Identi3

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Aug 2026

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About the show

Identi3 is all about Digital Identity. In each episode, we'll bring you insights from experts at the forefront of the Digital ID space. Hosted by Nick Lambert, Dock's CEO.

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60 recent

August 3, 202658 min

FIDO’s Vision for Passkeys, Digital Identity and AI Agents, with Andrew Shikiar (FIDO Alliance CEO)

In this session, Andrew Shikiar, CEO at the FIDO Alliance, explains why passkeys succeeded where earlier password replacements failed, and how the FIDO Alliance is now applying the same playbook to digital credentials and AI agents. (0:00) Introduction (2:00) What the FIDO Alliance does, and where passkeys stand today (5:04) Why passkeys succeeded where earlier password replacements did not (9:03) Why the password problem unified the whole industry (10:22) What a passkey proves, and what it does not (11:07) Passkeys versus credentials, or passkeys and credentials (12:32) Giving verifiable credentials a passkey moment (14:44) eIDAS and the EUDI wallet as catalyst (15:23) Inside the baseline wallet profile (17:26) Will other regions copy the EUDI model? (20:02) Derived credentials and the layer above the regulated core (23:23) Where agentic commerce actually is today (27:07) Why agentic commerce is a liability problem first (29:12) Will B2B agentic commerce arrive first? (33:47) What a merchant needs before it can trust an agent (37:58) What actually changed in identity over the past decade (39:40) AP2 and Verifiable Intent donated into FIDO (42:16) What AP2 and Verifiable Intent each solve (50:25) Audience question: how identity strategies are broadening (52:16) Audience question: who gives an agent its identity (53:18) Audience question: certification and smaller wallet providers (56:46) Privacy in the wallet certification programWebsite - https://www.dock.io/LinkedIn - https://www.linkedin.com/company/docknetwork/

July 20, 202644 min

The Identity Challenge in AI Agent Payments (with Harsh Mehta from Worldpay)

In this session, Harsh Mehta of Worldpay and Dock Labs unpack the identity and trust challenges behind AI agents and agentic payments: what is genuinely working today, what is still marketing, and what has to be solved before agents can transact autonomously. (1:25) Meet the guest: Harsh Mehta on AI and agentic commerce at Worldpay (5:47) Defining agentic commerce: reactive agents vs proactive agents (8:08) The levels of autonomy and why the headlines run ahead of reality (9:06) Human in the loop today: ACP, Google's protocol, and why browsers stop at checkout (12:47) Are more agent transactions slipping through than we realize? (13:18) Structured retail flows, embedded checkout, and why discovery is the long pole (15:24) Why B2B and procurement may scale faster than consumer shopping (16:50) The three hardest unsolved problems: data loss, identity, intent and liability (19:20) How agentic commerce inverts twenty years of fraud detection (20:54) False positives: when your fraud stack blocks your best new customers (21:57) Dock Labs' model: tying agents to individuals through delegation and verifiable credentials (25:44) Liability at agentic scale and who ends up holding the can (27:56) Intent frameworks: Mastercard Verifiable Intent, Google AP2, and selective disclosure (29:00) When bad product data is the real culprit (32:27) Who owns the mandate verification layer: platforms, PSPs, or a neutral layer (37:05) Commercial models: where value lands when an agent sits in the middle (40:51) Closing takeaways: build the foundations now, do the unglamorous work Website - https://www.dock.io/ LinkedIn - https://www.linkedin.com/company/docknetwork/

July 13, 20261 hr 14 min

The EU Digital Identity Wallet: A Practical Guide

In this session, Agne Caunt and Richard Esplin from Dock Labs break down the EU Digital Identity Wallet (EUDI) at the level most explainers skip: how the ecosystem is actually structured, what matters versus what is noise, and the practical steps an organization can take today. (00:00) Introduction (06:18) Regulation: from eIDAS 2014 to the 2024 revision (07:30) The BLT model: business, legal, and technical layers (09:19) Where Europe innovated (legal and business) versus stayed conservative (technical) (10:44) The three credential types: PID, QEAA, EAA (12:18) Platform and format: when EUDI-compliant and "compliant enough" diverge (14:39) Wallets: state wallets versus private wallets (17:01) QEAAs in private wallets and what DICE revealed (19:18) Google, Apple, and Samsung: where big tech wallets fit (23:15) Where a technology provider fits across the ecosystem (26:10) The standards, in one slide: OpenID4VC, HAIP, SD-JWT VC, mdoc (29:47) What EUDI deliberately left out: JSON-LD, DIDs, and ZKPs (33:34) An honest assessment of what is still moving (35:14) Practical steps: the relying party path (45:12) The issuer path: QEAA versus EAA (47:48) The wallet provider path and white-labeling (54:20) The European Business Wallet and the WE BUILD consortium (57:19) Payment models: who pays whom (1:01:24) Audience Q&A: country front-runners, multiple wallets, and international interoperability Website - https://www.dock.io/ LinkedIn - https://www.linkedin.com/company/docknetwork/

