Medicare For The Lazy Man Podcast

Hosted by Douglas B. Jones, CLU, RHU with Randy Carson of C2C Consulting

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Episodes

100

Latest episode

Jun 2026

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About the show

Lighthearted Medicare advice and opinions from longtime expert Douglas B. Jones, CLU, RHU. Drawn from his book: Medicare for the Lazy Man (an Amazon best seller), Doug's advice provides a simple road map to the best Medicare insurance protection available on the market today!

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60 recent

June 15, 2026Episode 96044 min

Ep + 959 - IN PAIN? NEED FAST RELIEF? STAY AWAY FROM MA PLANS WITH PRIOR AUTHORIZATION!

MEDICARE ADVANTAGE MINUTE: MEDICARE'S 72-HOUR RULE NOW GOVERNS MEDICARE ADVANTAGE APPROVALS TONI KING'S NEW AI-WRITTEN BLURBS SEND A VERY BAD MESSAGE STEVE (FROM TEXAS) ASKS A VERY THOUGHTFUL QUESTION ABOUT A MISGUIDED REPUBLICAN'S PLANS FOR THE FUTURE OF MEDICARE JOHN ASKS FOR CLARIFICATION AS TO THE MOST ACCURATE WAY TO RESPOND TO PARTS OF THE MLM QUESTIONNAIRES FINALLY, LISTEN TO AN EXPLANATION OF THE ACCEPTED INDUSTRY STANDARDS FOR THE INITIAL AND FOR SUBSEQUENT MEDICARE SUPPLEMENT PREMIUM PAYMENTS Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.

June 12, 2026Episode 95940 min

Ep 958 - WEIGHT LOSS DRUGS: GRAB YOURS FOR $50 EACH STARTING IN JULY!

MEDICARE ADVANTAGE MINUTE: NEW SENATE BILL COULD RESHAPE MEDICARE ADVANTAGE FOR MILLIONS. ONE OF THE FRICTION POINTS IT WILL TRY TO SOLVE WILL BE THAT OF PRIOR AUTHORIZATIONS. EXPLANATION OF "USUAL & CUSTOMARY? HEALTH INSUEANCE CLAIM PAYMENT SCHEDULES. FEE FOR SERVICE vs. MANAGED CARE ALSO EXPLAINED. HIGHER LOSS RATIOS IN THE MARKET ARE BEING DRIVEN BY CLAIM TRENDS THESE WEIGHT LOSS DRUGS:FOUNDAYO, WEGOVEY AND ZEPBOUND WILL BE MADE AVAILABLE UNDER THE "BRIDGE" PROGRAM STARTING JULY 1ST. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.

June 11, 2026Episode 95841 min

Ep. 957 - GOT GAS? GOT ALZHEIMER'S? ONE MIGHT BE CONNECTED TO THE OTHER!

MEDICARE ADVANTAGE MINUTE: RURAL TEXAS AT RISK; MEDICARE ADVANTAGE REDUCTIONS HIT HARDEST IN LOW POPULATION AREAS. STILL WORKING AT AGE 65? HERE'S HOW TO HANDLE MEDICARE. SINGLE SHOT AT PREVENTING HEART DISEASE. NEW STUDY COULD REWRITE ALZHEIMER'S PLAYBOOK. (HINT: NITRIC OXIDE GAS) THINK BEFORE YOU SUPPLEMENT CORRESPONDENCE FROM RON ABOUT TRICARE FOR LIFE, ALONG WITH A TFL EXPLANATION. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.

June 10, 2026Episode 95643 min

Ep. 955 - MEDICARE ADVANTAGE PLANS USE VARIOUS TOOLS TO CONTROL THEIR COSTS!

MEDICARE ADVANTAGE MINUTE: YOUR 2026 MEDICARE ADVANTAGE PLAN MY DENY YOUR NEXT REQUEST FOR AN EMERGENCY MRI. HERE IS WHY: PRIOR AUTHORIZATION DENIAL. THE ULTIMATE "I AM TURNING 65" CHECKLIST MARGY SENT ME A VERY TEMPTHING INVITATION TO BECOME A PODCAST GUEST. FINALLY, WE DISCUSS THE PERSONALITY TRAITS OF OUR NEW AI ASSISTANTS: SEAN AND CLAUDE RESPECTIVELY. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.

