The Retirement Income Show with Michael Eastham

Hosted by Michael Eastham

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Episodes

200

Latest episode

Aug 2026

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About the show

The Retirement Income Show radio show was created to address the questions and concerns of retirees, pre-retirees, individual investors, and business owners.

Listen to episodes

60 recent

August 3, 202623 min

Are Annuities Good or Bad for Retirement?

Are annuities good or bad? The honest answer is: it depends. No financial product is perfect, and whether an annuity makes sense depends on its characteristics, tradeoffs, and the role it would play in your overall retirement strategy. In this week’s episode of The Retirement Income Show with Michael Eastham, he breaks down annuities to help you better understand what they are designed to do and what to consider before making a decision. Listen now to learn why annuities should not be judged as universally good or bad—and how understanding the product can help you make a more informed choice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Adviser.

June 22, 202624 min

The Two Ways Your Money Can Work for You in Retirement

People often hear about many different ways to invest, generate income, or seek growth. But at the most basic level, most investment returns come from one of two places: lending your money or owning something with growth potential. In this episode of the Retirement Income Show, Michael Eastham breaks down the difference between lending and owning, why each comes with different risks and opportunities, and how understanding this concept may help you make more informed decisions within your retirement income plan. Listen now to learn how this simple framework may help you better understand the role your money plays in retirement. This content is for educational purposes only and should not be considered individualized financial advice. Investing involves risk, including the potential loss of principal.

June 8, 202624 min

The Fallacies of Wall Street Investing

In this week’s episode of Retirement Income Show with Michael Eastham, he discusses several common investing ideas people often hear during their working years: stay invested, trust the averages, focus on long-term growth, and let the market do its work. Those ideas may be useful, but retirement can change the conversation. Once you move from saving for retirement to relying on your savings for income, factors like withdrawals, market timing, taxes, Social Security, Medicare, RMDs, and risk tolerance may all become more important. What worked during the accumulation years may need to be reviewed as you approach or enter retirement. In this episode, Michael explains why retirement investing should be part of a broader retirement income strategy — not the entire plan by itself. 🎧 Listen now to learn why your retirement strategy should fit your life, your income needs, and your comfort with risk.

May 25, 202624 min

Worst Retirement Mistakes to Avoid

Part of building a more confident retirement strategy is knowing which mistakes to watch for. In this episode, we discuss some of the common missteps retirees and pre-retirees can make, why they matter, and how thoughtful planning may help you avoid unnecessary surprises. From income planning and taxes to market decisions, Social Security, and estate coordination, small oversights can sometimes create bigger challenges down the road. Join us for a plain-English conversation about how to approach retirement decisions with more clarity and confidence. This content is for educational purposes only and should not be considered personalized financial, tax, or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor.

May 18, 202623 min

Income Investing Basics for Retirement

Retirement can feel more secure when you understand the basics of income investing. In this week’s episode of Retirement Income Show with Michael Eastham, he explains why income investing basics matter as you approach or enter retirement. Understanding the basics can help you discover how income investing may fit into your retirement thinking and why it deserves attention. This episode is for retirees and pre-retirees who want a clearer, calmer way to think about retirement income. That clarity can support greater peace of mind as you prepare for the years ahead. Listen now to learn why income investing basics can be an important part of retirement.

May 11, 202623 min

What Happy Retirees Have in Common

Retirement should feel less uncertain and more enjoyable, but many people wonder what actually leads to lasting happiness after work. In this week’s episode of Retirement Income Show with Michael Eastham, he shares patterns noticed after meeting with and speaking to thousands of pre-retirees and retirees over the years. The conversation focuses on what happy retirees tend to have in common and what those approaching retirement may want to think about as they prepare for the next chapter. It’s a calm, practical look at retirement happiness, built around real conversations and common themes that can help bring more clarity and peace of mind. 🎧 Listen now to discover what happy retirees have in common.

May 4, 202623 min

Approaching Retirement? What to Do with Your Pension and 401(k)

Pension and 401(k) decisions can feel unclear when retirement is getting close. In this episode of Retirement Income Show with Michael Eastham, he talks about what to do with your pension and 401(k) as you approach or enter retirement. These decisions can be confusing, especially when you want to make an informed choice about what may be best for your situation. You’ll hear why clear direction matters before making retirement income decisions and how understanding your options can help bring more confidence and peace of mind as you move into this next stage. 🎧 Listen now to “Approaching Retirement? What to Do with Your Pension and 401(k).”

April 27, 202624 min

The Fringes of Retirement Planning

Retirement planning is about more than investments and income. In this episode of Retirement Income Show, Michael Eastham discusses the often-overlooked areas that can play a major role in your retirement confidence, including taxes, healthcare costs, estate planning, beneficiary designations, long-term care considerations, income timing, and legacy planning. These “fringe” areas may not always be the first things people think about, but they can have a lasting impact on your retirement lifestyle and financial peace of mind. Join us as we explore the planning details that deserve attention before and during retirement. Listen now to learn how a more complete retirement strategy can help you prepare for the future with greater clarity and confidence.

April 20, 202624 min

Is Your Retirement Toolbox Ready for the Retirement You Worked For?

After years of hard work, retirement should feel organized around the life you want—not scattered or uncertain. In this week’s episode of Retirement Income Show with Michael Eastham, the focus is your retirement toolbox. What’s in it? Do you have the right tools? And just as important, is everything organized in a way that helps you live the retirement you worked so hard for? This episode encourages retirees and pre-retirees to think about whether their retirement plan is built with purpose, clarity, and the right structure for the years ahead. 🎧 Listen now to explore whether your retirement toolbox is ready for the retirement you worked for.

April 13, 202623 min

Do You Still Have the Right Advisor for Retirement? - Podcast

Wondering whether your advisor is still the right fit for this stage of retirement? In this week’s episode of the Retirement Income Show with Michael Eastham, he explores an important question: Do You Still Have the Right Advisor for Retirement? What got you to retirement may not be what gets you through retirement, and having the right advisor can make all the difference. This conversation takes a closer look at why this stage of life may call for a different kind of guidance. The goal is simple: more clarity, more confidence, and greater peace of mind about the road ahead. 🎧 Listen now.