Positively Geared

Hosted by Lloyd Edge

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Oct 2026

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Lloyd Edge, a successful property investor, demonstrates that from humble beginnings as a school teacher with moderate earnings, achieving financial freedom and lifestyle choices is possible. As the host of Positively Geared, Lloyd collaborates with co-host Alex Augustyniak to establish trust as authorities in the Australian real estate buyers' market. Their mission is to make building a positively geared property portfolio accessible to everyone. Lloyd Edge, the author of Positively Geared, intentionally targets low-income earners in his book, driven by the singular motivation: 'If I can do it, so can you.' With over 30 episodes and counting, the series kicks off with 'Who is Lloyd Edge?' This inspiring series is designed to motivate you to embark on your journey to financial freedom. Hosted on Acast. See acast.com/privacy for more information.

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October 26, 202652 min

306,000 People Migrated to Australia But Only 159,000 Homes Were Built - What To Do Now?

🎥 ABOUT THIS VIDEO: When Riley Jan was 11, his dad broke both legs in an accident and never worked again. His mum took a job at a hotel, money was tight, and one day Riley’s dad couldn’t even afford the petrol to drive him to school. That moment changed Riley’s life. He decided he would never let money control his future. Today, Riley Jan is a self-licensed financial advisor, university lecturer in behavioural finance, and property investor. In this episode, he joins Lloyd Edge to unpack Australia’s latest budget changes and what they mean for property investors. Riley breaks down the proposed Capital Gains Tax (CGT) changes using real numbers. On a $1 million capital gain, the tax could be approximately $376,000 under the new rules, compared with around $225,000 under the current rules — a potential difference of $150,000 on a single property. The conversation explores why Riley believes these changes could make housing affordability worse, how individual ownership, family trusts and company structures compare, and why company structures may become increasingly attractive to property investors. Riley also examines Australia's housing supply crisis, migration, construction costs, and the differences between Australia's property policies and Dubai's long-term planning. Lloyd shares how his team recently negotiated a Sydney property down from $3 million to $2.5 million, highlighting how motivated vendors and reduced competition may create opportunities for buyers. The episode finishes with Deal or No Deal , featuring three very different property opportunities This is one of our most technically detailed and personally powerful conversations yet. ⏱️ TIMESTAMPS: 0:00 – The childhood moment that changed Riley Jan’s life 0:47 – Meet Riley Jan: financial advisor, lecturer and property investor 1:33 – Growing up in Mount Druitt with nothing 2:28 – Moving from Mount Druitt to Tweed Heads 3:10 – From law to financial planning 7:14 – Case study: A 26-year-old FIFO electrician builds wealth in six years 8:30 – Why you don’t need 10 properties 9:18 – How the Australian property market has changed since COVID 10:40 – Gold Coast, Brisbane and Melbourne: Where are the markets in the cycle? 19:05 – 306,000 migrants vs 159,000 homes built: Australia’s supply crisis 20:00 – Why rising costs and taxes are discouraging developers 21:00 – Dubai vs Australia: Long-term planning and political decisions 23:00 – Individual ownership vs family trusts vs companies 24:10 – Why company structures may become more attractive to investors 29:00 – $2.1 million in super at retirement: Could it generate $210,000 a year tax-free? 33:10 – How Lloyd’s team negotiated $500,000 off a Sydney property 35:10 – Deal or No Deal begins: Mortgagee-in-possession properties 35:30 – Deal 1: Tennyson Point, NSW — $20 million waterfront development site 38:40 – Deal 2: Victoria — $545,000 house with limited upside 40:20 – Deal 3: Beechwood Homes liquidation — Four display homes and a $1,000-a-day open-home clause 43:30 – Final verdicts and what’s next for Riley Jan 📚 GET LLOYD’S BOOKS: 🚨 Set for Life — Available at bookshops, Kmart and Amazon: 👉 https://amzn.to/3VXfJTp 🚨 Positively Geared — Australia’s best-selling property investment book: 👉 https://amzn.to/3VXfJTp 📞 BOOK A DISCOVERY CALL WITH AUS PROPERTY PROFESSIONALS: 👉 https://www.auspropertyprofessionals.com.au ✅ CONNECT WITH LLOYD EDGE: Website: https://www.auspropertyprofessionals.com.au Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals ⚠️ DISCLAIMER: This video provides general information only and does not constitute personal financial advice. Seek professional advice tailored to your individual circumstances before making financial decisions. #PropertyInvesting #LloydEdge #RileyJan #CapitalGainsTax #CGTChanges #NegativeGearing #CompanyStructure #PropertyStrategy #AusPropertyProfessionals #DealOrNoDeal #WealthBuilding #RealEstateAustralia Hosted on Acast. See acast.com/privacy for more information.

