Positively Geared

Hosted by Lloyd Edge

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Jun 2026

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Lloyd Edge, a successful property investor, demonstrates that from humble beginnings as a school teacher with moderate earnings, achieving financial freedom and lifestyle choices is possible. As the host of Positively Geared, Lloyd collaborates with co-host Alex Augustyniak to establish trust as authorities in the Australian real estate buyers' market. Their mission is to make building a positively geared property portfolio accessible to everyone. Lloyd Edge, the author of Positively Geared, intentionally targets low-income earners in his book, driven by the singular motivation: 'If I can do it, so can you.' With over 30 episodes and counting, the series kicks off with 'Who is Lloyd Edge?' This inspiring series is designed to motivate you to embark on your journey to financial freedom. Hosted on Acast. See acast.com/privacy for more information.

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June 10, 202629 min

This Could Be the Biggest Property Opportunity in 30 Years

🎥ABOUT THIS VIDEO:Interest rates are rising. Cost-of-living pressures are increasing. The media is full of negative headlines. So is now still a good time to buy property?In this episode, Lloyd Edge breaks down why uncertainty often creates some of the biggest opportunities for property investors and explains why waiting on the sidelines can sometimes be more costly than taking action.Lloyd shares what he's seeing across Australia's property markets right now, from slowing premium suburbs to booming entry-level markets, regional areas outperforming some capital cities, and the opportunities that emerge when fear starts to drive buyer behaviour.The discussion also covers property cycles, interest rates, cash flow strategies, refinancing, fixed versus variable loans, and how investors can stay focused on their long-term goals instead of reacting to headlines.Lloyd also shares a powerful personal example — a family home purchased for $10,000 in the 1970s that is now valued at approximately $2 million — highlighting the impact of long-term capital growth.The episode finishes with Deal or No Deal, where three real properties are analysed live based on location, growth potential, rental appeal, development opportunities, and investment fundamentals.If you've ever wondered:Is now still a good time to buy property?Should I wait for interest rates to stabilise?Why are some markets booming while others are slowing?How do successful investors stay focused during uncertainty?What makes a property a deal in today's market?⏱️ TIMESTAMPS:0:00 – Is now still a good time to buy property?1:24 – Why this could be one of the best buying opportunities in 30 years2:03 – How fear creates opportunities for investors2:47 – Property strategies for rising interest rates3:27 – Buy now or wait?4:27 – Different property markets moving at different speeds5:06 – Why entry-level properties are still booming5:58 – Regional markets outperforming capital cities7:19 – Affordability, infrastructure, and population growth8:03 – The work-from-home effect on regional Australia9:05 – Understanding property cycles13:37 – Managing higher interest rates14:07 – Cash flow, rental demand, and strategy15:15 – Media fear versus investor mindset16:07 – Building buffers and managing risk17:13 – Refinancing and competing lenders25:40 – Property 2 analysis27:12 – Property 3 analysis28:49 – Final verdicts---🚨 Australia's OFFICIAL #1 best-selling property investment book of the past decade, Positively Geared, has been completely revised and updated:👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with more than 5,000 purchases made on behalf of clients.Book your discovery call here:👉 https://www.auspropertyprofessionals.... ***🚨”**Set For Life”*Learn the property investment strategies top investors use to build long-term wealth.Get your copy here 👇https://www.amazon.com.au/Set-Life-Pr...---✅ CONNECT WITH US:Website:👉 https://www.auspropertyprofessionals....Send your questions to:👉 lloyd@auspropertyprofessionals.com.auFollow us on Instagram:👉   / lloydedge_buyersagent  Subscribe to our YouTube Channel:👉 @auspropprofessionalsConnect with Lloyd on LinkedIn:👉 /lloyd-edge-b417a399---Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice tailored to your individual circumstances before making any financial decisions.#PropertyInvesting #AustralianProperty #PropertyMarket #InterestRates #RealEstateAustralia #InvestmentProperty #BuyersAgent #PropertyStrategy #PassiveIncome #PropertyCycles #RegionalProperty #PropertyInvestment #LloydEdge #DealOrNoDeal #PropertyEducation #WealthCreation #RealEstateInvesting Hosted on Acast. See acast.com/privacy for more information.

