The Wealth Guide Podcast

Hosted by Ray Regmi

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Jun 2026

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About the show

Welcome to The Wealth Guide Podcast, where we discuss and explore ways of helping individuals and businesses achieve their financial goals. Discover a plethora of knowledge in each episode from our hosts, and industry guest speakers and gain deeper insights and tools to help you make the right choice for a brighter future. Disclaimer: The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation. The Wealth Guide Podcast is proudly brought to you by Ryker Capital.

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June 14, 2026Episode 6037 min

The Biggest Retirement Mistake! | Ep. 60

Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a complimentary consultation today: https://subscribepage.io/BookAConsult ───────────────────────────────── Retirement isn’t just about reaching the finish line — it’s about making sure the next phase of life is built to last. In this episode of The Wealth Guide Podcast, the team is joined by David, Jack, and Ricky to unpack some of the most common retirement mistakes people make, and why the biggest risks often aren’t the obvious ones. From poor timing and withdrawal decisions to underestimating longevity, inflation, tax, and emotional reactions to market movements, this conversation explores the silent errors that can quietly chip away at financial confidence. The episode also breaks down the shift from accumulation to retirement income, why a “set and forget” mindset no longer works once you stop earning a regular wage, and how strategies like bucketing, liquidity planning, and realistic income expectations can help create stability through different market conditions. There’s also a strong reminder throughout the conversation that retirement planning is not something to leave until the last minute. Whether you’re decades away or getting closer to the transition, the earlier you understand what your lifestyle may cost, how long your money may need to last, and what structure you’ll need around it, the better positioned you’ll be to retire with clarity instead of uncertainty. If you’ve ever assumed retirement will simply take care of itself, this episode is a timely reminder that the best retirement outcomes are built with intention — not left to chance. ────────────────────────────────── SHOW NOTES LINKS Malissa Vourakis – / malissa-vourakis-79066a67 David Boyle – / david-boyle-37969459 Ricky Regmi – / rajiv-ricky-regmi-cpa-943694213 Jack Oineza – / jackoineza ────────────────────────────────── TIME STAMPS: 00:00 – Introduction: Retirement mistakes people don’t see coming 00:36 – Welcome to Episode 60 01:20 – Why retiring well isn’t guaranteed 03:45 – Moving from accumulation to retirement investing 04:58 – Mistake #1: Assuming the Age Pension will be enough 06:39 – Withdrawal strategy and sequencing risk 08:48 – The bucket strategy explained 12:20 – Growth assets and sitting through market drawdowns 14:14 – Longevity, aged care, and rising retirement costs 17:47 – Early super withdrawals and long-term consequences 18:32 – Fear, uncertainty, and panic decision-making 21:00 – When to start retirement planning 23:24 – Spending patterns in the first years of retirement 28:44 – Growth vs preservation in retirement 33:44 – Final advice and key takeaways ────────────────────────────────── LISTEN TO THE PODCAST Spotify: https://spoti.fi/3qJL8w4 Apple Podcast: https://apple.co/3QPF3ch Amazon Music: https://amzn.to/3YMZjgD ────────────────────────────────── FIND US HERE Facebook: https://bit.ly/3RsO5Mr LinkedIn: https://bit.ly/3Rs0Qah Instagram: https://bit.ly/46kZvGp TikTok: https://bit.ly/3PSbK7U YouTube: https://bit.ly/3rsKxPG ────────────────────────────────── CONTACT US hello@rykercapital.com.au Client Enquiries: 1300 179 537 Careers & Press: 1300 179 537 ────────────────────────────────── DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

June 11, 2026Episode 5944 min

Why Most Small Businesses in 2025 Are Quietly Failing (No One Talks About This) | Ep. 59

Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a complimentary consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── Running a small business in 2025 can feel less like building momentum and more like constantly putting out fires. In this episode of The Wealth Guide Podcast, the team sits down with Ray Regimi, Gabriel Micah from Finance Co Group, and Dean Dosuki to unpack the growing pressure facing Australian small businesses — from rising wages, insurance, and energy costs to the compliance burden, admin overload, and cash flow strain that many operators never fully see coming. The conversation explores what happens when businesses are forced to spend more time reacting than planning, why so many owners are stuck working in the business instead of on it, and how hidden costs can quietly erode both profitability and peace of mind. It also shines a light on the emotional side of business ownership, including burnout, financial anxiety, and the toll of trying to keep everything moving while margins get tighter. More importantly, this episode focuses on what can actually help: better structure, clearer cash flow planning, stronger financial habits, and treating your business with the same discipline and forward thinking as a CFO would. If you’re a business owner feeling stretched, behind, or like the numbers are getting harder to manage no matter how hard you work, this episode is a timely reminder that complexity may not go away — but structure can change everything. ────────────────────────────────── SHOW NOTES LINKS Malissa Vourakis - / malissa-vourakis-79066a67 Ray Regimi - / ray-regmi-3a267539 Gabriel Micah - / gabriel-mikha-15727979 Dean Desoukey - / deandesoukey ────────────────────────────────── LISTEN TO THE PODCAST Spotify: https://spoti.fi/3qJL8w4 Apple Podcast: https://apple.co/3QPF3ch Amazon Music: https://amzn.to/3YMZjgD ────────────────────────────────── FIND US HERE Facebook: https://bit.ly/3RsO5Mr LinkedIn: https://bit.ly/3Rs0Qah Instagram: https://bit.ly/46kZvGp TikTok: https://bit.ly/3PSbK7U YouTube: https://bit.ly/3rsKxPG ────────────────────────────────── CONTACT US hello@rykercapital.com.au Client Enquiries: 1300 179 537 Careers & Press: 1300 179 537 ────────────────────────────────── TIME STAMPS: 00:00:00 – Introduction 00:01:10 – Meet the Guests 00:01:41 – Small Business in 2025 00:02:28 – Rising Costs & Challenges 00:04:00 – Real Business Struggles 00:05:57 – Wage Changes & Impact 00:07:30 – Understanding Costs 00:09:30 – Compliance & Regulations 00:12:06 – Admin & ATO Burden 00:14:50 – Budgeting & Survival 00:16:29 – Cash Flow Issues 00:19:39 – Managing Money Better 00:22:00 – Common Business Mistakes 00:29:45 – Burnout & Mental Health 00:31:10 – Systems & Workflow 00:33:41 – Cash Reserves 00:35:05 – Risk & Insurance 00:40:02 – Industry Risks (Construction) 00:42:06 – Key Takeaways 00:43:47 – Final Thoughts ────────────────────────────────── DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

