Money Talks with CFA Society Nigeria

Hosted by CFA Society Nigeria

Business Investing

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Episodes

130

Latest episode

Jun 2026

Language

EN-GB

About the show

Money Talks is an initiative by CFA Society Nigeria, dedicated to enhancing financial literacy among individuals less acquainted with personal finance. Our mission involves imparting fundamental financial education to citizens, fostering a comprehensive understanding of the financial industry and effective money management.

Listen to episodes

60 recent

June 10, 202628 min

Before You Take That Loan, Watch This

Taking a loan can solve a short-term problem, but the wrong borrowing decision can create a much bigger one.From personal loans and credit facilities to digital lending apps, borrowing has become easier than ever. So, many consumers focus on how much they can access, not what it will ultimately cost them.This episode explores what every borrower should know before taking on debt. We look at the true cost of borrowing, the fees that often go unnoticed, and the questions consumers should ask before signing any loan agreement. The conversation also examines the rise of digital lending platforms, common borrowing mistakes, and how poor debt decisions can affect future financial opportunities.

June 3, 202628 min

Why Your Money Never Feels Enough

You are earning more, but it still feels like you are falling behind.That is the reality for many people in today’s economy, where rising prices quietly eat into income and make financial progress harder to see.In this episode, Funmilayo Ige, CFA, broke down why inflation makes people feel financially stuck even when their salaries increase, and the common mistakes that make things worse during periods of economic pressure. We also explore how to tell whether your money is actually growing, or just losing value more slowly than before.More importantly, the conversation focuses on practical steps to rebuild stability, avoid emotional financial decisions, and recognize when a strategy is no longer working in the current economy.

May 27, 202628 min

Why Regulation Protects Investors

Compliance sits at the centre of modern finance.Every investment operates within rules that guide how firms behave and how investors are protected. Knowing how regulation works helps investors understand accountability, risk oversight, and market discipline.This episode examines the role of compliance inside investment firms, the relationship between institutions and regulators, and why ethical conduct matters for market confidence. It also looks at how cross-border regulation affects firms operating across multiple jurisdictions and what this means for investors today.

May 20, 202625 min

Your First Investment Is You: Build Stability Before You Build a Portfolio

Before stocks, crypto, or market strategies, there is one investment most early-career professionals overlook. That is themselves.Many young earners rush into investing without financial stability, no emergency fund, inconsistent income, and little protection against unexpected life events. The result is stress, forced withdrawals, and abandoned investment plans.This episode focuses on the real starting point of wealth building: financial stability and earning power.

May 6, 202626 min

The Biggest Financial Mistakes Retail Investors Make

Many retail investors enter the market with good intentions but little strategy. The result is often avoidable losses, emotional decision-making, and missed opportunities.In this episode, Olaide Olakunle Ogundeyi, CFA, Corporate Finance and Investment Banking expert, breaks down the most common financial mistakes individuals make when seeking investment opportunities and how investors can avoid them.From defining clear financial goals to understanding risk tolerance, conducting proper due diligence, and knowing when to seek professional advice, this conversation offers practical guidance for anyone looking to invest smarter and protect their wealth.Whether you are just starting your investment journey or looking to improve your decision-making as an investor, this episode provides insights to help you move from speculation to strategy.

April 25, 202627 min

Is It Safe to Invest Abroad? What Nigerians Need to Know

As more Nigerians look beyond local markets for opportunities, global investing has become an important conversation for wealth preservation and long-term growth. In this episode, we speak with Temiloluwa Babatunde, CFA, on how Nigerians can approach international investing safely and strategically.Drawing from his experience in investment banking, financial advisory, and private markets, Temiloluwa explains what global investing really means, why diversification across borders matters, and how everyday investors can access international opportunities. He also discusses key risks to watch for, practical entry points into foreign markets, and how Nigerians can position their portfolios for resilience in today’s economic environment.

April 15, 202629 min

Markets Falling? Here Is What Smart Investors Do

Market uncertainty can trigger fear, emotional decisions, and costly investment mistakes. In this episode, we speak with Akinkolade, a finance and accounting professional and CFA Charterholder, on how investors can remain calm and strategic when markets become volatile.Drawing from his experience in financial control and operational finance, Akinkolade explains what uncertainty really means for everyday investors, why panic often drives poor decisions, and how disciplined portfolio management helps investors stay focused on long-term goals. He also shares practical strategies for navigating volatility, maintaining diversification, and making thoughtful decisions during unstable market conditions.

March 26, 202628 min

Big Returns or Big Regrets? The Truth About Risk in Investing

High returns often attract investors, but understanding risk is what truly determines long-term success. In this episode, we speak with Oladimeji Adekola, CFA, on the realities of risk in investing and how individuals can make more informed financial decisions.Drawing from his experience in private market investments, investment advisory, and structured finance, Oladimeji breaks down what risk really means, why it is closely linked to return, and why many investors overlook it when chasing performance. He also explains the different types of investment risks, the role of diversification, and practical ways investors can assess their personal risk tolerance.

March 23, 202628 min

Are Nigerian Women Better Investors Than Men?

Women are often described as disciplined, long-term investors, yet they tend to hold less wealth than men. In this episode, we speak with Maryam Kurfi, CFA, on this contrast and what it means in the Nigerian context.With over 15 years of experience across investment management, financial regulation, and development finance, Maryam shares insights into the investment behaviours commonly associated with women, how these traits influence outcomes, and the structural and social factors that impact wealth accumulation. She also explores the role of financial education, confidence, career breaks, and societal expectations in shaping how women approach money and investing.

March 5, 202627 min

Understanding Mutual Funds: A Beginner’s Guide to Pooled Investments

Mutual funds are often recommended as a starting point for new investors, but many people are unsure how they actually work. In this episode, we speak with Peace, an investment banking professional with experience across asset management, financial advisory, and corporate finance, on the basics of mutual funds and why they are a popular entry point into investing.Drawing on her experience across multiple sectors and financial institutions, Peace explains what mutual funds are, how pooled investments work, and how professional fund managers invest on behalf of individuals. She also discusses how mutual funds differ from traditional savings, how investors earn returns, and why consistent investing can help individuals work toward long-term goals.