Wealth is a Journey Podcast

Hosted by Che Willis

Episodes

Language

EN-US

About the show

Wealth is a Journey Podcast. Welcome to my Podcast where we talk about all things growth surrounding finances, personal development, fatherhood, marriage and entrepreneurship. Take this journey with me as we figure out this thing called life and win in the process!I help families living paycheck to paycheck live the life they want to live through budgeting and investing. Check out my website and book a free call to see if I can help you set up a budget so you can start building longterm wealth for you and your family! www.wealthisajourney.com

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60 recent

1 hr 7 min

The Night That Changed Everything. Ep. 190

What if everything you've been through was preparing you for something greater? Some people have stories that make you wonder how they made it through. My guest, Kelly James, is one of those people. In this episode of the Wealth is a Journey Podcast, Kelly shares a powerful journey filled with challenges, life-changing moments, difficult decisions, and opportunities that he never could have imagined. There were moments when his life could have taken a completely different direction. But looking back, Kelly recognizes that God had His hand on his life, even when he couldn't see it. Today, Kelly is using his experiences and knowledge to help entrepreneurs increase their income by developing one of the most important skills in business: sales . But this conversation is about much more than making money. We talk about faith, purpose, personal growth, overcoming your past, and what happens when you stop allowing where you came from to determine where you're going. Sometimes you don't understand why God brought you through something until you discover what He brought you through it for. This is a conversation you don't want to miss! Connect with Kelly James: Instagram: https://www.instagram.com/kellyjamessales Want help improving your sales skills and increasing your income? Kelly is offering free introductory sales help to get you started. Call or text Kelly: 346-239-4204

23 min

The Little Things We Overlook When Building Wealth. Ep 189

How many times have you said, “If I made more money, I would be able to get ahead financially”? But here's a question: If you're not managing the money you have today, what makes you think you'll manage more money differently tomorrow? In Luke 16:10, the Bible teaches us that whoever can be trusted with very little can also be trusted with much. In this episode of the Wealth is a Journey Podcast, I challenge you to take an honest look at how you're managing what you already have. Many people believe they need a bigger paycheck to start building wealth. But the truth is, the habits you develop with $50 are often the same habits you'll carry into managing $5,000. I share how my wife and I began our journey toward financial freedom with the money we had. We started working toward paying off our mortgage in 2016, and today our home is paid for. I also share how I built my position in SCHD by purchasing a few shares at a time instead of waiting until I had thousands of dollars to invest. In this episode, we'll discuss: Why being faithful with little matters when building wealth How small financial decisions can create big results over time Why making more money doesn't automatically solve financial problems The importance of budgeting and paying attention to your expenses How consistency helped us eliminate debt and build investments Why you need to appreciate and manage what you have before asking for more Sometimes we're so focused on what we don't have that we fail to recognize what we can accomplish with what's already in our hands. The question isn't just how much money you're making. It's what you're doing with the money you have. If you're ready to take control of your finances, visit www.wealthisajourney.com for free budgeting resources or to schedule a free financial coaching call. Remember: Believe. Plan. Execute. #PersonalFinance #MoneyManagement #BuildingWealth #FinancialLiteracy #BiblicalStewardship #MoneyMindset #WealthIsAJourney

18 min

I Lost a Tenant… Then This Happened | Ep. 188

A few weeks ago, one of my tenants told me they were moving out. My first thought was, “How am I going to continue investing the way I’ve been if they leave?” But then I remembered the principles we’ve been talking about over the last several episodes: gratitude, faith, controlling your thoughts, and refusing to let fear dictate your next move. Instead of focusing on what I was losing, I started speaking about what I was grateful for and moving forward like things were going to work out. Less than two weeks later, I had another tenant ready to move in — and they paid a month in advance. In Episode 188 of the Wealth is a Journey Podcast, I talk about what this experience taught me about setbacks, gratitude, faith, and trusting that one closed door doesn’t mean the journey is over. Sometimes the thing that looks like a financial setback is simply a transition. The question is: How will you respond while you’re waiting to see what happens next? Stay grateful. Watch your thoughts. Keep moving forward. Believe. Plan. Execute. #wealth #realestate #finance

19 min

How To Build Your Own Bank. Ep 187

What if, instead of reaching for a credit card every time a major expense comes up, you could use your own money—and then pay yourself back? In this episode of the Wealth is a Journey Podcast, I’m talking about what it means to be your own bank. My wife and I recently needed new carpet in our home. Instead of putting it on a credit card and creating another monthly payment with interest, we used money from our savings. Then, through our monthly budget, we began putting that money back into our savings—essentially paying ourselves back. That didn’t happen overnight. It came from intentionally reducing expenses, building savings, and creating room in our budget. I’ll talk about: - Why your budget is about more than just paying bills - How reducing expenses can create financial breathing room - Why building savings can reduce your dependence on credit cards - How we “borrowed” from ourselves and paid ourselves back - Why your money should eventually be working for you—not constantly going toward debt and interest You may not be in a position to do this today, and that’s okay. The goal is to start building the financial habits that can put you in that position in the future. Believe. Plan. Execute.