June 8, 2026Episode 5836 min

The Dark Side of Buy Now, Pay Later (No One Talks About This) | Ep. 58

Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a complimentary consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── What started as a simple way to split payments has quietly become a financial blind spot for many Australians. In this episode of The Wealth Guide Podcast, the team is joined by Gabriel Micah from Finance Co Group to unpack the real impact of buy now, pay later — beyond the convenience and into what it’s actually doing to people’s cash flow, habits, and long-term financial position. The conversation dives into why BNPL feels so easy to justify, how small repayments across multiple platforms can stack up faster than expected, and why many people don’t realise the effect it can have until they try to borrow or get ahead financially. Rather than taking a hard stance against it, this episode explores where BNPL fits (and where it doesn’t), the role of discipline and self-awareness, and how better structure, budgeting, and decision-making can help you stay in control. If you’ve ever thought “it’s only a small payment” — this episode will give you a much clearer picture of what that can turn into over time. ────────────────────────────────── SHOW NOTES LINKS Malissa Vourakis - / malissa-vourakis-79066a67 Gabriel Micah - / gabriel-mikha-15727979 Jack Oineza - / jackoineza Dean Desoukey - / dean-desoukey ────────────────────────────────── LISTEN TO THE PODCAST Spotify: https://spoti.fi/3qJL8w4 Apple Podcast: https://apple.co/3QPF3ch Amazon Music: https://amzn.to/3YMZjgD ────────────────────────────────── FIND US HERE Facebook: https://bit.ly/3RsO5Mr LinkedIn: https://bit.ly/3Rs0Qah Instagram: https://bit.ly/46kZvGp TikTok: https://bit.ly/3PSbK7U YouTube: https://bit.ly/3rsKxPG ────────────────────────────────── CONTACT US hello@rykercapital.com.au Client Enquiries: 1300 179 537 Careers & Press: 1300 179 537 ────────────────────────────────── TIME STAMPS: 00:00:00 – Introduction 00:01:02 – Why It Feels So Easy 00:03:31 – Instant Gratification vs Lay-By 00:05:32 – The Rise in Australia 00:07:53 – Hidden Risks and No Limits 00:09:57 – Impact on Loans and Borrowing 00:13:52 – Effects on Wealth and Investing 00:15:51 – Budgeting and Control Strategies 00:21:54 – When It Works (and When It Doesn’t) 00:26:05 – Need vs Want 00:31:49 – The Real Cost of Spending 00:35:00 – Discipline, Clarity and Taking Control ────────────────────────────────── DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

June 4, 2026Episode 5747 min

Inflation Is Quietly Destroying Your Wealth (Here’s How to Stop It) | Ep. 57

Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a complimentary consultation today: https://subscribepage.io/BookAConsult ────────────────────────────────── In this episode of The Wealth Guide Podcast, host Malissa Vourakis is joined by David Boyle, Ray Regmi, and Ricky Regmi to unpack one of the biggest threats to long-term wealth: Inflation. They break down what Inflation really means, why your money can feel like it is shrinking even when you are saving, and how rising living costs, bracket creep, and cash sitting in the bank can quietly erode purchasing power over time. The conversation also explores the difference between cash and investing, why diversification matters, and how smart structure, tax planning, and super strategies can help Australians stay ahead rather than fall behind. If you want to better understand the hidden impact of Inflation and learn practical ways to protect and grow your wealth, this episode is for you. ────────────────────────────────── SHOW NOTES LINKS Malissa Vourakis - / malissa-vourakis-79066a67 Ricky Regmi - / rajiv-ricky-regmi-cpa-943694213 David Boyle - / david-boyle-37969459 Ray Regmi - / ray-regmi-3a267539 ────────────────────────────────── LISTEN TO THE PODCAST Spotify: https://spoti.fi/3qJL8w4 Apple Podcast: https://apple.co/3QPF3ch Amazon Music: https://amzn.to/3YMZjgD ────────────────────────────────── FIND US HERE Facebook: https://bit.ly/3RsO5Mr LinkedIn: https://bit.ly/3Rs0Qah Instagram: https://bit.ly/46kZvGp TikTok: https://bit.ly/3PSbK7U YouTube: https://bit.ly/3rsKxPG ────────────────────────────────── CONTACT US hello@rykercapital.com.au Client Enquiries: 1300 179 537 Careers & Press: 1300 179 537 ────────────────────────────────── TIME STAMPS: 00:00:00 – Introduction 00:00:26 – Why Inflation Feels Like an Invisible Tax on Wealth 00:01:23 – What Inflation Actually Means: CPI, Nominal vs Real Value 00:07:43 – Why Prices Still Feel High Even When Inflation Is Easing 00:15:09 – Wages, Bracket Creep, and Falling Purchasing Power 00:19:04 – Why Cash Savings May Be Going Backwards 00:26:56 – Investing, Diversification, and Inflation-Busting Assets 00:31:30 – The Emotional Side of Money and Financial Behaviour 00:37:12 – Using Super and Tax Planning More Effectively 00:43:40 – Structure, Clarity, and Discipline 00:47:12 – Conclusion ────────────────────────────────── DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

