Divorce and Mortgage Strategies

Hosted by Divorce Lending Association

Business Education Kids Family Parenting

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Episodes

240

Latest episode

Jan 2026

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EN-US

About the show

This divorce podcast digs deep into issues of divorce that center around real property including the marital home and other real property and divorce mortgage planning. Helping divorcing homeowners and the members of the professional divorce team make more informed decisions regarding the home equity solutions during and after divorce. Hosted by the Divorce Lending Association.

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January 22, 202625 min

EP: 02.26 - Tracing the Truth in Divorce: Forensic Accounting, Real Estate, and Financial Clarity

In this episode of the Divorce Lending Association Podcast, Cindy Scobee, Certified Divorce Lending Professional (CDLP®) and contributing host, sits down with Eli Neal, Founder and Principal of Four Corners Financial Forensics, to discuss the critical role forensic accounting plays in divorce—particularly when real estate and complex financial assets are involved.Eli shares his path into forensic accounting and explains how his firm works alongside family law attorneys, divorce lending professionals, real estate appraisers, and financial advisors to uncover the financial truth and support informed decision-making throughout the divorce process.This conversation highlights how early collaboration and expert financial analysis can prevent last-minute settlement issues and help divorcing individuals move forward with clarity and confidence.Whether you are a divorce professional, attorney, mortgage specialist, or someone navigating divorce yourself, this episode provides valuable insight into how financial clarity is created—and why it matters.🔗 Learn more about Eli Neal and Four Corners Financial Forensics:https://www.4cornersff.com/🔗 Connect with Cindy Scobee, CDLP®:https://www.divorcelendingassociation.com/offices/cindy-scobee.cfm🔔 Subscribe for more expert conversations on divorce mortgage planning, real estate, and financial strategy📘 Learn more about Divorce Lending Association resources at: https://www.divorcelendingassociation.comVisit www.divorceworkshop.com for more information and to take back control.At the Divorce Lending Association, our mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and real property.Divorce Mortgage Planning is the ability to put into play the desired outcome by pairing the needs and options available while incorporating the necessary details and clarity into an executable settlement agreement to obtain closure and peace of mind successfully.Are you going through a divorce and need information on refinancing your mortgage or buying anew home once the divorce is final? Often conflict arises out of a lack of knowledge. We have an amazing workshop available allowing you to take control of your situation and divorce mortgage planning so you are in a stronger position to negotiate while removing conflict and unrealistic expectations.Visit the Divorce Lending Association for resources and strategies on divorce mortgage planning.

December 12, 202531 min

EP: 23.25 - The Missing Layer in Divorce Planning: Life Insurance, Long-Term Care, and Collaboration

Divorce is more than a legal process—it’s a financial turning point that can impact your security for decades. In this episode of the Divorce Mortgage Strategies Podcast, host Amy Valdivia sits down with Carly Ebenstein of CJB Insurance Services to explore how life insurance and long-term care planning play a critical role in divorce settlements and long-term financial protection.Carly shares her personal divorce experience and explains why insurance is not just about protection after divorce—but a strategic tool during negotiations. Together, they discuss how life insurance can safeguard support obligations, why long-term care planning is often overlooked in divorce, and how collaboration between divorce professionals creates stronger, more sustainable outcomes.This conversation is essential for divorcing homeowners, family law professionals, mediators, financial advisors, and anyone helping clients navigate complex divorce decisions involving real property, support, and future care needs.In this episode, you’ll learn:How life insurance can protect alimony and child support obligationsWhy long-term care insurance should be considered during divorce planningThe financial risks of ignoring future care costs in a settlementHow collaboration between professionals improves divorce outcomesWhy DIY divorce planning can lead to costly long-term consequences📌 About the Guest: Carly Stein is an independent insurance broker with over 30 years of experience specializing in life insurance and long-term care planning. Based in Colorado, Carly works nationwide and is known for her education-first approach and collaborative philosophy.Connect with Carl: www.cjbins.com🔗 Resources & Support: To connect with a Certified Divorce Lending Professional (CDLP®) in your area or explore additional divorce mortgage planning resources, visit DivorceLendingAssociation.com.🎧 Subscribe for more expert conversations at the intersection of divorce, real property, and mortgage strategy.💬 Share this episode with professionals or individuals navigating divorce who need clarity beyond the legal paperwork.Visit www.divorceworkshop.com for more information and to take back control.At the Divorce Lending Association, our mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and real property.Divorce Mortgage Planning is the ability to put into play the desired outcome by pairing the needs and options available while incorporating the necessary details and clarity into an executable settlement agreement to obtain closure and peace of mind successfully.Are you going through a divorce and need information on refinancing your mortgage or buying anew home once the divorce is final? Often conflict arises out of a lack of knowledge. We have an amazing workshop available allowing you to take control of your situation and divorce mortgage planning so you are in a stronger position to negotiate while removing conflict and unrealistic expectations.Visit the Divorce Lending Association for resources and strategies on divorce mortgage planning.

