Unconventional Money Moves

Hosted by Joshua Krafchick

Business

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Episodes

149

Latest episode

Nov 2026

Language

EN-US

About the show

Welcome to the Unconventional Money Moves Podcast — strategies to build wealth, grow businesses, and stay in the game. Host Joshua Krafchick is an Investment Adviser Representative and founder of 369 Financial, LLC. Disclaimer: This podcast is for informational and educational purposes only and should not be considered personalized financial, investment, tax, or legal advice. Always consult a qualified financial professional. Content is intended for a U.S. audience and not a solicitation where unauthorized. Disclosures: https://369financial.com/legal-disclosure/

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60 recent

November 6, 2026Episode 1338 min

The Hidden Costs of Building Software With Claude AI - Michael Rispoli

AI can build software faster than ever—but what happens after it's built?In this episode of *Unconventional Money Moves*, we sit down with fractional CTO Michael Rispoli to explore AI-powered software development, the hidden costs of AI-generated code, and why building your own CRM might not be the smartest business decision.From Claude AI and automated software factories to security, scalability, and costly development mistakes, we discuss how founders can use AI effectively without losing focus on growing their businesses.**Topics covered:** AI coding tools, Claude AI, Salesforce vs. custom CRM, software automation, development costs, and scaling AI-built applications.—🔹Free Financial Tools & Resources: https://369financial.com/financial-persona-game/ 🔹 Learn How Josh Could Help You: https://369financial.com 🔹 Book a strategy session: https://369financial.com/consultation/ — **Disclaimer:** 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

September 30, 2026Episode 1445 min

Claude Mythos 5 Is Here: A New Era For Biology & Cyber

Navigating Claude Mythos 5 export controls and legal agreements requires careful planning. Here is what you need to know.The regulatory landscape is shifting. With US government approval now granting lifted export controls for Claude Mythos 5, businesses have a new runway to operate. This update changes the calculus for how we approach international deployment and compliance. We also look at the practical side of protecting your work. Using a properly vetted photo licensing agreement is a fundamental step in any solid business strategy. It is not just about the technology you use, but the legal framework you build around your assets to ensure they remain yours.Subscribe for weekly business strategy breakdowns, and comment on the biggest legal hurdle you are currently facing. Free Financial Tools & Resources: https://369financial.com/financial-pe... Learn How Josh Could Help You: https://369financial.com Book a strategy session: https://369financial.com/consultation/ PS 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely my own and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators. Ask

August 13, 2026Episode 1347 min

How to Start a Business as a Creative Entrepreneur

What does it take to turn creativity into a sustainable business? Paul Pape, founder of Gamify Business, joins Josh to explore why creative entrepreneurs often struggle with the business side of their ideas—and how thinking about business like a game can provide a different framework.They discuss finding the right customers, standing out without trying to appeal to everyone, learning from rejection, staying curious, and building a stronger foundation as your business grows. Paul also shares his “Rule of 100,” lessons from 20 years as a creative entrepreneur, and how his work with companies including Disney, Nickelodeon, and Universal shaped his approach to business. Learn more about Paul and Gamify Business in the links below: https://gamifybusiness.com/quiz https://www.youtube.com/paulpapedesigns https://www.instagram.com/paulpapedesigns/ https://www.facebook.com/paulpapedesigns https://www.linkedin.com/in/paulericpape https://www.tiktok.com/@paulpapedesigns —🔹Free Financial Tools & Resources: https://369financial.com/financial-persona-game/ 🔹 Learn How Josh Could Help You: https://369financial.com 🔹 Book a strategy session: https://369financial.com/consultation/ — **Disclaimer:** 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

July 7, 2026Episode 1243 min

Veteran Entrepreneur Builds Adaptive Knife for Accessibility

Joshua Krafchick sits down with Douglas Katz, founder of Nulu Knives, to discuss his journey from West Point and the Army to corporate America, mortgage lending, and eventually entrepreneurship. Douglas shares how his military background shaped the way he thinks about autonomy, decision-making, leadership, and innovation — and why the structure of corporate America never fully fit the way he was wired. After years in lending and multiple career transitions, Douglas began building a product inspired by his own physical challenges, including arthritis, tennis elbow, and shoulder issues. That led to Nulu Knives, an adaptive kitchen knife designed to offer better control, different grip options, and a more accessible cutting experience for people who may struggle with traditional knife design. —🔹Doug's Website: https://dougkatz8.wixsite.com/douglasmkatz 🔹Free Financial Tools & Resources: https://369financial.com/financial-persona-game/ 🔹 Learn How Josh Could Help You: https://369financial.com 🔹 Book a strategy session: https://369financial.com/consultation/ — **Disclaimer:** 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