September 15, 2025Episode 5657 min

How Much Do You Really Need to Retire on $100,000 a Year? | Ep. 56

Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode of The Wealth Guide Podcast, host Malissa Vourakis sits down once again with the Ryker Capital team — Jack Oineza, Ricky Regmi, and Dean Desoukey — to tackle the question everyone asks but few can answer clearly: what does it really take to retire on $100,000 a year?They unpack the 4% rule in plain English (why $2.5 million can fund a $100k income), the “bucket” approach to balance debt, investing, and lifestyle, and the power of small, regular super contributions through compounding and dollar-cost averaging. You’ll hear how geo-arbitrage can stretch your money by spending part of the year in lower-cost countries, why Centrelink can be a force multiplier in retirement, and how to set different risk settings as you move through your golden, silver, and legacy years.Whether you are 21 and starting with $50 a week or in your 50s making up ground, the team shows you how to reverse-engineer a six-figure retirement, avoid common traps, and build a portfolio that can weather market dips without panic selling. If you want a practical, human guide to turning the $100k dream into a plan, this episode is for you.-----SHOW NOTES LINKShttps://www.linkedin.com/in/dean-desoukey/https://www.linkedin.com/in/jackoineza/https://www.linkedin.com/in/malissa-vourakis-79066a67/https://www.linkedin.com/in/rajiv-ricky-regmi-cpa-943694213/-----LISTEN TO THE PODCASTSpotify: https://spoti.fi/3qJL8w4 Apple Podcast: https://apple.co/3QPF3ch Amazon Music: https://amzn.to/3YMZjgD -----FIND US HEREFacebook: https://bit.ly/3RsO5Mr LinkedIn: https://bit.ly/3Rs0Qah Instagram: https://bit.ly/46kZvGp TikTok: https://bit.ly/3PSbK7U YouTube: https://bit.ly/3rsKxPG -----CONTACT UShello@rykercapital.com.au Client Enquiries: 1300 179 537Careers & Press: 1300 179 537 -----TIME STAMPS:00:00 Intro / Hook01:36 How much do you need to retire on $100,000 a year02:46 Structuring a $100,000 retirement05:54 What does $100,000 a year in retirement look like08:20 How to achieve $100,000 a year in retirement11:59 Paying extra into super18:50 Advice for a 21-year-old earning $85,000 a year who wants to retire on $100,00020:59 What it looks like when a 21-year-old adds $100 a week into super29:27 The impact of contributing $150 a week into super30:37 How to achieve $100,000 a year in retirement if you start later in life36:47 Investment strategies and market volatility42:43 The role of financial advisors49:19 Final thoughts/Outro-----DISCLAIMERThe information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