June 15, 202658 min

Liability in Agentic Commerce: Who Takes the Risk? [Live]

What happens to liability when the entity making a purchase is not a human? AI agents are moving from research into commercial reality. They can research and execute purchases. But the legal, identity, and payment infrastructure that commerce runs on was designed around humans in the loop. This session explores what breaks when agents enter the picture and what needs to be built before agentic commerce can scale. Guests: - Przemek Praszczalek, Product Lead at Invela Network (formerly Mastercard, nine years in emerging payments and verifiable credentials) - Ronald Kogens, Partner at MME, a Swiss law firm specializing in technology and financial markets law (0:00) — Introduction and framing (6:44) — How is agentic commerce different from traditional e-commerce? (10:18) — Legal perspective: what changes when a non-human initiates a transaction? (12:46) — Authenticating the agent vs. authenticating the person behind it (16:26) — Bank liability when agents interact with fraudulent merchants (19:07) — The closed vs. open ecosystem problem (20:34) — Does the "I agree" button still work when an agent is clicking it? (25:07) — Dispute flows, chargebacks, and cognitive overload (28:31) — When the agent screws up: who is actually liable? (31:33) — The EU AI Act and its implications for agent developers (33:18) — New fraud vectors introduced by agentic commerce (37:10) — Should agentic transactions be flagged differently in payment rails? (40:08) — How will dispute resolution change in practice? (43:37) — Could agents ever have legal personality? (46:00) — Timeline: when does autonomous agentic commerce actually arrive? (48:43) — B2B vs. B2C: which scales faster and why? (54:16) — Audience Q&A: UK regulation and the T&Cs consent problem Website - https://www.dock.io/ LinkedIn - https://www.linkedin.com/company/docknetwork/

June 1, 20261 hr 0 min

Can We Really Have Zero Trust with a Federated Identity Architecture? With Justin Richer (MongoDB)

Most organizations say they are doing Zero Trust. Many still trust their IAM directory implicitly, protect it with a firewall, and call that a modern identity architecture. That is a perimeter by another name. In this session, Agne Caunt (Dock Labs), Richard Esplin (Dock Labs) and Justin Richer (MongoDB) work through what Zero Trust actually requires at the identity layer, why federated architectures tend to recreate the problems they were designed to solve, and what a more structurally sound approach looks like. 0:00 Introduction and guest overview 3:48 Zero Trust: origins and core principles 10:26 Why Zero Trust is still unnatural 11:45 Zero Trust in what? The foundational question 13:14 Directory synchronization: how enterprise identity fragility compounds 15:47 Verifiable credentials and the move to user wallets 18:06 Is the wallet really untrusted? Justin pushes back 20:39 Practical transition: using wallets at domain boundaries, not everywhere 22:55 VCs as a reinvention of X.509 for an online world 26:22 Tool comparison: OAuth/OIDC/SAML + SCIM vs. VCs 27:42 Shared Signals and Events (SSE): strengths and structural limits 31:51 User Managed Access (UMA): what it got right, why it stalled 34:35 GNAP: what it solves, when to use it instead of OAuth 41:00 SPIFFE/SPIRE: workload identity and short-lived credentials 46:06 SPIFFE's trust model and the "bottom turtle" question 47:24 WIMSE: bridging workload identity across trust domains 51:12 Agentic identity: the question from the audience 52:38 AI agents -- neither human nor workload, and why that matters 55:26 "On behalf of" vs. "for the benefit of" -- the liability distinction 58:55 What would a Zero Trust native architecture actually look like? Website - https://www.dock.io/ LinkedIn - https://www.linkedin.com/company/docknetwork/

May 18, 202659 min

Trusted Caller Identity: Pilot Results from GSMA & Telefónica [Live]

