Property People

Hosted by Saam Lowni

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Episodes

125

Latest episode

Nov 2026

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EN-US

About the show

Property People is a media brand featuring conversations with a wide variety of property professionals sharing ideas, experiences, problems, and solutions within the property industry. Are you a property professional with something interesting to share? Or maybe you'd like to sponsor an episode and get your business in front of our audience of property investors & developers?Drop us an email if you'd like to feature on the pod or sponsor an episode!Email: yasmin@propertypeople.co

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November 5, 2026Episode 1241 hr 24 min

Ep 124 | £365K Value UPLIFT: How I Turned a £700K Commercial Property Into £1.065M | Nilesh Rathi

How do you turn a £700,000 commercial property into an asset valued at over £1 million without taking on a major development project? In this episode of Property People, Saam Lowni sits down with Nilesh Rathi, Director of Krisha Commercial Investments Limited, to explore how he's built a commercial and mixed use property portfolio now worth over £5 million. Nilesh started investing in residential buy to lets in 2015 before moving into commercial property in 2018. Since then, he's completed multiple commercial acquisitions, raised close to £1.1 million in private investor finance and won Auction Deal of the Year at the Property Investor Awards 2025. One of the highlights of the conversation is his award winning Chichester acquisition. Bought for £700k the property was subsequently valued at £1.065 million. Through a title split and securing a tenant for an empty shop, Nilesh created £365k in additional value with just £3,000 spent on renovating the vacant unit. But there's much more to the story than one successful deal. We discuss how to identify motivated sellers, why post auction opportunities can be worth pursuing, how to assess a commercial location and the different ways investors can increase the value of an existing asset. Nilesh also shares why he's become more selective with his investments, why he believes patience is essential during negotiations and how he approaches commercial property mentoring. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro! 🧠 Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email yasm...

October 30, 2026Episode 12313 min

Ep 123 | I LOST Money in Property! Why Property Entrepreneurs MUST Take Calculated Risks | Simon Zutshi Interview

What does it take to build a property portfolio when you don't have much money to start with? At the Property & Entrepreneur Summit, Saam Lowni sits down with Simon Zutshi, a property investor, entrepreneur, best selling author of Property Magic, and founder of the Property Investors Network (PIN). The conversation between Saam and Simon explores what it really takes to build a property business. Not just finding deals but learning from mistakes, meeting the right people and making decisions with a clear understanding of the risks involved. Simon explains why he founded PIN in 2003. He also shares lessons from running multiple businesses, the impact of rising material costs and interest rates on development projects, and why property investors need to focus on managing risk rather than assuming every deal will work out. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro! 🧠 Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email yasm...

October 22, 2026Episode 1221 hr 14 min

Ep 122 | I TURNED an 8 Room HMO Into a £2.4m Development Opportunity | Jazz Doklu Interview

Jazz Doklu is a property investor, developer and host of Kent Property Meet. With experience across HMOs, mixed use schemes, commercial to residential conversions and small to medium sized developments, Jazz has built his portfolio by getting involved in the detail from sourcing deals and planning through to finance, refurbishments and managing construction. In this episode, Jazz joins Saam Lowni to talk through the decisions, mistakes and lessons that have shaped his property journey. A property deal can look excellent on paper and still leave you with very little profit. Jazz shares what he's learned from running a large HMO portfolio, developing mixed use sites and dealing with the costs that can catch even experienced investors out. He explains how he turned an 8 room HMO into a development project with a projected gross development value of £2.4 million, how he reduced a £28,000 electricity connection quote to less than £1,500, and why an unexpected £23,000 gas bill wiped out the profit on another project. The conversation also covers when to bring in a property manager, why landlords need to review their numbers regularly, how to assess contractors before committing to a major build, and why Jazz believes the right relationships can be more valuable than simply searching for the next deal. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro! 🧠 Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email yasm...

October 17, 2026Episode 12110 min

Ep 121 | I’ve SEEN Property Budgets RUN DRY (Why Budgets BLOW OUT at the End) | Peter Baker Interview

Peter Baker is Business Development Manager at Your Property Furnished, a national furniture supply, delivery and installation company serving the service accommodation, HMO, social housing and buy to let markets. With 23 years of experience across the property industry, Peter has built a deep understanding of what investors actually need when taking a property from acquisition through to being ready for tenants or guests. He also has a huge network across the industry, having spoken at 86 events in a single year. In this episode, Peter explains why furniture is often treated as an afterthought when it can have a real impact on the final stage of a property project. He breaks down the very different requirements for HMOs, service accommodation, social housing and buy-to-let properties, and explains why trying to use the same furnishing approach for every strategy can be a mistake. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro! 🧠 Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email yasm...