June 30, 2026Episode 1136 min

SOPs, Automation, and Scaling a Business

Many founders do not have a growth problem — they have a systems problem. In this episode, Amanda Catarzi Hengst explains how SOPs, automation, clear roles, and better operations can help business owners stop being the bottleneck.If your business depends on you for every decision, task, client handoff, or follow-up, it may be time to rethink how the company is actually built. Amanda's Links: www.amandacatarzi.com https://www.instagram.com/amandacatarzi/ Joshua Krafchick sits down with Amanda to discuss the operational side of scaling a business. Amanda shares how she moved from copywriting into fractional COO work after seeing the same pattern repeatedly: businesses had marketing, leads, and attention, but lacked the systems, fulfillment processes, offer clarity, team structure, and follow-up needed to turn momentum into sustainable growth. — 🔹Free Financial Tools & Resources: https://369financial.com/financial-persona-game/ 🔹 Learn How Josh Could Help You: https://369financial.com 🔹 Book a strategy session: https://369financial.com/consultation/ — **Disclaimer:** 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

May 26, 2026Episode 1048 min

How AI Is Changing Work, Identity, and Entrepreneurship

AI is no longer a distant idea—it is already changing how people work, communicate, build businesses, and think about identity. In this episode, Joshua Krafchick sits down with Ken Cox, entrepreneur, data center operator, podcaster, author, and AI thinker, for a wide-ranging conversation about artificial intelligence, personal reinvention, entrepreneurship, and the future of work. Ken shares how his early career in entertainment, a life-changing accident, and decades in web hosting and data centers shaped the way he sees today’s AI revolution. The conversation explores how AI may help people expand their creative abilities, communicate more clearly, and adapt as traditional career identities continue to shift. Ken also discusses his “Loading Identity” framework, his move into comedy, the role of AI as a creative assistant, and why human connection may become even more valuable in an increasingly digital world. This episode is a thoughtful look at adaptation, resilience, and the practical realities of building a meaningful life in a time of rapid technological change.—🔹Free Financial Tools & Resources: https://369financial.com/financial-persona-game/ 🔹 Learn How Josh Could Help You: https://369financial.com 🔹 Book a strategy session: https://369financial.com/consultation/ — **Disclaimer:** 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

May 8, 2026Episode 922 min

Why Online Shoe Shopping Is Broken — And How One Founder Is Rethinking Fit

Custom-fit footwear, e-commerce, and entrepreneurship all collide in Ron Dod’s journey from marketing agency founder to shoe brand builder. Joshua Krafchick of 369 Financial talks with Ron about scaling an e-commerce agency, selling a business, developing fit technology, and building Walking On Air. Ron shares what he learned from the agency world, why online shoe shopping creates real challenges for customers and brands, how footwear manufacturing works behind the scenes, and how becoming a father changed the way he thinks about focus, time, and business. Ron's Links: Walking on Air Shoes: WOAShoes.com Instagram: instagram.com/woa_ron— 🔹 Learn How Josh Could Help You: https://369financial.com 🔹 Book a strategy session: https://369financial.com/consultation/ 🔹 Free Financial Tools: https://369financial.com/financial-persona-game — **Disclaimer:** 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

April 24, 2026Episode 851 min

Understanding How Investors Evaluate Real Estate and Cash Flow

Lane Kawaoka, a real estate investor and former engineer, about his perspectives on real estate investing, cash flow, and long-term financial decision-making.Lane has been involved in acquiring and managing rental housing at scale, with experience spanning thousands of units across multiple markets. As the founder of TheWealthElevator.com and host of “The Wealth Elevator” podcast, he shares insights and observations drawn from his work with professionals exploring alternative approaches to investing. Lane's Links: Website: https://thewealthelevator.com LinkedIn: https://www.linkedin.com/in/lanekawaoka — 🔹 Learn How Josh Could Help You: https://369financial.com 🔹 Book a strategy session: https://369financial.com/consultation/ — **Disclaimer:** 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

April 8, 2026Episode 738 min

Understanding Resilience. How People Navigate Setbacks and Growth.

Randy Gage , a Hall of Fame speaker and bestselling author known for his perspectives on mindset, personal responsibility, and challenging conventional thinking around success. Randy has spent decades working with entrepreneurs and business professionals across more than 50 countries, sharing ideas about how beliefs, habits, and perspective can shape the way people approach both life and business. Randy's Links: Website: https://randygage.com Instagram: https://www.instagram.com/randygage/ LinkedIn: https://www.linkedin.com/in/randygage/ X (Twitter): https://twitter.com/Randy_Gage YouTube: https://www.youtube.com/@RandyGage — 🔹 Learn How Josh Could Help You: https://369financial.com 🔹 Book a strategy session: https://369financial.com/consultation/ — *Disclaimer:* 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

March 31, 2026Episode 636 min

From Corporate Engineer to Independent Educator: Lessons on Career Transitions

Damien Scheurs shares how he went from working as a simulation engineer in tire manufacturing to building an independent business focused on teaching, consulting, and technology.' He breaks down what that transition actually looked like—starting with evening classes, turning students into early clients, and eventually shifting away from consulting when it no longer aligned with the lifestyle he wanted. Damien's Website: https://macpreneur.com Damien's Social Media Links: https://www.linkedin.com/in/dschreurs https://www.youtube.com/@macpreneurfm —🔹 Learn How Josh Could Help You: https://369financial.com 🔹 Book a strategy session: https://369financial.com/consultation/ — **Disclaimer:** 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.