Yo Quiero Dinero

Hosted by Jannese Torres

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Aug 2026

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"This podcast will leave you feeling inspired to take a more proactive approach to your savings, earnings, & expenses." - BuzzFeed | Yo Quiero Dinero is an award-winning personal finance podcast that empowers listeners on topics like entrepreneurship, investing, financial independence & money mindset. Hosted by Jannese Torres, Latina money expert, award-winning author and serial entrepreneur. Known as “the swaggiest personal finance podcast", each week we drop episodes brimming with POC-friendly personal finance knowledge, served with sazón! Tune in for all the money lessons you never learned. Visit us at YoQuieroDineroPodcast.com . Hosted on Acast. See acast.com/privacy for more information.

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September 14, 202642 min

Venture Capital 101 with GP Lolita Taub

Most of us didn't grow up learning about venture capital — it can feel like a world you're either born into or invited into by elite networks. This week, Jannese sits down with Lolita Taub, General Partner at Ganas Ventures, who has done it all: founder, angel, LP, GP, and ecosystem builder. Lolita breaks down what venture capital actually is (no jargon, promise), how to become an accredited investor without a six-figure salary, and why the questions investors ask founders of color are so different from the ones they ask everyone else. If you've ever felt like investing — or raising money — "isn't for you," this episode is your invitation to the table. WE GET INTO: 01:55 — Growing up in South Central LA & lessons about money 03:39 — "Echale ganas": the origin of Ganas Ventures 05:51 — From USC to big tech: IBM, Cisco & finding her "tribe" 07:45 — The interview series that introduced her to venture capital 09:12 — Breaking into VC and building her own fund 10:25 — Representation in venture & the Siete Foods story 11:37 — What venture capital actually means, no jargon 13:23 — VC vs. lotto tickets: the real odds 14:24 — What makes a business "venture backable" 15:01 — Bootstrap vs. raise: the Calendly story 17:11 — Why full control means skipping VC money 18:50 — Crowdfunding and other accessible ways to invest 19:20 — What is an accredited investor (and how to become one without the income) 22:07 — The risk of taking money from unaccredited investors 24:51 — Bias, pedigree, and the double standard for founders of color 31:25 — How to actually get started as an investor 34:03 — Angel checks vs. VC checks: how much you really need 35:03 — Overcoming imposter syndrome & belonging in venture 36:24 — The size of the Latino economy & rising unicorn founders KEY TAKEAWAYS: → Venture capital is money businesses raise to grow fast but most small businesses shouldn't raise it, and bootstrapping is often the smarter move. → You don't need to be a millionaire to become an accredited investor — working at a fund or taking a certification course can qualify you. → Angel investors can write checks as small as $100 through platforms like crowdfunding sites, angel syndicates, and groups like Hustle Fund's Angel Squad. → Founders of color get asked "why won't you fail" while their counterparts get asked "how big is your vision" — know this bias exists and come prepared with hard numbers. → If the Latino community were its own economy, it would be the third largest in the world. The opportunity in this space is massive! → Imposter syndrome is normal. Belonging doesn't require certainty; it requires showing up. CONNECT WITH LOLITA: Website: lolitataub.co Instagram: https://instagram.com/lolitatatub TAKE THE NEXT STEP WITH YO QUIERO DINERO: 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO: Instagram: https://www.instagram.com/yoquierodineropodcast YouTube: https://www.youtube.com/@yoquierodineropodcast TikTok: https://www.tiktok.com/@yoquierodineropodcast Facebook: https://www.facebook.com/yoquierodineropodcast Website: https://yoquierodineropodcast.com This episode was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

September 7, 202632 min

I've Been Hiding My Success (Here's Why)