October 8, 20261 hr 30 min

Ep 120 | What 100s of Property DEALS Taught Me About Developers | Richard Nordgreen Interview

Richard Nordgreen ACA is the Managing Director of Lendhub, a specialist real estate lender. His career combines accountancy, residential asset management, development management and specialist lending, including more than 100 loan transactions and over £500m of development value delivered. In this episode, Richard shares what really happens inside the property finance stack when deals don't go according to plan and the danger of high leverage development finance. Richard also explains how his experience of difficult deals changed the way he thinks about developers, lenders and the people behind a project. If you're a property investor, developer, landlord or property entrepreneur using debt to fund deals, this is a conversation worth watching all the way through. This episode is sponsored by Lendhub. Lendhub is a specialist real estate lender providing fast, flexible funding across bridging, refurbishment and development finance, with a focus on making borrowing straightforward for property professionals. Visit www.lendhub.co.uk 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro! 🧠 Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email yasm...

October 2, 2026Episode 11911 min

Ep 119 | From £100K to £162K: How I SPOT Auction Deals That Actually Make Profit | Jay Howard Interview

Jay Howard has spent more than 20 years buying and selling property, including 7 years running a family office with a £2.7bn real estate portfolio. He later became one of the best known voices around UK property auctions, working with investors through HAMMERED and the Auction Buyers Club. In this episode, Jay talks about auction arbitrage as their core strategy, how much capital you really need to start trading property, and why the right network can make such a difference when you're looking for and acting on deals. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro! 🧠 Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email yasm...

September 24, 2026Episode 11856 min

Ep 118 | I Thought Property Sourcing Would Make Me Rich (I Ended Up Owning Blue Bricks) - Sam Cooke Interview

Sam Cooke is the owner of Blue Bricks Magazine, one of the UK's established property publications for investors and developers. He took over the business in 2022 after previously working as its marketing manager, bringing together a background in marketing, property, private equity and entrepreneurship. Blue Bricks now reaches around 10,000 readers across the UK, but Sam's approach has never been about pretending property is easy. He's particularly interested in the stories behind the polished success stories: what went wrong, where deals lost money, and what investors could have done differently. In this episode, Sam talks openly about his journey from estate agency and property sourcing to taking ownership of Blue Bricks, and why his view of the property industry changed once he started speaking to investors and developers behind the scenes. Sam shares the reality of building a property business, the mistake he made when he first started sourcing, why property is a much slower game than many people online suggest, and the danger of constantly jumping from one "shiny penny" strategy to another. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro! 🧠 Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email yasm...

September 11, 2026Episode 1176 min

Ep 117 | 400+ Investors! Inside UK's Largest Property Networking Event | Paul Stapleton Interview

Most property investors don't have a shortage of information. They have a problem turning that information into a proper business. At the Property & Entrepreneur Summit, Saam Lowni sat down with Paul Stapleton. Paul is the co-founder of The Property & Entrepreneur Summit and a property educator and mentor with experience across creative property strategies, deal sourcing, training and events. In this video, Paul explains the reason behind the Property & Entrepreneur Summit, the importance of genuine networking and value, building a business rather than treating property as a side hustle, and the changing landscape for UK landlords and property entrepreneurs. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro! 🧠 Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email yasm...

September 4, 2026Episode 1167 min

Ep 116 | The Real Reason Your Leads Don’t Buy | Dave Angel Interview

Dave Angel also known as the Sales Angel, works with business owners, sales teams, consultants, agencies and high ticket businesses, helping them improve their sales process and generate more revenue consistently. At the Property & Entrepreneur Summit, Dave joins Saam Lowni to talk about why more leads don't automatically mean more sales. He shares a practical approach to increasing revenue without simply adding more leads, more hours or more pressure including having better conversations and small 1–2% improvements. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro! 🧠 Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email yasm...

September 4, 2026Episode 1151 hr 16 min

Ep 115 | £150K A Month Development Project Gone Wrong | Stephen Morris Interview

Steven Morris is a developer and founder of Linfield Construction. He has spent decades on the delivery side of UK property starting as a bricklayer, moving into quantity surveying and commercial management, and eventually becoming Head of Commercial before setting up his own construction business. He's been involved in building 60+ units and has experienced both the opportunities and risks that come with delivering property projects. In this episode, Steven shares the reality of construction costs, contractor margins, subcontractor pricing, abnormal costs, land values and the risks that can sit underneath an apparently profitable development appraisal. He also explains what happened when one project went from around £190 per sq ft to £275 per sq ft, as well as the final Lynfield Construction project that left him with 22 staff, £150,000 a month in prelim costs and a business on the verge of administration. 🔥GET MORE VALUABLE PROPERTY CONTENT!🔥 Subscribe to our channel to never miss a conversation with a property pro! 🧠 Get the latest property industry insights and convos in your inbox every month📩 📲 Follow Property People on Instagram.📲👇 🗣️ HOSTED BY: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email yasm...