The Patti Brennan Show

Hosted by Patti Brennan

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100

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Jun 2026

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About the show

The Patti Brennan Show is a biweekly financial podcast designed to educate and empower every listener. Patti Brennan is a nationally ranked Top Wealth Advisor by both Forbes and Barron's and is known for her ability to communicate complex financial concepts in simple, understandable terms. Brennan will share easy and actionable steps that every listener can do themselves or take to their advisor to implement on their behalf. The Patti Brennan Show is dedicated to helping every listener improve their net worth with informative and entertaining interviews on various financial topics with proven strategies. Patti is the President and CEO of Key Financial, Inc. She and her dedicated team of professionals have been servicing their client families both locally, in the Philadelphia area, as well as nationally for over 30 years. Managing nearly $1Billion, with a retention rate of 98%, Patti believes that everyone works hard for their money, but not everyone knows how to make their money work for them. The Patti Brennan show is designed to show the listener how to make that happen. DISCLOSURE: Neither the information nor opinions contained in this nor any podcast, white paper, or on Key Financials' website constitutes a solicitation for the purchase or sale of any securities and should not be relied upon as financial, legal, or tax advice. Content may be outdated, and past history is no guarantee of future results or experience. Please seek appropriate counsel from qualified professionals who know and understand your goals, objectives, and potential vulnerabilities. Guests on our podcasts are selected based on relationships and reputation, but their service models and businesses have not been vetted by any representative of Key Financial, Inc and any information provided should not be taken as an endorsement of any kind. Go to www.KeyFinancialinc.com for additional information, written disclosures, and Form CRS. Please Note: Limitations. Key Financial neither solicited nor offered or paid any compensation for, any testimonial made in this video. Rather, any such testimonial was provided without any request or encouragement by Key Financial. Positive comments should not be construed as an endorsement of Key Financial by any of its past or current clients, nor any assurance that Key Financial may be able to help any client achieve the same satisfactory results. To the contrary, there can be no assurance that a client or prospective client will experience a certain level of results or satisfaction if Key Financial is engaged, or continues to be engaged, to provide investment advisory services. Our current written disclosure Brochure and Form CRS discussing our advisory services and fees is available at www.keyfinancial.com. Investments in securities involve risk, including the potential loss of principal. Past performance is not a guarantee of future results. Neither the information nor any opinion expressed herein constitutes a solicitation for the purchase or sale of any securities, and should not be relied on as financial advice. Securities-related services may not be available in all states. Please visit our website or contact our offices for details. We do not provide customer service, handle any specific customer account inquiries, or enable financial transactions through any social media site. Should any client have questions or concerns that are specific to their account(s), please contact our office directly. The site may contain links to information contained on a third-party website. We do not endorse or accept responsibility for the content of any third-party website and are not affiliated with any social media website. We do not expressly or implicitly adopt or endorse any of the expressions, opinions, or content posted by third parties on social media sites. "Likes", "Favorites" and comments should not be considered a reflection of client experiences or future performance. "Likes" and "Retweets" should not be considered an endorsement or recommendation of any security, company, or individual. It is up to you to read and understand the privacy policies for each social media site. We have no control over how social media sites or other third parties will use the information you share.

Listen to episodes

60 recent

May 29, 2026Episode 20614 min

Ep. 206 Dear Patti: The Four Seasons of Retirement

In this episode, Patti walks through the complete retirement checklist available on the Key Financial website, using the seasons framework to help you think ahead, not react later. She covers: Why the "winter before freshman year" is the most critical planning window before you retire The pools of money strategy and how it protects you from having to sell investments at the wrong time The Goldilocks tax zone in the middle years and why Roth conversions and capital gains harvesting can be game changers The unpredictable "fall" season, from cognitive health to housing decisions to cybersecurity threats What living solo looks like financially, and why pension elections and updated estate documents can change everything.

May 15, 2026Episode 20525 min

Ep. 205 Straight Talk on Coverage: Mr. & Mrs. Medicare Tell All

Medicare isn't just complicated - it's full of traps that can cost you thousands if you're not careful. In this episode, Patti Brennan sits down with Rich and Jill Oler, known as Mr. & Mrs. Medicare, for straight talk on everything you need to know before you enroll. From the 20% gap nobody warns you about, to the drug plan penalties hiding in plain sight, they cover the myths, the mistakes, and the three steps that can save you from making them. Whether you're turning 65, already enrolled, or helping a loved one navigate it all, this one's for you.

