Placing You First Insurance Podcast by CRC Group

Hosted by CRC Group

Business Marketing Technology

Website RSS feed

Episodes

114

Latest episode

Jun 2026

Language

EN-US

About the show

The Placing You First Podcast spans a diverse spectrum of insurance industry issues to keep you and your clients informed.

Listen to episodes

60 recent

June 5, 2026Episode 11416 min

Smarter Submissions: How REDY Intel Helps Retail Agents Win Faster

Submissions can feel like a scavenger hunt: PDFs in one place, schedules in another, critical details buried in an email thread, and a clock ticking while you try to meet client expectations. We wanted to dig into what actually helps, not another tool that creates more work. So we sat down with Leah Herman, product manager for CRC’s Ready Intel, to talk about how AI-driven insights and automation are reshaping the insurance submission and placement process for retail agents and CRC brokers.We break down what REDY Intel is at a practical level: an intelligence layer embedded across the CRC REDY platform that powers automated clearance, submission data extraction, Risk Insights, and Market Insights. We also get specific about what “data extraction” really means, including pulling underwriting fields like payroll, gross sales, vehicle schedules, and construction details, helping reduce missed information and the endless back-and-forth that slows quotes and binding.Then we go beyond speed. Risk Insights turns extracted fields plus context from the submission email into a summarized risk snapshot, giving brokers a head start on understanding exposures and identifying what is missing. Market Insights adds another layer by analyzing placement trends and carrier appetite to recommend better carrier matches, helping you market smarter and set clearer timelines with clients. Throughout, we come back to the same principle: technology should enhance relationships and specialty knowledge, not replace them.If you want faster clearance, stronger submission quality, and more data-driven placement decisions, listen now. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

May 19, 2026Episode 11321 min

From Submission to Solution: How CRC Gets Deals Done—Together

We pull back the curtain on what’s actually happening on the wholesale side when you hit send on a submission, and how we make the first big call: does this risk belong in binding authority for speed, brokerage for flexibility, or a blended strategy that uses both?We’re joined by CRC Sacramento Office President Wendy Mejia and Port Orange Office President Paul Sipos to explain the real decision triggers retail insurance agents run into every day: minimum premium thresholds, total insured value, tough classes, and specialty wrinkles like dock exposure. They share recent wins and get practical about the “crunch time” moments. Binding authority can move fast, but brokerage can win when you need negotiated terms and conditions. The fastest path is often a better submission and a narrative that tells the story. If you want fewer dead ends and more clean quotes, this is the playbook.Subscribe for more wholesale insurance insights. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

April 16, 2026Episode 11220 min

What’s Happening in the Builders Risk Market

Builders risk is moving fast right now and if you’re a retail agent, that can be a gift or a trap depending on how you play it. We’re seeing softer property conditions, abundant capacity, and genuinely competitive pricing, but the market is still picky where it counts: renovations, flood considerations, technology-driven projects, and the steady grind of attritional losses. We break down what’s really driving the shift and where the leverage is hiding for agents who know how to use it.We’re joined by CRC Specialty brokers Philip Young and Randy Van Horn to talk through what the marketplace looks like in the real world. The E&S builders risk marketplace is no longer a last resort; it can be a relevant, flexible source of capacity that helps fill gaps, follow form, or support quota share placements on complex construction. We also explain why CRC’s exclusive Insurisk Builders Risk facility can be a differentiator when speed, insight, and meaningful capacity decide who wins. If you’re placing builders risk insurance or any kind of construction insurance, listen now, share this with a teammate, and subscribe for more. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

February 17, 2026Episode 11123 min

The New Recall Reality: Emerging Exposures + Insurance Impacts

A paradox defined 2025: recall events dipped, but total units recalled soared. We dig into why severity spiked, rising labor costs, tariffs, supplier churn, and a two-speed regulatory landscape, and what that means for your insurance program. With CRC Casualty Brokers John O’Malley and Chris Martin, we connect market signals to real exposures, from food’s massive unit surge and undeclared allergens to ingredient supplier liabilities that turn a one-dollar input into a six-dollar downstream loss.For retail agents planning ahead to 2026, we lay out a focused playbook with a simple goal: cut detection time, contain unit counts, and ensure your policy responds when the stakes jump from a nuisance to a balance-sheet event. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

January 27, 2026Episode 11029 min

Caring for Caregivers: Risk, Reality + Opportunity in Senior Living

The senior living world is growing fast, but the risk profile is changing even faster. We dig into what happens when higher acuity residents stay longer in assisted living, how staffing shortages and inflation strain operations, and why verdicts are getting bigger and tougher to defend. Alongside partners from Future Care RRG, we unpack the friction between occupancy goals and clinical capability, and we explain how those pressures ripple through underwriting, pricing, and coverage structures.You’ll hear straight talk on the claims that keep operators up at night and why documentation discipline can be the difference between a defensible file and a six-figure problem. We explain the current capacity landscape, tackle ownership dynamics, including the extra scrutiny on private equity platforms, acquisitions of distressed facilities, and the need to present clear improvement plans to underwriters.If you place, operate, or insure senior living and long-term care, this conversation offers a candid map through a market defined by growth, complexity, and rising stakes. Make sure you reach out to your CRC specialty producer for assistance with your senior living account placements. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

December 5, 2025Episode 10922 min

From Ink To Encryption: Understanding E-Signature Risks in the Digital Banking Era

