MoneyDad Podcast

Hosted by Justin Chung

Investing Kids Family ParentingInterviews guests

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Latest episode

Jul 2026

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EN-CA

About the show

Are you a parent looking to raise money-smart kids so that you can give them the best shot at taking control of their financial future? The MoneyDad Podcast is dedicated to helping you do just that. Join Justin Chung, as he interviews like-minded parents, successful entrepreneurs, personal finance experts, best-selling authors and educators to share their stories, strategies, tactics and mindset secrets so that you can help your kids build a strong financial foundation and learn good money skills and habits. You'll learn mistakes to avoid, creative ways to explore financial literacy concepts, tips on how to have more money conversations and wealth building and management strategies so that you can teach your kids to win the money game. Hit subscribe to join the conversation and get ready to change your life, and your kids' lives!

Listen to episodes

60 recent

July 28, 202655 min

Job at 14, Confidence at 40: Building Financial Independence in Girls Early | Lisa Clements

Send us Fan Mail#085. In this episode, Justin sits down with Lisa Clements, founder of Clear Springs Wealth and a former corporate HR leader at Meta and Accenture, who left a nearly 24-year corporate career to help single women build wealth on their own terms. Lisa brings both professional expertise and lived experience — she's built significant financial independence as a single woman herself, and that perspective shapes everything she teaches.We dig into why Lisa believes girls need the same expectation boys often get by default: get a job in high school, start managing your own money, and make your money mistakes while you're still under your parents' roof — not for the first time in a college dorm. Lisa shares real stories from her own family and clients about what happens when daughters are — or aren't — brought into financial conversations early, including why opening up the family budget at 14 can build confidence instead of anxiety.We also cover:Why Lisa sees "learned helplessness" show up differently in women around money — and how to tell if it's authentic or a self-protective storyThe decision-making frameworks she teaches clients (and her nieces and nephews) for big money choices — the timeline test, the flexibility filter, and the future-self testHow everyday moments — a disputed grade, a tough coach conversation, friend drama — are actually financial advocacy training in disguiseWhat the Stanford marshmallow experiment gets wrong, and what it means for how we build financial patience in kidsPractical, low-pressure ways to start a money conversation with your daughter this weekWhether you're raising a daughter, a son, or both, this conversation offers a clear-eyed look at where financial confidence really comes from — and how small, early experiences with money and self-advocacy compound over a lifetime.Connect with Lisa: Website: clearspringswealth.com Instagram/TikTok/YouTube: @clearspringswealth Email: lisa@clearspringswealth.comShow notes and more at:https://moneydadpodcast.com/session085Support the show

June 26, 202651 min

Money Is a Game: Are You Teaching Your Kids the Right Rules? | Rebecca Irey

Send us Fan Mail#084. What if everything we were taught about money was designed to keep you dependent — on debt, on social security, on a system that was never built for your family's success?Rebecca Irey grew up watching her family lose a 3,000-acre South Dakota ranch during the Farm Aid crisis of the 1980s — not because they didn't work hard, but because they didn't know the rules of the financial game. Her father was brilliant and driven, but when things went sideways, he didn't know how to pivot. Wealthy families do. And that one difference changes everything.Rebecca is the founder and CEO of Blue Sky Financial, a certified financial fiduciary, PhD, homeschooling mom of seven, and grandmother of six, who is on a mission to change the financial trajectory of American families — moving them away from dependence on broken systems and toward true legacy wealth and financial independence.In this episode, Justin and Rebecca cover:Why the financial system is designed to create workers — and how to raise kids who think differentlyThe importance of building a financial foundation first, so everything above it can be aggressive, experimental, and boldWhy there is almost no point in life where you cannot start over — and why starting early makes it nearly impossible to failHow Rebecca teaches her seven children to become their own safety net, and the vision-casting technique that makes saving feel exciting at any ageWhy debt is not the enemy — and how wealthy families use it as a tool to build wealth rather than spend itThe testing strategy that can give your kids up to two years of college credit before they ever step on a campus — debt-freeThe retirement tax time bomb hiding in your IRA — and why Roth conversions may be the most important financial move you're not makingWhy the market always comes back — but why that's cold comfort if your timing is wrongThe story behind the name Blue Skye Financial, and why every family deserves someone in their corner when life knocks them downShow notes and more at:https://moneydadpodcast.com/session084Support the show

June 2, 202652 min

The Internet Changed Everything. Now Money Is Next | Matthew Le Merle

Send us Fan Mail#083. What if the financial system your kids inherit looks nothing like the one you grew up with? According to Silicon Valley venture capitalist Matthew Le Merle, that's not a hypothetical - it's already happening. Matthew is the co-founder of Fifth Era and Blockchain Coinvestors, and has backed over 750 blockchain and AI companies, including 75+ unicorns. In this episode, he breaks down why the digitalization of money is the next great transformation — and what it means for parents raising kids today.We cover:Why blockchain is to finance what the internet was to communication - and why you don't need to understand the technology to benefit from itHow to invest in innovation the right way, including why venture capital follows a power curve, not a normal distributionThe money values Matthew and his wife Allison passed on to their five kids - and why "money is energy" is the framework that changed how he thinks about wealthWhy the skills that will matter most in an AI-powered world aren't content-based - they are creativity, critical thinking, and the ability to keep learningThe real reason your kids are better positioned for the future of finance than you areShow notes and more at:https://moneydadpodcast.com/session083Support the show