May 31, 202633 min

Why most property buyers Overpay?

ABOUT THIS VIDEO:How do you know what a property is actually worth before you buy it?In this episode, Lloyd Edge breaks down one of the most important skills every property investor and home buyer needs to master — determining true market value.With property prices moving rapidly and buyer competition remaining strong across many parts of Australia, understanding what a property is genuinely worth can be the difference between building wealth and making an expensive mistake.Lloyd explains how experienced investors assess market value, why comparable sales matter, how to identify misleading pricing tactics, and what buyers should look for before making an offer.The discussion also covers rental appraisals, under-market and over-inflated rents, location analysis, flood zones, busy roads, and the common mistakes buyers make when relying too heavily on agent advice.The episode finishes with Deal or No Deal, where three real properties are analysed live based on value, location, growth potential, and investment fundamentals.If you've ever wondered:How do I work out a property's true market value?How do investors avoid overpaying?Can I trust the agent's price guide?What sales should I compare against?How important are rental appraisals?What red flags should buyers watch for?This is the episode to watch.⏱️ TIMESTAMPS:0:00 – Introduction: How to work out market value without getting ripped off1:11 – What market value actually means1:52 – Why market value changes constantly2:40 – Comparable sales and how investors use them4:00 – Why asking prices can be misleading5:10 – How agents determine price guides6:20 – Understanding sold prices vs advertised prices7:45 – How to research local sales properly9:15 – Why some buyers overpay10:30 – The danger of emotional buying12:00 – How to analyse location quality13:40 – Flood zones, busy roads, and property red flags15:20 – Rental appraisals explained17:00 – Over-inflated rental appraisals and what to watch for18:30 – Buying the right property at the right price20:00 – Why one property can suit one buyer but not another21:30 – Deal or No Deal begins22:00 – Property 1 analysis24:00 – Property 2 analysis26:00 – Property 3 analysis28:00 – Final verdicts and lessons🚨 Australia's OFFICIAL #1 best-selling property investment book of the past decade, Positively Geared, has been completely revised and updated:👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies, with more than 5,000 purchases made on behalf of clients.Book your discovery call here:👉 https://www.auspropertyprofessionals.com.au✅ MESSAGE ME THROUGH THESE CHANNELS:Website:👉 https://www.auspropertyprofessionals.com.auSend your questions to:👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook:👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram:👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel:👉 @auspropprofessionalsConnect with us on LinkedIn:👉 /lloyd-edge-b417a399Disclaimer: The information provided in this podcast is general in nature and should not be considered personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice tailored to your individual circumstances before making any financial decisions.#PropertyInvesting #PropertyMarket #PropertyValue #MarketValue #AustralianProperty #RealEstateAustralia #PropertyInvestment #BuyersAgent #LloydEdge #InvestmentProperty #PropertyStrategy #DealOrNoDeal #RealEstateInvesting #PropertyResearch #RentalAppraisal #PropertyEducation #HousingMarketAustralia Hosted on Acast. See acast.com/privacy for more information.

