - FIVE TYPICAL MEDICARE BUYERS DISSECT "MEDICARE ENROLLMENT GUIDE"

The "MEDICARE BUYER COUNCIL" HAS TAKEN ON THE AWESOME TASK OF READING AND DIGESTING THE MEDICARE-RELATED CONTENT CONTAINED WITHIN THE 2026 EDITION OF "MEDICARE ENROLLMENT GUIDE". THIS COLLECTION OF FIVE CRITICAL RESEARCHERS WAS CREATED BY AN EXPERT IN ARTIFICIAL INTELLIGENCE AND WAS DESIGNED TO EMBODY EACH OF THE IMPORTANT CHARACTERISTICS DISPLAYED BY THOSE INTERESTED IN GAINING MASTERY OF THE MEDICARE PROGRAM. PERHAPS YOU SHARE ONE OR MORE OF THESE CHARACTERISTICS!  Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

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