May 20, 202637 min

Boring Investing Wins: What Every Parent Needs to Know | Robert Rolih

Send us Fan Mail#082. What if the financial industry has been quietly working against you all along? In this episode, Justin sits down with Robert Rolih - international bestselling author of The Million Dollar Decision and long-term investing mentor to clients in over 73 countries — to unpack the hidden forces draining everyday investors' wealth and the refreshingly simple strategies that actually work.Robert shares his personal story of building a business from the ground up in Slovenia, only to lose most of his profits by blindly trusting financial advisors. That wake-up call sent him on a mission to master personal finance — and what he discovered changed everything.In this episode, you'll learn:Why a seemingly small 1% management fee can cost you over $1 million by retirementThe only investment products worth your money (and the ones to avoid completely)Why the simplest investing strategy outperforms most professionals — including Warren BuffettHow to build a stress-free, long-term portfolio without following the newsRobert's practical framework for teaching your kids about money, investing, and delayed gratificationWhy keeping your children off social media might be one of the smartest financial parenting moves you makeWhether you're just starting your investing journey or looking to simplify what you already have, Robert's message is clear: investing doesn't have to be complicated — and the industry's dirty secret is that it never was.Show notes and more at:https://moneydadpodcast.com/session082Support the show

April 23, 202647 min

Discover Your Investor DNA: The Framework That Stops Kids From Making Your Money Mistakes | Russ Morgan

Send us Fan Mail#081. What if the best investment for your kid has nothing to do with what worked for you?In this episode, Justin sits down with Russ Morgan, co-founder of Wealth Without Wall Street and host of the Wealth Without Wall Street Podcast, to unpack one of the most overlooked concepts in building family wealth — Investor DNA.Russ grew up in a home where money was scarce, watched his mom freeze her credit cards in a block of ice to avoid spending, and stumbled into the financial advisory world just in time to have everything he thought he knew blown up by the 2008 financial crisis. That reset sent him on a mission to find a better path — one that doesn't require waiting 30 years to start living.In this conversation, Justin and Russ explore:Investor DNA — why every person, including your kids, is wired to invest in different ways, and how discovering that early can prevent decades of costly mistakesThe financial freedom formula — passive income greater than monthly expenses, and how to use that simple scoreboard to make smarter decisions with every dollarThe "just try" mindset — why imperfect action beats perfect paralysis, and why the best investors hit singles, not home runsReal-world passive income for kids — from vending machines to short-term rentals, how to get your kids building income streams before they even leave high schoolWhy passive doesn't mean hands-off — the front-end work that separates successful investors from disappointed onesThe family time you can't get back — why financial freedom isn't just a money goal, it's a parenting oneWhether you're just starting to think about building passive income or you're already on that path, this episode will give you a fresh framework for how to think about money — and how to pass the right lessons on to your kids before the wrong ones take hold.Resources mentioned: WealthwithoutWallStreet.com/moneydadShow notes and more at:https://moneydadpodcast.com/session081Support the show

March 31, 202638 min

The Mars Method: The Saving Habit That Helped Her Son Buy a House at 24 | Deb Kierstead

Send us Fan Mail#080. In this episode, Justin sits down with Deb Kierstead - educator, homeschooling pioneer, and creator of the Live Skills Money programs — to talk about why most kids graduate without the financial skills they actually need in life, and what parents can do about it right now.Deb shares her framework for building real money confidence in kids of any age, the three saving strategies she teaches (including the Mars Method — her favourite), and why budgeting is actually about freedom, not restriction.Her son used these habits to buy his own home at 24. This episode is the playbook.What you'll learn:Why financial habits start locking in by age 7The three-question spending test that eliminates guiltHow to model healthy money habits even if you didn't grow up with themWhy good debt and bad debt are conversations worth having with your 8-year-oldShow notes and more at:https://moneydadpodcast.com/session080Support the show

March 5, 202655 min

Work Less, Parent Better: How AI Is Freeing Purpose-Driven Entrepreneurs | Peter Swain

