Money Talk With Tiff

In this insightful episode of Money Talk With Tiff, host Tiffany Grant is joined by Basiliso Moreno to tackle the often delicate topic of discussing life insurance with loved ones. They dive into the challenges faced in having these important conversations, especially within black and brown communities, where such discussions might be met with skepticism or anxiety. Basiliso shares his personal experiences with life insurance and offers practical tips for initiating and navigating these discussions, including role-playing and addressing underlying anxieties or hesitations that family members might have.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/life-insurance-conversations/Takeaways Life insurance can be a touchy topic, but it's crucial to discuss openly with loved ones. Initiating conversations about life insurance without making it feel ominous is key to family comfort. Understanding the true cost of death can motivate families to prioritize life insurance discussions. Role-playing conversations about life insurance can help ease anxiety and make the discussions smoother. Connect with Basiliso MorenoWebsite: basmorenoconsulting.comSocial Media: Instagram, Threads, TikTok at Bass Moreno ConsultingTune in every Thursday for new episodes of Money Talk With Tiff, where Tiffany Grant shares her financial expertise and insightful conversations with guests.Support this PodcastCopyright 2025 Tiffany Grant

In this episode of Money Talk with Tiff, host Tiffany Grant dives deep into the world of crypto taxes with special guest Janna Scott. If you've ever wondered about the tax implications of trading or holding cryptocurrency, this episode is a must-listen!TakeawaysIn this episode, we dove deep into the fun and sometimes tricky world of crypto taxes, covering everything from capital gains to income and how they affect your wallet. Janna Scott, our guest guru, explained that short term capital gains tax rates can range from 28% to 37%, which is a big bite out of your profits if you're flipping crypto like pancakes! We learned that everything is reportable when it comes to crypto transactions, regardless of how small, so don’t go hiding those pennies under your mattress! Janna also shared some eye-opening insights about the IRS's ability to track crypto transactions through exchanges, so think twice before assuming your crypto is anonymous and safe! The episode highlighted the importance of keeping track of your transactions, especially if you're trading regularly, as neglecting this can lead to some serious tax headaches later on. Finally, we touched on the upcoming Defi Tax product, designed to help crypto users easily navigate their tax obligations without losing their minds or their money! Companies mentioned in this episode Coinbase Kraken Gemini Robinhood Moonpay Defi TaxFor more updates on Defi Tax and crypto tax solutions, follow them on social media:Instagram, X, Facebook, LinkedIn: @DefiTaxWebsite: DefiTax.usStay connected with Money Talk with Tiff for more insightful episodes every Thursday. Visit MoneyTalkwithT.com and follow Tiff on all your favorite social media platforms @MoneyTalkWithT.Support this PodcastCopyright 2025 Tiffany Grant

Join host Tiffany Grant in this informative episode of "Money Talk With Tiff" as she sits down with Thomas Blattenberger. Together, they delve into the science behind building a robust investment portfolio. While the mindset behind investing is a frequent topic, Thomas brings a fresh perspective by focusing on the scientific principles that should guide investment decisions.Thomas explains the concept of an investment portfolio and highlights the importance of distinguishing between scientifically backed investments like stocks and bonds versus speculative ventures like crypto. They discuss the efficient market hypothesis, emphasizing the market's inherent efficiency driven by collective buying and selling actions. Thomas also shares insights into how supply and demand influence pricing and how a disciplined approach to investing can prevent financial losses.TakeawaysAn investment portfolio is your money at work, but it can also lead to losses, so understanding the balance is key. Investing isn't just about the latest trends like crypto; we focus on stocks and bonds with proven data and theories. The efficient market hypothesis suggests that markets are generally efficient, meaning predicting future prices is a risky gamble. Knowing the science behind investing, like efficient market hypothesis and modern portfolio theory, helps in making informed decisions. Psychology plays a huge role in investing; without discipline, even the best portfolio can be ruined by 'shiny object syndrome'. Always ask your financial advisor about the scientific principles behind your investments to avoid blindly trusting their advice. Resources Mentionedparadigmshift.adxleader.commoneytalkwitht.comConnect with TiffanyFollow Tiffany on all social media platforms @moneytalkwitht for more insights and episodes. Visit MoneyTalkWithT.com to explore past episodes and gather more financial wisdom.Tune in every Thursday for new episodes of "Money Talk with Tiff," where you can continue to learn about making sound financial decisions. Don't miss out on the guidance to spend wisely by spending less than you make!