December 4, 202520 min

EP: 22.26 - The Power of the Pivot: Coaching Confidence and Clarity After Divorce

In this episode of the Divorce Mortgage Strategies Podcast, Certified Divorce Lending Professional Stacy Ellison sits down with Deidre Haggerty, founder of Coaching With Ms. D, for a deeply honest and inspiring conversation about rebuilding life after divorce and major personal transitions. Deidre shares how her own journey—marked by career dissatisfaction, profound loss, and a return to her original passion for psychology and helping others—ultimately led her to become a coach. Together, Stacy and Deidre explore how coaching provides a forward-focused, supportive space for clients who feel stuck, overwhelmed, or unsure of who they are now. Deidre discusses the difference between coaching and therapy, the emotional challenges clients face after divorce, and why true transformation begins with learning to listen to yourself. She also talks about the common desire many clients express—“Just tell me what to do”—and how coaching instead empowers them to uncover their own answers and build confidence through intentional steps, reflection, and personal accountability. This episode is a valuable resource for divorcing individuals, divorce professionals, and anyone navigating reinvention or identity shifts later in life.Watch the conversation here or inside the Divorce Strategy Hub App, and connect with Deidre at coachingwithmsd.com or on social media under Coaching With Ms. D.Visit www.divorceworkshop.com for more information and to take back control.At the Divorce Lending Association, our mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and real property.Divorce Mortgage Planning is the ability to put into play the desired outcome by pairing the needs and options available while incorporating the necessary details and clarity into an executable settlement agreement to obtain closure and peace of mind successfully.Are you going through a divorce and need information on refinancing your mortgage or buying anew home once the divorce is final? Often conflict arises out of a lack of knowledge. We have an amazing workshop available allowing you to take control of your situation and divorce mortgage planning so you are in a stronger position to negotiate while removing conflict and unrealistic expectations.Visit the Divorce Lending Association for resources and strategies on divorce mortgage planning.

November 25, 202525 min

EP: 21.25 - Where Emotion Meets Strategy: Why Starting with Mediation Changes Divorce Outcomes

In this episode, Certified Divorce Lending Professional Stacey Ellison sits down with Jann Catto, founder of TLC Mediation, Certified Divorce Financial Analyst (CDFA®), and experienced divorce mediator. Together, they take a deep dive into how mediation, emotional awareness, and strategic financial guidance shape better outcomes for divorcing couples.Jann shares her unique background as a therapist, financial advisor, insurance professional, and CDFA®—and how that combination allows her to guide clients through some of the most difficult decisions of their lives. From navigating the emotional weight of divorce to understanding the financial realities of housing, cash flow, and settlement options, this conversation highlights why starting with mediation is often the most efficient, cost-effective, and empowering path for families.In this episode, Stacey and Jann discuss:Why mediation should be the first step before litigationHow emotions influence settlement decisions—and how professionals can help manage themThe importance of involving divorce professionals early (CDLP®, CDFA®, attorneys, therapists, and more)What couples must understand about keeping or selling the marital homeMortgage qualification challenges during and after divorceHow to avoid common settlement mistakes, especially around loan assumptions, alimony, and timelinesThe long-term impact of choosing a cooperative vs. combative divorce processWhether you’re a divorce professional, family law attorney, financial expert, mediator, or a homeowner navigating divorce, this episode offers actionable insights you won’t want to miss.Learn more about Jann Catto and TLC Mediation: https://www.tlcmediation.comLearn more about Divorce Mortgage Planning and the CDLP® framework: https://www.divorcelendingassociation.comIf you found this episode helpful, don’t forget to like, subscribe, and share to support more conversations that bring clarity, confidence, and strategy to the divorce process.Visit www.divorceworkshop.com for more information and to take back control.At the Divorce Lending Association, our mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and real property.Divorce Mortgage Planning is the ability to put into play the desired outcome by pairing the needs and options available while incorporating the necessary details and clarity into an executable settlement agreement to obtain closure and peace of mind successfully.Are you going through a divorce and need information on refinancing your mortgage or buying anew home once the divorce is final? Often conflict arises out of a lack of knowledge. We have an amazing workshop available allowing you to take control of your situation and divorce mortgage planning so you are in a stronger position to negotiate while removing conflict and unrealistic expectations.Visit the Divorce Lending Association for resources and strategies on divorce mortgage planning.

