Rental Income Podcast With Dan Lane

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604

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Aug 2026

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About the show

Inspiring interviews with everyday people that are generating passive income by investing in rental properties. On each episode, we talk to a landlord about how they found and purchased their rental properties, how they financed them, and issues they face with property management, and managing tenants. Make sure you follow the show. A new episode is released every Tuesday.

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60 recent

August 25, 2026Episode 58826 min

The Overlooked Rental Property Most Investors Aren’t Buying With David Switzer (Ep 588)

When David Switzer first decided he wanted to buy rental properties, he did what a lot of new investors do. He started attending local real estate meetups. But he quickly noticed a problem. Everyone seemed to be looking for the same types of properties, running the same numbers, and struggling to find deals that actually worked. That led David in a completely different direction. Near his home, he came across a small commercial condo for sale. It wasn’t a huge office building or shopping center. In fact, the property cost a fraction of what he would have paid for a single family rental. David realized there was a side of commercial real estate that most small investors weren’t even looking at. On this episode, David shares the pros and cons of owning small commercial properties and how the numbers compare with residential rentals. We talk about how he finds deals, how he screens businesses before renting to them, financing commercial properties, who is responsible for repairs, and some of the strategies that haven’t worked for him. David also shares the problems he has run into along the way and what he has learned from investing in a part of the real estate market that gets far less attention than traditional residential rentals. https://rentalincomepodcast.com/episode588 Thanks To Our Sponsors: Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months. PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model. Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

August 18, 2026Episode 58724 min

His Local Area Got Too Expensive. Here's Where He Found Cash Flow With John Salcedo (Ep 587)

John Salcedo started investing in rental properties close to home, but as property values, insurance, and taxes climbed, the numbers stopped making sense. Many of the properties he looked at would have generated little or even negative cash flow. Instead of giving up on buying rentals, John changed where he invested. On this episode, John shares how he successfully buys and self-manages rental properties from out of state. We talk about how he finds deals, evaluates properties remotely, handles renovations and turnovers remotely, and fills vacancies without being there in person. John also explains how he finances his rentals and the systems he uses to self-manage from hundreds of miles away. We break down the actual numbers on one of his deals, including the purchase price, rent, mortgage payment, and ongoing expenses. I am running a few minutes late; my previous meeting is running over. John also shares how renovating the property helped him create approximately $100,000 in equity.If you live in an expensive market where rental properties no longer work, this episode shows how looking beyond your local area can open up opportunities for better cash flow and equity growth. https://rentalincomepodcast.com/episode587 Thanks To Our Sponsors: PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model. Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals. Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

August 11, 2026Episode 58624 min

He Bought A Rental Property With Just $500 Out of Pocket With Justin Robbins (Ep 586)

Justin Robbins got into real estate investing almost by accident. Before he even knew what house hacking was, he was doing it with his primary residence. That experience eventually led him to buy his first rental property because he liked the idea of mailbox money and earning a few hundred dollars a month in extra income. On this episode, Justin shares how he went from that first property to building his rental portfolio. We break down how he financed his purchases, where he found the money for his down payments, the types of neighborhoods he targets, and the properties that have produced the best results for him. We also take a detailed look at one of Justin’s recent deals. The monthly cash flow is thin, but Justin only had to come up with about $500 out of pocket to buy the property. We run through the numbers, look at the financing, and discuss whether a rental with limited cash flow can still be a good investment when there’s almost no money invested in the deal. https://rentalincomepodcast.com/episode586 Thanks To Our Sponsors: Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals. Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months. PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

August 4, 2026Episode 58524 min

He Started With A House Hack, Bought More Rentals, and Quit His W2 Job With Phillip Henry (Ep 585)

Phillip Henry started investing in real estate with no experience, very little money, and $50,000 in debt. Today, he owns more than 100 rental units that generate over $2 million in annual revenue. On this episode, Phillip shares how house hacking a duplex helped him buy his first property and begin building his portfolio. We walk through his early deals, how he financed properties without traditional 20% down payments, and the deal that finally allowed his rental income to match his salary and leave his job. Phillip also talks about learning through trial and error without a mentor, how many rentals he owned when he quit his job, and whether someone starting today can still follow a similar path. We also discuss cash flow management, reducing the risk of major property expenses, and his advice for investors who want to build a profitable rental portfolio. https://rentalincomepodcast.com/episode585 Thanks To Our Sponsors: Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months. PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model. Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

July 28, 2026Episode 58425 min

Want More Rental Income? Sweat the Small Stuff With Terry Kerr & Matthew Vanhorn (Ep 584)

The difference between making money and losing money with rental properties often comes down to sweating the small stuff. On this episode, Terry Kerr and Matthew Vanhorn explain why there is no single secret to making a rental property perform well. Instead, success comes from doing dozens of small things consistently, such as pricing rent slightly below market, responding quickly to repair requests, answering tenant calls, and making the property a place tenants want to stay. Terry and Matthew share how they reduce the time it takes to get a property marketed and rented, the steps they take to keep good tenants longer, and why Terry says the name of the game is getting lease renewals. They also offer tips for avoiding nonstop repairs, selecting the right fixtures that save money over time, and handling tenants who fall behind on rent. Matthew explains how they work with tenants to help them get caught up without unnecessarily delaying the eviction process. We also talk about shopping for insurance, comparing apples-to-apples quotes, choosing the right deductible, and why investors should consider more than just the lowest premium when selecting coverage. https://midsouthhomebuyers.com Thanks To Our Sponsors: PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model. Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals. Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