This session presents the results of a six-month proof of concept run by Telefónica Tech, GSMA, Dock Labs, and TMT ID to rebuild call center authentication using mobile network APIs and verifiable credentials. The PoC completed authentications in under 60 seconds on average, with 100% of trialists saying they would prefer it over existing methods. Guests: - Glyn Povah, Global Product Development Director at Telefónica Tech - Helene Vigue, Identity and Data Director at GSMA Timestamps (00:00) - Introduction and context (00:28) - Guest introductions: Glyn Povah (Telefónica Tech) and Helene Vigue (GSMA) (04:34) - Strategic context: why call center impersonation fraud prompted this PoC (07:00) - The problems with current authentication: CLI spoofing, SIM swap, knowledge-based checks (08:32) - PoC goals: speed, security, and privacy (10:17) - GSMA perspective: scam as a global cross-industry problem (14:41) - Demo video: how the authentication flow works (16:26) - PoC results: trialist feedback and quantitative outcomes (20:32) - Carrier perspective: commercialisation, network APIs, and next steps (22:09) - The wallet ecosystem: complexity, government-led development, and commercial tension (30:05) - Identity industry perspective: user experience design choices and distribution challenges (37:10) - The extensibility of verifiable credentials beyond call center authentication (44:06) - Audience Q&A 📚 EXPLORE: Website - https://www.dock.io/ LinkedIn - https://www.linkedin.com/company/docknetwork/

April 20, 202656 min

Identity Web Wallet Demo: Enable Reusable Digital ID Without a Mobile App [Live Demo]

In a recent webinar, Richard Esplin, Head of Product at Dock Labs, and Agne Caunt, Product Owner, walked through a live demo of our new browser-based approach to digital identity. Through a step-by-step demo, Agne showed how this works in practice, from signing into newly acquired platforms without re-onboarding, to verifying identity with external partners using privacy-preserving credentials. Along the way, they explored the underlying architecture, trade-offs around security and decentralization, and how this model can unlock both better user experiences and new business opportunities. (00:00) Introduction (01:47) The problem: fragmented identity across systems (06:08) The shift: reusable digital identity (06:40) Demo begins (15:31) Architectural shift to user-held identity (16:24) Web and mobile wallet with shared storage (18:21) Issuance from trusted data (20:18) Verification with proof requests (27:17) Fraud model and Dock Labs' role (43:48) Decentralization trade-offs (48:08) Business wallets and delegation Website - https://www.dock.io/ LinkedIn - https://www.linkedin.com/company/docknetwork/

March 30, 202654 min

AI Meets Digital ID: Credential Issuance and Verification using MCP [Live Demo]

AI agents are quickly moving from experimentation to real-world deployment, but one critical question remains: how do you establish trust when agents start acting on behalf of users? In a recent webinar, Mike Parkhill (Head of Engineering at Dock Labs) and Agne Caunt (Product Owner at Dock Labs) explored this challenge and demonstrated how identity infrastructure can play a central role in solving it. The session focused on Truvera’s MCP (Model Context Protocol) server, showing how agents can issue, verify, and eventually hold digital ID credentials, and how this enables more secure, auditable, and constrained agent behavior. Along the way, they walked through a live demo of credential issuance and verification, and shared their perspective on where agent identity, delegation, and agentic commerce are heading next. (01:08) Why agent identity is becoming a problem (02:20) What MCP (Model Context Protocol) is (03:19) Goal: identity infrastructure for AI agents (04:27) What MCP enables for agents (analogy + capabilities) (05:56) Demo setup (Claude + web wallet) (14:27) Roadmap: wallet MCP and agent capabilities (15:16) Agent-to-agent (A2A) and DIDComm direction (16:13) Introduction to Agentic Payment Protocol (AP2) (18:02) AP2 mandates (cart, intent, payment) explained (19:51) Demo: issuing a cart mandate to an agent wallet (21:31) End of demo and transition to Q&A (22:21) What is an agent’s identity? (25:05) How MCP improves security and limits agent scope (28:07) Schema flexibility and support for new protocols (30:03) Ease of implementation and setup (31:43) How agents get their identity (onboarding) (33:04) Human-to-agent delegation model (34:19) EUDI and business wallet discussion (40:38) What happens when an agent invokes MCP tools (42:52) Multi-tenant vs one-to-one MCP architecture (45:36) Why did:cheqd was chosen (47:41) Real-world use cases (e-commerce, travel) (49:01) Sensitive use cases (loans, insurance, documents) (50:23) DID methods (did:key vs cheqd) explained (52:45) Closing remarks and next steps 📚 EXPLORE: Website - https://www.dock.io/ 👨‍👩‍👧‍👧 FOLLOW: LinkedIn - https://www.linkedin.com/company/docknetwork/

