Smarter Money Life

In this episode, Andy is joined by Erin Schmidt, FORUM’s AVP of Mortgage Processing, to go through the home-buying process. They cover appraisals vs. inspections, prequalification vs. preapproval, how to qualify for a lower down payment, and much more.  For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy gives us tips for preparing for the financial impact of the holidays and how we can improve our financial habits. He discusses making a list and a budget, not buying everything from one place, focusing on value instead of price, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy shares how to get your budget back on track when it goes off the rails. He discusses spending problems, trying different budgeting methods, unexpected expenses, accountability partners, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy is joined by FORUM's VP of Human Resources, Anne Wiseman, to discuss making the most of your employee benefits. They cover health plans, HSAs, child care, employee assistance plans, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube 

In this episode, Andy talks about how you can live both a frugal and extravagant lifestyle at the same time. He discusses how cutting down on daily or monthly expenses can help you save up for all of the fun things you want to do. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy is joined by FORUM's AVP of Consumer Lending, Nicole Royle, to discuss what it takes to be a good borrowing prospect. They talk about reasons why people may not get approved for loans, when a cosigner might be helpful, different ways to raise your credit score, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy talks about some of the financial concepts you might want to start talking to your kids about if they're planning to leave home soon. He covers spending plans, student perks & deals, taking care of their own accounts, being cautious with payment apps, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA.  © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy sits down with 20-something Meredith to discuss financial dos and don'ts and the financial conversations you should be having in your 20s. They talk about paying off student loans, starting to save for retirement, and time management between work, volunteering, and personal time!  For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy shares multiple different budgeting methods and the importance of finding a budget that works for your unique situation. He covers the 50/30/20 budget, 50/15/5 budget, weekly spending plan, budget pies, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube. Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.

In this episode, Andy is joined by soon-to-be new dad and FORUM's Assistant VP of Accounting, Jim Catanzarite to discuss financial planning when you're expecting. They cover financial changes you may need to make, surprise expenses, saving for college, and more. For more information, please visit us at Smarter Money Life. You can also view this episode with captions here: Smarter Money Life on YouTube.  Reference to, or information about, any specific product or service by name, trademark, trade name, or service mark in the Smarter Money Life podcast does not constitute an endorsement of that product or service. Federally Insured by NCUA. © 2024, FORUM Credit Union. All rights reserved. Reproduction in any form is prohibited.