I've ghosted y'all, and I need to apologize — because it wasn't intentional, and we need to talk about why. For years I shared everything: the brand deals, the $144K year that replaced my corporate paycheck, all of it. But after crossing a quarter million in revenue, I got quiet. In this episode I'm breaking down why success got harder to talk about than struggle, the family side-comments that made me want to shrink, and why I'm committing to radical, responsible transparency from here on out — revenue AND expenses, wins AND costs. WE GET INTO: 00:01 The Ghosting Confession 02:20 The Accidental Business Origin (2019) 04:49 Celebrating Early Wins: The $144K Milestone 07:14 From $125 to $50K Brand Deals 09:37 The Discomfort of Outgrowing Her Old Self 10:21 Fear of Becoming Unrelatable 12:44 Struggle vs. Success in Latino Community Narratives 15:08 Family Side Comments and Feeling Like an Outsider 17:25 Committing to Radical Transparency 19:40 Why Latina Wealth Visibility Matters 21:54 Hope Over Guarantee: What This Show Is For 24:22 Honoring Every Version of Herself 26:48 Reconnecting With Her New Self as a Mom 29:10 Outro: Create & Cultivate Festival + Sign Off KEY TAKEAWAYS: → Making the commitment to radical, responsible transparency — sharing the expenses and real costs behind every revenue win, not just the headline number → My financial arc: $144K in 2020 to $500K/year for the past four years and the first millionaire in my family → The bigger my numbers got, the quieter I became because I was afraid of seeming unrelatable or being judged by family → The real emotional cost of success: strained family dynamics, side comments, and imposter syndrome → Why hiding wins is a disservice to the community and keeps success feeling out of reach → A personal reflection on postpartum, my book tour, and my first year as a mom TAKE THE NEXT STEP WITH YO QUIERO DINERO: 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO: 📸 Instagram: https://www.instagram.com/yoquierodineropodcast 🎥 YouTube: https://www.youtube.com/@yoquierodineropodcast 🎵 TikTok: https://www.tiktok.com/@yoquierodineropodcast Hosted on Acast. See acast.com/privacy for more information.

August 31, 20261 hr 12 min

Healing How We Parent (and How We Were Parented)

This week on Yo Quiero Dinero I sat down with Leslie Priscilla, a Parent Coach, founder of Latinx Parenting, and author of the brand-new book CHANCLA: Healing Our Families, Ourselves, and Our Culture. Together we talk about the things that aren’t always so easy when it comes Latino parenting: the good, the bad, and la chancla itself. We're getting into intergenerational trauma, why "gentle parenting" content ignores the reality Latina moms actually live in, what reparenting really looks like day to day, and how the money scarcity messaging we grew up with shapes our kids for life. Don’t sleep on this one! WE GET INTO: 1:13 Latino Parenting & Breaking Cycles 2:15 Leslie’s Parenting Journey 6:58 Parenting with Compassion Under Pressure 18:11 Why La Chancla? Reclaiming a Cultural Symbol 24:51 Setting Boundaries in Multigenerational Families 35:36 Reparenting Yourself 44:39 Healing When Parents Won’t Take Accountability 45:39 Scarcity, Money & Self-Worth 49:15 Raising Kids to Question Authority 56:46 Building Self-Worth & Emotional Safety 1:03:28 A New Vision for Latino Family Healing 1:07:22 Where to Find Leslie & the Book KEY TAKEAWAYS: → All behavior (yours and your kid's) is a strategy to meet a need and reframing "bad behavior" this way changes everything. → Reclaiming la chancla means aiming it at the systems (patriarchy, capitalism, white supremacy, harmful religious dogma) instead of at your kids. → Reparenting isn't about indulging your inner child; it's a disciplined practice of asking "what would be loving right now?" → You can't control how your parents or grandparents react to you parenting differently — but you can still do it differently. → Scarcity language ("we don't have money") shapes a kid's relationship to money and self-worth long into adulthood. → Respect ≠ obedience. Teaching kids to question authority is a survival skill, not disrespect. CONNECT WITH LESLIE: – Latinx Parenting: https://latinxparenting.org – Buy the book: https://latinxparenting.org/chancla-book/ – Follow Leslie on Instagram: https://www.instagram.com/latinxparenting TAKE THE NEXT STEP WITH YO QUIERO DINERO: 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO: Instagram: https://www.instagram.com/yoquierodineropodcast YouTube: https://www.youtube.com/@yoquierodineropodcast TikTok: https://www.tiktok.com/@yoquierodineropodcast Website: https://yoquierodineropodcast.com This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