October 15, 202640 min

Now Is a Golden Time to Buy Property

🎥ABOUT THIS VIDEO: Aron Toundjel was a police officer Now he owns 6 investment properties across Sydney, Queensland, Western Australia and Victoria — built on two normal salaries, no inheritance, and a broker who mapped out a plan nobody thought was possible. In this episode, Lloyd Edge sits down with Aron Toundjel — mortgage broker and property investor — to unpack what actually separates investors who scale from those who stall. Aron shares his full story: The emotional first purchase in Sutherland Shire that’s now worth $1.6M, the broker who changed everything by modelling a 5-property plan, and how releasing equity from one property funded the next without saving another deposit. The episode wraps with Deal or No Deal — four properties pulled from agents’ own interest listings on realestate.com.au — including a potential dual income play in Ulladulla, a pyramid-shaped house in Bruce Rock nobody can explain, a deep waterfront property in Oyster Bay at $3.6M, and a $6.5M home on Water Street with no actual water. ⏱️ TIMESTAMPS: 1:00 – Meet Aron Toundjel: from the police force to mortgage broker and 6-property investor 1:57 – First property: the emotional $860K buy on a $950K listing — and why it worked 3:38 – The owners wanted to meet them — and that meeting changed everything 12:11 – Who Aron works with: home buyers and investors, and how the approach changed post-budget 12:56 – Rentvesting still works — but buying owner-occupier first is making more sense now in some cases 13:09 – Victoria and Tasmania: why first home buyer grants make buying to live in attractive right now 13:31 – Why buying a $600K Sydney unit as your home might not be the smartest move 15:22 – Have budget changes forced a model rethink? Aron’s honest answer 15:45 – Company structure: the biggest shift since the May budget — and why trusts are harder now 16:08 – Why the big four banks dropped company lending and where investors are going instead 18:13 – Client paid $2.9M on a $3.25M listing — why now is the time to make offers 18:50 – Where the opportunities are: Sydney and Melbourne vs regional markets right now 19:35 – Why Sydney is rate-sensitive in a way regional markets simply are not 21:38 – How Lloyd maps out a budget and shows clients what 3 regional properties can do vs 1 Sydney purchase 24:30 – No one size fits all: cash flow, kids, mortgages and real life 28:43 – Deal 1: Ulladulla NSW — 3 bed, 746sqm, ocean views, dual occupancy potential, $1.05M guide 30:08 – Lloyd’s verdict: deal at $990K or under — the second dwelling tips it 30:52 – Deal 2: Bruce Rock WA — the pyramid house nobody can explain, $300K 32:34 – No deal — but possibly the most entertaining property on this show ever 33:14 – Deal 3: Oyster Bay NSW — deep waterfront, jetty access, $3.6M guide 38:30 – Final verdicts and the Oyster Bay vs Caringbah comparison 40:42 – Closing: where to find Aron Toundjel and what comes next --- 🥇 *Book a discovery call with Aus Property Professionals:* 👉 https://www.auspropertyprofessionals.... 🚨 *Get Lloyd’s book *Set for Life — bookshops, Kmart and Amazon:** 👉 https://amzn.to/3VXfJTp 🚨 *Get *Positively Geared — Australia’s #1 best-selling property investment book:** 👉 https://amzn.to/3VXfJTp --- ✅ *CONNECT WITH LLOYD:* Website: https://www.auspropertyprofessionals.... Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances. --- #australianproperty #propertyinvesting #LloydEdge #mortgagebroker #AusPropertyProfessionals #dealornodealza #propertyportfolio #borrowingcapacity #rentalproperty #propertystrategy Hosted on Acast. See acast.com/privacy for more information.

