Finance Unpacked: Closing the Advice Gap with Gareth Shears & Shane Hyland

Hosted by Gareth Shears & Shane Hyland

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168

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Feb 2024

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About the show

Join your hosts, Shane Hyland and Gareth Shears, on "Finance Unpacked: Closing the Advice Gap" , a podcast dedicated to demystifying the complex world of personal finance. Each week, Shane and Gareth delve into critical topics ranging from budgeting basics and saving strategies to smart investments and retirement planning. Whether you're a financial novice looking to build a solid foundation or a seasoned saver searching for advanced tips, this show brings you practical, actionable advice, and the latest insights from the world of finance. Our mission is to bridge the growing advice gap, ensuring that everyone—regardless of their financial background—has access to the knowledge they need to achieve financial independence. Tune in to "Finance Unpacked" as we explore the ins and outs of managing your money effectively, answer listener questions, and bring in expert guests to share their secrets on thriving in today's economic environment. Don't let the advice gap hold you back—start mastering your financial destiny today with Shane and Gareth.

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February 22, 2024Episode 223 min

The Entrepreneurial Dad’s Guide to Financial Planning

We cover off these topics today:The Importance of Financial Planning: Why it's crucial for business owners who are also fathers.Setting Financial Goals: Both short-term and long-term, for your business and family.Risk Management: Insurance and emergency funds to protect your family and business.Investment Strategies: Balancing risk and return for your personal and business growth.Work-Life Balance: How effective financial planning supports a healthy balance.Free budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.https://www.sanfp.co.uk/Recording Equipment📘 Our Book🎙 Podfollow❓ Also want to see how you'd score on our mortgage preparedness questionnaire click here🏠 The mortgage Course📰 Budgeting SpreadsheetI hope you guys enjoy this podcast and find it helpful. If you love this podcast, please be sure to check out our videos on our youtube channel. Please make sure to like and subscribe to our channel for more videos and ring the notification bell 🔔 so you can be notified of all future content. Don’t forget to share with your friends and family. I would love to hear your opinions, so comment down below. Thank you for watching.👉Subscribe Here Suggested Videos:✅ Work Place Pension:Link: https://youtu.be/ojizsp5YfuQ✅ Priorities, Pension Or Amazon:Link: https://youtu.be/07muaDOcBW8✅ The Importance Of Pensions:...

February 15, 202412 min

Welcome to the Navigating Business and Fatherhood Podcast

Welcome to the inaugural episode of The Navigating Business and Fatherhood Podcast – your compass in the journey of finance and fatherhood. In this episode, hosts Gareth Shears and Shane Hyland, seasoned financial planners and dedicated dads, unveil their vision for a podcast that blends the art of managing finances with the heart of family life. They share their professional backgrounds, personal motivations, and the profound reasons behind creating a space for dadpreneurs to flourish.Discover what The Navigating Business and Fatherhood Podcast will cover, from the essentials of financial planning to the complexities of balancing a thriving business with a fulfilling family life. Expect a deep dive into topics that matter most to entrepreneurial dads, enriched with guest insights, listener interactions, and real-life case studies.Gareth and Shane also give a taste of what's to come, teasing future episodes that promise to empower, educate, and inspire. They highlight how the podcast stands apart by addressing the unique challenges dadpreneurs face, emphasizing the crucial blend of money, happiness, family, and health.Listeners are invited to join this growing community, share their stories, and leverage the wealth of resources mentioned in the podcast, including their YouTube channel and the book ‘IN£LU€N₡E$’. The episode wraps up with heartfelt thanks and a call to action for listeners to subscribe and become active participants in this journey.Tune in to lay the foundation for a life where business success and family joy coexist harmoniously. Welcome to The Navigating Business and Fatherhood Podcast– where business meets fatherhood.Free budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.https://www.sanfp.co.uk/Recording Equipment📘 Our Book🎙 Podfollow❓ Also want to see how you'd score on our mortgage preparedness questionnaire click here🏠 The mortgage Course📰 Budgeting SpreadsheetI hope you guys enjoy this podcast and find it helpful. If you love this podcast, please be sure to check out our videos on our youtube channel. Please make sure to like and subscribe to our channel for more videos and ring the notification bell 🔔 so you can be notified of all future content. Don’t forget to share with your friends and family. I would love to hear your opinions, so comment down below. Thank you for watching.👉Subscribe Here Suggested Videos:✅ Work Place Pension:Link: https://youtu.be/ojizsp5YfuQ✅ Priorities, Pension Or Amazon:Link: https://youtu.be/07muaDOcBW8✅ The Importance Of Pensions:...