November 21, 202529 min

EP: 20.25 - Stronger Decisions Start with Stronger Support: The Emotional & Strategic Journey of the Family Home

In this episode of the Divorce Mortgage Strategies Podcast, host Cindy Scobee, CDLP®, sits down with family law attorney Mei Shih for a deep and practical conversation about one of the most emotional and financially significant parts of divorce: decisions surrounding the family home. Together, they explore how divorcing homeowners can balance emotional attachment with smart financial strategy, why early planning around mortgage assumptions, refinances, and buyouts is essential, and how easily clients can overlook risks when making real estate decisions during a divorce.Cindy and Mei discuss the importance of shifting from emotional decision-making to a more strategic “business hat” approach and why the marital home often plays an outsized role in both the heart and the budget. They highlight the critical value of building a strong divorce team—one that includes a family law attorney, a Certified Divorce Lending Professional (CDLP®), financial neutrals, divorce coaches, and mental health support—to help clients avoid costly mistakes and reach sustainable long-term outcomes. Mei also shares real-life examples from her practice, including situations where proactive collaboration could have changed a client’s financial future, and explains her unique post-divorce support model that guides clients through implementing their settlement agreements correctly.This episode is ideal for divorcing homeowners, family law professionals, mediators, financial experts, and anyone who wants to better understand the intersection of divorce, real estate, mortgage strategy, and long-term financial stability. Whether you’re navigating a divorce personally or supporting clients through one, you’ll gain valuable insight into how strategic planning and the right professional guidance can transform the outcome.Connect with Attorney Mei ShihWebsite: www.shihlegal.comVisit www.divorceworkshop.com for more information and to take back control.At the Divorce Lending Association, our mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and real property.Divorce Mortgage Planning is the ability to put into play the desired outcome by pairing the needs and options available while incorporating the necessary details and clarity into an executable settlement agreement to obtain closure and peace of mind successfully.Are you going through a divorce and need information on refinancing your mortgage or buying anew home once the divorce is final? Often conflict arises out of a lack of knowledge. We have an amazing workshop available allowing you to take control of your situation and divorce mortgage planning so you are in a stronger position to negotiate while removing conflict and unrealistic expectations.Visit the Divorce Lending Association for resources and strategies on divorce mortgage planning.

November 17, 202530 min

EP: 19.25 - When Plans Fall Apart: The Real Estate Walkthrough That Changed Everything

In this compelling episode of the Divorce Strategies Podcast, host Amy Valdivia, CDLP®, sits down with realtor, author, and DLA Allied Professional Tiffany Drahonovsky to unpack a real-life real estate challenge that dramatically altered the course of a divorce.What began as a routine final walkthrough quickly spiraled into a chain of unexpected issues—delayed closings, emotional upheaval, financing challenges, and hard-learned lessons about property disclosures, due diligence, and the risks divorcing homeowners often overlook.Together, Amy and Tiffany break down:How one conversation during a final walkthrough unraveled a saleWhat divorcing homeowners must understand about real estate timing and processWhy collaboration among professionals is essential in divorce casesHow strategic problem-solving can turn chaos into clarityInsights from Tiffany’s personal journey and how it shaped her passion for serving divorcing clientsWhether you're a family law professional, financial expert, real estate specialist, or a divorcing homeowner, this episode offers powerful takeaways you can put into practice immediately.If this episode brought you insight or clarity, be sure to subscribe, like, and share. For more resources—or to connect with a Certified Divorce Lending Professional—visit DivorceLendingAssociation.com.Visit www.divorceworkshop.com for more information and to take back control.At the Divorce Lending Association, our mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and real property.Divorce Mortgage Planning is the ability to put into play the desired outcome by pairing the needs and options available while incorporating the necessary details and clarity into an executable settlement agreement to obtain closure and peace of mind successfully.Are you going through a divorce and need information on refinancing your mortgage or buying anew home once the divorce is final? Often conflict arises out of a lack of knowledge. We have an amazing workshop available allowing you to take control of your situation and divorce mortgage planning so you are in a stronger position to negotiate while removing conflict and unrealistic expectations.Visit the Divorce Lending Association for resources and strategies on divorce mortgage planning.

