
Stop Paying to Get Paid | Ep. 173 | Nelson Martin
A practice running $100,000 a month in card payments can hand over $36,000 a year just to get paid. This episode is about what payment processing really costs a dental practice, and how to keep more of what you collect without hurting case acceptance. Greg sits down with Nelson Martin, CEO of Aligned Payments, who has spent more than 30 years in the card payments industry. They cover why passing card fees to patients is now standard practice, how to handle fees on big full arch cases without creating a deal breaker, and what a payment platform built for dentistry should do beyond the rate. They discuss: - The class action settlement that opened the door for businesses to offset card acceptance costs, and why governments and gas stations adopted it first - What a fair processing rate looks like for a dental practice, and what absorbing it costs over a year - Surcharging the right way: which cards can carry a fee and which can't, including HSA, FSA, and debit cards - Why practices need the option to waive the fee case by case, so a $900 surcharge never costs a $30,000 case - How processing savings flow to EBITDA and practice value, and why year-end is the time to look at it - Text-to-pay, built-in patient financing, and approvals in seconds - PMS integration and automatic posting to cut reconciliation time and human error - How Nelson came out of semi-retirement to serve dentistry, and why he's going through his own smile makeover - What the Sleuth is Going On: puppy breath, lowering the fee on his own smile, and why he'd invent floss A clear look at how the right payment setup protects both the patient experience and the practice's bottom line. ABOUT THE GUEST Nelson Martin is the CEO of Aligned Payments, the dental payment experts, helping practices and DSOs increase case acceptance with an agentic Practice Management Enhancer and the Strictly payment gateway, including patient financing and compliant surcharging. He has more than 30 years in the card payments industry, going back to the days of manual knuckle-buster card imprinters. Nelson co-authored a section of Elijah Desmond's "Dental Exit Blueprint" and is a partner with DropShip Dental and DentReel. He brings an entrepreneur's view of payments: lower costs, less time spent reconciling, and more options for patients.