March 2, 202649 min

From Federation Sprawl to Unified Identity: How to Make Verified Identity Reusable Across Systems

Identity fragmentation isn’t usually the result of bad architecture. It’s the natural byproduct of growth. New apps get added. Business units operate independently. Acquisitions bring in new identity stacks. And over time, even well-designed IAM environments start to sprawl. In our recent masterclass, Richard Esplin (Head of Product) and Agne Caunt (Product Owner) walked through what this looks like in the real world and, more importantly, how organizations can evolve toward a unified identity architecture without ripping out the systems they already rely on. The session explored the limits of traditional federation, the shift toward reusable digital ID credentials, and a practical, phased path teams can use to reduce duplication, improve flexibility, and move closer to a zero trust model. (00:00) — Welcome and webinar overview (00:57) — Why identity architectures keep fragmenting (01:28) — The real-world IAM problem (02:52) — Example: a scaled consumer business with identity silos (04:27) — Typical federation-based IAM architecture (06:01) — Why federation breaks down in practice (08:52) — What IAM architects are reporting in the field (13:09) — The mindset shift: from system integration to identity ecosystems (17:07) — The generic reusable credential architecture (18:22) — Wallet integration overview (18:44) — Flow 1: Onboarding and credential issuance (20:53) — Flow 2: User-initiated verification from an app (22:01) — Flow 3: User-initiated verification from a relying party (23:05) — Flow 4: Call center / relying-party initiated flow (24:21) — How to evolve a fragmented architecture (phased approach) (25:41) — Phase 1: Start with one painful use case (26:02) — Phase 2: Use the IdP as a credential verifier bridge (28:00) — Phase 3: Direct verifier integrations (28:36) — Phase 4: Reducing reliance on the IdP (30:12) — Practical implementation tips (34:03) — Trade-offs and considerations (36:06) — Key advantages of the credential model (37:46) — Q&A begins 📚 EXPLORE: Website - https://www.dock.io/ 👨‍👩‍👧‍👧 FOLLOW: LinkedIn - https://www.linkedin.com/company/docknetwork/

February 23, 20261 hr 0 min

Inside World ID: How "Proof of Human" Works [Live Event]

AI agents are rapidly changing the shape of the internet. What started as an effort to keep bots out is quickly becoming a much more complex challenge: distinguishing humans from machines, enabling safe automation, and doing all of it without forcing users to overshare their identity. Against this backdrop, “proof of human” is moving from a niche concept to a foundational requirement for many digital experiences. To unpack what’s really happening, and what the identity ecosystem needs to do next, we hosted a conversation with Ajay Patel, Head of World ID at Tools for Humanity, and Kim Hamilton Duffy, CEO of a stealth startup and former Executive Director of the Decentralized Identity Foundation. The discussion explored the rising pressure created by AI-driven abuse, the risks of over-identification, the role biometrics can play when implemented carefully, and why interoperable, narrowly scoped credentials may be the path forward. (00:00) — Introduction and session overview (02:57) — Ajay Patel introduces World ID (09:51) — Urgency of proof of human in the AI era (10:50) — Why traditional bot defenses are failing (12:38) — Risks of over-identification and data oversharing (14:41) — Are we overreacting to the AI/bot problem? (17:52) — Gaps in current digital identity infrastructure (21:53) — Privacy by design vs. surveillance risks (24:48) — Design principles for future identity systems (31:21) — World ID Orb and biometric approach explained (37:34) — Role and concerns around biometrics (41:00) — Centralization risks and self-custody principles (44:20) — Hardware trust and decentralization challenges (48:06) — Interoperability with verifiable credentials and mDLs (53:02) — Why composability and standards matter (55:34) — Q&A: biometric changes and credential refresh 📚 EXPLORE: Website - https://www.dock.io/ 👨‍👩‍👧‍👧 FOLLOW: LinkedIn - https://www.linkedin.com/company/docknetwork/