July 21, 2026Episode 58329 min

The Creative Ways He Finances Rentals Without 20% Down Payments With Spencer Dean (Ep 583)

Spencer Dean wanted to build a rental portfolio, but he did not have enough money to make traditional 20 percent down payments. On this episode, Spencer shares the creative financing strategies he has used to buy rentals with less money out of pocket, including seller financing deals with surprisingly low interest rates. Spencer explains how he finds motivated sellers, structures the legal side of each transaction, and creates solutions for owners facing difficult situations. We walk through several of his deals, including value add properties and homes that were already rent ready. He also shares how postcards have generated most of his opportunities, the types of owners and properties he targets, where he purchases his mailing data, and what he writes on his postcards. Spencer focuses on dependable cash flow and mortgage paydown rather than betting on appreciation. h ttps://rentalincomepodcast.com/episode583 Thanks To Our Sponsors: Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals. Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months. PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.

July 14, 2026Episode 58224 min

Why Monthly Cash Flow Is So Important With Jamie Dietz (Ep 582)

When Jamie Dietz started investing in real estate, he focused on building and selling properties and believed he could make money by timing the market. He was chasing big profits, but he was not paying enough attention to monthly cash flow. That approach eventually caused him to lose several properties. That experience taught Jamie that appreciation can be unpredictable, but cash flow is what helps an investor survive over the long term. He changed his strategy and began buying rental properties that produce dependable income every month. On this episode, Jamie explains why cash flow now drives every investment decision he makes. He breaks down one of his rental deals, including how he found it, how he financed it, what he spent on renovations, the rent, mortgage payment, repair budget, and monthly cash flow. Jamie also talks about transitioning from self management to professional property management, why he prefers simple properties that make solid long term investments, and why buying a cheap property does not always mean you are getting a good cash flowing deal. https://rentalincomepodcast.com/episode582 Thanks To Our Sponsors: Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months. PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model. Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.

July 7, 2026Episode 58126 min

His Rentals Pay All His Living Expenses With Augie Cortez (Ep 581)

Augie Cortez has reached the point that many real estate investors dream about. His rental income covers all of his family's living expenses, giving him a comfortable, low-stress lifestyle. As long as he keeps his properties rented and in good condition, the rentals cover the bills. In this episode, Augie shares how he built his portfolio by buying single-family homes, primarily renting to Section 8 tenants in a great school district. He explains why keeping all of his properties close together has made self-management much easier, why he does most of his own repairs, and how tenant-proofing his rentals has dramatically reduced maintenance headaches. He also explains why providing great service and keeping the properties in good condition has led to tenants staying for many years, which, in turn, reduces his turnover expenses. We also talk about the importance of keeping leverage low and building equity, the lessons he has learned about allowing pets, the toughest challenge he has faced as a landlord, and the advice he would give to anyone who wants to build a rental portfolio that provides financial freedom and peace of mind. https://rentalincomepodcast.com/episode581 Thanks To Our Sponsors: PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model. Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals. Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.

June 30, 2026Episode 58023 min

He's Paying Off A Few Rentals To Secure His Future With Chris Sherman (Ep 580)

Chris Sherman runs a successful business, but he knows that no business is guaranteed forever. That's why his goal is to build enough rental income to eventually replace the income his business generates, giving him financial security no matter what happens. On this episode, Chris shares the strategy he's using to grow his portfolio while aggressively paying down debt to create long-term cash flow. We break down the numbers behind his rentals, including total rental income, mortgage payments, property taxes, insurance costs, and how he budgets for repairs, vacancies, and unexpected expenses. Chris also explains how much cash he keeps in reserve, why he and his wife self-manage all their properties, and how they divide responsibilities to make portfolio management efficient. He also talks about why he prefers buying rentals close to home and the advantages that gives him as a self-manager. We also dive into Chris's commercial office suite, which he purchased for his business and paid off in just 50 months. He explains how his LLC structure works, why leasing the office back to his own business creates tax advantages, and the different financing strategies he's used to acquire rental properties over the years. https://rentalincomepodcast.com/episode580 Thanks To Our Sponsors: Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals. Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months. MidSouth HomeBuyer s – Turnkey Rentals In Memphis, Little Rock, and Dallas. Instant cash flow on day 1. Do you want to tell your investing story on the podcast? Contact Dan Lane here .

June 25, 202623 min

Bonus: How a HELOC Can Help You Build Equity Faster and Stay Flexible

On this bonus episode, we're joined by Caeli Ridge, President of Ridge Lending Group, to talk about one of the most powerful financing tools available to rental property investors: the HELOC. Caeli explains how investors can use a traditional HELOC to buy more rentals, why seasoning requirements matter, and how married couples should structure ownership to avoid underwriting headaches. She also shares the terms and conditions investors need to pay close attention to when getting a HELOC. We also take a deep dive into the All-In-One First Position HELOC, a unique loan product that combines a line of credit and a checking account into a single account. Caeli explains how it works, how it can dramatically reduce the amount of interest you pay over the life of the loan, and the simple strategy that helps investors build equity faster in their properties. Finally, we discuss one of the biggest advantages of using a HELOC: flexibility. Caeli explains why it's much easier to access equity through a line of credit than after paying down a traditional mortgage, when you have to do a cash-out refi or sell the property to access equity. We also discuss how borrowers can tap into funds quickly when a great investment opportunity arises, and why the ability to skip required monthly principal payments during tight financial periods can provide valuable peace of mind for real estate investors. Contact Caeli: https://ridgelendinggroup.com info@ridgelendinggroup.com 855-747-4343