22 min

Assets Over Liabilities. Ep 186

Most people would say they don’t want to be poor—but wanting more financially and knowing how to get there are two different things. In this episode, I break down a few simple steps that can put you on the road toward becoming a millionaire. Building wealth isn’t necessarily about making a huge income. It starts with changing what you believe is possible, being willing to adjust your plan, and understanding the importance of ownership. I talk about why my desire to change my financial future became the starting point, why budgeting and reducing expenses allowed me to invest more of my income, and why owning assets is so important when building your net worth. We’ll focus on three areas: • Desire & Belief — believing a different financial future is possible • Be Open to How It Happens — reduce expenses, budget your money, and create room to invest • Ownership — build assets and understand that becoming a millionaire is about net worth, not just income You don’t have to have everything figured out today. Start with what you have, make intentional decisions with your money, and keep moving forward. Remember: a millionaire isn’t necessarily someone who earns $1 million a year. It’s someone whose assets minus liabilities equal at least $1 million. Believe. Plan. Execute.

19 min

My Wake Up Call. Ep 185

What did I do differently to change the financial direction of my family? Growing up, I always had a desire for more. I remember seeing other kids with the cars, clothes, and things I wanted and believing that one day I could have those things too. God blessed me with a strong work ethic, and eventually I was able to afford many of them. But somewhere along my journey, I had a wake-up call: looking successful and building wealth are two completely different things. Generations of families can remain financially stuck simply because no one was taught how the financial system works. Once we learn better, we have an opportunity to do something different. In Episode 185 of the Wealth is a Journey Podcast, I talk about my transition from spending money to enjoy the moment to intentionally using money to build generational wealth. And it doesn't stop with us. We have to teach our children what we learned so they don't have to figure everything out on their own. The goal isn't just to change your life. It's to change what your children start with. Believe. Plan. Execute.

24 min

The Medicine to Your Financial Headache Ep. 184

Sometimes the hardest part of changing your financial situation isn’t knowing what to do—it’s believing that your situation can actually change. In Episode 184 of the Wealth is a Journey Podcast, I talk about some of the things that can keep us financially stuck: our mindset, the people around us, what we constantly listen to, and the belief that the life we want is out of reach. Growing up without much can make it easy to look at what other people have and wonder, “Why can’t I have that?” But instead of allowing that feeling to discourage you, you can use it as motivation to change your direction. In this episode, we talk about changing your mindset, taking inventory of the people around you, being intentional about what you allow into your mind, and continuing to build your faith for a better financial future. Your current financial situation doesn’t have to be your final financial situation. Believe. Plan. Execute.

22 min

Your Finances Won't Fix Themselves. Ep. 183

If you’re unhappy with your financial situation, waiting for things to magically get better isn’t going to change anything. At some point, you have to decide that it’s time to move. In Episode 183 of the Wealth is a Journey Podcast, I’m breaking down 3 simple steps to help you start moving toward financial freedom without overwhelming yourself: 1. Locate where you are — Take an honest look at your current financial situation. 2. Identify where you want to go — Debt free? More savings? Investing? Financial freedom? Define the destination. 3. Find out what you have left — Write down your monthly income and expenses and see exactly how much money you have left each month. You don’t have to fix everything today. You just have to stop ignoring where you are and take the first step. Your finances won’t fix themselves. It’s time for your financial wake-up call. Believe. Plan. Execute.

28 min

Who You Marry Matters. Ep 182

My wife and I recently celebrated 21 years of marriage, and when I look back at where we started compared to where we are today, we've come a long way. We didn't come from wealthy backgrounds. We didn't have everything figured out. We had to work, make sacrifices, change the way we thought about money, and learn how to build a life together. Today, our house is paid off, our son's college is fully funded, we're debt-free, and we're investing for our future. But none of that happened overnight. In this episode, I talk about some of the things I wish I understood before getting married — especially how important your spouse can be to your financial future. We talk about having the desire for more, giving each other grace, being willing to change yourself instead of constantly trying to change your spouse, and learning how to adjust when life doesn't go according to plan. Because when you're married, you're not just choosing someone to spend your life with. You're choosing someone to build your life with. If you're married, thinking about getting married, or trying to build wealth with your spouse, this episode is for you. Believe. Plan. Execute.

21 min

The Truth About Building Wealth. Ep 181

What does success actually look like? And when does a setback become a failure? In this episode, I talk about why you have to define success for yourself before you can build a plan to achieve it. For me, financial freedom is part of that definition—but getting there requires more than simply wanting to make more money. We’ll talk about shifting your mindset, setting goals that actually matter to you, staying focused on your own journey, and understanding that challenges along the way don’t make you a failure. You haven’t failed just because something didn’t work. You fail when you quit. If you’ve been feeling stuck financially, discouraged by your progress, or comparing your journey to someone else’s, this episode is for you. You can reassess, make a new plan, and start again.