In this episode of Money Talk With Tiff, host Tiffany Grant sits down with Anthony Delauney, a financial planner with over two decades of experience and a dedicated author focused on financial literacy for children. Anthony shares his unique approach to teaching kids about money through engaging children’s picture books. Discover how stories like "Dash and Nikki and the Jelly Bean Game" incorporate financial lessons such as delayed gratification and interest through relatable, everyday scenarios.Anthony and Tiffany discuss the vital principles of financial education tailored for young minds and how life lessons play a crucial part in understanding finances. Anthony also highlights the significance of overcoming the fear of judgment in financial decision-making, a topic he explores in another of his works, "Akash and Mila and the Big Jump".Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/teaching-money-to-kids/Takeaways Teaching kids about money is crucial, and it can begin with fun stories that resonate with their experiences. Using children's picture books is a creative way to introduce financial concepts without overwhelming them with adult lessons. Financial literacy for kids should focus on foundational principles, like delayed gratification and empathy in money decisions. Parents should model positive reactions to mistakes, as this builds confidence in their kids when facing financial decisions.For parents and educators looking to introduce or enhance financial literacy education for young children, this episode is a treasure trove of insights and practical advice.Resources MentionedExplore the Owning the Dash series: OwningTheDash.comFollow Money Talk With Tiff for updates and more episodes.Connect with Tiffany Grant on social media @MoneyTalkWithTSupport this PodcastCopyright 2025 Tiffany Grant

In this episode of the Money Talk With Tiff podcast, Tiffany Grant hosts Minnie St. Claire, an entrepreneur and disability advocate from Canada. Minnie shares her inspiring journey from being on disability in Canada to becoming a successful entrepreneur. The conversation covers the intricacies of the disability support system in Canada, including income thresholds, government benefits, and the challenges faced by those on disability. Minnie discusses the complex process of navigating these systems, the importance of understanding policy and advocating for oneself, and her own path to entrepreneurship in the adult entertainment industry. She also sheds light on how she uses platforms like X (formerly Twitter) for advocacy work. This episode aims to encourage listeners, especially those dealing with disability systems, to be informed and proactive about their rights and resources.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/navigating-canadas-disability-system-with-minnie-st-claire/Takeaways Navigating disability benefits in Canada can be tricky, especially with confusing policies and paperwork. The Ontario Disability Support Program allows individuals to earn up to $1,000 while still receiving support, which is quite helpful. Entrepreneurship can be a viable path for those on disability, as it offers flexibility and potential for higher income. It's essential to read and understand the policies regarding disability support to advocate effectively for oneself. Mentioned In This EpisodeOntario Disability Support Program Ontario Works Disability Tax CreditRegistered Disability Savings Plan Service CanadaCanadian Independent Living CenterCanadian Emergency Response Benefit CERBFollow Minnie St. ClaireTwitter (X): @minnieoncamYouTube: @minnieoncamFollow TiffanyInstagram: @moneytalkwithtFacebook: @moneytalkwithtLinkedIn: https://www.linkedin.com/in/tiffanygrant1/Support this PodcastCopyright 2025 Tiffany Grant

In this exciting episode of the Money Talk With Tiff podcast, Tiffany Grant is joined by grant expert Stormi Banks, founder of Pink Print Firm. Together, they delve into the essential steps business owners need to take to become grant-ready and secure funding opportunities. Stormi shares her valuable insights on business registration, digital presence, grant proposals, and establishing a business bank account. She also explains the types of grants available, ranging from micro-grants to those from major corporations, and highlights the importance of having a certified grant writer on board. Listen in to learn more about how Pink Print can assist small businesses in accessing funding without adding financial burdens.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/get-grant-ready-guide/TakeawaysTo get grant-ready, business owners need to have their business registered, either as a nonprofit or for-profit entity. This registration opens up a world of grant opportunities. Having a solid online presence is essential; creating social media accounts and a simple website helps showcase your mission and connect with potential funders. Crafting a compelling grant proposal is key; it’s less about a business plan and more about telling your unique story to grab attention from grantors. A business bank account is non-negotiable for receiving grants; funders only transfer money to business accounts, not personal ones, so set it up right away! There's a wide range of grants available, from small micro-grants of $500 to larger ones that can reach up to $500,000, depending on your business status and needs. Minority certifications can help access specific grants, but they're not essential to start applying; focus on getting your business ready first. Resources MentionedPink Print Firm: A full-service grant writing agency founded by Stormi Banks, helping small business owners access non-dilutive, debt-free funding.Galaxy of Stars Grant: An easy-application grant with a prize of $2,450.Join Tiffany Grant every Thursday for a new episode of Money Talk With Tiff, and catch up on previous episodes at moneytalkwitht.com. Follow Tiffany on all social media platforms @moneytalkwitht for more money tips and insights.Support this PodcastCopyright 2025 Tiffany Grant

