Wealth-Building Made Simple

Hosted by Phillip Washington Jr.

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Nov 2026

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About the show

Money can be stressful, but it doesn’t have to be! This podcast is about helping people understand their finances and make smart choices for their future.

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36 recent

November 11, 2026Episode 133331 min

Learning a New Language for Money

Key Takeaways: Expect Markets to Change: Markets naturally move through ups and downs. Volatility is a normal part of investing, not something that can always be avoided. Question How You View Money: Cultural beliefs and personal experiences can shape how you think about money and influence your financial decisions. Find an Investment Style That Fits You: Thinking about markets as natural rhythms can make investing easier to understand and help you find a strategy that matches your goals and comfort level. Manage Your Emotions: Practices like meditation, yoga, and breathing exercises can help you stay calm and make better decisions during market changes. Learn From History and Philosophy: Looking at how people have understood money and financial systems over time can offer new ideas for making smarter investment decisions. Chapters: Timestamp Summary 0:00 Reevaluating Market Volatility Through Historical and Cultural Lenses 5:59 Dancing With Market Rhythms and Redefining Financial Language 10:57 Balancing the Bell and Dancer Within Ourselves 13:33 Understanding the Role of Attention in Emotional Responses 14:53 Challenging Conventional Medicine and ADHD Diagnosis 17:56 The Connection Between Self-Discipline, Confidence, and Personal Growth 21:44 Dancing With Market Rhythms Through Balance and Timing 25:47 Aligning Mind and Body for Effective Decision-Making 29:54 Leveraging Human Intelligence for Social Media Algorithms Powered by Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram ( @askphillip ) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

November 4, 2026Episode 133230 min

The Next Generation's Hard Season

Key Takeaways: Understand the Four Types of Assets: Think of your money like a village. The Elder (gold) helps preserve the family's buying power. The Builder (stocks) puts money to work so it can grow. The Provider (bonds) brings in steady income. And the Next Generation (Bitcoin) is young and unpredictable, so investors who believe in it may give it room to grow without betting the house on it. Understand Bitcoin’s Market Position: Bitcoin continues to gain attention, but its price is affected by global events, economic uncertainty, and competition from traditional investments. Recognize Generational Changes: Investment choices are changing as more people explore digital assets and technology alongside traditional investments. Follow Where Money Is Moving: Investors may move money from Bitcoin into AI companies and government bonds when interest rates rise or traditional investments seem more stable. Look Beyond Market Opinions: Concerns about new technology, including quantum computing, can affect how people view Bitcoin. Understanding how Bitcoin works and the risks it may face can help investors make better long-term decisions. Chapters: Timestamp Summary 0:00 Bitcoin’s Struggles Amidst Market Dynamics and Generational Shifts 10:13 Bitcoin’s Generational Wealth Transfer and Market Dynamics 15:41 Economic Shifts, Gold Investment, and AI’s Role in Productivity 19:29 Bitcoin’s Role Amidst Economic Shifts and Technological Fears 22:49 Generational Growth and the Perception of Progress 28:28 Influencing Genetics Through Somatic Practices and Mindset Powered by Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram ( @askphillip ) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

October 30, 2026Episode 132810 min

The Power of Feedback Loops in Business

Key Takeaways: Use Feedback to Improve: Be open to feedback. It can help you spot problems, improve your business, and make better decisions. Review and Plan Regularly: Strong financial management requires both regular financial reviews and planning for the future. Make Time for Financial Planning: Spend at least 10% of your work time reviewing your finances and planning your next steps. This can make the other 90% of your work more effective. Plan for Taxes Early: Review your tax options throughout the year. Planning ahead can help reduce surprises and improve your year-end financial results. Stay Objective About Your Business: Try not to let emotions control financial decisions. A clear and objective review can help you focus on the best use of your money. Chapters: Timestamp Summary 0:00 Compounding Wealth Through Business Ownership and Networking 1:22 Emotional Challenges in Business Self-Assessment and Improvement 3:11 Humility and Ego in Muay Thai Training 3:40 Embracing Feedback and Ego Crushing for Entrepreneurial Growth 4:43 Year-End Business Planning and Holiday Considerations 5:54 Tax Efficiency Strategies for Year-End Business Planning 6:14 Strategic Planning and Financial Decisions for Business Growth Powered by ReiffMartin CPA and Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram ( @askphillip ) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

October 28, 2026Episode 133135 min

Who Holds the Financial Ledger?