October 25, 2023Episode 959 min

Guest Podcast with Jamie Breese owner of EVO ULTRA, a business leadership peer group for CEOs and MDs of £multi-million companies

Todays podcast is with Jamie Breese.Jamie Breese currently runs EVO ULTRA, a business leadership peer group for CEOs and MDs of £multi-million companies. This operates in England and Wales and each mastermind meets monthly to share challenges and ideas. He also operates EVO Business Club which is a breakfast networking business and just enjoying it’s 8th year of business. Prior to this, he ran 10 stadium business expos and the popular Only Connect networking parties which welcomed over 500 attendees per meeting. Jamie is also author, compere, auctioneer and antiques/declutter expert. In his last TV series, he appeared in front of several billion cumulative subscribers in more than 200 countries on The Discovery Channel’s US hit prime time show Auction Kings and has presented numerous complete UK series from BBC2's The Life Laundry with Dawna Walter and The Antiques Show with Fiona Bruce; to 3 years of ITV1's hit daytime series Everything Must Go! and This Morning. He was the antiques and collectables columnist at The Sunday Mirror from 2000 to 2020 and is a charity auctioneer who has been used by UNICEF, The Make-A-Wish Foundation, Rolls Royce, Teenage Cancer Trust and many others. He has auctioneered at venues from the Dorchester to The Ivy; before the Prime Minister and hosted an event with The Mayor of London. Jamie has had the honour of offering unique lots ranging from a Dali and Rugby World Cup Final tickets, to tea with Jude Law and a personal gift from Her Majesty The Queen. In 2017 he sold - at an international charity auction in London - a pair of rugby world cup match worn boots to The Princess of Monaco. He was a committee member and volunteer for the Lord Mayor of Bristol’s Charity Gala Dinner for 3 years, an event he also hosted each year and received the Lord Mayor’s Medal in recognition of.Find him:http://evo-ultra.com/http://jamiebreese.co.uk/https://www.linkedin.com/in/jamiebreeseFree budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.https://www.sanfp.co.uk/Recording Equipment📘 Our Book🎙 Podfollow❓ Also want to see how you'd score on our mortgage preparedness questionnaire click here🏠 The mortgage Course📰 Budgeting SpreadsheetI hope you guys enjoy this podcast and find it helpful. If you love this podcast, please be sure to check out our videos on our youtube channel. Please make sure to like and subscribe to our channel for more videos and ring the notification bell 🔔 so you can be notified of all future content. Don’t forget to share with your friends and family. I would love to hear your opinions, so comment down below. Thank you for watching.👉Subscribe Here Suggested Videos:✅ Work Place Pension:Link: https://youtu.be/ojizsp5YfuQ✅ Priorities, Pension Or Amazon:Link: https://youtu.be/07muaDOcBW8✅ The Importance Of Pensions:...

October 20, 2023Episode 859 min

Guest Podcast Matt Cottle V2 - Talking all things Financial freedom, what life has been like since exiting his business and life in the sun.

Guest Podcast Matt Cottle - Talking all things Financial freedom, what life has been life since exiting his business and life in the sun.Matt is a Property Investor and former CEO of Y3S. He is passionate about business and family man.This is a revisit to see how things have moved on since his exit from the business. We talk all things financial freedom, living abroad and the property market. Find out more about matt in the link below: https://linktr.ee/mattcottleFree budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.https://www.sanfp.co.uk/Recording Equipment📘 Our Book🎙 Podfollow❓ Also want to see how you'd score on our mortgage preparedness questionnaire click here🏠 The mortgage Course📰 Budgeting SpreadsheetI hope you guys enjoy this podcast and find it helpful. If you love this podcast, please be sure to check out our videos on our youtube channel. Please make sure to like and subscribe to our channel for more videos and ring the notification bell 🔔 so you can be notified of all future content. Don’t forget to share with your friends and family. I would love to hear your opinions, so comment down below. Thank you for watching.👉Subscribe Here Suggested Videos:✅ Work Place Pension:Link: https://youtu.be/ojizsp5YfuQ✅ Priorities, Pension Or Amazon:Link: https://youtu.be/07muaDOcBW8✅ The Importance Of Pensions:...