October 5, 202646 min

The Grant Me Finance Podcast

Most 22-year-olds are worrying about rent and HECS debt. Sinead is 22, owns two investment properties, and is about to buy her third. And no — her parents didn't give her the money. In this episode, Lloyd Edge sits down with Sinead from Grant Me Finance for an honest conversation about how she bought her first property at just 18, built equity, and used that equity to purchase her second property — without saving another deposit. Sinead started working in a café at 12, saved while finishing school, and at 18 bought a $300K two-bedroom townhouse in regional Queensland without even getting on a plane to inspect it. Now she runs her own mortgage broking business, works with 60+ lenders , and helps young Australians navigate the property market. 🏠 WHAT YOU'LL LEARN • How Sinead bought her first investment property at 18 • Why your first property doesn't need to be in Sydney • How she used equity from Property #1 to buy Property #2 • What to look for when researching regional property • Company and trust structures for property investors • Why Sinead isn't a fan of the government's 5% deposit scheme • How negative gearing changes can affect borrowing capacity • Why using 60+ lenders can give you more options than going directly to a bank • Why building & pest inspections are non-negotiable • How a $600 inspection potentially saved $60,000 • What finance clauses and pre-settlement inspections actually mean • The Dream Team : buyer's agent, mortgage broker, accountant and financial planner • Rent vesting — buying where you can afford while living where you want • Guarantor loans and other pathways for first-home buyers ⏱️ TIMESTAMPS 0:00 – Meet Sinead: 22, two properties & buying her third 1:41 – How she bought her first property at 18 2:08 – Her $300K regional Queensland townhouse 3:20 – Why you don't need to buy in Sydney 5:07 – Time in the market vs timing the market 6:10 – How she saved her first 20% deposit 7:11 – Using equity to buy Property #2 9:00 – Building your property Dream Team 9:37 – Company & trust structures explained 10:40 – 60+ lenders vs the big four banks 15:26 – Rent vesting explained 18:35 – The government's 5% deposit scheme 20:48 – The alternative: 10% deposit with no LMI 22:52 – Negative gearing & borrowing capacity 29:34 – Building & pest inspections 30:09 – The $600 report that saved $60,000 35:29 – Where Sinead wants to be at 25 39:14 – Deal or No Deal 39:29 – Revisiting The Block's Daylesford properties 43:29 – Lloyd's $50,000 vet bill for Frankie 45:19 – Emotional deal vs investment deal 🎯 WHO IS THIS EPISODE FOR? If you're a young Australian thinking: "I can't afford property." "I don't have enough for a deposit." "I need to earn more first." "I don't know where to start." This episode will give you a different perspective. Sinead's story shows what can happen when you start early, understand the numbers, and surround yourself with the right people. 📚 BOOKS & RESOURCES Get Lloyd's new book Set for Life : https://amzn.to/3VXfJTp Get Positively Geared — Australia's #1 best-selling property investment book: https://amzn.to/3VXfJTp Book a discovery call with Aus Property Professionals : https://www.auspropertyprofessionals.com.au Connect with Lloyd: Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Website: https://www.auspropertyprofessionals.com.au Email: lloyd@auspropertyprofessionals.com.au Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions. #PropertyInvesting #AustralianProperty #YoungPropertyInvestor #MortgageBroker #FirstHomeBuyer #LloydEdge #GrantMeFinance #PropertyInvestment #RentVesting #RegionalQueensland #NegativeGearing #SetForLife #WealthBuilding Hosted on Acast. See acast.com/privacy for more information.

September 29, 202627 min

Aus Property Professionals Premium Strategy Session

Most property investors think they need 10, 15, maybe even 20 properties to replace their income and retire comfortably. They're wrong. In this Aus Property Professionals Premium Strategy Session , Lloyd Edge sits down with senior strategist Joey to run through three live property scenarios using their internal portfolio modelling software — and the results will completely change the way you think about building a portfolio. What you'll see modelled live in this session: ✅ Scenario 1 — The 3-Property Portfolio How a household earning $200,000 a year can hit $100K+ passive income — inflation-adjusted to $164K — with just THREE strategic property purchases, including a renovation play and a dual-income property, while staying within $5,000–$15,000 negative cash flow per year. ✅ Scenario 2 — The Owner-Occupier Trap What actually happens when a couple tries to buy their dream home too early. They had a $165,000 cash shortfall. Their borrowing capacity was completely shot for 10 years. Their cash flow stayed negative for the entire 30-year projection. If you are planning to buy your own home soon, you need to watch this first. ✅ Scenario 3 — The Duplex Development Strategy How to use development finance to build duplexes, generate capital, and eventually buy your dream home with a 30% deposit on a $1.8M property — instead of being 106% in debt on a $1.5M home you could barely afford. This is the strategy most Australian investors have never heard of — and it changes everything. The three key takeaways from this session: You don't need 20 properties to reach financial freedom — most people need far fewer than they think Buying your owner-occupied home too early is one of the most common and costly mistakes Australian investors make Development finance is a powerful and completely underutilised tool that lets you build serious capital without destroying your borrowing capacity This is what a real strategy session with Aus Property Professionals actually looks like — real numbers, real scenarios, real outcomes. 🔍 THIS SESSION IS FOR YOU IF: You are an Australian property investor trying to figure out how many properties you actually need You are a couple debating whether to buy your own home or invest first You have been told to just buy as many properties as you can and something about that doesn't feel right ⏱️ TIMESTAMPS: 0:00 – Welcome: What is an Aus Property Professionals Premium Strategy Session? 0:41 – The myth we are debunking today: do you really need 20+ properties? 1:18 – Base case assumptions: $200K household income, $100K passive income goal 8:29 – Cash flow walkthrough: slight negative territory during the accumulation phase 17:01 – The hard truth: you might not get the home you want for the money you have 17:36 – Scenario 3 begins: the duplex development strategy that changes everything 22:35 – The transformation: from 106% debt on $1.5M to 30% deposit on $1.8M 23:25 – Back on track: hitting the passive income goal AND owning the home you actually want 24:28 – The three overarching lessons from today's Premium Strategy Session 25:05 – Rent vesting, downsizing, and other scenarios the software can model for you 26:09 – How to book your own strategy session with Aus Property Professionals 🚨 Book your FREE discovery call with Aus Property Professionals: 👉 https://www.auspropertyprofessionals.com.au 🚨 Get Lloyd's new book Set for Life — available now at all major bookshops, Kmart, and Amazon: 👉 https://amzn.to/3VXfJTp 🚨 Get Positively Geared — Australia's #1 best-selling property investment book: 👉 https://amzn.to/3VXfJTp ✅ CONNECT WITH LLOYD: Website: https://www.auspropertyprofessionals.com.au Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