August 31, 2025Episode 5548 min

Do This To Legally Pay LESS TAXES in Australia | Ep. 55

Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode of The Wealth Guide Podcast, host Malissa Vourakis sits down with the Ryker Capital team, Jack Oineza, Ricky Regmi, and Dean Desoukey, to answer a question that every Australian has asked at some point: how do you legally pay less tax?They break down how the progressive tax system really works, why the top marginal rate can sting at 45%, and how using structures like companies and trusts can legally bring that bill down to as low as 25%. You’ll learn the difference between smart tax planning and anti-avoidance (and why the ATO takes one very seriously), how superannuation delivers powerful tax advantages at just 15% in accumulation and 0% in pension phase, and the traps that catch people out with deductions, home offices, and novated leases.If you want to understand the strategies behind paying the right amount of tax, protect yourself from costly mistakes, and keep more of your money working for your future, this is an episode you can’t afford to miss.----- SHOW NOTES LINKS https://www.linkedin.com/in/dean-desoukey/https://www.linkedin.com/in/jackoineza/https://www.linkedin.com/in/malissa-vourakis-79066a67/https://www.linkedin.com/in/rajiv-ricky-regmi-cpa-943694213/----- LISTEN TO THE PODCAST Spotify: https://spoti.fi/3qJL8w4 Apple Podcast: https://apple.co/3QPF3ch Amazon Music: https://amzn.to/3YMZjgD ----- FIND US HERE Facebook: https://bit.ly/3RsO5Mr LinkedIn: https://bit.ly/3Rs0Qah Instagram: https://bit.ly/46kZvGp TikTok: https://bit.ly/3PSbK7U YouTube: https://bit.ly/3rsKxPG ----- CONTACT US hello@rykercapital.com.au Client Enquiries: 1300 179 537Careers & Press: 1300 179 537 ----- TIME STAMPS: 00:00 Intro/Hook01:36 Pay less tax legally in Austalia03:00 Progressive Tax System and Tax Brackets07:25 Difference between Sole Trader and a PAYG10:09 Tax Deductions and Their Application16:51 Tax Strategies for Businesses23:23 Trusts and Tax Planning29:17 Capital Gains and Tax Harvesting32:01 Risky Tax Strategies and Client Examples41:25 Tax Planning for Part IVA and Bankruptcy43:34 Conclusion/Outro ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

August 17, 2025Episode 5448 min

What Really Happens to Your Super When You Retire? | Ep. 54

Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode of The Wealth Guide Podcast, host Malissa Vourakis is joined by the Ryker Capital team, Jack Oineza, Ricky Regmi, and Dean Desoukey to tackle one of the biggest questions Australians face: what really happens to your super when you retire?They unpack the difference between the accumulation and pension phases, the tax advantages of each, and why transitioning into retirement often matters more than the retirement date itself. You’ll discover how contribution caps work (and why exceeding them can trigger a 45% tax bill), the hidden insurance risks of rolling over your super without advice, and how Transition to Retirement (TTR) strategies can help you cut back on work without cutting back your lifestyle.The team also busts myths about the age pension, explains how your assets and income affect eligibility, and shows how even small, smart moves early in your career can add hundreds of thousands to your retirement balance. Packed with relatable client stories, easy-to-follow analogies, and practical strategies, this episode proves super is far more than a savings account, it’s the engine that powers your future lifestyle.If you want to make the most of your super, avoid costly mistakes, and create income you can rely on for life, this is the episode for you. ----- SHOW NOTES LINKS https://www.linkedin.com/in/dean-desoukey/https://www.linkedin.com/in/jackoineza/https://www.linkedin.com/in/malissa-vourakis-79066a67/https://www.linkedin.com/in/rajiv-ricky-regmi-cpa-943694213/----- LISTEN TO THE PODCAST Spotify: https://spoti.fi/3qJL8w4 Apple Podcast: https://apple.co/3QPF3ch Amazon Music: https://amzn.to/3YMZjgD ----- FIND US HERE Facebook: https://bit.ly/3RsO5Mr LinkedIn: https://bit.ly/3Rs0Qah Instagram: https://bit.ly/46kZvGp TikTok: https://bit.ly/3PSbK7U YouTube: https://bit.ly/3rsKxPG ----- CONTACT US hello@rykercapital.com.au Client Enquiries: 1300 179 537Careers & Press: 1300 179 537 ----- TIME STAMPS: 00:00 – Intro00:51 – Practical Insights for Different Life Stages03:20 – Understanding Super Accumulation and Pension Phases06:56 – Tax Implications of Super in Accumulation vs Pension Phase10:18 – Contribution Limits and Avoiding Excess Contribution

