Small Business Big Money™

Hosted by Financial Coach for Entrepreneurs, Gina Knox

Business Entrepreneurship

Website RSS feed

Episodes

257

Latest episode

Aug 2026

Language

About the show

Small Business Big Money is a financial podcast for small business owners and entrepreneurs who want money to feel like the easy part of business. If you want a fully funded business savings, high profit margins, a luxurious take home pay this is the podcast for you. Walk away every week with tactical advise, money mindset coaching, and the feeling of being financially unbothered.

Listen to episodes

60 recent

September 3, 202621 min

254. How I got out of a financial avoidance spiral

Register for my FREE debt class for entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠https://ginaknox.co/free-training⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Small Business Money School: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠https://ginaknox.co/school⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠ Episode Synopsis In this episode Gina Knox shares her personal experience with financial avoidance, emotional spending, and how she navigated her way back to financial health. This episode offers insights into human behavior, shame, and practical steps for overcoming avoidance cycles. Chapters: 00:29 - Gina's personal vulnerability with financial avoidance 01:27 - Recognizing avoidance through spending habits 07:27 - Re-establishing awareness with tracking and journaling 09:46 - The importance of honesty and responsibility 14:00 - When to recognize readiness to return to work 16:50 - Seasonal patterns and conditioning 19:18 - Specificity reduces fear and shame 20:16 - Closing thoughts and encouragement for self-kindness Keywords: financial avoidance, emotional spending, money mindset, self-awareness, accountability, financial recovery, human behavior, shame, cyclical patterns, small business finance

August 26, 202615 min

253. Part 3 - Debt payoff assurance

Register for my FREE debt class for entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://ginaknox.co/free-training⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Small Business Money School: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://ginaknox.co/school⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠ Episode Synopsis In this episode Gina Knox shares a comprehensive approach to managing and paying off business debt, emphasizing the importance of planning, cash flow management, and mental clarity to achieve debt payoff assurance. Chapters: 00:00 - Introduction to debt payoff assurance 02:26 - Example of a $15,000 debt and strategic planning 04:47 - Managing cash flow with the cash flow waterfall system 06:36 - Achieving large launches and refilling cash reserves 07:27 - Paying off debt in one click and maintaining calm 09:24 - The mindset of being in control of debt 11:17 - Cleaning up past debt mistakes and assurance 12:12 - Using a debt organizer and having a plan with an end date 13:35 - Helping clients pay off debt confidently 14:30 - Invitation to live coaching sessions on debt payoff Keywords: business debt, debt payoff, cash flow management, financial planning, business finances, debt elimination, financial security, small business finance, debt strategy, cash flow waterfall

August 26, 202622 min

252. Part 2 - The formula for deciding if you should go into debt

Register for my FREE debt class for entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://ginaknox.co/free-training⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Small Business Money School: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://ginaknox.co/school⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠ Episode Synopsis In this episode Gina Knox shares a detailed, step-by-step approach to managing business debt intentionally. She emphasizes testing solutions before borrowing, prioritizing problems, and actively overseeing implementation to improve profitability and reduce unnecessary debt. Chapters: 00:00 - Introduction to the importance of intentional debt 01:27 - Debt as capital, not starting point 02:26 - Spending money to solve current problems 03:52 - Five categories of business problems 06:13 - Prioritizing problems to solve first 07:09 - Creating solutions and testing ideas 10:02 - Implementing tested solutions without debt 13:12 - Funding solutions with micro-testing and testing before debt 14:38 - Active oversight during implementation 17:25 - The effort required for successful debt management 19:24 - The life-changing potential of a disciplined process Keywords: business debt, financial management, testing solutions, debt avoidance, business growth, profit strategies, small business finance, debt formula, testing and implementation, financial security

August 26, 202615 min

252. Part 1: Intentional debt vs unintentional debt

Register for my FREE debt class for entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://ginaknox.co/free-training⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Small Business Money School: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://ginaknox.co/school⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠ Episode Synopsis Chapters: 00:00 - Introduction to debt types and episode overview 02:24 - The rule of no new debt and its purpose 03:20 - Personal experience with intentional business debt 07:31 - What unintentional debt looks like in small businesses 09:24 - Common causes of unintentional debt and how to prevent them 13:40 - Key takeaways and next steps for managing debt Keywords: business debt, intentional debt, unintentional debt, debt management, small business finance, debt payoff, financial planning, business growth, debt strategies

