Your Financial EKG™ | Retirement Planning | Investment and Wealth Management | Financial Planning

Hosted by Drew Blackston, Certified Retirement Counselor® Registered Financial Consultant®

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287

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Aug 2026

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About the show

Welcome to the Your Financial EKG™ Podcast, your go-to source for expert financial planning insights, retirement strategies, and wealth-building tips. Whether you're approaching retirement, already retired, or looking to maximize your investments, this podcast delivers actionable advice on retirement income planning, tax-efficient strategies, Social Security optimization, estate planning, and long-term wealth management. **Schedule your virtual consultation, click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall **

Listen to episodes

60 recent

September 9, 202646 min

What Rate of Return Will Make Your Retirement Money Last?

What rate of return do you really need to make your retirement money last? In this video, we compare 4%, 5%, and 6% investment returns to show how each assumption can affect retirement income, portfolio longevity, and the risk of running out of money. You will learn why a higher return is not always better if it requires taking more investment risk than your retirement plan can handle. We also discuss inflation, withdrawal rates, market volatility, and how conservative retirement projections can help you prepare for uncertainty. If you are approaching retirement and wondering how your retirement savings should be invested, this comparison will help you choose a realistic rate of return for your financial plan. **Free Book 📕 Download: Can I Really Retire?!?:** 📊https://pearlwealthgroup.com/ ** ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

September 2, 202610 min

The 4% Rule Explained: How to Actually Use It in Retirement

How does the 4% rule work, and can it help you create reliable retirement income without running out of money? In this video, we explain how to calculate your first-year retirement withdrawal, adjust future withdrawals for inflation, and apply the 4% rule to your retirement savings. **Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

August 24, 202627 min

60-Year-Old Couple With $500K: Their Biggest Retirement Fear Isn’t Running Out of Money

What if your biggest retirement fear isn’t running out of money?In this retirement video, I walk through the retirement situation of a 60-year-old couple with $500,000 saved for retirement—and the concern that weighs on them most: what happens if one spouse dies? Retirement planning isn’t just about whether your retirement money lasts. It’s also about making sure the surviving spouse can maintain their retirement lifestyle, manage taxes, navigate Social Security, and handle the financial changes that come with losing a spouse in retirement. 📊 Wondering if you're on track for retirement? Our free Can I Retire? tool gives you a high-level look at your retirement readiness and helps identify potential gaps. Start here 👉 https://pearlwealthgroup.com/can-i-retire/ 😊 ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

August 19, 202634 min

When Should I Claim Social Security Benefits?!? (Full Guide)

When Should I Claim Social Security Benefits?!? (Full Guide) There’s no one-size-fits-all answer. Your claiming decision can impact your monthly income, taxes, survivor benefits, and the amount of money you may need to withdraw from your retirement accounts. In this full guide, we’ll walk through the key factors you should consider before claiming Social Security. **Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

August 12, 20269 min

62 With $500K: Should You Claim Social Security Early or Wait?

62 With $500K: Should You Claim Social Security Early or Wait? If you're 62 years old with $500,000 saved for retirement, one of the biggest questions you'll face is:Can I retire now... and should I claim Social Security at 62 or wait? 📊 Wondering if you're on track for retirement? Our free Can I Retire? tool gives you a high-level look at your retirement readiness and helps identify potential gaps. Start here 👉 https://pearlwealthgroup.com/can-i-retire/ 😊 ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

August 5, 202633 min

Retire at 55: The Complete Retirement Strategy Plan

Retire at 55: The Complete Retirement Strategy Plan In this video, we walk through a full retirement plan for someone leaving the workforce at 55, including how to create reliable income, manage investments, plan for healthcare before Medicare, reduce future taxes, and make your savings last throughout retirement. 📊 Wondering if you're on track for retirement? Our free Can I Retire? tool gives you a high-level look at your retirement readiness and helps identify potential gaps. Start here 👉 https://pearlwealthgroup.com/can-i-retire/ 😊 ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

July 29, 20265 min

You Have $250K Saved—Now What? (5-Minute Retirement Plan)

You Have $250K Saved—Now What? (5-Minute Retirement Plan) Have $250,000 saved for retirement and wondering what to do next? In this video, I'll walk you through a practical 5-minute retirement plan to help you make smart decisions about your savings. We'll cover: How much retirement income $250,000 could realistically provide Common mistakes that can cause retirees to run out of money Which accounts to withdraw from first How Social Security fits into your plan Simple strategies to help your retirement savings last longer **Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

July 20, 20269 min

Can You Retire at 55 With $800,000? (Using the Rule of 55)

Can You Retire at 55 With $800,000? (Using the Rule of 55) Are you 55 years old with around $800,000 saved for retirement ? You may be closer to retirement than you think. In this video, I'll walk through a real retirement scenario and explain how the Rule of 55 works, allowing many people to access their 401(k) without the normal 10% early withdrawal penalty if they leave their employer at the right time. **Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

July 15, 202610 min

Can I Retire at 63 with $350,000?!?

Can I Retire at 63 with $350,000?!? Can you really retire at 63 with $350,000 saved for retirement? In this retirement video, we break down the real numbers behind retirement income, Social Security, retirement healthcare costs, retirement withdrawals, and lifestyle expectations to see what’s actually possible in retirement. **Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌

July 8, 202627 min

Can You Retire at 63 With $850,000? Here’s the Strategy

Can You Retire at 63 With $850,000? Here’s the Strategy In this retirement video, I walk through a retirement strategy for someone who is 63 years old with $850,000 saved for retirement. We’ll look at how retirement income, Social Security timing, retirement withdrawal needs, taxes, and healthcare can all impact whether retirement is actually realistic. The goal isn’t just to ask “Can I retire?” — it’s to build a retirement strategy that helps your money last. **Schedule your free virtual consultation 😊 , click here: https://pearlwealthgroup.com/contact/ or use our calendar link: https://calendly.com/pearlwealthgroup/discoverycall ** ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