October 11, 2023Episode 747 min

Thriving Amidst Challenges: The Remarkable Business Pivot of Cleverchefs and Epic Caterers with CEO, Nick Collins

Ever wondered how a business can pivot and flourish despite a global pandemic? Our guest, Nick Collins, CEO of Cleverchefs and Epic Caterers, shows us exactly how it's done. From starting with a month's pay to running a business with over 600 staff members, Nick's journey is an inspiring tale of consistency, adaptability, and sheer determination.Nick reveals how his catering business faced the biggest challenge when COVID hit. But did it stop him? No. Instead, he transformed it into an opportunity to create a new division in his business that not only increased sales but clinched several contracts. His nimble adaptability allowed his business to thrive, even as he and his team delivered over 800 orders on VE day. Prepare to be amazed by his remarkable story of resilience and innovation.But running a successful business isn't just about the numbers. It's also about the balance between work and personal life. Listen in as Nick shares valuable insights on time management and the importance of taking breaks. He talks candidly about his ambitious goal to build a £50 million pound company in the next four years. With an unwavering focus on continual learning and development, Nick Collins' intriguing journey in the hospitality industry is a testament to his passion and dedication. Join us for an engrossing conversation that promises a wealth of insights for business owners and food enthusiasts alike.Free budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.https://www.sanfp.co.uk/Recording Equipment📘 Our Book🎙 Podfollow❓ Also want to see how you'd score on our mortgage preparedness questionnaire click here🏠 The mortgage Course📰 Budgeting SpreadsheetI hope you guys enjoy this podcast and find it helpful. If you love this podcast, please be sure to check out our videos on our youtube channel. Please make sure to like and subscribe to our channel for more videos and ring the notification bell 🔔 so you can be notified of all future content. Don’t forget to share with your friends and family. I would love to hear your opinions, so comment down below. Thank you for watching.👉Subscribe Here Suggested Videos:✅ Work Place Pension:Link: https://youtu.be/ojizsp5YfuQ✅ Priorities, Pension Or Amazon:Link: https://youtu.be/07muaDOcBW8✅ The Importance Of Pensions:...

September 7, 2023Episode 634 min

From NCAA to Premier League: A Football Journey with Trystan Bevan

Join us on this exciting journey as we sit down with Trystan, an intriguing guest with unique experiences from one of the biggest American football colleges, Michigan State. His captivating stories about the NCAA sports system and his personal experiences on a boat are sure to keep you hooked. We've got you covered with conversations ranging from the world's wealthiest cities to the views of Aberdeen's chief executive on pensions, all leading up to an immersive discussion about the electrifying atmosphere of a college football game.We then take a deep dive into the world of football, exploring the Financial Fair Play Awards and their impact on champions league, premiership and premier league teams. Learn about the challenges these teams face with Covid, salary caps and other financial regulations. We also explore how the Premier League contributes a whopping 8 billion to the economy and supports 100,000 jobs. Round this up with a closer look at how summer transfers and championship playoffs affect local economies.As we reach the final part of our chat, we shine a light on the concept of a high performer, dissecting what it takes to excel in any field, be it sports or otherwise. Our discussion takes us through the changing culture in sports, the attention span of fans, and the influence of a team's success on young athletes. And, as an additional treat, we delve into the pivotal role of understanding your audience and how viewing habits are changing in the sports world. So, sit back and enjoy this enlightening conversation, full of insights and stories you won't want to miss!Free budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.https://www.sanfp.co.uk/Recording Equipment📘 Our Book🎙 Podfollow❓ Also want to see how you'd score on our mortgage preparedness questionnaire click here🏠 The mortgage Course📰 Budgeting SpreadsheetI hope you guys enjoy this podcast and find it helpful. If you love this podcast, please be sure to check out our videos on our youtube channel. Please make sure to like and subscribe to our channel for more videos and ring the notification bell 🔔 so you can be notified of all future content. Don’t forget to share with your friends and family. I would love to hear your opinions, so comment down below. Thank you for watching.👉Subscribe Here Suggested Videos:✅ Work Place Pension:Link: https://youtu.be/ojizsp5YfuQ✅ Priorities, Pension Or Amazon:Link: https://youtu.be/07muaDOcBW8✅ The Importance Of Pensions:...