Speed is winning deals, but speed is also feeding fraud. We sit down with CRC Specialty Professional Lines Broker Mark Waldeck to unpack the messy middle where e‑signatures, legacy policy language, and decentralized bank controls collide. From the difference between a simple e‑signature and a cryptographically protected digital signature to why underwriters hesitate when controls vary by department, we map the risk pathways that turn convenience into claims friction.We examine a headline‑grabbing fraud where a bank funded a multimillion‑dollar loan to an impersonator despite notary involvement and remote verification. The dispute with the insurer highlights a wider issue: policy forms born in the era of signature cards are being stretched to cover today’s remote closings, and the gaps show up at the worst time. If you work with financial institutions, you’ll get a practical checklist to help ensure your banking clients are protected, from enforcing MFA and encryption to tightening scrutiny as transaction size grows. Tune in to understand how small cracks in verification can become multimillion-dollar failures—and what you can do right now to help clients stay ahead of emerging fraud risks. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

November 13, 2025Episode 10822 min

Building Against the Blaze: Rethinking Wildfire Risk

Urban wildfires are rewriting the rules of home insurance, and the details matter more than ever. We sit down with Brittany Martin, Personal Lines Team Leader for CRC’s Western Region, to break down the construction features, spacing standards, and modeling tools that are redefining eligibility in California, Colorado, and beyond. From tempered glass and enclosed eaves to ember-resistant vents and Class A roofs, we get specific about what moves the needle with underwriters, and what can push a well-appointed home straight into the E&S market.The conversation turns practical as we map a smart sequence of upgrades during renovations, helping clients elevate materials before renewal crunch time and signal stronger risk control to carriers. We also explore how carriers combine third-party data, AI, and wildfire modeling to evaluate homes at a parcel level. That precision opens doors for case-by-case underwriting even in tough counties with shrinking capacity. Agents will leave with actionable takeaways that can shift accounts from declines to competitive terms.Subscribe for more retail agent insights, share this episode with your team, and leave a review with the wildfire upgrade that delivered the biggest underwriting win for your clients. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

October 20, 2025Episode 10730 min

Beyond Compliance: Real Protection for Pollution Losses

Spills don’t wait for business hours, and neither should your coverage. We dig into transportation pollution liability with Mike Padula, President of Starwind Environmental, to discuss why relying solely on MCS-90 or CA 99 48 can leave painful gaps when real-world logistics meet environmental scrutiny. From remote cleanups to loading dock mishaps, we break down how TPL delivers true risk transfer, rapid response, and specialized claims handling that standard endorsements simply can’t handle alone.We explore hidden exposures many teams overlook: loading and unloading, staging, third-party carrier use, and non-auto modes like rail and watercraft. If you advise motor carriers, shippers, or anyone moving goods, this conversation will help you turn compliance into real protection and keep operations moving when the unexpected occurs.Subscribe for more specialist insights from CRC Group and share this episode with colleagues who handles transportation risks. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

October 1, 2025Episode 10620 min

Protect What Powers You: Inside Starwind Equipment Services

What if repairs didn’t stall your schedule or drain your cash while invoices pile up? We sit down with Starwind Equipment Services’ president, Randi Glaszer, to unpack a smarter way to protect heavy equipment—one that matches the way contractors actually buy, finance, and fix their machines.We break down how multi‑year physical damage insurance on admitted paper can be written to the life of a lease or loan, with rates locked, loss payees satisfied, and premiums often rolled into financing. Randi explains why Starwind pays 100% actual cash value up front instead of staging replacement cost, and how broad PDI protection follows the machine through real‑world risks like transit damage, overturn, flood, theft, and job site incidents. The real unlock is claims. Starwind assigns one adjuster to coordinate both PDI and ESC from day one, opening files together, paying verified labor during parts delays, and ensuring towing, cranes, and protection costs don’t slip through notice windows. We also talk eligibility, state availability, equipment age and exclusions, and why this model was built to advocate for small and mid‑sized contractors who can’t afford friction when iron is idle. If you want fewer surprises, faster releases from the dealer, and protection that keeps projects moving, this conversation is for you. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

September 15, 2025Episode 10513 min

Navigating the Rise in Sexual Abuse Claims

Sexual abuse and molestation claims have skyrocketed in recent years, creating significant financial and reputational risks for organizations across various sectors. The numbers are staggering – $651 million in settlements in 2023 alone, with each settlement exceeding $1 million. What's driving this dramatic increase, and how can organizations protect themselves?Michelle Levine, SVP with CRC San Francisco, pulls back the curtain on this critical issue. The traditional assumption that general liability policies provide adequate coverage no longer holds true. Insurance carriers have responded to increasing litigation by cutting limits, non-renewing policies, or explicitly excluding sexual abuse coverage. This shifting landscape necessitates specialized solutions and a stronger risk management approach. While schools and religious institutions represent approximately 70% of claims, the exposure extends to any organization with third-party contact – from wellness centers to gyms to service providers of all kinds. The most effective protection combines comprehensive insurance coverage with proactive risk management – proper hiring practices, consistent training, and creating a culture where concerns can be raised and addressed immediately.Don't wait for a claim to discover your organization's vulnerability. Reach out to your CRC specialty broker today to ensure you have the coverage and risk management tools needed to protect your mission, your finances, and most importantly, the people you serve. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

Is this your show?

Claim this listing to keep it up to date, reach guests who want to pitch you, and manage bookings with Guestify.

Claim this listing

More Business podcasts

SowGrow Marketing Council

sgmc

BusinessMarketing

Toldjya Finance Podcast

Zac Huish, Cameron Cooke, and Paul Lamb

BusinessInvesting