August 24, 202656 min

The Cultural Rules Keeping Latina Leaders Stuck

Mi gente, this one is going to trigger you — in the best way. This week I’m sitting down with Denise Soler Cox, a cultural excavator, award-winning filmmaker, keynote speaker, and author who's spent the last decade going inside the cultures that shape how we lead, belong, and become who we are. After speaking on stage, women kept pulling Denise aside to share secrets they'd never told anyone. From this, Denise began to realize the cultural rules keeping Latina leaders shrinking and sidelined — and how to finally cut them out. Throughout the conversation, Jannese and Denise get into it: the two conflicting rules about money most of us grew up with (don't talk about it when it's bad, don't talk about it when it's good — and what that silence actually costs us), why corporate America rewards "polished" over honest, the hardest chapter Denise had to write (her relationship with her mom), boundaries, the "no contact" pendulum, and why the book is releasing in English and Spanish on the same day. WE GET INTO: 01:50 – Origin story: Being Enye and the 17-year wait to make it 04:36 – How backstage confessions became a book about 10 taboos 09:31 – Corporate polish vs. real authenticity 11:56 – Cultural rules around what emotions are "acceptable" 16:10 – The two conflicting rules about money 19:20 – "Thermal equilibrium": the cold rooms in our families 21:06 – "White people problems" and the guilt of making more money 24:26 – Becoming the villain of the family story 27:32 – No contact vs. the hard conversation 31:33 – Gratitude vs. losing your ambition 34:04 – The hardest chapter to write: her mom 40:00 – Why the book releases in English and Spanish the same day 41:59 – What women should feel comfortable saying out loud 44:14 – Pay transparency and speaker rate shame 47:09 – Fill in the blank: what makes Latinas financially unstoppable 50:30 – Where to find Denise, the film, and the book KEY TAKEAWAYS: → The rule of staying silent about money — whether things are good or bad — costs Latinas real dollars and real validation from the people who love us most → "Thermal equilibrium": some family topics stay frozen forever unless someone actively warms them up → The people who get upset when you set a boundary are usually the ones who benefited from you not having one → Corporate spaces reward "polished" — but the realest, most transformational work happens when you stop performing → Healing happens in community, not isolation — which is exactly why this book and this podcast exist → Pay transparency (rates, salaries, what you charge) is one of the taboos most worth breaking first → Ambition and gratitude aren't opposites — you're allowed to hold both CONNECT WITH DENISE: Website: denisesolercox.com/ Book: https://denisesolercox.com/book Instagram: https://www.instagram.com/denisesolercox TAKE THE NEXT STEP WITH YO QUIERO DINERO: 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO: Instagram: https://www.instagram.com/yoquierodineropodcast YouTube: https://www.youtube.com/@yoquierodineropodcast TikTok: https://www.tiktok.com/@yoquierodineropodcast Website: https://yoquierodineropodcast.com This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

August 17, 202644 min

Nara Smith Isn't a Trad Wife, OpenAI Has a PR Problem, and Other Hot Takes

It's been a minute since I gave you a full behind-the-scenes update, so today's episode is a solo catch-up plus is Nara Smith a trad wife or a genius businesswoman cosplaying domesticity? A mom informed her three adult daughters they now owe her $300/month, should they pay? And OpenAI took a group of creators on a luxury brand trip that the internet did NOT let slide, but who actually deserves the scrutiny? Stay till the end because I'm sharing all the ways you can work with me right now and diving into the biggest takeaway of this episode: money, power, and influence are always operating behind the image. WE GET INTO: 0:00 – Intro: what's on deck today 0:00 – Business update: Sales Without Social launch recap 4:54 – New digital products program (coming soon) 7:15 – Financially Lit Club school community + the $75K challenge 11:50 – Rich Mommy Retreat: Costa Rica, Nov 2–5 15:17 – Personal health update: GLP-1, HRT, and 50+ lbs lost 17:41 – Perimenopause, chronic illness, and Latino community health gaps 22:21 – Is Nara Smith a trad wife? 26:40 – Am I the Asshole: the $300/month "daughter dividend" 35:17 – The OpenAI creator brand trip backlash 39:46 – The common thread: money, power, and image 42:12 – Ways to work with Jannese + closing KEY TAKEAWAYS: Passive marketing beats algorithm dependency There's no ceiling on what you can earn Domesticity ≠ financial dependence, and vice versa isn't automatically liberation Family generosity shouldn't be a mandatory recurring invoice Brand partnerships come with responsibility — ask what you're lending your name to Financial literacy goes way beyond budgeting EPISODE RESOURCES: 🔗 Idea to Income Webinar: https://www.crowdcast.io/c/idea 🔗 The Financially Lit Club: https://www.skool.com/financially-lit-club/ 🔗 The Rich Mami Retreat: https://trovatrip.com/trip/central-america/costa-rica/costa-rica-rich-mami-2026 🔗 The First Gen Founders Circle: https://courses.yoquierodineropodcast.com/founders TAKE THE NEXT STEP WITH YO QUIERO DINERO: 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO: Instagram: https://www.instagram.com/yoquierodineropodcast YouTube: https://www.youtube.com/@yoquierodineropodcast TikTok: https://www.tiktok.com/@yoquierodineropodcast Website: https://yoquierodineropodcast.com This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

