Banking on Data Podcast

Hosted by Lumio Solutions

Business Management Education

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Episodes

111

Latest episode

Nov 2025

Language

EN-US

About the show

The Banking on Data podcast is for community bank and credit union leaders who understand that the future of financial services is powered by data. Hosted by Ed Vincent, CEO of Lumio Solutions, this podcast offers executive-level insights into how financial institutions can leverage business intelligence, data strategy, and advanced analytics to drive performance, manage risk, and unlock growth opportunities. Each episode features conversations with industry leaders, data experts, and financial executives who share practical strategies for building data-centric cultures, navigating regulatory pressures, and turning information into action. From modernizing legacy systems to aligning data with boardroom decisions, Banking on Data equips C-suite executives with the knowledge they need to lead confidently in a digital-first era. This podcast was formerly known as the Risk Intel Podcast. Learn more at www.lumiosolutions.io

Listen to episodes

60 recent

November 11, 2025Episode 2838 min

S3 | E28: Data-Driven Growth: Empowering Frontline Teams with Actionable Insights

Community banks have always excelled at building relationships. But in a market driven by data, relationships alone aren’t enough. The next wave of growth in banking depends on turning customer insights into action. This means empowering marketing, sales, and frontline teams to collaborate smarter and deliver more personalized experiences.In this episode of the Banking on Data Podcast, Edward Vincent, CEO of Lumio, sits down with Josh Barclay, Director of Growth Marketing at BusinessNext and host of the Banking on Experience podcast, to discuss how modern community financial institutions can use actionable data to align teams, break down silos, and drive meaningful growth. Their conversation explores how banks can empower their frontline with real-time, context-rich insights, why data quality and accessibility matter more than volume, and what the future of data-driven sales enablement looks like in community banking.Follow us to stay in the know!

October 28, 2025Episode 2738 min

S3 | E27: AI Starts with Data: Why Governance Is Your First Step

Artificial intelligence is the hottest topic in banking right now. Every conference, article, and C-suite conversation seems to circle back to AI’s potential for community financial institutions. But before any bank can truly harness that potential, there’s one crucial step that often gets overlooked: data governance.In this episode of The Banking Data Podcast, Lumio’s Chief Product Officer, Jeff Fink, joins Ed Vincentto unpack why creating a solid data foundation is the real starting point for any AI strategy. From building a common data language and data dictionary to unifying data silos and enforcing stewardship, Jeff explains how the right governance framework reduces risk, strengthens trust, and enables banks to move confidently into the AI era.Follow us to stay in the know!

October 21, 2025Episode 2616 min

S3 | E26: Building a Cyber Risk Playbook for the Post-CAT World

Cybersecurity is evolving faster than many community banks and credit unions can keep pace with. With the retirement of the FFIEC Cybersecurity Assessment Tool (CAT) on August 31, 2025, financial institutions are left wondering how best to measure, track, and manage cyber risk without a regulator-endorsed standard. In this episode of the Banking on Data podcast, host Ed Vincent sits down with Cathy Jackson to unpack what comes next for institutions in this post-CAT world. Together, they explore how banks can leverage the Cyber Risk Institute’s Profile 2.1, why the seven functional areas of cyber risk matter, and how moving beyond spreadsheets to an integrated risk suite can give leaders a holistic, regulator-ready view of their risk posture.Follow us to stay in the know!

October 14, 2025Episode 2527 min

S3 | E25: Responsible Innovation: How Fintechs & Banks Can Align for the Future

What happens when innovation outpaces regulation - and when community banks must adapt to a world moving faster than ever before?In this episode of Banking on Data, Host Ed Vincent sits down with Phil Goldfeder, CEO of the American Fintech Council (AFC), to explore how fintechs and financial institutions can innovate responsibly - with clarity, collaboration, and purpose. Their conversation ranges from the cultural shifts happening in banking to the regulator’s evolving view of innovation, and how AFC’s new Webinar Wednesdays and Policy Summit are helping shape the dialogue between banks, fintechs, and policymakers.Follow us to stay in the know!