May 9, 202627 min

The Property Mistake That Cost Investors Millions

🎥ABOUT THIS VIDEO:Capital gains tax changes. Negative gearing debates. Interest rate uncertainty. Melbourne softening. Perth booming. If you're an investor right now, you're being pulled in ten directions at once — and most of the noise isn't helping you make a decision.In this episode, Lloyd Edge sits down to cut through the political noise and give investors a clear-headed view of what's actually happening in the Australian property market right now, what government changes actually mean for your strategy, and why waiting on the sidelines is almost always the wrong move.Lloyd also shares a hard-won personal lesson — what happened when he bought a property yielding $800 a week in a mining town, and what the end of the mining boom did to that investment. It's one of the most honest cautionary tales you'll hear about buying in single-industry markets.The episode wraps up with Deal or No Deal — three real Western Sydney properties between $900K and $1.2M — assessed live on the numbers, location, and strategy fit.If you've ever wondered:Will capital gains tax changes actually affect my property strategy?Should I wait for the market to dip before buying?What makes a regional market safe vs. dangerous to invest in?How do I assess whether a property is actually a deal right now?This is the episode to watch.⏱️ TIMESTAMPS:0:00 – What's driving investor anxiety right now0:36 – Capital gains tax changes explained — what they actually mean in dollar terms1:40 – Supply and demand: why location still beats everything2:05 – Lloyd's cautionary tale: buying in a mining town (Blackwater, Port Hedland, Karratha)2:40 – What happened when the mining boom ended — $800/week to $190/week3:20 – How to assess regional markets safely4:07 – Government tax changes and how they affect your strategy4:28 – CGT discount explained: 50% vs the proposed 33% — what it costs you5:27 – Should you buy in a company or trust structure instead?6:06 – Trusts, income distribution, and what your accountant needs to tell you7:00 – Negative gearing: what changes are actually on the table8:00 – Land tax in Victoria and how government debt is reshaping the market9:00 – Melbourne: why it fell to number six — and why it's coming back12:52 – Is now a good time to get into the market?13:08 – What rate hikes actually do to auction results13:53 – Why sitting on the sidelines costs more than buying14:53 – Perth and Darwin: the decade of negative growth — and the recovery15:15 – "There are three types of people in the world…"17:08 – Lloyd's closing advice: what to do before you buy18:09 – Deal or No Deal begins18:31 – Deal 1: Chipping Norton duplex, 4 bed, $1.1–1.2M — deal or no deal?20:21 – Deal 2: Besser townhouse, 3 bed, $963K — deal or no deal?22:22 – Deal 3: North Parramatta unit, 4 bed, $1.1M — deal or no deal?26:11 – Final verdicts🚨 Grab Lloyd's book — Australia's #1 best-selling property investment book: 👉 https://amzn.to/3VXfJTp🥇 Book a discovery call with Aus Property Professionals: 👉 https://www.auspropertyprofessionals.com.au✅ CONNECT WITH US: Website: https://www.auspropertyprofessionals.com.au Email: lloyd@auspropertyprofessionals.com.au Instagram: @lloydedge_buyersagent YouTube: @auspropprofessionalsDisclaimer: General information only. Not personal financial advice. Please seek advice tailored to your individual circumstances before making any financial decisions.#AustralianProperty #PropertyInvesting #CapitalGainsTax #NegativeGearing #BuyersAgent #LloydEdge #PropertyStrategy #SydneyProperty #RealEstateAustralia #InvestmentProperty #DealOrNoDeal #PropertyMarket #FirstHomeBuyer #AusPropertyProfessionals #MiningTowns #MelbourneProperty #PerthProperty Hosted on Acast. See acast.com/privacy for more information.

April 13, 202625 min

Stop Buying Houses — Smart Investors Are Doing This Instead (And Getting Richer)