Send us Fan Mail#079. In this episode, Justin sits down with Peter Swain — serial entrepreneur, AI strategist, and dad of two — to explore how artificial intelligence is radically reshaping the world of business, parenting, and financial freedom.Peter has spent his career at the cutting edge of disruptive technology, from building some of Europe's earliest websites and working directly with Steve Jobs, to now advising entrepreneurs and organizations around the world on harnessing AI without losing their humanity. And his message is clear: when it comes to AI, there is no middle ground. There's a thrive option and a die option — and the clock is ticking.In this episode, you'll learn:Why AI is not optional for entrepreneurs and what "thrive or die" really means for your business and your family's financial futureThe four levels of AI adoption — and how to move from using it as a glorified Google to building end-to-end businesses that run without human interventionHow Peter is building a business he projects could generate over $100 million a year with zero human employees — and the jaw-dropping math behind itWhy context matters more than prompting — and the 500-to-1 ratio that will immediately improve everything you get out of AIPeter's simple 15-minute-a-day prescription for any parent or entrepreneur who doesn't know where to start with AIThe concept of "whole life decision making" — how Peter feeds AI his spiritual, financial, family and personal goals so every business decision serves his whole life, not just his bottom lineWhat 30% unemployment could actually look like — and the three solutions being discussed at the highest levels of government and businessWhy Peter is focused entirely on soft skills when raising his kids — empathy, adaptability, resilience and communication — and why those are the skills AI still can't replicateHow Peter's kids are already learning entrepreneurial thinking at home — with debit cards, chores, and pitching dad for what they wantThis episode will challenge the way you think about work, freedom, technology and what it means to set your kids up for a future that looks nothing like today.Show notes and more at:https://moneydadpodcast.com/session079Support the show

February 19, 202653 min

Inside a Classroom Economy Where Kids Pay a Mortgage | Robert Coutts

Send us Fan Mail#078. In this episode, Justin sits down with educator Robert Coutts, who has built a real-life “classroom economy” where students earn income, pay expenses, run businesses, and even pay a mortgage on their desks.Instead of just teaching financial literacy, Robert creates an environment where kids experience money decisions every single day—learning lessons about saving, spending, investing, and responsibility in a hands-on way.From classroom jobs to business fairs, and even dealing with debt and consequences, this system is helping students build real-world money skills long before adulthood.We chat about how a classroom economy system actually works, the power of delayed gratification and early money habits, why ownership and accountability are important skills, and practical ways to teach money lessons at home.Show notes and more at:https://moneydadpodcast.com/session078Support the show

January 21, 202654 min

Gold, Silver and the Lessons Your Kids Will Remember | David Morgan

Send us Fan Mail#077. In this episode, Justin sits down with David Morgan, author of The Silver Manifesto, publisher of The Morgan Report, and creator of the documentary Silver Sunrise, for a wide-ranging conversation on money, family, and legacy.David explains why we are living through the late stages of a debt-based, fiat monetary system—and why inflation is not an accident, but a built-in feature of the system. He breaks down the critical difference between currency and real money, and why families—not institutions—bear the greatest risk when currencies lose purchasing power.The conversation dives deep into why gold and silver have served as stores of value for thousands of years, how they function differently within a family’s asset base, and why silver plays a uniquely important role in the modern, energy- and technology-driven world. David also shares practical guidance on how families can think about saving with hard assets, portfolio balance, and safe storage—without panic or complexity.A major focus of the episode is financial education for kids. David and Justin discuss how parents can teach children to think independently about money, avoid debt-driven consumer habits, and understand concepts like inflation, purchasing power, and real assets through simple, tangible experiences—like holding silver or learning the history of money.The episode closes with reflections on legacy, freedom, and resilience. David shares personal lessons from decades in the markets, the inspiration behind Silver Sunrise, and why true wealth goes beyond money to include health, wisdom, and personal freedom.This is a conversation for parents who want to:Protect their family’s purchasing powerRaise financially resilient kidsUnderstand why gold and silver matter right nowLearn how to think clearly about money in an uncertain systemShow notes and more at:https://moneydadpodcast.com/session077Support the show

December 19, 202555 min

Flint, Not Fire: Raising Kids with Connection Before Correction | Mike McCarthy

Send us Fan Mail#076. What does it really mean to build generational wealth — and how do you pass it on without losing your kids in the process? In this episode, I sit down with Mike McCarthy — serial entrepreneur, co-founder of GoBundance, former leader in the growth of Keller Williams, and author of The Miracle Morning for Parents and Families. Mike has helped scale businesses doing billions in sales, but what sets him apart is how intentionally he applies leadership, discipline, and values inside his own home.At the heart of this conversation is a powerful idea: give kids the flint, not the fire. Instead of simply handing down money or opportunity, Mike explains why parents must focus on preparing the heir — teaching responsibility, stewardship, and self-mastery — long before wealth ever changes hands.We also explore one of the most important parenting principles you’ll hear: connection before correction. Especially with adolescents, Mike shares why maintaining trust, presence, and relationship is the foundation that makes guidance, discipline, and financial lessons actually stick.This episode is filled with practical frameworks parents can implement immediately, including:How to teach financial responsibility through skin in the game, not handoutsWhy you need to prioritize connection before correctionWhy preparing heirs matters more than preparing estatesA weekly family meeting that becomes the operating system for your homeA simple daily routine — CHARMS — to help kids build discipline, confidence, and self-masteryHow to raise money-smart kids without entitlement, control, or burnoutThis is a conversation for parents, entrepreneurs, and leaders who want their success to strengthen their family — not come at its expense.If you’re focused on raising grounded, capable kids and building a legacy that goes far beyond money, this episode with Mike McCarthy is a must-listen.Show notes and more at:https://moneydadpodcast.com/session076Support the show