August 30, 2023Episode 519 min

Demystifying The Mortgage Market: From New Speed Limits in Wales to Interest Rates and Self-Employed Mortgages

Embark on a journey to demystify the complex terrain of the mortgage market while getting up to speed on the new 20 mph limits in Wales. We delve into the potential ramifications of these speed limits on electric vehicles and public transportation, not overlooking the Bank of England's recent interest rate bump and its implications on inflation. Amidst this, we examine an unsettling trend - individuals resorting to loans for bill payments rather than for luxury purchases. In the latter half of our discussion, we focus our attention on the world of self-employed mortgages, underlining the necessity of thorough due diligence and the significance of experienced mortgage brokers. Navigate through the murky waters of agreement gray areas involving buyers, financial advisors, and estate agents. Uncover possible motivations behind estate agents pushing their own financial advisors and solicitors, and how to tackle scenarios when attractive rates surface online. Stay tuned for our next episode for a deeper exploration of the mortgage market's labyrinthine pathways.Free budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.https://www.sanfp.co.uk/Recording Equipment📘 Our Book🎙 Podfollow❓ Also want to see how you'd score on our mortgage preparedness questionnaire click here🏠 The mortgage Course📰 Budgeting SpreadsheetI hope you guys enjoy this podcast and find it helpful. If you love this podcast, please be sure to check out our videos on our youtube channel. Please make sure to like and subscribe to our channel for more videos and ring the notification bell 🔔 so you can be notified of all future content. Don’t forget to share with your friends and family. I would love to hear your opinions, so comment down below. Thank you for watching.👉Subscribe Here Suggested Videos:✅ Work Place Pension:Link: https://youtu.be/ojizsp5YfuQ✅ Priorities, Pension Or Amazon:Link: https://youtu.be/07muaDOcBW8✅ The Importance Of Pensions:...

August 23, 2023Episode 427 min

Decoding the Wealth of Corporate Giants and the Challenges of Fitness

Ready to unravel the enigma of corporate giants and their colossal market values? Get ready to unravel the mystery as we look at gatekeepers like McDonald's, Amazon, and Apple, and their unfathomable financial worth. We dissect their massive market values and take a peek at the whopping paychecks of their CEOs. And it's not all about the Benjamins as we transition into the fitness realm and dissect the ups and downs of bodyweight exercises. Ever wondered about the ripple effects of those 'easy' online returns on businesses? Or curious about the evolution of fuel products and the true value of your favorite Ready-To-Drink beverage? As we navigate the labyrinth of cash flow and returns, we also dive into the murky waters of pension complaints. And as we close out, we tackle the ever-present challenge of maintaining a healthy diet while on vacation. From the irresistible allure of buffets to the bitter reality of going up a clothing size, we explore it all. Prepare to be enlightened and possibly entertained as we journey through finance, fitness, and everything in between.Free budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.https://www.sanfp.co.uk/Recording Equipment📘 Our Book🎙 Podfollow❓ Also want to see how you'd score on our mortgage preparedness questionnaire click here🏠 The mortgage Course📰 Budgeting SpreadsheetI hope you guys enjoy this podcast and find it helpful. If you love this podcast, please be sure to check out our videos on our youtube channel. Please make sure to like and subscribe to our channel for more videos and ring the notification bell 🔔 so you can be notified of all future content. Don’t forget to share with your friends and family. I would love to hear your opinions, so comment down below. Thank you for watching.👉Subscribe Here Suggested Videos:✅ Work Place Pension:Link: https://youtu.be/ojizsp5YfuQ✅ Priorities, Pension Or Amazon:Link: https://youtu.be/07muaDOcBW8✅ The Importance Of Pensions:...