🎥 ABOUT THIS VIDEO:Australia's housing crisis isn't just about prices — it's about supply, infrastructure, construction costs, and policy failures that keep stacking up.In this episode, Lloyd Edge sits down with Armando Errichiello to unpack what's really driving the crisis, from the government's 1.2 million homes target falling behind, to builders going broke, approval red tape killing developments, and rents still climbing across the country. They share what they're seeing on the ground and why the easy fixes politicians promise simply don't exist.They also tackle immigration honestly, break down how construction costs have doubled since COVID, and explore why vertical living may need to become part of the Australian mindset going forward.The episode finishes with Deal or No Deal, where three real properties are analysed — a six-bedroom home with rooming potential, a dual-income block with a granny flat, and a split-level in Blacktown with subdivision upside.If you've ever wondered:Why aren't enough homes being built in Australia?Is immigration actually driving the housing crisis?How do rising construction costs affect your investment strategy?What makes a property a genuine deal right now?This episode gives you the unfiltered, street-level view.🔔 Like, subscribe, and hit the bell so you never miss an update.⏱️ TIME STAMPS:00:00 – Introduction: Housing prices across Sydney and Melbourne01:00 – What's actually causing the housing crisis?01:50 – Rental prices climbing and the shortage of supply02:07 – The 1.2 million homes target and why it's off track02:46 – Red tape, council approvals, and the development logjam03:04 – Outer suburbs: infrastructure must come with the homes04:13 – Should Australia embrace vertical living and apartments?06:20 – Parramatta development and rezoning around railways07:15 – The great Australian dream of a backyard — still realistic?07:38 – Starting with a unit or villa and working up12:32 – Immigration: is it really the problem?13:16 – What type of migrants are entering the market?14:06 – Should Australia prioritise skilled trade migration?14:59 – Short-term government thinking vs long-term housing policy19:01 – Lloyd's three-point plan for the government20:25 – Lessons from Dubai: cutting red tape and building fast21:16 – Deal or No Deal begins21:30 – Deal 1: 6-bed home in Wilcroft NSW — rooming accommodation potential?22:36 – Deal 2: Dual-income block in Seven Hills — granny flat + main home23:59 – Deal 3: Split-level in Blacktown — subdivision or granny flat play?25:20 – Final verdicts and key lessons🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated:👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia's most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.Book your discovery call here: https://www.auspropertyprofessionals....🏠 Looking for property management that actually works for you? Get personalised, hands-on support directly from industry expert and Positively Geared co-host Armando Errichiello at Property Corner:https://propertycorner.com.au✅ MESSAGE ME THROUGH THESE CHANNELS:Website: 👉 https://www.auspropertyprofessionals....Send your questions to: 👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel: 👉 @auspropprofessionalsConnect with us on LinkedIn: 👉 /lloyd-edge-b417a399See omnystudio.com/listener for privacy information.#AustralianHousingCrisis #PropertyInvesting #AustralianProperty #HousingAffordability #RealEstateAustralia #ConstructionCosts #RentalCrisis #PropertyStrategy #BuyersAgent #InvestmentProperty #PositivelyGeared #LloydEdge #DealOrNoDeal #GrannyFlat #DualIncome #SydneyProperty #HousingSupply #AffordableHousing Hosted on Acast. See acast.com/privacy for more information.

April 2, 202636 min

The Simple Rule Most Investors Ignore: What Can You Really Service?

ABOUT THIS PODCAST:Property strategy isn’t just about borrowing capacity, chasing hotspots, or copying what everyone else is doing.In this episode, Lloyd Edge is joined by financial planner, Jackanizer, to unpack how smart property decisions are really made, starting with lifestyle goals, serviceability reality, and long-term structure, not hype or FOMO.They break down why borrowing less than the bank offers is often the smartest move, when property should (and shouldn’t) sit inside a trust, and how emotional decision-making quietly derails portfolios. The conversation finishes with Ed’s Deal, where three real mortgagee-in-possession properties are analysed as potential deals or traps.If you’ve ever wondered:• How much you should actually spend• Whether trust structures still make sense• If mortgagee sales are bargains or risks• Or why copying other investors rarely worksThis episode will help you cut through the noise and think strategically.🔔 Like, subscribe, and hit the bell so you never miss an update.⏱️ TIMESTAMPS00:00 - The “Lifestyle Architect” story and why strategy starts with lifestyle01:02 - Meet Jack Monza and the money lessons that shaped his approach04:25 - Buying a first home at 23 through discipline and smart risk10:34 - FOMO, emotion, and why comparison ruins decision-making13:32 - When you should actually engage a financial planner19:50 - Trust lending changes and why banks are pulling back22:05 - Trust structures, land tax, and when they don’t make sense28:20 - Ed’s Deal begins: mortgagee-in-possession properties analysed28:48 - Deal 1: Strong rent and location, but critical due diligence required31:26 - Deal 2: Cheap land, lapsed DA, and hidden red flags34:16 - Deal 3: Airbnb upside versus passive income reality36:40 - Final takeaways and strategic lessons📞 Book a Discovery Call: https://www.auspropertyprofessionals....✅ MESSAGE ME THROUGH THESE CHANNELS:🌐 Website: 👉 https://www.auspropertyprofessionals....📧 Email your questions: 👉 lloyd@auspropertyprofessionals.com.au📘 Facebook: 👉 www.facebook.com/profile.php?id=61563777981416📸 Instagram: 👉 www.instagram.com/lloydedge_buyersagent/🎥 YouTube: 👉 @auspropprofessionals🔗 LinkedIn: 👉 /lloyd-edge-b417a399📌 See omnystudio.com/listener for privacy information.📄 Disclaimer: The information provided in this video is general in nature and should not be considered personal financial advice. Always consult with a licensed financial advisor for advice tailored to your specific situation.#australianproperty #propertyinvesting #buyersagent #financialplanning #mortgagebroker #truststructures #cashflowproperty #rentalyield #australianrealestate #propertystrategy Hosted on Acast. See acast.com/privacy for more information.