September 30, 2025Episode 2410 min

S3 | E24: AI Oversight: Why Program Risk Assessment Is Essential

Artificial intelligence (AI) is moving faster than any other technology banks have seen before. From fraud detection to lending platforms, AI is being embedded in nearly every vendor solution. For community banks and credit unions, this acceleration brings both opportunity and risk. This present risk and compliance teams with new demands from the board and regulators for stronger oversight.In this episode of the Banking on Data podcast, host Ed Vincent continues the conversation with compliance expert, Beth Nilles, who helps ‍unpack how financial institutions can take a program risk assessment approach to AI. This builds on a previous episode, How Community Financial Institutions Can Build a Responsible AI Approach, where Beth outlined guardrails and governance for adopting AI responsibly. In Part 2, she explains why program risk assessments are critical, what they look like in practice, and how often institutions should conduct them.Follow us to stay in the know!

September 23, 2025Episode 2319 min

S3 | E23: How Community Financial Institutions Can Build a Responsible AI Approach

Artificial intelligence (AI) is no longer just a buzzword in financial services. From lending to fraud detection to customer service, AI is steadily finding its way into community banks and credit unions. But for leaders, boards, and compliance teams, one pressing question remains: how do we adopt AI responsibly?In this episode of the Banking on Data podcast, host Ed Vincent sits down with Beth Nilles, Director of Implementation, who brings more than 30 years of banking leadership across lending, operations, and compliance. Beth offers practical guidance for financial institution leaders who may be exploring AI for the first time - or wrestling with how to scale responsibly without falling behind on regulatory expectations.Follow us to stay in the know!

July 15, 2025Episode 2227 min

S3 | E22: Mind The Gap (PT3): How a Playbook Minimizes Execution Risk

In this episode of The Banking on Data Podcast, Ed Vincent welcomes back Craig Hartman, founder and CEO of Plansmith, along with Christine Lake, Plansmith’s Chief Strategy Officer. This was part 3 of a larger series around "Execution Risk" with the Plansmith team and a natural progression from prior episodes, where we addressed the definition and mitigation strategies of execution risk. This episode zooms in on the concrete framework Plansmith uses to help financial institutions translate strategy into action by creating "The Playbook". Listen to the full episode to learn more. Follow us to stay in the know!

July 9, 2025Episode 2118 min

S3 | E21: Mind the Gap (PT2): Mitigating Execution Risk

In Part 2 of our Banking on Data podcast series with our partners at Plansmith, Edward Vincent welcomed back Craig Hartman, Chairman and CEO of Plansmith, to explore a question that resonates with every financial leader: Once you’ve identified execution risk, how do you actually reduce it? Craig’s decades of experience helping banks and credit unions navigate planning and budgeting challenges make him uniquely equipped to answer this question. In this episode, he shares actionable insights on how organizations can move beyond simply naming their risks to building a culture that consistently mitigates them. Listen to the full episode here to learn more. Follow us to stay in the know!

July 1, 2025Episode 2027 min

S3 | E20: Mind The Gap (PT1) What Does Execution Risk Really Mean For Banks?

In this Banking on Data podcast, host Edward Vincent invited Craig Hartman, the Chairman and CEO of Plansmith, on to the show for a compelling three-part series on a topic central to every financial institution’s success: Execution Risk. This first episode lays the groundwork, exploring what execution risk is, why it matters to all banks, and how it emerges as an umbrella for all types of risk that touch nearly every aspect of strategic and operational activity. Listen to hear the full episode.Follow us to stay in the know!

June 24, 2025Episode 1929 min

S3 | E19: Cyber Risk in Focus: The Regulatory Shift and What It Means for You

The Banking on Data podcast welcomed back Josh Magri, CEO of the Cyber Risk Institute (CRI), for a timely Part 2 conversation focused on the evolving cybersecurity regulatory landscape and what it means for community financial institutions. As the FFIEC Cybersecurity Assessment Tool (CAT) is scheduled to sunset on August 31, 2025, Josh offers a roadmap on how financial institutions can move forward and how their CRI Profile offers a strategic, scalable alternative that’s gaining traction with regulators and institutions alike. Follow us to stay in the know!