July 7, 202622 min

250. Your lack of a wealth identity is losing you money

Register for my FREE debt class for entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://ginaknox.co/free-training ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Small Business Money School: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://ginaknox.co/school⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join 7 Figure Wealth Mastermind: ⁠⁠⁠⁠⁠https://ginaknox.co/mastermind⁠⁠⁠⁠⁠ Watch on YouTube: ⁠⁠⁠⁠ https://youtu.be/thW0dKpL7Ek Episode Synopsis In this episode of Small Business Big Money, Gina Knox explores the transformative power of identity in pursuing your most ambitious goals—whether it's attending exclusive fashion shows or building lasting wealth. She shares personal stories about redefining her self-image and emphasizes that wealth is less about strategy and more about who you believe yourself to be. Keywords: identity, wealth mindset, money beliefs, limiting beliefs, entrepreneurship, financial freedom, debt, abundance, self-concept, progress over perfection

June 30, 202626 min

249. Never too late to build wealth: how Patti hit 1M in retirement at 59

Register for my FREE debt class for entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://ginaknox.co/free-training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Small Business Money School: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://ginaknox.co/school⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join 7 Figure Wealth Mastermind: ⁠⁠⁠⁠⁠https://ginaknox.co/mastermind⁠⁠⁠⁠⁠ Watch on YouTube: https://youtu.be/Y95AoWyKTxk Episode Synopsis In this episode, Patti Calkins shares how she went from feeling behind on retirement to building over $1 million in savings before age 60. She breaks down the perspective shifts and practical financial steps that helped her grow her wealth with more confidence and clarity. Keywords: retirement planning, financial literacy, investing, mindset, wealth building, small business owners, retirement savings, portfolio growth, self-trust, perspective shift

June 23, 202612 min

248. Thank you John

Register for my FREE debt class for entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ginaknox.co/free-training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Small Business Money School: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ginaknox.co/school⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join 7 Figure Wealth Mastermind: ⁠⁠⁠⁠⁠⁠https://ginaknox.co/mastermind⁠⁠⁠⁠⁠⁠ Watch on YouTube: ⁠⁠⁠⁠ https://youtu.be/T7dr4rbBPxw Episode Synopsis In this episode of Small Business Big Money, Gina Knox shares a heartfelt story about her mother’s remarkable journey to financial independence and vibrant living in her 60s. She emphasizes that building wealth and enjoying a secure retirement is possible—and worthwhile—regardless of age, and provides actionable insights to help you create your own financial legacy. Keywords: wealth building, financial freedom, generational wealth, debt payoff, investing, retirement, money mindset, legacy, passive income, women and money

June 16, 202644 min

247. If I knew this at 20 I would have retired at 40 with Catherine Navarro

Register for my FREE debt class for entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ginaknox.co/free-training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Small Business Money School: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ginaknox.co/school⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join 7 Figure Wealth Mastermind: ⁠⁠⁠⁠⁠https://ginaknox.co/mastermind⁠⁠⁠⁠⁠ Watch on YouTube: https://youtu.be/uyaUoW6rmro Episode Synopsis In this episode, Catherine Navarro shares her transformative journey from outsourcing her finances to actively building her retirement plan, emphasizing the power of perspective shifts, financial literacy, and self-trust. Discover how small, consistent steps can lead to financial independence and confidence. Keywords: retirement planning, financial literacy, investing, mindset, wealth building, women entrepreneurs, portfolio growth, self-trust, investment strategies, perspective shift

June 2, 202634 min

246. From burning through cash to 80% profit growth in a brick & mortar with Nico Lebreux

Register for my FREE debt class for entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ginaknox.co/free-training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Small Business Money School: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ginaknox.co/school⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join 7 Figure Wealth Mastermind: ⁠⁠⁠⁠⁠https://ginaknox.co/mastermind⁠⁠⁠⁠⁠ Watch on YouTube: ⁠⁠⁠⁠https://youtu.be/rd-64plOFZc Episode Synopsis Nico Lebreux shares her journey of building Wild Heart Herb House, a successful herbal apothecary in Massachusetts. She discusses her business strategies, financial management, and the importance of focusing on what works to grow her small business. Keywords: small business, herbal apothecary, financial management, business growth, entrepreneurship, herbalism, retail, profit increase, business planning

May 26, 20261 hr 0 min

245. 5 steps to save a business you want to quit with Kimmay Caldwell

Register for my FREE debt class for entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ginaknox.co/free-training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Small Business Money School: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ginaknox.co/school⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join 7 Figure Wealth Mastermind: ⁠⁠⁠⁠⁠https://ginaknox.co/mastermind⁠⁠⁠⁠⁠ Watch on YouTube: https://youtu.be/viIc_1m4GsQ Join the app waitlist: https://smallbusinessmoneyapp.com Episode Synopsis In this in-depth interview, bra fitting expert and content creator Kimmay Caldwell shares her entrepreneurial journey, challenges with business finances, and strategies for turning around a struggling business. Discover practical advice on problem-solving, financial management, and embracing authenticity in your brand. Keywords: business growth, entrepreneurship, financial management, problem-solving, branding, personal development, small business, success story, mindset, business strategy