March 30, 202633 min

2026 Property Outlook: Yields Are Compressing, So What Now?

ABOUT THIS PODCAST:Australia isn’t one market. It’s thousands of micro-cycles moving at different speeds.In this episode, Lloyd breaks down what investors really need to understand heading into 2026, from shifting rental yields and compressed returns to where growth is still quietly building. We unpack Brisbane’s momentum, Perth’s volatility, Melbourne’s reset, and why strategy now matters more than ever.You’ll also see three real properties analysed live, including what makes a deal, what makes a no deal, and how experienced investors should think about lifestyle assets, land shape, yield, and future flexibility.If you’re investing in 2026, this conversation will help you cut through the noise and focus on the moves that actually compound.******TIME STAMPS:0:00 – Why Australia has thousands of different property cycles0:47 – Should investors be buying or selling in 2026?1:12 – 2025 market recap and what surprised investors1:17 – Brisbane’s growth and the ripple effect3:32 – Perth’s volatility and timing risks4:48 – Melbourne’s position in the cycle6:01 – Interest rates, inflation, and policy impacts7:28 – First home buyer schemes and price pressure8:21 – Where opportunities still exist beyond FOMO10:20 – Rental yields, legislation, and under-rented assets12:46 – Yield vs growth and cash flow reality14:40 – Construction costs and building risks18:02 – How Lloyd would start investing in 202620:18 – Houses vs units vs townhouses24:04 – Buy or sell in 2026?26:23 – Deal or No Deal: Property 128:54 – Deal or No Deal: Property 230:35 – Deal or No Deal: Property 3******🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.Book your discovery call here: https://www.auspropertyprofessionals....🏠 Looking for property management that actually works for you?Get personalised, hands-on support directly from industry expert and Positively Geared co-host Armando Errichiello at Property Corner: https://propertycorner.com.au✅ MESSAGE ME THROUGH THESE CHANNELS:Website: 👉 https://www.auspropertyprofessionals....Send your questions to: 👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel: 👉 @auspropprofessionalsConnect with us on LinkedIn: 👉 / lloyd-edge-b417a399See omnystudio.com/listener for privacy information.Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.#PropertyInvesting #AustralianProperty #PropertyStrategy #Investing2026 #RealEstateAustralia #RentalMarket #PropertyCycles Hosted on Acast. See acast.com/privacy for more information.