June 8, 2026Episode 95745 min

Ep. 956 - HOW MANY REASONS ARE THERE FOR CHOOSING PLAN G OVER ADVANTAGE?

MEDICARE ADVANTAGE MINUTE: FIVE REASONS RETIREES SHOULD BUY PLAN G RATHER THAN MEDICARE ADVANTAGE IN 2026. HIGH DEDUCTIBLE PLAN G WOULD BE AN EVEN SMARTER CHOICE! A NEW MEDICARE SUPPLEMENT PROSPECT WITH A COMPLIATED MEDICAL HISTORY HISTORY REQUESTS QUOTES. I EXPLAIN THE DETAILS SHE WILL BE RECEIVING. A CURRENT CLIENT WITH HDG RECEIVED SHOCKING NEWS: HE WILL RECEIVE A RATE INCREASE OF 8.7%, EQUATING TO $4.01 PER MONTH. SHOULD BE HAPPY ABOUT THAT! MEDICARE SUPPLEMENT RATE INCREASES HAVE BEEN LARGER THAN USUALIN THE MOST RECENT YEAR. INTERESTING COMPARISON BETWEEN THE AVERAGE OF PLAN G INCREASES VS. THE AVERAGE HDG INCREASES! FINALLY, A ROUSING QUIZ CONSISTED OF THE BEST AND WORST ENTRY LEVEL JOBS IN 2026. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.

June 5, 2026Episode 95545 min

Ep. 954 - SOCIAL SECURITY DISABILITY RECEPIENT HAS A RARE OPPORTUNITY!

MEDICARE ADVANTAGE MINUTE: MEDICARE ADVANTAGE PREIMUMS WILL DROP...EVEN AS TOTAL ENROLLMENT DROPS FOR THE FIRST TIME IN OVER A DECADE! CORRESPONDENCE FROM A DISABLED VISITOR TO MY WEBSITE WITH AN UNUSUAL SITUATION. HE IS TURNING 65 AND WILL FACE A DECISION: TAKE THIS OPPORTUNITY TO ACQUIRE SUPERIOR MEDICARE AND A SUPPLEMENT OR KEEP HIS LESS DESIREABLE MEDICARE ADVANTAGE PLAN WITH CHEAP DRUG COVERAGE. DEMS IN CONGRESS RAMP UP EFFORTS TO REPEAL THE NEW MEDICARE PRIOR AUTHORIZATION PILOT PROGREM CALLED WISeR. FINALLY I CAN OFFER THEM SUPPORT FOR SOMETHING! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.

June 1, 2026Episode 95446 min

Ep. 953 - BIRTHDAY RULES: GREAT NEWS FOR THOSE TRAPPED IN PLANS F, G & N!

MEDICARE ADVANTAGE MINUTE: MEDICARE ADVANTAGE EXPOSED: 5 SHOCKING TRUTHS THAT COULD COST YOU EVERYTHING! A RECENT CLIENT"S PLEA FOR HELP: A WOMAN IN KANSAS CITY, AGE 84; HER PLAN F WAS INCREASING TO $380 PER MONTH; MY SOLUTION: CHANGE TO HIGH DEDUCTIBLE PLAN G AT $77 PER MONTH. RESULT? SHE SAVES $303 PER MONTH AND IS MONEY AHEAD EVEN IN A "WORST CASE" SCENARIO! OPEN ENROLLMENT PERIOD AND SPECIAL ENROLLMENT PERIODS DEFINED, FOLLWED BY A DISCUSSION OF BIRTHDAY RULE STATES AND THE CONSEQUENCES OF A STATE ADOPTING A BIRTHDAY RULE. CORRESPONDENCE WITH A CLIENT THAT WAS UNHAPPY ABOUT HIS RECENT RATE INCREASE, FOLLOWED BY A DISCUSSION OF SOME OF THE MANY REASONS AN INSURANCE COMPANY MIGHT HAVE FOR CHANGING THE RATES OF THEIR PRODUCTS. FINALLY, WE SHARE A LIST OF CELEBRITIES TURNING 65 IN 2026 FOLLOWED BY A LIST OF BOY AND GIRL NAMES POPULAR THEN AND NOW. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.