August 10, 202641 min

The Mental Health Crisis Nobody Talks About: Men, Divorce, and Starting Over

🎥 ABOUT THIS VIDEO: Almost 50% of Australian marriages end in divorce. But nobody talks about what actually happens after — the financial court battles, the years of limbo where your career stalls, the bills mounting up, the dark days when you genuinely can't see a way forward. In this episode, Lloyd Edge sits down with his old mate Steve — someone he played music with 30 years ago, lost touch with, and only reconnected with recently through Facebook. Steve's story is one of the most honest conversations this channel has ever had. Divorce. Dark days. Financial rebuilding. A Mudgee property on 30 acres that doubled in value. Child support ending and finally seeing a path forward. And a growing passion for mentoring men through some of the toughest moments of their lives. Steve spent years volunteering with a charity that pairs mentors with men going through hard times — sitting with them once a month, listening, helping them realise they're not alone. He also worked inside NRL development programs and saw first-hand what happens to young athletes when their sporting identity suddenly disappears — through injury, through age, through not making the grade. Many of them end up in dark places because nobody ever taught them who they are beyond the game. This episode also gets into the practical side — how Steve used equity from his Mudgee Airbnb property, what the Freedom Fund concept from Lloyd's new book Set for Life looks like in real life for someone rebuilding from scratch, and how to remove emotion from property decisions when you're still carrying the weight of everything that came before. ⏱️ *TIMESTAMPS:* 0:00 – Reconnecting after 30 years: how Lloyd and Steve found each other again 1:15 – How they originally met: playing euphonium together in Sydney (yes, really) 3:10 – Lloyd's 1982 Ford Laser: the $1,500 car whose reverse sensor now costs more than it did 5:35 – Life after music: Steve's colorful career in the automotive trade 7:08 – 50% of Australians get divorced — and most don't know how to start again 8:17 – How Steve's partner became the catalyst for getting back into property 9:02 – Why Steve bought in Mudgee: wineries, Airbnb potential, and a mining lease 10:35 – The property: 30 acres, ridge views, sunsets off the veranda, 18 minutes from town 11:43 – Bought just before COVID: what happened to the value (it doubled) 15:12 – Inside NRL development: the players you'd recognise and why he won't name them 16:10 – What happens to athletes when sport ends — and why it sends some to dark places 17:34 – Child support ending: the financial freedom moment and the Freedom Fund 24:19 – Mentoring young adults through HSC anxiety and life pressure 26:03 – Deal or No Deal begins 26:15 – Deal 1: Horsham VIC — block of 4 x one-bedroom units, $680K, 7.6% yield 29:21 – Deal 2: Regional VIC duplex — 6 bed total, $1.2M, subdivision potential 32:23 – Deal 3: Queensland duplex — Emu Park, $1.25M, brand new, developer still holding 35:56 – Final verdicts, the $50K dog story, and the Set for Life book launch --- 🚨 *Get Lloyd's new book *Set for Life — in bookshops, Kmart, and Amazon now:** 👉 https://amzn.to/3VXfJTp 🥇 *Book a discovery call with Aus Property Professionals:* 👉 https://www.auspropertyprofessionals.... --- ✅ *CONNECT WITH LLOYD:* Website: https://www.auspropertyprofessionals.... Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Disclaimer: General information only. Not personal financial advice. Please seek advice tailored to your individual circumstances. --- #MensMentalHealth #DivorceRecovery #AustralianProperty #PropertyInvesting #LloydEdge #SetForLife #FreedomFund #RebuildingAfterDivorce #MentalHealth #NRL #AusPropertyProfessionals #DealOrNoDeal #AirbnbInvesting #MudgeeProperty #PropertyStrategy #WealthBuilding #LifeAfterDivorce #MensHealth #AustralianMen #PropertyPortfolio Hosted on Acast. See acast.com/privacy for more information.

