The Making Money Simple Podcast

Hosted by Ryan King

Business

Website RSS feed

Episodes

Latest episode

Jun 2026

Language

About the show

The podcast helping you to invest and build wealth ✔️ I'm Ryan, a Chartered Accountant and investor from the UK and I share my mistakes, journey and knowledge - all whilst having a laugh - through this podcast! 💻 My website - https://makingmoneysimple.co.uk/ 📕 My book: Stop Waiting, Start Investing - https://linktr.ee/makingmoneysimple1 If you have any questions or want me to cover any specific topics, feel free to email me at: makingmoneysimple1@gmail.com

Listen to episodes

60 recent

June 10, 202639 min

Bonds, Stocks & Crypto: Where Is The Economy Heading? - TomTalksInvesting

Tom from @TomTalksInvesting joined me on this podcast episode to talk about what on earth is going on in the markets. We get into the state of the economy, both here in the UK and globally, and what it all actually means for your money.Tom also walks me through how he runs his own portfolio, including going through his strategy with individual stocks and crypto.And we dig into the biggest lessons we've both picked up along the way. Listen to the episode for the full details!-----------------------------------------📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠-----------------------------------------⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.-----------------------------------------📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠

June 5, 20266 min

BRAND NEW 0.07% Fee FTSE All-World ETF - Wow!

Mentioned in this episode:📊 ISA tool - click here🌎 PACW Global ETF review video - click hereI forgot to mention the ticker symbols, so I put them on screen at 5:56. These are the ticker symbols for the GBP-listed ETFs. The main caveat with all of this is that these two ETFs are brand new. As a result, they are likely to have higher spread fees, they currently have a relatively small amount of assets under management (AUM) and they have a lack of track record - so we don't know how well the ETFs will track the underlying index. But - overall it's still great that we are getting lower and lower fees for global ETFs! Sources:News article: https://www.etfstream.com/articles/dws-offers-cheapest-ftse-all-world-etf-after-fee-cutXtrackers ETF: https://etf.dws.com/en-gb/IE000L6ZMMC4-ftse-all-world-ucits-etf-1c/iShares ETF: https://www.ishares.com/uk/individual/en/products/349410/ishares-ftse-all-world-ucits-etf-----------------------------------------📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠-----------------------------------------⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.-----------------------------------------📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠click here-----------------------------------------Timestamps:0:00 - The news0:53 - Fees keep coming down2:48 - The new lowest fee FTSE All-World ETF4:45 - What this means for us⁠⁠⁠

June 1, 202617 min

Q&A: Trading 212 or InvestEngine (Or Someone Else?)

Platform comparison tool: click hereTwo New 0.12% FTSE All-World ETFs: click here (YouTube Video)In this podcast episode, we answer a great question:'Trading 212 or InvestEngine?'First, we go through what to actually look for when selecting the platform.Then we delve into this specific question in more detail, running through the key considerations. Listen to the podcast episode for the full details.And thanks for the question Grace! If you have a question, feel free to email me: ryan@makingmoneysimple.com -----------------------------------------📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠-----------------------------------------⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.-----------------------------------------📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠

May 27, 202617 min

Stocks & Shares ISAs Are No Longer Completely Tax-Free - Government Plans To Tax Uninvested Cash

What do you make of this new '22% tax on uninvested cash in Stocks & Shares ISAs'?To be transparent and up front, the full details are still not known. Once we do know the full and final details, I will release another episode. But I still think it's worth putting this out to make you aware of this coming change and so you have as much time as possible to take any potential actions that you need to. -----------------------------------------📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠-----------------------------------------⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.-----------------------------------------📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠-----------------------------------------Timestamps:0:00 - What happened?0:52 - What is the ISA change?2:55 - Who does this impact?5:28 - How much money will this raise?6:41 - Why this change is pointless (2 main reasons)9:40 - What about ISA transfers?10:23 - How to encourage investing12:07 - What practical things should you do now15:38 - My honest thoughts

May 22, 202612 min

My Vanguard Portfolio Hit £100,000!