November 12, 202515 min

EP: 18.25 - The Heart of Divorce Coaching: Healing, Growth, and Renewal with Stacey Ellison and Kimberly Lorah

In this episode of the Divorce Lending Association Podcast, Certified Divorce Lending Professional and Divorce Mortgage Planner Stacey Ellison sits down with Kimberly Lorah, Licensed Professional Counselor and Certified Divorce Coach, and founder of Blossom Coaching in Asbury Park, New Jersey.With over 25 years of experience in mental health, Kimberly shares how her personal journey through divorce inspired her to help others navigate this emotional transition with clarity, confidence, and courage. Together, Stacey and Kimberly explore how divorce coaching bridges the gap between emotional healing and practical decision-making, helping clients find stability and rebuild stronger than before.🎧 Learn More: Visit www.KimberlyLorahCoaching.com to take Kimberly’s Divorce Recovery Self-Assessment and learn more about her coaching programs.For more resources or to connect with a Certified Divorce Lending Professional (CDLP®) in your area, visit www.DivorceLendingAssociation.com.#DivorceCoaching #DivorceSupport #CDLP #DivorceRecovery #EmotionalHealing #DivorceJourney #DivorceLendingAssociation #DivorcePodcastVisit www.divorceworkshop.com for more information and to take back control.At the Divorce Lending Association, our mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and real property.Divorce Mortgage Planning is the ability to put into play the desired outcome by pairing the needs and options available while incorporating the necessary details and clarity into an executable settlement agreement to obtain closure and peace of mind successfully.Are you going through a divorce and need information on refinancing your mortgage or buying anew home once the divorce is final? Often conflict arises out of a lack of knowledge. We have an amazing workshop available allowing you to take control of your situation and divorce mortgage planning so you are in a stronger position to negotiate while removing conflict and unrealistic expectations.Visit the Divorce Lending Association for resources and strategies on divorce mortgage planning.

October 27, 202518 min

EP: 17.25 - Cash Flow, Confidence & Clarity: Building Stability After Divorce

Divorce brings emotional upheaval — and for many women, serious financial uncertainty. In this episode, Certified Divorce Lending Professional Stacey Ellison sits down with Jayeeta Choudhury, Certified Divorce Financial Analyst® and financial planner, to explore how women can protect their financial future during one of life’s toughest transitions.With more than two decades of experience, Jayeeta has dedicated her practice to supporting women through divorce, guiding them step by step as they gain clarity, confidence, and control over their financial decisions.🎙️ In This Episode, We Discuss: • Why financial education is key to long-term independence • How to uncover hidden liabilities and understand credit • The role of cash flow planning in keeping — or selling — the family home • The importance of surrounding yourself with the right professionals • Real-world red flags that can change the trajectory of a settlement • How to build a new financial plan after divorceWhether you’re navigating divorce professionally or personally, this conversation offers practical insight, compassion, and a reminder: there is a way forward — and you don’t have to do it alone.🔗 Connect with Our Guest River Edge Wealth Partners: www.REWP.com (Visit to learn more about Jayeeta and her services)🔗 Connect with a Certified Divorce Lending Professional Visit: DivorceLendingAssociation.com💡 More Resources Download the Divorce Strategy Hub App for tools, guidance & qualified divorce professionals.📌 If you found value in today’s episode, please like, subscribe, and share — your support helps others find the help they need during a difficult time.Visit www.divorceworkshop.com for more information and to take back control.At the Divorce Lending Association, our mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and real property.Divorce Mortgage Planning is the ability to put into play the desired outcome by pairing the needs and options available while incorporating the necessary details and clarity into an executable settlement agreement to obtain closure and peace of mind successfully.Are you going through a divorce and need information on refinancing your mortgage or buying anew home once the divorce is final? Often conflict arises out of a lack of knowledge. We have an amazing workshop available allowing you to take control of your situation and divorce mortgage planning so you are in a stronger position to negotiate while removing conflict and unrealistic expectations.Visit the Divorce Lending Association for resources and strategies on divorce mortgage planning.