July 20, 202629 min

The Government Just Betrayed Every Property Investor in Australia

🎥ABOUT THIS VIDEO: In this episode, Lloyd Edge gives his unfiltered reaction to the budget changes hitting Australian property investors right now. Negative gearing on the chopping block. Capital gains tax discount being cut from 50% to 33%. A Prime Minister who promised before the election — on the record — that there would be no changes to negative gearing or CGT. Then changed his position entirely halfway through his term. Lloyd breaks down exactly what these changes mean in real dollar terms for investors, why the government's claim that this helps young Australians get into the market is completely backwards, and what actually happens to rents when investors are punished out of the market — because it already happened in Australia once before, in 1985, and the government had to reverse the policy two years later because rents went through the roof. The episode also covers what investors should actually be doing right now — adding value to existing properties, focusing on cash flow over negative gearing, considering company structures, and why a good property doesn't suddenly become a bad property overnight just because the tax rules changed. This episode gives you straight answers — no spin, no fluff. --- ⏱️ *TIMESTAMPS:* 0:00 – Lloyd's instant reaction: "The worst budget of my lifetime" 1:56 – What the budget actually means for strategic property investors 2:40 – Negative gearing: why the government has always been too scared to touch it 2:57 – Albanese's pre-election promise — and how he broke it 3:36 – Why young Australians are angry (and it's not the reason the government thinks) 4:21 – What happened last time Australia scrapped negative gearing (1985–1987) 4:59 – Immigration vs housing supply: the real crisis the government won't admit 5:40 – CGT discount cut from 50% to 33% — what it actually costs you in dollars 6:26 – Business owners and startups: why the CGT change hits you hardest 7:14 – 10 million renters and 1.4 million on rental assistance — who's really being helped? 8:08 – Albanese's $4.5 million holiday home and the tax he pays on it (zero) 8:47 – Auction clearance rates: from 67% down to 31% — what's happening at the coalface 9:43 – 30% of properties being withdrawn from auction every week — and what that means for buyers 10:03 – Why Lloyd's team is busier than ever — and negotiating $250K under asking price 10:45 – Has the budget scared off investors and first home buyers? 13:47 – Why new estate properties on the urban fringe keep failing investors 14:55 – Adding value is more important than ever — what to focus on right now 15:48 – How much to spend on a renovation: the 5–7% rule explained 16:46 – Using renovation equity to fund your next property purchase 23:39 – Deal 1: Bombay NSW — 4 bed, 3,000sqm, $1.1M near Coffs Harbour 25:34 – Deal 2: Redlands Bay QLD — 3 bed, 506sqm, offers above $550K 🚨 *Get Lloyd's new book *Set for Life — available now at all major bookshops, Kmart, and Amazon:** 👉 https://amzn.to/3VXfJTp 🚨 *Get *Positively Geared — Australia's #1 best-selling property investment book:** 👉 https://amzn.to/3VXfJTp 🥇 *Book a discovery call with Aus Property Professionals:* 👉 https://www.auspropertyprofessionals.... --- ✅ *CONNECT WITH LLOYD:* Website: https://www.auspropertyprofessionals.... Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions. --- #AustralianBudget #NegativeGearing #CapitalGainsTax #PropertyInvesting #AustralianProperty #LloydEdge #BuyersAgent #PropertyStrategy #RentalCrisis #HousingCrisis #AusPropertyProfessionals #DealOrNoDeal #PropertyMarket #InvestmentProperty #RealEstateAustralia #AlbaneseBudget #PropertyInvestor #PositivelyGeared #SetForLife #AuctionResults Hosted on Acast. See acast.com/privacy for more information.