March 25, 202631 min

Christmas PROPERTY Deals: How to Win on Terms, Not Price

ABOUT THIS PODCAST:Buying around Christmas can work in your favour, but only if your finance, solicitor, and due diligence are lined up.In this episode, Lloyd explains why the lead-up to Christmas can create real opportunities, how to win with better terms instead of higher offers, and why January can be even quieter for buyers who are ready to move fast. He also breaks down what banks do differently at this time of year, how cooling off periods really work, and why investors often avoid auctions when the numbers and risk need tighter control.If you’re planning to buy in December or early January, this gives you a clear game plan to stay sharp, avoid FOMO, and protect yourself while still moving decisively.******TIME STAMPS:0:00 - Why investors often avoid auctions1:27 - Why pre-Christmas can be a buying window4:57 - Holiday timing: solicitors, brokers, settlements6:06 - Using January and avoiding FOMO8:04 - Due diligence you should never skip10:07 - Bank delays and pre-approval reality13:24 - Auction vs private treaty: control and risk15:56 - Cooling off periods and negotiating time17:10 - Queensland clauses and deposits explained21:45 - Year-end tips for investors and landlords******🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients. Book your discovery call here: https://www.auspropertyprofessionals....🏠 Looking for property management that actually works for you?Get personalised, hands-on support directly from industry expert and Positively Geared co-host Armando Errichiello at Property Corner: https://propertycorner.com.au✅ MESSAGE ME THROUGH THESE CHANNELS:Website: 👉 https://www.auspropertyprofessionals....Send your questions to: 👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel: 👉 @auspropprofessionalsConnect with us on LinkedIn: 👉 / lloyd-edge-b417a399 See omnystudio.com/listener for privacy information.Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.#PropertyInvesting #AustralianProperty #BuyersAgent #PropertyTips #RealEstateAustralia #AuctionStrategy Hosted on Acast. See acast.com/privacy for more information.

March 24, 202645 min

He Bought His First Property at 20… Then Everything Changed

🎥 ABOUT THIS VIDEO:Most property investors don’t fail because they pick the wrong property — they fail because they never build a clear strategy in the first place.In this episode, Lloyd Edge sits down with senior strategist Joey D’Agata to unpack what actually separates random investing from structured, long-term wealth creation. Joey shares his own journey from buying a one-bedroom unit in his early 20s with no real plan, to gradually building a portfolio and discovering the power of equity, leverage, and strategic decision-making.They break down why borrowing capacity isn’t unlimited, how early mistakes like cross-collateralisation can impact your future, and why having the right team around you — from brokers to accountants — can completely change your trajectory. The conversation dives deep into how experienced investors think, using scenario modelling to map out different outcomes before making a purchase, rather than reacting after the fact.You’ll also learn why most people don’t need as many properties as they think, how realistic passive income targets are set, and why focusing on quality, cash flow, and long-term goals matters more than chasing numbers or trends. They explore how life changes — like income growth, career shifts, or starting a family — should influence your strategy, and why flexibility is critical in building a resilient portfolio.The episode wraps up with a live “Deal or No Deal” segment, where real properties are analysed to show how professionals assess value, risk, yield, and future potential — highlighting why not every “must be sold” listing is actually a good deal.If you’ve ever wondered:• How to move from buying randomly to investing strategically• How many properties you actually need to reach financial freedom• Why cash flow and serviceability matter more than assumptions• Or how to plan your portfolio before making costly decisionsThis episode will help you think clearly, act deliberately, and build a property strategy that actually works.✅ CONNECT WITH AUS PROPERTY PROFESSIONALS:Website: 👉 https://www.auspropertyprofessionals....Send your questions to: 👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel: 👉 @auspropprofessionalsConnect with us on LinkedIn: 👉 / lloyd-edge-b417a399 Hosted on Acast. See acast.com/privacy for more information.