August 16, 2023Episode 326 min

Exposing Instagram Earnings, Tackling Investment Risks, and Challenging Consumption Habits

What if you could earn millions with a single post on Instagram? Picture yourself having the influence of Ronaldo or Justin Bieber, with hundreds of millions of followers hanging on your every word. We're pulling back the curtain on the astonishing earnings of Instagram's biggest names and exploring the impact of star football players on brand perception and ticket sales. Ready to find out what it takes to be a world champion? Stick around for some valuable tips. Picture this: you're offered a chance to invest in something - a sports team, a digital currency, an esoteric market - but you know nothing about it. Would you take the risk? We're diving deep into the complex world of investments, illustrating the potential dangers of cash investing, and discussing the volatility of bitcoin. We also delve into the world of Non-Fungible Tokens, shedding light on the perils of uninformed investments. Don't miss our practical insights on mitigating risk and maximizing your ROI.Have you ever stopped to consider how much you really spend on coffee or other little luxuries? We're challenging your mindset on consumption habits, questioning the necessity versus the want for these purchases. As we wrap up, we'll expose the pitfalls of Black Friday sales and help you outsmart the hype to ensure you're getting the best deal. It's time to be more mindful of your consumption habits - after all, every penny saved is a penny earned.Free budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.https://www.sanfp.co.uk/Recording Equipment📘 Our Book🎙 Podfollow❓ Also want to see how you'd score on our mortgage preparedness questionnaire click here🏠 The mortgage Course📰 Budgeting SpreadsheetI hope you guys enjoy this podcast and find it helpful. If you love this podcast, please be sure to check out our videos on our youtube channel. Please make sure to like and subscribe to our channel for more videos and ring the notification bell 🔔 so you can be notified of all future content. DoFree budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.https://www.sanfp.co.uk/Recording Equipment📘 Our Book🎙 Podfollow❓ Also want to see how you'd score on our mortgage preparedness questionnaire click here🏠 The mortgage Course📰 Budgeting SpreadsheetI hope you guys enjoy this podcast and find it helpful. If you love this podcast, please be sure to check out our videos on our youtube channel. Please make sure to like and subscribe to our channel for more videos and ring the notification bell 🔔 so you can be notified of all future content. Don’t forget to share with your friends and family. I would love to hear your opinions, so comment down below. Thank you for watching.👉Subscribe Here Suggested Videos:✅ Work Place Pension:Link: https://youtu.be/ojizsp5YfuQ✅ Priorities, Pension Or Amazon:Link: https://youtu.be/07muaDOcBW8✅ The Importance Of Pensions:...

August 9, 2023Episode 226 min

Rethinking Everyday Expenses: From Pizzas to Par 3's

Have you ever considered how much you spend on convenience food? Or how the design of a golf course could impact your game? Join us for a spirited chat as we examine the half-year numbers from Domino's and Greggs and the financial implications of our lifestyle choices. We'll also give you an insider's look into the architecture of golf courses and share a delectable banana loaf recipe.In the latter part of the discussion, we dive deep into the sobering reality of housing market dynamics, exploring how they relate to income levels. We question the government's role in providing housing assistance and ponder over the effectiveness of speed limits in reducing carbon emissions. Tune in for some thoughtful debate on how we could navigate the financial tightrope by cutting back on non-essentials. You won't want to miss our money-saving tips that could reshape your financial perspective. Join us in this enlightening conversation that seamlessly blends finance, golf, and baking.Free budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.https://www.sanfp.co.uk/Recording Equipment📘 Our Book🎙 Podfollow❓ Also want to see how you'd score on our mortgage preparedness questionnaire click here🏠 The mortgage Course📰 Budgeting SpreadsheetI hope you guys enjoy this podcast and find it helpful. If you love this podcast, please be sure to check out our videos on our youtube channel. Please make sure to like and subscribe to our channel for more videos and ring the notification bell 🔔 so you can be notified of all future content. Don’t forget to share with your friends and family. I would love to hear your opinions, so comment down below. Thank you for watching.👉Subscribe Here Suggested Videos:✅ Work Place Pension:Link: https://youtu.be/ojizsp5YfuQ✅ Priorities, Pension Or Amazon:Link: https://youtu.be/07muaDOcBW8✅ The Importance Of Pensions:...