February 23, 2024Episode 1413 min
Should You Buy A House In A Recession.
With talk of recession and house prices falling, is it a good idea to buy a home? Well, if you want to know the answer to that, have a listen.
Episodes
14
Latest episode
Feb 2024
Language
EN-GB
About the show
The only UK mortgage podcast giving you the inside track on the property and mortgage market, hints and tips if you're buying or selling along with truthful answers to some of the most common questions.
Listen to episodes
September 22, 2022Episode 1323 min
Why You Shouldn't Shop Around For Mortgage Advice
In this episode, we discuss common mistakes people can make when deciding which mortgage advisor to use. We also cover why you don't get a mortgage quote and why, as advisors, we can't just send out mortgage illustrations willy-nilly without having the right information to hand.
September 13, 2022Episode 1235 min
How To Lower Your Energy Costs With A Mortgage
This episode discusses how you can use a mortgage to raise funds and make your home more energy efficient.With mortgage lenders beginning to offer incentives with either lower rates or cashback for homes with a higher EPC rating and rising concerns about our energy security and bills, now might be the right time to consider making your home a power generation machine.
September 7, 2022Episode 1128 min
The Six Pillars Of Mortgage Lending
In this episode we explain exactly what happens when your mortgage application has been submitted and how every facet of your application is assessed.
March 9, 2022Episode 1043 min
The Cost Of Living Crisis & How To Protect Yourself
In this episode, we tackle the cost of living crisis and consider some options that may build some financial resilience into household budgets.We are about to go through a sustained period of high inflation and stagnant wages, and many of us don't have a financial shock absorber, which can leave us at the mercy of others.This is probably the most important episode I've ever done, and I hope it helps anyone worried about the cost of living crisis that is about to bite.None of what is contained within the podcast constitutes financial advice and should not be relied upon, nor should you act on it.You should speak with a mortgage professional before taking any action concerning your mortgage. Think carefully about securing other debts against your homeYOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
November 22, 2021Episode 954 min
Would You Bet Your Home On The Flip Of A Coin?
In this episode, we talk about all things life insurance. In all honesty, it's a bit of a morbid subject; however, it's so important and, if not carefully considered, can have devastating effects for you and your family if you have one.It's not the easiest of listens however, it might be the most valuable
November 16, 2021Episode 851 min
First Time Buyer Schemes & Why You Buying A Home Isn't A Mark Of Success
In this podcast, we talk about the helping hands available for first-time buyers to get on the housing ladder and how they work. Also, why buying a home isn't and shouldn't be the only goal you have.Also, a little hack to side-step having to save for a deposit if you're desperate to buy and don't want to spend years saving.
September 24, 2021Episode 741 min
What Is A Remortgage & Why The Meme Is Wrong
In this episode, we talk about remortgaging, what it is and why you should consider doing it if your deal is sat on the standard variable rate and you're paying more than you need to.Did you know as many as 1 in 4 mortgage holders are paying more than they need to or should be!We then talk about the meme about why first-time buyers can't get a mortgage for less than they're paying rent for.
August 20, 2021Episode 627 min
Inbetweenysode 1 - Listener Questions Answered
In this episode I answer questions that listeners have asked and as it's not a single topic I recorded it on my own.So it covers...How much can I borrow - how lenders assess incomeWhat is a fixed and variable rate mortgage - the differences and variations that existWhat does 'mortgage term' refer to - and why the total term doesn't mean you're stuck with that foreverShould you use a mortgage broker - what are the benefits and what are 'exclusive' ratesIs a mortgage valuation the same as a survey - what's the difference
August 16, 2021Episode 536 min
Everything You Need To Know About Selling Your Home
In this episode we talk about and explain everything you need to know and be aware of when it comes to selling your home and taking the next step on the property ladder.We cover what order you should do things and why, the mistakes to avoid, the reasons for doing things in a certain order and everything in between.If you've never sold a home before and wanted to the low down on how it' done then have a listen and let us know what you think
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