May 29, 2026Episode 95348 min

Ep. 952 - PART D MEDICARE PRESCRIPTION DRUG PLANS - HOW CAN YOU CHOOSE?

MEDICARE ADVANTAGE MINUTE: MEDICARE IS INCREASING OVERSIGHT OF MEDICARE ADVANTAGE PLANS; HERE IS WHAT THAT MEANS FOR SENIORS! ACCORDING TO TELOS ACTUARIAL, THE MEDICARE SUPPLEMENT MARKET IS RETURNING TO GROWTH MODE. AS AMERICA GROWS OLDER, TRUMP Rx DELIVERS. ANTHEM/ELEVANCE PLANS TO PENALIZE IN-NETWORK HOSPITALS. DAVID HAS PDP QUESTIONS AFTER SUBMITTING HIS DRUG LIST AS INSTRUCTED AND SEEING NOTHING HAPPENING! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.

May 27, 2026Episode 95253 min

Ep. 951 - MY CLIENT WAITED JUST A LITTLE TOO LONG TO FOLLOW MY ADVICE; NOW HE IS STUCK!

MEDICARE ADVANTAGE MINUTE: MORE SENIORS ARE BEING DENIED COVERAGE FOR SKILLED NURSING CARE - APPEALS ARE SURGING! MEDICARE AT AGE 65 - EMPLOYER COVERAGE CHANGES THE RULES; SIZE OF THE EMPLOYEE WORKFORCE MAKES ALL THE DIFFERENCE IN WHAT HAPPENS. IS THAT SOCIAL SECURITY E-MAIL LEGIT? HERE IS HOW TO TELL! EDITORIAL: HOSPITALS AND INSURERS ARE GETTING RICH OFF OF MEDICAL FRAUD! MUCH OF THE SCAM IS DUE TO MEDICARE ADVANTAGE BILLINGS! CLIENT MIKE FINALLY ADMITS IT IS TIME TO SWITCH FROM PLAN G TO HIGH DEDUCTIBLE PLAN G TO SAVE A BUNCH OF CASH IN PREMIUM EXPENSE. TURNS OUT HIS PREVIOUS CARDIAC TREATMENT IS ON RECORD IN A DATABASE WHICH HAS MADE HIM A POOR RISK. UNDERWRITERS HAVE TURNED DOWN HIS REQUEST FOR A CHANGE OF PLANS. FINALLY, WE GET A PEEK AT WHAT WALLETHUB REALLY THINKS OF OUR BELOVED STATE OF ARIZONA! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.

May 25, 2026Episode 95155 min

Ep. 950 - NEWFOUND DISCIPLINE RESULTS IN MAXIMUM MEDICARE CONTENT PER EPISODE

MLM CHRISTMAS PARTY POST-MORTEM - OMAHA BEACH REMEBERANCE STEAKHOUSE SURVEY SPARKS FLOOD OF LISTENER COMMENTARY (ONLY VICTIM WAS MR. REGINA WHO WAS INADVERTANTLY RELOCATED FROM HIS BELOVED GEORGIA) MEDICARE ADVANTAGE MINUTE: CMS MULLS AUTO-ENROLLING SENIORS IN MEDICARE ADVANTAGE GOVERNMENT FINALIZES MAJOR CHANGES TO ACA EXCHANGES (UNDER 65 HEALTH INSURANCE - OBAMACARE) - INCLUDING GREATER ACCESS TO THE CATASTROPHIC PLAN MEDICARE PARTICIPANTS FACING RISING PREMIUMS IN 2026.; PREMIUMS FOR REGULAR PLAN G ARE EXPECTED TO INCREASE ANYWHERE FROM 12% to 26%! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.