July 6, 202632 min

The Secret to Generational Wealth Nobody Teaches You in School🤫

ABOUT THIS VIDEO: What does it actually take to set yourself and your family up for life — not just for the next few years, but for generations? In this episode, Lloyd Edge sits down to talk about his brand new book Set for Life — and this one is completely different. It's not a property book. It's not just for investors. It's for anyone, at any age, who wants to take control of their money, build a plan, and stop wondering where their paycheck disappears every month. Lloyd shares the concept of the *Freedom Fund* — a simple but powerful separate savings account that becomes the engine of your financial future. He breaks down how he went from a schoolteacher with no financial goals to building a 19-property portfolio, why compound interest is the most underused wealth tool most Australians ignore, and how even a few small spending changes — like your daily coffee — can add up to thousands in your Freedom Fund each year. The episode also covers a strategy most people have never heard of. Lloyd then opens up about generational wealth, teaching his 5 and 7-year-old kids about money, and the legacy he wants to leave — including funding a school in Kenya and gathering with CEOs and business leaders at Richard Branson's Necker Island. And yes — Richard Branson bought that island for *$*180,000. It's now worth *$*100 million. There's a lesson in there for all of us. *If you've ever asked yourself:* Where does all my money actually go each month? How do I start building wealth when I feel like I'm already behind? How do I teach my kids about money before it's too late? What does real generational wealth actually look like? This is the episode for you. --- ⏱️ *TIMESTAMPS:* --- 0:00 – What inspired Lloyd to write Set for Life — his 4th book 3:31 – Introducing the Freedom Fund — your separate savings account for financial freedom 4:17 – How much of your salary to put in (5%, 10%, 15% — what's realistic) 6:43 – How Lloyd actually learned about wealth — and the no-goal mistake he made buying his first Rockdale apartment 10:41 – The Freedom Fund explained in full — how it actually works 12:18 – No overseas travel until 30, no credit card until 36 — what that sacrifice built 12:35 – Afterpay warning: why buy-now-pay-later is silently killing your future 14:01 – Small changes add up: cutting two coffees = $70 extra in your Freedom Fund per week 15:47 – Compounding growth: how your Freedom Fund turns into your first investment deposit 17:57 – Generational wealth: setting your kids up to set their kids up 20:30 – Compound interest: the 8th wonder of the world (and why your bank account matters) 23:29 – Where to buy Set for Life (Amazon, bookshops, Kmart, airports) 26:10 – Charity and philanthropy: funding a school in Kenya directly 29:51 – Necker Island: what happens at the exclusive gathering of 25 world leaders 31:00 – Necker Island bought for **∗∗180K—nowworth∗∗**180K — 100.... --- 🚨 *Get Lloyd's new book *Set for Life — available now:** amazon.com.au/Set-Life-Property-Wealth-Freedom/dp/1394434782 👉 Amazon, all major bookshops, Kmart, and airports Australia-wide 🚨 *Also grab *Positively Geared — Australia's #1 best-selling property investment book:** 👉 https://amzn.to/3VXfJTp 🥇 *Book a discovery call with Aus Property Professionals:* 👉 https://www.auspropertyprofessionals.... --- ✅ *CONNECT WITH LLOYD:* Website: https://www.auspropertyprofessionals.... Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionals Disclaimer: General information only. Not personal financial advice. Please seek professional advice tailored to your individual circumstances before making any financial decisions. #SetForLife #LloydEdge #FreedomFund #GenerationalWealth #FinancialFreedom #AustralianProperty #PropertyInvesting #CompoundInterest #SMSF #SelfManagedSuperFund #PersonalFinance #WealthBuilding #RichardBranson #NeckerIsland #AusPropertyProfessionals #PositivelyGeared #MoneyMindset #BudgetHacks #FinancialGoals #RetirementPlanning Hosted on Acast. See acast.com/privacy for more information.