December 11, 202531 min

Two Properties or One? The Strategy First-Time Investors Miss

ABOUT THIS PODCAST:Should you stretch for one blue chip property or split your budget across two solid buys? In this episode, Lloyd Edge sits down with Armando for the 'Positively Geared' podcast and they break down what “blue chip” really means, how to judge safety beyond the suburb name, and why street selection and owner-occupier ratios matter for growth.They compare yields, cash-flow impacts, lending realities, and market-cycle timing. You’ll see when two mid-priced properties can accelerate your portfolio, when a single premium asset makes more sense, and how to use a simple cash-flow analysis to decide with confidence. They finish with quick “deal or no deal” case studies to show the thinking in action.If you want help mapping this to your goals, reach out to Aus Property Professionals using the details below. Like, subscribe, and share this with a mate who is weighing blue chip vs. two-cheaper.******TIME STAMPS:01:46 - What truly makes a property blue chip?03:25 - Why can a townhouse beat an apartment?04:02 - What is the upside of one premium buy?05:09 - How do you weigh low yield and negative gearing?05:27 - Is a blue chip really safer?06:21 - How can the wrong street kill returns?06:58 - Why aim for 75% owner-occupiers?09:16 - When do two mid-priced beat one premium?10:39 - How does cash-flow analysis change the buy?13:19 - Will one house outgrow two units?16:27 - Is financing one blue chip easier?19:40 - Should market cycles shift your plan?******🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients. Book your discovery call here: https://www.auspropertyprofessionals....🏠 Looking for property management that actually works for you?Get personalised, hands-on support directly from industry expert and Positively Geared co-host Armando Errichiello at Property Corner: https://propertycorner.com.au✅ MESSAGE ME THROUGH THESE CHANNELS:Website: 👉 https://www.auspropertyprofessionals....Send your questions to: 👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel: 👉 @auspropprofessionalsConnect with us on LinkedIn: 👉 / lloyd-edge-b417a399 See omnystudio.com/listener for privacy information.Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.#PropertyInvesting #BlueChipProperty #AustralianProperty #RealEstateStrategy #CashFlow #NegativeGearing #PortfolioGrowth #HomeBuyingAustralia Hosted on Acast. See acast.com/privacy for more information.

December 11, 202531 min

The 5% Deposit Everyone Wants… But Is It Worth It?

ABOUT THIS PODCAST:Albo’s 5% deposit scheme sounds like a fast track into the market, but is it really the smartest move for your future? In this episode we unpack who qualifies, hidden costs most buyers miss, and why servicing the loan matters more than saving the deposit. We also look at how supply shortages, stamp duty, and fast-moving auctions are pushing prices, plus the risk of negative equity if growth stalls. You’ll hear when a cheaper investment in a different city can beat the 5% route, and how to weigh lifestyle goals against long-term returns.If you’re a first-home buyer or an investor deciding between “buy now” and “buy right,” this breakdown gives you a clear way to choose.******TIME STAMPS:01:21 - What exactly is the 5% deposit scheme and how does the guarantee work?02:26 - Who really qualifies for the scheme and what catches trip buyers up?04:34 - How much do stamp duty and buying costs change the true entry price?06:00 - What income do you need to realistically service a $1.5m purchase?07:06 - Does the single-parent 2% option help or create new risks?08:01 - Is the scheme fueling FOMO and pushing prices beyond guides?09:49 - Is low supply the real problem and how is it driving the market?12:58 - Why are recent comps useless in a fast-moving auction campaign?15:22 - What did past apartment oversupply teach buyers about growth risk?16:50 - Could a 5% deposit leave you facing negative equity later?17:56 - When is rentvesting or buying in another city the smarter play?20:56 - Should you use the scheme at all or focus on long-term growth instead?******🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients. Book your discovery call here: https://www.auspropertyprofessionals....✅ MESSAGE ME THROUGH THESE CHANNELS:Website: 👉 https://www.auspropertyprofessionals....Send your questions to: 👉 lloyd@auspropertyprofessionals.com.auFollow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/Subscribe to our YouTube Channel: 👉 @auspropprofessionalsConnect with us on LinkedIn: 👉 / lloyd-edge-b417a399 See omnystudio.com/listener for privacy information.Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.#SydneyProperty #FirstHomeBuyer #AustralianRealEstate #PropertyInvesting #HomeLoanTips Hosted on Acast. See acast.com/privacy for more information.