My Vanguard portfolio recently hit £100,000!In this episode we go through all of my accounts (ISA, SIPP, GIA), how I built this up over time since 2019, and the mistakes and key lessons along the way. -----------------------------------------📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠-----------------------------------------⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.-----------------------------------------📥 Get in touch - ⁠⁠⁠⁠⁠⁠click here⁠⁠-----------------------------------------Timestamps0:00 - I hit £100k!1:59 - Total portfolio2:30 - GIA3:36 - ISA6:53 - SIPP10:26 - Back to total portfolio11:07 - Reflection and future plan

May 13, 202611 min

I'm Back In The UK! New Investing, Business & Life Plans

📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠-----------------------------------------⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.-----------------------------------------📥 Get in touch - ⁠⁠⁠⁠⁠click here⁠⁠

May 1, 202618 min

What I'm Investing In & 2026 Market Update

📈 Top broker offers: ⁠⁠click here⁠⁠🌎 Global index fund & ETF cheat sheet: click here-----------------------------------------More Investing:📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠-----------------------------------------⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.-----------------------------------------📥 Get in touch - ⁠⁠⁠⁠click here⁠⁠

April 23, 202615 min

The Stock Market... Just Hit An All Time High?

📈 How I can help you: ⁠click here⁠Three important lessons: time in the market, getting your 'setup' right, avoiding behavioral pitfalls.All discussed in this episode after the market update! -----------------------------------------More Investing:📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠-----------------------------------------⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.-----------------------------------------📥 Get in touch - ⁠⁠⁠click here⁠-----------------------------------------Timestamps:0:00 - Market update5:19 - Lesson 17:53 - Lesson 211:34 - Lesson 3

April 16, 202623 min

What Is The Best Low-Cost Stocks & Shares In ISA 2026/27? (Trading 212, Invest Engine, Lightyear or someone else?)

💡 Stocks & Shares ISA comparison tool: click here📈 How I can help you: click hereWhat is the best Stocks & Shares ISA for the current tax year?Overall - it will depend on your specific preferences.In this episode we discuss reputation, fees, accounts and investments offered, and more - to help you pick the best Stocks & Shares ISA for your situation. You can use the tool linked above to work out how much you may pay in fees, a full ISA comparison and the 'fund availability' on each platform. I hope it helps!-----------------------------------------More Investing:📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠-----------------------------------------⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.-----------------------------------------📥 Get in touch - ⁠⁠click here-----------------------------------------Timestamps:0:0 - What is the best S&S ISA?2:03 - The selection has never been better2:27 - Key criteria when selecting your ISA4:52 - Reputation and safety5:52 - Fees9:51 - Other accounts offered12:08 - Investments offered13:33 - Fractional investing and automatic investing15:44 - What about Vanguard, HL, AJ Bell?18:00 - What is the best S&S ISA?

April 8, 202640 min

Are UK Taxes Too High? This Founder Raised £285k & I Asked Him 9 Questions - Sammie (Up The Gains)

Sammie from @UpTheGainsMoney (and The Money Gains Podcast) joined me on this podcast episode.You can check out the the Gains app ⁠here⁠.Being a founder/entrepreneur, I asked him 9 important questions (each question is timestamped below).From AI tools and self employment vs 9-5, to building a business and raising money from investors.Listen to the episode for the full details!-----------------------------------------More investing:📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book-----------------------------------------⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.-----------------------------------------📥 Get in touch: https://www.makingmoneysimple.co.uk/contact-----------------------------------------Timestamps:0:00 - Are taxes too high in the UK?3:55 - How to improve business-building in the UK?6:29 - Are people actually leaving the UK for Dubai?10:36 - What are the biggest entrepreneur learning curves?15:15 - What is the app you’re building?20:10 - What’s it like raising money?25:11 - What’s been the hardest thing?27:52 - What AI tools are worth using?33:13 - Thoughts on self employment vs 9-5?