October 21, 202524 min

EP: 16.25 - When the House Becomes the Client: A Collaborative Approach to Divorce Real Estate

In this episode of the Divorce Strategies Podcast from the Divorce Lending Association, Certified Divorce Lending Professional Cindy Scoby sits down with Amy Alpeza, Certified Real Estate Divorce Specialist and Collaborative Divorce Professional based in Washington State.Together, they explore what it truly means to support divorcing clients through one of the most emotional and complex parts of the process — the family home. Amy shares her journey from construction and design to becoming a trusted real estate divorce specialist and offers valuable insights into working with both parties, maintaining neutrality, and understanding that sometimes “the house becomes the client.”Key topics discussed include:The importance of collaboration between CDLPs and divorce real estate professionalsCommon missteps divorcing couples make when dividing propertyWhy appraisals and CMAs both play a critical role in determining home valueHow neutrality and education empower clients to make informed decisionsThe growing impact of collaborative divorce across the countryIf you’re a divorce professional, real estate agent, or mortgage expert looking to better understand the housing side of divorce—or if you’re a homeowner navigating these challenges yourself—this episode offers practical wisdom and real-world perspective.📱 Learn more about the Divorce Lending Association and Certified Divorce Lending Professionals at www.DivorceLendingAssociation.com🎧 Subscribe for more episodes of the Divorce Strategies Podcast featuring industry professionals sharing insights on real estate, finance, and family transitions.#DivorceMortgagePlanning #CDLP #DivorceRealEstate #DivorceProfessionals #CollaborativeDivorce #DivorceStrategyHubVisit www.divorceworkshop.com for more information and to take back control.At the Divorce Lending Association, our mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and real property.Divorce Mortgage Planning is the ability to put into play the desired outcome by pairing the needs and options available while incorporating the necessary details and clarity into an executable settlement agreement to obtain closure and peace of mind successfully.Are you going through a divorce and need information on refinancing your mortgage or buying anew home once the divorce is final? Often conflict arises out of a lack of knowledge. We have an amazing workshop available allowing you to take control of your situation and divorce mortgage planning so you are in a stronger position to negotiate while removing conflict and unrealistic expectations.Visit the Divorce Lending Association for resources and strategies on divorce mortgage planning.

October 10, 202512 min

EP 15.25: Taking Tasks Off the Table: Concierge Services for Families in Transition

In this episode, Certified Divorce Lending Professional Karla Kyte sits down with Allison Welch, founder of As You Wish Lifestyle, a personal concierge company supporting families through major life transitions — including divorce.Allison shares how her team provides hands-on assistance for busy families, from relocation coordination and home organization to event planning and everyday errands. She explains how these services can be invaluable for divorcing clients who feel overwhelmed by emotional, logistical, and time demands.Whether it’s managing a move, handling home prep, or simply taking small but stressful tasks off your plate, Allison’s concierge team helps restore order, calm, and focus during life’s most demanding seasons.🎧 What You’ll Learn:How concierge services support divorcing families and professionalsReal-life examples of how As You Wish helps clients through relocation and transitionWhy organization and empathy matter in the divorce processThe power of having a trusted team to handle life’s details📍 Connect with Allison Welch:Website: www.asyouwishlifestyle.com📍 Connect with Karla Kyte, CDLP®:Learn more about Divorce Mortgage Planning at DivorceLendingAssociation.com🎙 Subscribe to the Divorce Strategies Podcast for more conversations with professionals helping families move forward with clarity and confidence.#DivorceStrategyHub #DivorceSupport #ConciergeServices #DivorcePlanning #CDLP #FamilyTransition #AsYouWishLifestyle #DivorceProfessionals #LifeAfterDivorceVisit www.divorceworkshop.com for more information and to take back control.At the Divorce Lending Association, our mission is to help divorcing homeowners make more informed decisions regarding their home equity solutions and the divorce team identify any potential conflicts between the divorce settlement, the mortgage, and real property.Divorce Mortgage Planning is the ability to put into play the desired outcome by pairing the needs and options available while incorporating the necessary details and clarity into an executable settlement agreement to obtain closure and peace of mind successfully.Are you going through a divorce and need information on refinancing your mortgage or buying anew home once the divorce is final? Often conflict arises out of a lack of knowledge. We have an amazing workshop available allowing you to take control of your situation and divorce mortgage planning so you are in a stronger position to negotiate while removing conflict and unrealistic expectations.Visit the Divorce Lending Association for resources and strategies on divorce mortgage planning.