August 10, 202656 min

She Went From Receptionist to Senior Leadership Without a Degree

This week on Yo Quiero Dinero, Jannese sits down with Jessica Rivera — proud Boricua, mom at 19, and 20-year corporate vet who climbed from receptionist to senior leadership without ever following the "traditional" path. Jessica is here to help us decode the psychology of corporate power, promotions, and why your work ethic alone will never be enough to get you promoted. This episode gets into the imposter syndrome that doesn't disappear even after you hit the title and the money, the moment Jessica realized she had to bet on herself, and why she believes women's emotions are a leadership superpower — not a liability. They also get into the messy, real stuff: crabs-in-a-barrel dynamics in the Latino community, boundaries with people who take shots at your success, and the one standard Jessica refuses to lower for herself. WE GET INTO: 01:21 – Becoming a mom at 19 and choosing grit over the traditional path 03:26 – Being "the only" Latina in the room 05:29 – Learning corporate chess: playing the game on her own terms 07:12 – Imposter syndrome and the nitpicking that wears you down 09:05 – From receptionist to sales: Jessica's career trajectory 11:46 – The $50K retention bonus — and the promotion that never came 17:33 – Betting on herself: leaving corporate to coach full-time 21:23 – Building the BRAVE Method 26:09 – Burnout as a "badge of honor" 28:32 – Redefining success in the Latino community 30:41 – Judgment, boundaries, and who gets to stay in your life 33:57 – Confidence, courage, and owning your voice 36:23 – Why women's emotions are a leadership superpower 41:32 – Chasing who you're becoming, not just the goal 45:16 – Living a full life: family, love, and what's next 47:41 – Jessica's Puerto Rico retreat, resources, and the standard she refuses to lower KEY TAKEAWAYS: → Hard work and grit will get you far — but they won't get you promoted. Understanding the psychology of power and politics will. → Imposter syndrome doesn't disappear once you hit the title or the money. It requires ongoing internal work. → "Struggle culture" and "hustle culture" are not the same thing — and confusing the two keeps high achievers stuck. → You have to be willing to lose people who can't handle your growth. That's not arrogance, that's a boundary. → Chase who you're becoming, not the goal itself — the goal is just a byproduct. → Women's emotions are a leadership superpower, not something to suppress to be taken seriously. CONNECT WITH JESSICA: Website: jessicarivera.co Instagram: https://www.instagram.com/jessicarivera.co/ LinkedIn: https://www.linkedin.com/in/jessicarivera/ TAKE THE NEXT STEP WITH YO QUIERO DINERO: 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO: Instagram: https://www.instagram.com/yoquierodineropodcast YouTube: https://www.youtube.com/@yoquierodineropodcast TikTok: https://www.tiktok.com/@yoquierodineropodcast Website: https://yoquierodineropodcast.com This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

August 3, 20261 hr 6 min

We Bought Our First Fixer Upper: Real Numbers, Real Marriage Talk With My Husband

Hola mi gente! This week I'm switching things up. My husband Ray is joining me in an actual whole ass podcast studio to talk about the real estate business we've started building: house flipping. We closed on our first fixer-upper here in Florida, in cash, and we're pulling back the curtain on why we did it, what the real numbers look like, and how we keep being business partners from turning into a threat to our marriage. WE GET INTO: 00:00 Welcome to the studio: meet Ray 02:03 Ray's construction background (his dad and grandfather taught him everything) 09:41 Why they sold the Puerto Rico condo to fund this 12:50 Finding the house: the comps, the negotiation, closing at $140K 19:21 Inspection day: the good, the bad, and the roaches 24:17 The full renovation scope, room by room 34:04 The real numbers: budget, target sale price, profit margin 38:59 How they split roles: the LLC, the credit card, the labor 45:10 Keeping the flip from taking over the marriage 47:44 Rapid fire: who's most likely to... 51:27 Plan B if it doesn't sell 54:42 Final thoughts: budgeting for the unexpected KEY TAKEAWAYS: → You don't need a mortgage to get started, but you do need liquidity and a plan for where that cash comes from → Comps are everything. Know what renovated properties are actually selling for before you fall in love with a "deal" → Budget for the worst case on every line item (roof, HVAC, electrical) so a surprise doesn't wreck your numbers → Permits exist because someone got hurt before you. Don't DIY the things that legally require one → When you're in business with your spouse, define your lanes clearly, money person and labor person, and stay in yours → Always have a Plan B (long-term rental, Airbnb) if the flip doesn't sell fast → The real ROI in this episode isn't the house, it's the years of money mindset work that made a six-figure cash purchase feel possible instead of terrifying TAKE THE NEXT STEP WITH YO QUIERO DINERO: 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO: Instagram: https://www.instagram.com/yoquierodineropodcast YouTube: https://www.youtube.com/@yoquierodineropodcast TikTok: https://www.tiktok.com/@yoquierodineropodcast Website: https://yoquierodineropodcast.com This episode was recorded at Tampa Studio Collective ( https://www.instagram.com/tampastudiocollective ) and produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