April 27, 2025Episode 5345 min

How to Legally Claim Up to $10K From the ATO Without Spending a Cent | Ep. 53

Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult ----In this episode, we have Tuan Duong, Principal Quantity Surveyor and founder of Duo Tax, Australia’s most reviewed and highly-rated quantity surveying firm, helping thousands of investors maximise their tax deductions with affordable, ATO-compliant depreciation schedules.Tuan talks about the surprising mistake that cost one investor $80,000 before settlement, how depreciation can boost your cash flow without spending a cent, and the biggest myth that’s stopping investors from claiming tens of thousands in tax deductions.He also discusses how to legally claim depreciation on renovations (even those done by previous owners), the strategic use of "scrapping" to accelerate deductions, and why a simple call to a quantity surveyor could uncover years of missed savings.If you want to avoid costly investment missteps and learn how to turn your property’s wear and tear into serious tax savings, then make sure to listen to this episode!-----SHOW NOTES LINKShttps://duotax.com.au/ https://www.facebook.com/duotax/ https://www.instagram.com/duotaxqs/ https://au.linkedin.com/in/duoquantitysurveyors https://www.youtube.com/@DuoTaxhttps://www.tiktok.com/@duo_tax -----LISTEN TO THE PODCASTSpotify: https://spoti.fi/3qJL8w4 Apple Podcast: https://apple.co/3QPF3ch Amazon Music: https://amzn.to/3YMZjgD Google Podcast: https://bit.ly/3swIVEF -----FIND US HEREFacebook: https://bit.ly/3RsO5Mr LinkedIn: https://bit.ly/3Rs0Qah Instagram: https://bit.ly/46kZvGp TikTok: https://bit.ly/3PSbK7U YouTube: https://bit.ly/3rsKxPG -----CONTACT UShello@rykercapital.com.au Client Enquiries: 1300 179 537Careers & Press: 1300 179 537----TIME STAMPS:00:00 Intro01:13 Biggest Financial Mistakes First-Time Property Investors Make07:01 Cashflow Mistakes People Make When Purchasing an Investment Property08:56 Tax Depreciation Schedules and What to Look Out For/Benefits of Tax Depreciation19:11 People That Don’t Have Tax Depreciation; What to Do21:51 Tax Depreciation on Renovation22:59 Tax Depreciation Methods24:02 May 2017 Legislation26:02 Understanding Tax Depreciation Eligibility28:41 Maximising Tax Depreciation31:10 Best Time to Get in Touch With a Quantity Surveyor33:22 Advice for People Looking to Invest a Property38:02 Negative Gearing and Why Investment Property?41:27 Tuan’s One Piece of Advice for Property Investors43:03 Conclusion-----DISCLAIMERThe information provided in this podcast is for general purposes only and should not be con

April 13, 2025Episode 5243 min

The Real Costs of Buying Your First Home (And How to Make It Work) | Ep. 52

Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we have Michaela Shaw, Lending Specialist at MoneyQuest Penrith & Blue Mountains, a finance professional known for making the lending journey feel approachable and stress-free, especially for first-home buyers.She talks about the mindset blocks holding Gen Z back from entering the property market, the biggest myth about credit scores that could sabotage your borrowing power, and how to take advantage of lesser-known government schemes to get into your first home sooner.She also discusses how to strategically plan your finances 12–18 months before buying, the unexpected factors lenders consider when assessing your loan, and why working with a mortgage broker and financial adviser can fast-track your journey into the property market.If you want to take the guesswork out of buying your first home and learn how to make confident, informed decisions about your property journey, then make sure to listen to this episode!-----SHOW NOTES LINKShttps://www.linkedin.com/in/michaela-shaw-742866222/ https://www.moneyquest.com.au/broker/michaela-shaw/ https://www.facebook.com/MoneyQuestBlueMountains/ https://www.facebook.com/MoneyQuestPenrith/ https://www.instagram.com/moneyquest_bluemountains/ https://www.instagram.com/moneyquest_penrith/ -----LISTEN TO THE PODCASTSpotify: https://spoti.fi/3qJL8w4 Apple Podcast: https://apple.co/3QPF3ch Amazon Music: https://amzn.to/3YMZjgD Google Podcast: https://bit.ly/3swIVEF----FIND US HEREFacebook: https://bit.ly/3RsO5Mr LinkedIn: https://bit.ly/3Rs0Qah Instagram: https://bit.ly/46kZvGp TikTok: https://bit.ly/3PSbK7U YouTube: https://bit.ly/3rsKxPG -----CONTACT UShello@rykercapital.com.au Client Enquiries: 1300 179 537Careers & Press: 1300 179 537----TIME STAMPS:00:00 - Introduction00:35 - Importance of Financial Literacy for Home Buyers02:15 - The Impact of Interest Rates on Borrowing Capacity04:30 - How to Assess Your Financial Situation Before Buying07:10 - Common Mistakes First-Time Buyers Make09:45 - How Much Deposit Do You Really Need?12:20 - Understanding Home Loan Options and Government Schemes15:05 - The Importance of Discipline in Saving for a Home17:30 - Should You Wait or Buy Now? Setting Realistic Expectations20:15 - First Home vs. Dream Home: What Should You Aim For?23:00 - How to Evaluate the Property Market and Adjust Your Goals25:40 - Final Tips for First-Time Home Buyers27:30 - How to Get