Key Takeaways: Understand How Money Has Changed: Money has evolved from early record keeping systems to government-controlled currencies and digital forms of money. Understanding this history can help you see how financial systems change over time. Learn About Cryptocurrency: Cryptocurrencies like Bitcoin offer a different way to transfer and store value without relying on a central authority. Like the printing press, this technology could change how people access and use financial information. Understand Digital Trust: Digital tools can make transactions easier to track and verify. These systems can change how people build trust and exchange money, although risks and limitations remain. Protect Your Attention: Digital platforms compete for your time because attention can generate revenue. Managing what you focus on can help you make better decisions and use your time wisely. Keep Your Skills Relevant: Continue learning skills that meet changing economic needs. Building valuable skills and adapting to new technology can help you stay competitive and better manage the effects of inflation. Chapters: Timestamp Summary 0:00 The Evolution of Money and Its Gatekeepers 8:43 The Evolution of Trust and Money in Digital Age 14:40 The Transition to Stablecoins and America’s Financial Strategy 19:13 The Evolution of Debt Management from Ancient to Digital Age 24:44 The Evolution of Power and Belief in Western History 28:36 Adapting Skills and Attention in the Digital Age Powered by Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram ( @askphillip ) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

October 23, 2026Episode 132710 min

The Power of Aligned Action

Key Takeaways: Create Consistent Money Habits: Regular money management routines can give your business more stability, control, and freedom to grow. Review Finances Monthly: Monthly financial reviews can help you catch problems early, avoid surprises, and maintain healthy cash flow. Plan Quarterly for Taxes and Growth: Every few months, review your tax needs and decide how much profit to reinvest based on your business's current financial position. Know Your Financial Reports: Use your balance sheet, income statement, cash flow statement, and bank statements to understand what is happening in your business. Master Financial Management: Strong financial management prepares your business for future growth, expansion, or a potential sale. Chapters: 0:00 The Importance of Money Routines for Business Success 2:40 Building Financial Routines for Monthly and Quarterly Reviews 4:38 Key Financial Reports Every Business Owner Should Master 6:37 The Importance of Managing Business Finances for Early Retirement 8:14 The Importance of Strategic Financial Planning and Accountability Powered by ReiffMartin CPA and Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram ( @askphillip ) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

October 21, 2026Episode 133034 min

The Four Roots of Civilization

Key Takeaways: Use Power and Resources Responsibly: Power, beliefs, money, and intelligence shape society. These systems can be used for good or harm, depending on how people manage them. Understand Economic Changes: AI, digital technology, and energy are changing how the economy works. Learning about these changes can help you prepare for new opportunities. Prepare Your Finances: Reduce debt, manage spending, and focus on long-term financial stability. Strong financial habits can help you handle uncertainty and unexpected challenges. Stay Calm and Focused: Constant digital information can be overwhelming. Taking time to rest, reflect, and manage stress can help you think clearly and make better decisions. Learn From Economic Cycles: History shows that economies change over time. New generations often question existing ideas as new technologies, challenges, and opportunities emerge. Chapters: Timestamp Summary 0:00 Transitioning from the Money Age to the Intelligence Age 11:36 Generational Shifts and the Evolution of Economic Ideas 14:19 Balancing Information Overload and Economic Debt for Mental Health 19:18 Economic Cycles, Debt, and the Illusion of Infinite Resources 25:54 Harnessing Digital Intelligence and Shaping Personal Identity 33:01 Smart Financial Strategies and Risk Management in Uncertain Times Powered by Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram ( @askphillip ) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