July 27, 202652 min

Exactly How to Buy Real Estate in Puerto Rico with Krystal Vias of Buy the Block PR

This week we're picking up where we left off last week after I shared my own journey selling my condo in PR — and this time we're going deep on buying real estate on the island. I sat down with Krystal Vias, a proud Nuyorican and founder of Buy The Block PR, who's on a mission to reconnect la diáspora with Puerto Rico, one block at a time. Krystal didn't step foot on the island until she was 38 and that first trip changed everything. Now she's helping thousands of Boricuas navigate the confusing, often antiquated process of buying property back home, from finding trustworthy realtors to avoiding land scams. We get into the real talk: the identity crisis so many of us in the diaspora carry, conscious investing versus gentrification, and why speaking perfect Spanish is NOT a requirement for belonging. If you've ever thought about buying property on the island, this episode is your permission slip. WE GET INTO: 00:00 – Intro: Welcome Krystal Viaz, founder of Buy The Block PR 01:26 – Krystal's story: first trip to PR at 38 and falling in love with the island 02:26 – Financial education roots + losing her brother-in-law to colon cancer 04:49 – Why there's no Cash App or Zelle in PR (and why that's by design) 06:44 – What Buy The Block PR actually offers 07:40 – Krystal's podcast, By The Blockcast 08:14 – Navigating identity: being "from here but also from there" 10:34 – Dealing with backlash: "you're not really Puerto Rican" 12:37 – Misconceptions about buying property (it's not just hopping on Zillow) 13:44 – How to actually find listings on the island 16:30 – Vetting real estate agents, lenders, and contractors 18:43 – Common scams and red flags to watch for 20:17 – The risks of buying land (inheritance issues, unpaved roads, protected land) 22:27 – What you need financially before you start looking 25:41 – Conscious investing vs. displacement and gentrification 30:05 – Airbnb, tax incentives, and long-term rental income 34:09 – Building remote income to fund the move 37:24 – "Spanish shame" and the myth that fluency is required 39:37 – Internal pressure vs. external validation of Latinidad 41:25 – The history behind Puerto Rican migration policies 43:41 – How to get involved with Buy The Block PR 45:19 – Closing thoughts: ownership, privilege, and being about it KEY TAKEAWAYS: Puerto Rico doesn't have one central MLS like the mainland — off-market properties, Facebook groups, and word-of-mouth are huge parts of the process You'll need a trusted, vetted local team (realtor, lawyer, mortgage broker) — and red flags include people who go dark on communication Land purchases carry unique risks: unresolved inheritance issues, unpaved roads, no electrical/water access, and protected land you can't build on Mainland buyers typically need a second-home loan (20% down) unless they can prove 2 years of remote or island-based income Long-term rental income in PR can be tax-free — a lesser-known incentive worth knowing about Conscious investing means asking "how does this affect my neighbors and community?" — not just "what's my ROI?" Not speaking fluent Spanish does NOT disqualify you from reconnecting — the real barrier is internal permission, not language CONNECT WITH KRYSTAL: Buy The Block PR Website: https://www.buytheblockpr.com Buy The Block PR Instagram: https://www.instagram.com/BuytheblockPR TAKE THE NEXT STEP WITH YO QUIERO DINERO: SALES WITHOUT SOCIAL BUNDLE: Get discovered and make sales in 30 days without posting on social media. LEARN MORE HERE . 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW JANNESE: Instagram: https://www.instagram.com/yoquierodineropodcast TikTok: https://www.tiktok.com/@yoquierodineropodcast YouTube: https://www.youtube.com/@yoquierodineropodcast Hosted on Acast. See acast.com/privacy for more information.

