Second Half of Life Podcast

Introducing Unpacked – a webinar series diving deep into the world of elder care! From navigating complex decisions to understanding the essentials, we've got you covered with expert insights and real-world advice. Our second episode is also hosted by our very own long-term care planner and Certified Dementia Practitioner, Kristin Daugherty and this time, she speaks with Quentin Burchfield, director of the Centre County Office of Aging. Links:SGY Website https://www.paeldercounsel.com/SGY Email info@paeldercounsel.comSGY Phone Number (570) 322-2077Kish Financial Solutions Website https://www.mykish.com/Kish Email kishfinancialsolutions@financialguide.comKish Phone Number (866) 959-4500This video can also be seen on our Facebook page. 

Introducing Unpacked – a webinar series diving deep into the world of elder care! From navigating complex decisions to understanding the essentials, we've got you covered with expert insights and real-world advice. Our first episode is hosted by our very own long-term care planner and Certified Dementia Practitioner, Kristin Daugherty and she speaks with Wade Curry, Sr. VP & director of wealth management for Kish Bank. Links:SGY Website https://www.paeldercounsel.com/SGY Email info@paeldercounsel.comSGY Phone Number (570) 322-2077Kish Financial Solutions Website https://www.mykish.com/Kish Email kishfinancialsolutions@financialguide.comKish Phone Number (866) 959-4500This video can also be seen on our Facebook page. 

What happens to your estate planning documents when you move between states? In this episode, originally produced by Mason & Associates, LLC, for their Federal Employee Financial Planning Podcast, Attorney Megan Ingram and Julie Steinbacher share advice on the legal implications of relocating and how it affects your estate plan. You'll learn about the importance of keeping your documents updated, especially after major life changes or moves, and how laws like the Uniform Trust Act help estate documents travel across state lines. View the entire transcript of the episode.https://www.masonllc.net/blog.htm?ID=16460 Watch a video of this podcast.https://www.youtube.com/watch?v=-dfHrjB38VgFederal Employee Financial Planning Podcasthttps://podcasts.apple.com/us/podcast/federal-employee-financial-planning-podcast/id1605491625

The Corporate Transparency Act (CTA) took effect on January 1, 2024. This new reporting requirement requires millions of small businesses to file a Beneficial Ownership Information (BOI) Report with the U.S. Department of Treasury’s Financial Crimes Enforcement Network (FinCEN).The main purpose behind the CTA is to halt money laundering and tax evasion. Entities that fall under the CTA’s mandatory reporting criteria include: LLCs,  Limited partnerships, Corporations and S-Corporations. In this episode, Attorney Julie Steinbacher and Attorney Jessica Eckrote go over the CTA and its requirements and how our law firm can and will be helping its small business clients with CTA reporting requirements. They also encourage people to get out in front of the reporting requirements, which are required by Jan. 1, 2025 for businesses established prior to 2024. 

In this episode, a recording of a seminar originally presented live in February 2024, Attorney Pat Santucci and long-term care planner Tammy Zilske help you discover the importance of pre-planning an estate before a catastrophic healthcare crisis happens. This will help you safeguard your loved ones from potential consequences and hardship in the future. Pat and Tammy discuss basic estate planning documents such as wills and powers of attorney, inheritance taxes, trusts and how they can be used to not only protect assets but also distribute them according to a pre-determined plan, and also briefly summarize long-term care options and how to pay for them. To view a video of this presentation, including PowerPoint slides, visit our YouTube channel. 

Have a question about trusts? Curious about whether a trust would be a good fit in your estate plan? Then join the co-author of the Pennsylvania Trust Guide to learn more about how to protect more of your wealth and provide a legacy for future generations. That's right, our founder, Attorney Julie Steinbacher, literally wrote the book on trusts in Pennsylvania, and in this hour-plus episode, discusses all aspects of trusts and how they are generally used. If you've ever thought about setting up a trust, then this episode is for you. Among the questions she answers are: - How does a trust offer asset protection from the costs of nursing home care?- Why does it matter if a trust is revocable or irrevocable?- Can my spouse or family still access any & all funds placed inside a trust?- Do you have to be "rich" or have multiple investment accounts to benefit from using a trust?- What situations are common for setting up a trust - pros & cons? A video of this episode can also be viewed on our YouTube channel. For more information, questions, to schedule an initial consultation,  email us at info@paeldercounsel.com 

This episode is a brief excerpt from an eight-hour, day-long training program given by Certified Alzheimer's Disease and Dementia Care Trainers (CADDCT®) for the National Council of Certified Dementia Practitioners (NCCDP). This training is required for people to become Certified Dementia Practitioners (CDP®). In this clip, Attorney Julie Steinbacher, who is a CADDCT and a CDP, discusses the challenges that are present for those professionals and family members that are caregivers to people with dementia, and possible solutions, as well as things to look out for with respect to elder abuse and neglect. While the CDP® designation is primarily intended for professionals that work with people with dementia in the senior services industry, anyone that is interested is welcome to participate in the training program. Our law firm usually conducts 2-3 such trainings per year. If you are interested in participating in a future CDP training given by our firm, email us at info@paeldercounsel.com. 

This episode is the third and final part of a presentation that was recorded in December 2023 and made to tax and financial professionals. In it, Attorney Landon Hodges goes over special needs planning with a focus on the taxation aspect of it and ways to minimize taxes. In addition to the usual special needs planning that our firm does for clients with special needs and their family members, there is also a tax component that we haven't covered in depth in past recordings. This presentation, while intended for professionals, can still be helpful for those families that have a member with special needs and who will be engaging in special needs planning in the future, or have already done so. A video of this episode with a full PowerPoint presentation can be viewed on our YouTube channel. 

In this episode, which was recorded in December 2023 and was originally a presentation made to tax and financial professionals. In it, Attorney Jenna Franks goes through some of the changes to retirement planning that have come about since the SECURE Act and SECURE 2.0 were passed and became law over the past five years. She goes through some hypothetical examples of beneficiaries receiving inheritances in the form of IRAs to determine what is the best way to receive them - all at once or over the 10 years now allowed by the SECURE Act - and talks about other things that tax and financial planning professionals, as well as anyone planning for retirement, need to keep in mind for both themselves and their future beneficiaries. While some of the information presented is quite specific and is intended for financial and tax professionals, some of the material would also be applicable for those beginning or already engaged in their own estate planning, especially those that would like to minimize estate tax for their beneficiaries in the future. A video of this episode with a full PowerPoint presentation can be viewed on our YouTube channel. 

In this episode, which was recorded in December 2023 and was made to tax and financial professionals, Attorney Julie Steinbacher discusses and analyzes various asset protection strategies as they relate to estate tax minimization, specifically grantor vs. non-grantor trusts. While some of the information presented is quite specific and is intended for financial and tax professionals, much of the material would also be applicable for those that need to begin their estate planning, especially those to whom estate tax minimization will be one of their top priorities in estate planning. A video of this episode with a full PowerPoint presentation can be viewed on our YouTube channel.