June 25, 202649 min

The Brutal Truth About Buying 10 Properties in 10 Years

🎥ABOUT THIS VIDEO Bill left school at 16 with no degree, no plan, and no idea about property investing. He went to work for his dad — as a commercial beekeeper. By 29, he owns 9 investment properties across Australia, has a portfolio quietly compounding while he sleeps, and now runs his own mortgage broking and buyer's agency. In this episode, Lloyd Edge sits down with Bill to unpack the real story behind building a property portfolio from scratch — including the deal that went wrong, the broker that nearly stopped him, and the mindset shift that changed everything. They cover why most Australians are chasing the wrong goal (10 properties in 10 years), why brand new properties can be a trap, how to find a broker who actually understands investors, and why your property manager might be costing you far more than their fee. The episode ends with Deal or No Deal — three real properties from Coffs Harbor and regional NSW go under the microscope, with Lloyd and Bill calling them live. This episode gives you the unfiltered truth from someone who's lived it. --- ⏱️ *TIMESTAMPS:* 0:00 – Bill's story: school dropout → commercial beekeeper → 9 properties 2:40 – How Bill saved his first deposit working at 16 (living at home, no car upgrades) 5:43 – First property: Tamworth, $390K, brand new — and why it nearly broke even after years 8:22 – The lesson: brand new estates have zero scarcity (and that kills your growth) 9:10 – Deal #2: Ipswich, $240K freestanding house, 6% yield — now worth $750K 11:07 – Why Brisbane follows Sydney — and how Bill spotted it in 2018 12:45 – The checklist: freestanding, commutable, 6%+ yield, low maintenance 14:48 – Deal #3: Redcliffe waterfront house + granny flat — how he stretched his budget 16:32 – How Bill researches interstate — driving suburbs, checking flood maps, targeting streets 18:18 – The biggest lesson from 9 deals: don't buy for what a property looks like 20:23 – Renovations: the $80K Ballarat reno — what worked and what didn't 21:48 – How to find a great property manager (and the one question to always ask) 24:04 – Why you need a rent review every 12 months — and how to balance it 38:41 – Deal 1: Coffs Harbor 3bed/1bath, $650K — massive trees, asbestos risk, no deal? 42:33 – Deal 2: Coffs Harbor 4bed/3bath, $2.5M waterfront — looks incredible, but the yield... 45:00 – Deal 3: Regional NSW near Wollongong, 3bed/1bath, $880K — hidden potential? 48:56 – Final verdicts + key takeaways --- 🚨 Australia's OFFICIAL #1 best-selling property investment book of all time — Positively Geared — has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp 🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with over 5,000 purchases made on behalf of clients. Book your discovery call: 👉 https://www.auspropertyprofessionals.... 🚨**Discover how to build generational wealth. Get your copy of Set for Life Now today! -** https://www.amazon.com.au/Set-Life-Pr... --- ✅ *CONNECT WITH LLOYD:* Website: 👉 https://www.auspropertyprofessionals.... Email: 👉 lloyd@auspropertyprofessionals.com.au Instagram: 👉 @lloydedge_buyersagent Facebook: 👉 www.facebook.com/profile.php?id=61563777981416 YouTube: 👉 @auspropprofessionals LinkedIn: 👉 /lloyd-edge-b417a399 Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The host, guests, and contributors are not licensed financial advisors. Please seek professional advice tailored to your specific circumstances before making any financial decisions. --- * #AustralianProperty #PropertyInvesting #PropertyPortfolio #MortgageBroker #BuyersAgent #LloydEdge #InvestmentProperty #FirstHomeInvestor #PropertyStrategy #DealOrNoDeal #PositivelyGeared #RealEstateAustralia #PropertyMindset #PassiveIncome #QldProperty #CoffsHarbor #PropertyEducation #WealthBuilding #AusPropertyProfessionals #YoungInvestor * Hosted on Acast. See acast.com/privacy for more information.

June 10, 202629 min

This Could Be the Biggest Property Opportunity in 30 Years

🎥ABOUT THIS VIDEO: Interest rates are rising. Cost-of-living pressures are increasing. The media is full of negative headlines. So is now still a good time to buy property? In this episode, Lloyd Edge breaks down why uncertainty often creates some of the biggest opportunities for property investors and explains why waiting on the sidelines can sometimes be more costly than taking action. Lloyd shares what he's seeing across Australia's property markets right now, from slowing premium suburbs to booming entry-level markets, regional areas outperforming some capital cities, and the opportunities that emerge when fear starts to drive buyer behaviour. The discussion also covers property cycles, interest rates, cash flow strategies, refinancing, fixed versus variable loans, and how investors can stay focused on their long-term goals instead of reacting to headlines. Lloyd also shares a powerful personal example — a family home purchased for $10,000 in the 1970s that is now valued at approximately $2 million — highlighting the impact of long-term capital growth. The episode finishes with Deal or No Deal, where three real properties are analysed live based on location, growth potential, rental appeal, development opportunities, and investment fundamentals. If you've ever wondered: Is now still a good time to buy property? Should I wait for interest rates to stabilise? Why are some markets booming while others are slowing? How do successful investors stay focused during uncertainty? What makes a property a deal in today's market? ⏱️ TIMESTAMPS: 0:00 – Is now still a good time to buy property? 1:24 – Why this could be one of the best buying opportunities in 30 years 2:03 – How fear creates opportunities for investors 2:47 – Property strategies for rising interest rates 3:27 – Buy now or wait? 4:27 – Different property markets moving at different speeds 5:06 – Why entry-level properties are still booming 5:58 – Regional markets outperforming capital cities 7:19 – Affordability, infrastructure, and population growth 8:03 – The work-from-home effect on regional Australia 9:05 – Understanding property cycles 13:37 – Managing higher interest rates 14:07 – Cash flow, rental demand, and strategy 15:15 – Media fear versus investor mindset 16:07 – Building buffers and managing risk 17:13 – Refinancing and competing lenders 25:40 – Property 2 analysis 27:12 – Property 3 analysis 28:49 – Final verdicts --- 🚨 Australia's OFFICIAL #1 best-selling property investment book of the past decade, Positively Geared, has been completely revised and updated: 👉 https://amzn.to/3VXfJTp 🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with more than 5,000 purchases made on behalf of clients. Book your discovery call here: 👉 https://www.auspropertyprofessionals.... ***🚨”**Set For Life”* Learn the property investment strategies top investors use to build long-term wealth. Get your copy here 👇 https://www.amazon.com.au/Set-Life-Pr... --- ✅ CONNECT WITH US: Website: 👉 https://www.auspropertyprofessionals.... Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au Follow us on Instagram: 👉 / lloydedge_buyersagent Subscribe to our YouTube Channel: 👉 @auspropprofessionals Connect with Lloyd on LinkedIn: 👉 /lloyd-edge-b417a399 --- Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice tailored to your individual circumstances before making any financial decisions. #PropertyInvesting #AustralianProperty #PropertyMarket #InterestRates #RealEstateAustralia #InvestmentProperty #BuyersAgent #PropertyStrategy #PassiveIncome #PropertyCycles #RegionalProperty #PropertyInvestment #LloydEdge #DealOrNoDeal #PropertyEducation #WealthCreation #RealEstateInvesting Hosted on Acast. See acast.com/privacy for more information.