In this episode of Money Talk With Tiff, Tiffany Grant welcomes Ashley Silberfeld, a partner at Blank Rome and a seasoned divorce lawyer, to explore the concept of financial intimacy. Ashley provides insights into why financial intimacy is integral to a healthy relationship, especially in the context of marriage in California where financial transparency is crucial by law.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/financial-intimacy/Takeaways Financial intimacy is all about open and honest conversations regarding your finances with your partner. Knowing where your partner keeps their financial information is crucial to maintaining trust and intimacy. Having regular 'money dates' can help couples stay aligned financially and build intimacy over time. If your partner keeps financial secrets or avoids questions about money, that's a big red flag! It's important to discuss financial circumstances early on in a relationship to avoid future surprises. Lack of transparency in finances is a major contributor to relationship issues and can lead to divorce. Connect with Ashley SilberfeldAshley is a partner at Blank Rome, and you can find her on LinkedIn for further assistance with legal matters.Connect with TiffanyWebsite: https://moneytalkwitht.com@moneytalkwitht on all social media platformsFinancial intimacy is essential for a successful partnership, and this episode provides valuable insights and tips for ensuring transparency and trust in financial dealings within a relationship.Support this PodcastCopyright 2025 Tiffany Grant

In this episode of Money Talk with Tiff, Tiffany Grant sits down with Amy Vale, the innovative founder behind For the Cubs. Amy shares the heartfelt inspiration and meticulous process behind creating her product-based business with a cause, focusing on her hero product, the weighted bear named Percy.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/mastering-product-development/TakeawaysThe podcast features Amy Vail, who shares her inspiring journey of starting a product-based business for a meaningful cause. Percy, the weighted bear, is designed to mimic a hug and provide emotional support through deep pressure therapy. Developing a product takes time and numerous iterations to ensure it meets the needs of customers effectively. Customer feedback is crucial; it helps entrepreneurs pivot and refine their products based on real-world experiences. Starting a business requires humility and the willingness to adapt constantly to feedback and changing circumstances. Creating a character like Percy involved thoughtful design and emotional connections that resonate with both children and adults. Resourcesforthecubs.commoneytalkwitht.comSupport this PodcastCopyright 2025 Tiffany Grant

In this episode of Money Talk With Tiff, Tiffany Grant is joined by Adam Koos to discuss the often overlooked topic of exit planning for business owners. Adam emphasizes the importance of preparing for the eventual transition of one's business, whether that means selling it, passing it to a family member, or another form of exit. Adam shares that one of the biggest mistakes business owners make is starting too late on their exit strategy.He dives deep into what exit planning entails, how business owners can begin thinking about it regardless of where they are in their business journey, and the critical steps to take. From succession planning, valuation of the company, preparing for potential unplanned events such as illness or disability, to ensuring the business is scalable and attractive to potential buyers, Adam covers key elements that need attention.Through actionable insights and real-world examples, Adam shares why and how business owners should start planning their exit strategy today to maximize the future value and ensure a seamless transition.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/business-exit-planning/Takeaways Exit planning is crucial for business owners, yet many start the process too late. Most entrepreneurs neglect exit planning because they're too focused on daily operations. Starting exit planning early can significantly increase a business's market value and reduce risks. Succession planning ensures that your business can thrive even in your absence or unexpected events. 80% of businesses never sell, highlighting the importance of a solid exit strategy. The earlier you plan for exiting your business, the more options and value you'll have. Resources Mentionedelevateandexit.commoneytalkwitht.comlibertaswealth.comFor continued insights on financial strategies and business tips, tune in every Thursday for a new episode of Money Talk With Tiff. Connect with Tiffany Grant on all social media platforms @MoneyTalkWithT.Support this PodcastCopyright 2025 Tiffany Grant

In this episode of Money Talk With Tiff, Tiffany Grant sits down with Pia Silva to dive deep into the often misunderstood world of lead generation. Pia, an expert in helping small service businesses maximize their lead generation strategies, breaks down the fundamental principles and actionable steps essential for effective lead generation. The conversation spans various topics, including the importance of networking, refining your messaging, and the tactical use of content creation and paid advertising to build what Pia calls an "authority machine." Both Tiffany and Pia offer practical insights and personal anecdotes, making this episode a must-listen for business owners at any stage of their entrepreneurial journey.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/lead-generation/Takeaways Lead generation is about ensuring more people know you exist and trust you. Talking to your warm network can be the most effective lead generation strategy. Many entrepreneurs find lead generation daunting, but it's simpler than they think. Networking events can be a great way to connect and introduce your services. Introverts can succeed in lead generation by focusing on one-on-one relationships. Creating a clear message about what you do is crucial for effective networking.Special OffersPia Silva offers a free copy of her book, "Badass Your Brand: The Impatient Entrepreneur's Guide to Turning Expertise into Profit."To get your free copy, visit: No BS Agencies - Free BookGuest Contact InfoInstagram: @pialovesyourbizWebsite: No BS AgenciesFor continued insights on financial strategies and business tips, tune in every Thursday for a new episode of Money Talk With Tiff. Connect with Tiffany Grant on all social media platforms @MoneyTalkWithT.Thank you for listening!Support this PodcastCopyright 2025 Tiffany Grant