Episodes
100
Latest episode
Nov 2026
Language
EN
Hear Linda Gardner discuss important retirement topics.
Here's a number that should stop you in your tracks: 56% of American adults have no legacy plan at all. No will, no trust, no power of attorney, nothing. If you're among this group, don't panic, but don't put it off any longer.
Some people spend decades diligently saving for retirement, watching their 401(k)s and IRAs grow. But here's an important question many fail to ask: "How much of that money will I actually get to keep after taxes?" If you have a million dollars in your retirement account, Uncle Sam could be entitled to a significant amount of that, depending on your tax situation.
Nearly half of Americans don't feel ready to retire, and almost half fear they'll outlive their savings. Why do so many Americans feel they won't be ready to retire?
Nearly half of Americans don't feel ready to retire, and almost half fear they'll outlive their savings. Why do so many Americans feel they won't be ready to retire?
Remember when you were working, and you could count on a regular paycheck hitting your bank account every month? For many retirees, that predictable income is replaced by constantly checking portfolio values and worrying about market fluctuations. But retirement doesn't have to feel like a financial rollercoaster.
As Americans navigate the path toward retirement, understanding how savings evolve across different life stages is more important than ever.
You might think estate, or legacy, planning is just for people with big mansions and even bigger bank accounts but think again. Estate planning is about preparing for life's curveballs, preserving your wishes, and having a plan for you and your loved ones, no matter your bank account size.
We're faced with questions every day. What's for dinner? When's the meeting? How was your day? These are questions that are, or should be, easy to answer, but when you're starting to consider retirement, the questions can get a lot more complicated.
With a lot of uncertainty about where taxes are headed, more and more people are taking a serious look at Roth conversions. The idea of moving money out of a traditional IRA into a Roth, paying taxes now so withdrawals can be tax-free later, makes sense on paper. But then they see the tax bill that comes with it, and many of them stop right there.
Today we are discussing the benefits of long-term planning instead of speculative trading. As we talk about planning over frequent trading, don't get us wrong, we are not anti-tech. We'll talk about how AI is something helping you with the planning process, not replacing your role.
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Ann Carden
Holly Jean Jackson
Dr. Allen Lycka