March 30, 2025Episode 5140 min

The Secret to Becoming a TOP Mortgage Broker (Most Brokers Don’t Know This!) | Ep. 51

Want to learn how our proven wealth-building strategies can help you create lasting financial security? Book a FREE consultation today: https://subscribepage.io/BookAConsult -----In this episode, we have Michael Mitry and Ted Naim from Eden Mentoring, an MFAA-endorsed and FBAA-accepted mentoring program dedicated to equipping new brokers with industry-leading guidance, ethical expertise, and decades of mortgage experience.They talk about why choosing an accredited mentor can make or break your career, how to build a client pipeline that grows itself, and why most brokers fail within their first two years—and how to avoid their mistakes.They also discuss the secret to attracting high-value clients without cold-calling, how to position yourself as a solution-based broker that people trust, and why aligning with financial planners and accountants can dramatically increase your revenue.If you want to accelerate your mortgage broking career, gain insider knowledge from industry veterans, and develop a strategy for long-term success, then make sure to listen to this episode!----- SHOW NOTES LINKShttps://edenmentoring.com.au/ https://www.linkedin.com/in/michael-mitry-93b7404a/ https://www.linkedin.com/in/ted-naim-08a36149/ ----- LISTEN TO THE PODCAST Spotify: https://spoti.fi/3qJL8w4 Apple Podcast: https://apple.co/3QPF3ch Amazon Music: https://amzn.to/3YMZjgD Google Podcast: https://bit.ly/3swIVEF ----- FIND US HERE Facebook: https://bit.ly/3RsO5Mr LinkedIn: https://bit.ly/3Rs0Qah Instagram: https://bit.ly/46kZvGp TikTok: https://bit.ly/3PSbK7U YouTube: https://bit.ly/3rsKxPG ----- CONTACT US hello@rykercapital.com.au Client Enquiries: 1300 179 537Careers & Press: 1300 179 537 -----TIME STAMPS:0:00 – Introduction0:30 – Why Mentorship Matters in Mortgage Broking2:15 – Soft Skills & Client Communication4:05 – The Importance of the Discovery Session6:10 – Understanding Client Goals & Financial Planning Strategies8:25 – The Value of Exposure & Mentorship in Mortgage Broking10:40 – Structuring a Mortgage Broking Business for Success13:15 – Biggest Challenges Mortgage Brokers Face Today15:00 – Time Management: The Key to Success17:20 – Building Confidence as a Mortgage Broker19:40 – Setting Realistic Goals & Business Metrics22:00 – Positioning Yourself as an Industry Expert24:30 – Why Clients Choose the Right Broker26:45 – The Power of Referrals & Client Advocacy28:30 – The Personal Side of Financial Planning & Mortgage Broking30:20 – How to Join the Mentorship Program32:00 – Final Thoughts & How to Get in Touch33:15 – Outro----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.