October 16, 2026Episode 132611 min

The Power of a Solid Vision in Business

Key Takeaways: Start With the End Goal: Decide what you want your business and finances to look like in the future. Then build a plan to help you get there. Know Your Why: Having a clear reason behind your financial goals can keep you motivated when challenges come up. Review Your Finances Regularly: Check your income, expenses, and balance sheet often to make sure you are staying on track with your budget and goals. Use AI to Support Your Planning: AI tools can help organize tasks, track progress, and adjust your financial plans as your business changes. Build a Realistic Budget: Review past spending to understand your normal expenses. This gives you a stronger starting point for creating a useful and realistic budget. Chapters: Timestamp Summary 1:38 Setting Effective Financial Goals for Business Growth 3:04 The Importance of Understanding Your Why in Business 3:47 Turning Financial Goals Into Actionable Plans 5:40 Harnessing AI for Financial Planning and Business Operations 8:27 Effective Budgeting Through Bank Balance and Expense Analysis 10:01 Discovering the Concept of a Logic Double Checker Powered by ReiffMartin CPA and Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram ( @askphillip ) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

October 14, 2026Episode 132932 min

Why Optimism Is Rational in Today's Economy

Key Takeaways: Stay Optimistic About the Future: History shows that people can find new opportunities and make progress after difficult times. A positive outlook can help you adapt to change. Use Technology to Your Advantage: Young people have access to tools like AI and smartphones that make it easier to learn, start businesses, and explore new opportunities. Develop Human Skills: Skills like intuition, communication, teamwork, and understanding others remain important. AI can help with many tasks, but human judgment and relationships still matter. Balance Modern Tools With Traditional Practices: Combining technology with practices like mindfulness, exercise, and martial arts can support personal growth and build discipline. Build Community and Keep Growing: Surround yourself with supportive people, understand your strengths, and keep developing your skills. These habits can help you face future challenges and make a positive difference. Chapters: Timestamp Summary 0:00 Embracing Optimism Amidst Global Change and Historical Patterns 7:35 Empowering Individuals to Build Businesses in the Digital Age 12:22 Empowering Creators Through Decentralized Content and Licensing Opportunities 15:01 Harnessing Human Intuition and AI for a Balanced Future 22:09 Ancient Practices and Modern Tools for Personal Growth Powered by Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram ( @askphillip ) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

October 9, 2026Episode 132510 min

The Power of Paying Attention in Business

Key Takeaways: Review Your Finances Regularly: Check your financial reports often. Pay close attention to your balance sheet, not just your income and expenses. Create a Financial Routine: Set a regular time to review your finances. This can help you avoid surprises, reduce stress, and plan ahead. Know Your Business Position: Understand what your business owns, owes, and has available. This helps you make better decisions about growth, hiring, and keeping good employees. Practice Financial Discipline: Good financial habits give you more control and help you prepare for challenges before they become problems. Stay Calm When Managing Money: Being aware of your emotions can help you make clearer financial decisions and run your business more effectively. Chapters: Timestamp Summary 0:00 Understanding Business Finances to Drive Desired Outcomes 3:24 Emotional Baselines and Their Impact on Financial Clarity 5:11 Managing Business Finances Through Regular Book Reviews 7:36 Weekly Financial Check-Ins for Business Success Powered by ReiffMartin CPA and Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram ( @askphillip ) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

October 7, 2026Episode 132432 min

Attention Is Our Most Important Currency

Key Takeaways: Treat Attention Like a Resource: What you focus on can affect your emotions, choices, and financial decisions. Protect Your Attention: During times of information overload, practices like meditation and quiet reflection can help you stay focused and make thoughtful decisions. Picture Your Financial Goals: Clearly imagining a future without debt can help you stay focused on paying down debt and making better financial choices. Stay Focused on the Long Term: A long-term investment plan based on history and sound research can help you avoid making emotional decisions based on fear or media headlines. Set a Good Example for Children: Children learn about money by watching the adults around them. Healthy financial habits can help them develop a positive and responsible approach to money. Chapters: Timestamp Summary 0:00 Harnessing Attention to Shape Feelings and Beliefs 3:10 Harnessing Attention to Transform Financial Mindsets and Achieve Goals 9:06 Reclaiming Attention in a Media-Driven Investment World 12:22 Investing in Innovation and Continuous Learning for Future Gains 18:08 Adapting Skills for the Evolving Digital Economy 21:41 Achieving Financial Freedom Through Emotional Control and Smart Spending 26:17 Teaching Kids Financial Responsibility Through Parental Example Powered by Stone Hill Wealth Management Social Media Handles Follow Phillip Washington, Jr. on Instagram ( @askphillip ) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/ Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen! WBMS Premium Subscription Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.