July 20, 202634 min

Yes, I Sold My Puerto Rico Condo — Here's What I'm Doing Next

By now you've probably seen me post on social media that I sold my condo in Puerto Rico, and the reactions have been... a lot. So let's get into it. In this solo episode, I'm taking you behind the scenes of why I bought that condo right after my divorce, what it represented to me, and why — three and a half years later — I decided to let it go. This is not a "never sell real estate" episode. This is a "your life changes and so should your money moves" episode. We're talking numbers, we're talking mindset shifts around debt and leverage, and we're talking about what's next: a fixer-upper flip in Florida with my husband, and a bigger PR condo for our family. Grab a coffee (or a copa), this one's personal. WE DIVE INTO: 02:20 – The origin story: buying the condo after my divorce 06:59 – What the condo really represented — reclaiming my connection to the island 09:17 – What changed: becoming a mom, remarrying, outgrowing the space 11:39 – The HOA drama and why the condo stopped making sense 13:56 – Let's talk numbers: what I paid vs. what I sold it for 16:19 – The plan: flipping a fixer-upper in Florida with my husband 18:45 – Reframing my relationship with debt 21:04 – Why I'm financing the next PR condo instead of paying cash 23:19 – The real lesson: alignment over accumulation 25:42 – The emotional side of letting go 28:00 – Where to find my PR real estate guide + money tools 30:25 – Rich Mommy Retreat + how to stay connected KEY TAKEAWAYS: → Your financial decisions should evolve as your life does — what worked for single you might not work for married-with-a-baby you → Selling an asset isn't automatically a bad money move — rich people reposition capital all the time → Debt and leverage aren't the enemy. Used strategically, they let you preserve cash and acquire more assets → Cash purchases give you flexibility and control (hello, fixer-upper flip); mortgages can be the smarter move when you want to preserve liquidity → You don't owe anyone an explanation for your money moves — get around people who understand the vision RESOURCES: Jannese’s Instagram: https://www.instagram.com/yoquierodineropodcast/ Rich Mami Retreat: https://www.richmami.com/ FREE GUIDE: Buying Your First Property in PR: https://courses.yoquierodineropodcast.com/pr-real-estate TAKE THE NEXT STEP WITH YO QUIERO DINERO: 📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ Hosted on Acast. See acast.com/privacy for more information.

July 13, 202645 min

Stuck in Autopilot? How to Build a Career With Intention with Diana Bernal

This week Jannese sits down with executive coach, speaker, and author Diana Bernal to talk about something a lot of us never learned how to do: build a career on purpose instead of just falling into one.Diana is a first-gen success story who climbed the corporate ladder in nonprofit fundraising, hit "senior vice president" energy, and realized the corner office wasn't actually the goal. Now she coaches ambitious women through the exact roadmap she used to pivot, and she just released her book, Career with Intention. This conversation covers the signs you're autopiloting at work, why "loyalty" doesn't always pay off, how to give yourself permission to walk away from a degree (or a decade) without it being a waste, and how motherhood and marriage can completely reshape what ambition even means. WE GET INTO: 01:32 Diana's first-gen story and career roadmap 04:19 Redefining success beyond the corner office 06:53 The false narrative of the corporate ladder 09:36 Loyalty culture vs. career mobility 09:45 What it means to build a career "with intention" 13:15 Signs you're autopiloting at work 15:12 Overcoming the sunk cost fallacy 16:26 Key questions to ask before a career pivot 18:36 Why high-achieving women struggle to own their value 22:14 Cultural scripts Latinas face at work 25:00 Testing the waters before quitting your 9-to-5 26:44 It's never too late to reinvent yourself 30:22 How motherhood reshaped Diana's ambition 31:26 A mindset shift that changed her life 33:15 Breaking the breadwinner stereotype 36:34 A journaling exercise for career clarity 37:06 Advice to her younger self 40:11 Where to find Diana and her book KEY TAKEAWAYS: The clearest signs you're autopiloting at work — and why your boss already knows How to overcome the sunk cost fallacy around a degree or career you've outgrown Diana's 3-part framework for a career pivot: values, skills/interests, and place Why it's never too late to reinvent your career (Diana made her pivot in her 50s) Breaking the "man as breadwinner" script in marriage A simple journaling exercise to get career clarity fast CONNECT WITH DIANA: Get Diana's book, Career with Intention : https://bit.ly/4cp2Etu Connect with Diana on Instagram: https://www.instagram.com/diana.bernal.inc/ Diana's website: https://www.dianainc.com TAKE THE NEXT STEPS: Join my Passive Profit workshop on July 28th: http://crowdcast.io/c/passiveprofit Get the book, Financially Lit! : https://financiallylitbook.com Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ Book a free Money Call: https://yoquierodineropodcast.com/links/ This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.