May 15, 202631 min

Ep. 204 (Part Two) The Stock You Love Could Be the Risk You're Ignoring

Did you know 60% of individual stocks are net wealth destroyers? In Part Two, Patti and Eric break down what really causes major market drops, the odds of losing money over time, and four smart strategies for managing a concentrated stock position. Key Financial, Inc. is a federally registered investment advisor with the United States Securities and Exchange Commission. Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Key Financial Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Patricia Brennan and Osaic Wealth, Inc. do not offer tax advice or tax servies. Please consult your tax specialist for individual advice. We make no specific comments or recommendations on any tax related details. "One Hundred Years in the U.S. Stock Markets" (March 2026, also on SSRN) Looking at 29,754 common stocks listed on U.S. public markets over 100 years (1926–2025), the study found that long-term investors in nearly 60% of stocks incurred wealth reductions

April 17, 2026Episode 20331 min

Ep. 203 (Part One) 60% of Stocks Lose Money: Why Diversification Beats the Hero Stock Myth

In this episode of The Patti Brennan Show, Patti is joined by Eric Fuhrman, Chief Planning Officer at Key Financial, to tackle one of the most misunderstood – and potentially dangerous – issues in investing: concentration risk. Using powerful statistics, real-life stories, and 100 years of market data, Patti and Eric break down why having "too many eggs in one basket" can lead not just to portfolio volatility, but to true financial ruin. They explore research showing that 60% of individual stocks have been net wealth destroyers, while a tiny fraction of companies created most of the market's long-term gains. Ultimately, this episode is about one question: Are you going to be okay? Learn how to protect your lifestyle, your legacy, and your peace of mind by managing concentration risk intelligently.

April 16, 2026Episode 20129 min

Ep. 201 - Why Financial Planning Isn't Enough, Enter: Vitality Planning

Most financial plans cover the numbers, but what about everything else? In this episode, Patti Brennan welcomes Frank McAleer, Key Financial's new Vitality Planning specialist, to introduce a concept that goes far beyond the balance sheet. Drawing on his personal caregiving experience and years of longevity planning at Raymond James, Frank explains why being financially prepared is only half the equation. Together, Patti and Frank explore the resources, tools, and conversations that help clients age with confidence. From aging-in-place assessments to Medicare navigation, family organization, fraud protection, and the MIT AgeLab's research on thriving in retirement, this episode is packed with resources you don't want to miss.

April 3, 2026Episode 20236 min

Ep. 202 Aging in Place: Start Now or Pay Later

Most people don't think about their home… until something goes wrong. A fall. A surgery. A moment that forces fast decisions. And suddenly, you're dealing with time pressure, unexpected costs, and emotional stress that could have been avoided. In this episode, Patti Brennan sits down with Occupational Therapist and Aging-in-Place Specialist Dawn Heiderscheidt to break down what it actually takes to stay in your home long-term.

March 6, 2026Episode 20026 min

Ep. 200 A Tale of Two Balance Sheets

Most people think they only have one balance sheet — the financial one. In this episode, Patti Brennan and Chief Planning Officer Eric Fuhrman explain why that's only half the story. Together, they explore the concept of "The Tale of Two Balance Sheets": the traditional financial balance sheet (assets and liabilities) and the personal balance sheet that reflects the real drivers of your financial life — your health, relationships, purpose, and time. The result is a powerful framework for thinking about wealth not just as numbers on a page, but as a tool for building a meaningful life. Whether you're planning for retirement, navigating a major life transition, or simply trying to make smarter financial decisions, this conversation will help you see your financial picture more clearly.

February 20, 2026Episode 19939 min

Episode 199 Social Security: Timing, Taxes & The Truth

Social Security is one of the biggest financial decisions in retirement — yet it's often misunderstood. In this episode, we break down what the latest projections really mean, how claiming timing impacts your lifetime income, and how benefits are calculated, taxed, and adjusted over time. Episode Highlights: - Will it be there? What the 2033–2034 projections mean and how payroll taxes fund the system. - When should I claim? The tradeoffs between 62, full retirement age, and 70 — and why timing matters. - How is it calculated? Your highest 35 earning years, the earnings test, taxes, and COLA adjustments.

February 6, 2026Episode 19818 min

Ep. 198 Medicare 101: What Most People Get Wrong About Medicare

Medicare is one of the most important—and most misunderstood—financial decisions people face as they approach retirement. And for many, the confusion doesn't come from a lack of effort, but from a system that isn't intuitive and comes with rules, deadlines, and consequences that aren't always clear until it's too late. In this episode of The Patti Brennan Show, Patti is joined by Eric Fuhrman, Chief Planning Officer at Key Financial, for a practical, listener-driven conversation answering real Medicare questions we hear every day. From missed enrollment windows to choosing between Original Medicare and Medicare Advantage, Patti and Eric break down what actually matters—and why timing is often more important than cost.

January 23, 2026Episode 19739 min

Ep. 197 2026 Economic Outlook: What You Need to Know About Markets, Inflation, & Your Investments

In this annual economic outlook episode, Patti Brennan is joined by Chief Investment Officer Brad Everett to break down what's really driving markets as we head into 2026. They cut through headlines to examine market concentration, the true scale of today's largest companies, and why earnings—not hype—matter when evaluating risk and so-called "bubbles." The conversation spans U.S. versus international markets, currency effects, AI investment, inflation, recession risk, bonds, and where diversification is quietly starting to work again. Grounded in data, history, and real-world portfolio decisions, this episode offers clarity for investors who want to understand what's changing—and what actually matters going forward.