May 31, 202633 min

Why most property buyers Overpay?

ABOUT THIS VIDEO: How do you know what a property is actually worth before you buy it? In this episode, Lloyd Edge breaks down one of the most important skills every property investor and home buyer needs to master — determining true market value. With property prices moving rapidly and buyer competition remaining strong across many parts of Australia, understanding what a property is genuinely worth can be the difference between building wealth and making an expensive mistake. Lloyd explains how experienced investors assess market value, why comparable sales matter, how to identify misleading pricing tactics, and what buyers should look for before making an offer. The discussion also covers rental appraisals, under-market and over-inflated rents, location analysis, flood zones, busy roads, and the common mistakes buyers make when relying too heavily on agent advice. The episode finishes with Deal or No Deal, where three real properties are analysed live based on value, location, growth potential, and investment fundamentals. If you've ever wondered: How do I work out a property's true market value? How do investors avoid overpaying? Can I trust the agent's price guide? What sales should I compare against? How important are rental appraisals? What red flags should buyers watch for? This is the episode to watch. ⏱️ TIMESTAMPS: 0:00 – Introduction: How to work out market value without getting ripped off 1:11 – What market value actually means 1:52 – Why market value changes constantly 2:40 – Comparable sales and how investors use them 4:00 – Why asking prices can be misleading 5:10 – How agents determine price guides 6:20 – Understanding sold prices vs advertised prices 7:45 – How to research local sales properly 9:15 – Why some buyers overpay 10:30 – The danger of emotional buying 12:00 – How to analyse location quality 13:40 – Flood zones, busy roads, and property red flags 15:20 – Rental appraisals explained 17:00 – Over-inflated rental appraisals and what to watch for 18:30 – Buying the right property at the right price 20:00 – Why one property can suit one buyer but not another 21:30 – Deal or No Deal begins 22:00 – Property 1 analysis 24:00 – Property 2 analysis 26:00 – Property 3 analysis 28:00 – Final verdicts and lessons 🚨 Australia's OFFICIAL #1 best-selling property investment book of the past decade, Positively Geared, has been completely revised and updated: 👉 https://amzn.to/3VXfJTp 🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with more than 5,000 purchases made on behalf of clients. Book your discovery call here: 👉 https://www.auspropertyprofessionals.com.au ✅ MESSAGE ME THROUGH THESE CHANNELS: Website: 👉 https://www.auspropertyprofessionals.com.au Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au Follow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416 Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/ Subscribe to our YouTube Channel: 👉 @auspropprofessionals Connect with us on LinkedIn: 👉 /lloyd-edge-b417a399 Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice tailored to your individual circumstances before making any financial decisions. #PropertyInvesting #PropertyMarket #PropertyValue #MarketValue #AustralianProperty #RealEstateAustralia #PropertyInvestment #BuyersAgent #LloydEdge #InvestmentProperty #PropertyStrategy #DealOrNoDeal #RealEstateInvesting #PropertyResearch #RentalAppraisal #PropertyEducation #HousingMarketAustralia Hosted on Acast. See acast.com/privacy for more information.