Market Shares With Tony Blodgett

Hosted by Tony Blodgett

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Episodes

225

Latest episode

Jun 2026

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About the show

Market Shares helps you make sense of what's happening today in the world of Mortgage and Real Estate. We share with you interviews from top industry experts, influencers, and mortgage experts. Surfacing effective strategies to grow your market share, and navigate through the constantly evolving market.

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60 recent

June 12, 202618 min

MBA Proposes Massive Changes to Loan Officer Compensation Rules | Clawbacks, Pricing, CFPB Update

Could loan officer compensation rules finally be changing?I break down the MBA's proposed changes to LO compensation rules - including pricing flexibility, affordable housing and bond loan compensation, and potential clawbacks for errors and compliance violations.I explain what the CFPB may do next, how these changes could impact loan officers, lenders, and borrowers, and why implementation could vary dramatically from one mortgage company to another.📌 Topics We CoverMBA proposed changes to loan officer compensation rulesCFPB review of LO comp regulations and Dodd-Frank legacyAllowing LO comp reductions to match competitor pricingHow compensation works differently across brokers vs mortgage banksAffordable housing, bond loans, and HFA program compensation changesWhy lower-margin government loans create participation challengesLoan officer clawbacks for errors, compliance issues, and EPO/EPD riskFinancial accountability and operational mistake policiesHow lenders may implement compensation rules differentlyMarket-driven vs regulation-driven compensation structuresRecruiting and retention impact of LO comp flexibilityCompetitive advantages across mortgage companiesWhat CFPB action could mean for loan officers and lenders next🎙 Listen now to learn how proposed LO compensation changes could impact your pay, pricing flexibility, and competitive advantage.🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!

June 5, 202630 min

How Top Loan Officers Become Leaders | Coaching, Mentorship, Events & Mortgage Career Growth

What actually separates top mortgage professionals from everyone else?In this episode of Market Shares, Sales Manager Stacey Chevalier and I break down the real drivers of long-term success in today’s mortgage industry - from live events and masterminds to mentorship, coaching, and leadership development.We also dive into what it really takes to move from loan officer to branch manager or regional leader, including the mindset shift, financial realities, and career tradeoffs most people don’t talk about. Whether you're trying to grow production, step into leadership, or simply stay competitive in a changing market, this conversation highlights the habits and decisions that consistently separate top performers from everyone else.📌 TOPICS WE COVERWhy live events accelerate mortgage career growthThe power of masterminds and in-person networkingHow mentorship impacts loan officer successWhy coaching is common among top producersTransitioning from loan officer to branch managerThe real economics of mortgage leadership rolesWhat it takes to replace lost production in leadershipWhy promotions require you to raise your handBuilding a business-owner mindset as a loan officerServant leadership in mortgage managementHow top producers think differently about growthStaying competitive in a shifting mortgage market🎙 Listen now so you can learn how top producers are building careers, teams, and leadership paths that win long-term!🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!

May 29, 202621 min

The AI Mortgage Revolution: What Every Loan Officer Needs to Know

The AI Mortgage Revolution is here.Artificial Intelligence is rapidly transforming every aspect of mortgage lending - from income calculations and document analysis to underwriting, workflow automation, and customer experience.In this episode of Market Shares, I explore how AI is changing the mortgage industry - what it means for loan officers, processors, underwriters, and mortgage companies, and why the next 12-24 months could bring more change than the industry has seen in decades.Will AI replace loan officers? How will compliance and regulation evolve? Which mortgage companies are positioned to lead, and which risk falling behind?Topics I Cover:How AI is changing the mortgage industryAI-powered Loan Origination Systems (LOS)AI for loan officers, processors, and underwritersIncome calculation and borrower analysisFaster mortgage approvals and reduced documentationAI agents, prompts, and workflow automationThe future of mortgage technologyMortgage compliance and AI regulationWill AI replace loan officers?Why licensed mortgage professionals still matterThe growing divide between AI adopters and non-adoptersHow AI is increasing productivity across mortgage operationsHuman relationships vs AI automationWhat mortgage lending could look like by 2026How mortgage professionals can stay ahead of industry changes🎙 Listen now so you don't get left behind as AI transforms the mortgage industry!🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares. 📌 New episodes drop every Friday at 10 AM PT!

May 22, 202612 min

Inventory, Affordability & Rate Breakdown | Why the Housing Market Is Finally Turning Around

The housing market may finally be shifting in a GOOD direction. 👀In this episode of Market Shares, I break down why rising inventory, slowing home price growth, and improving affordability could signal a healthier housing market heading into 2026.While most headlines obsess over mortgage rates, this episode explains why inventory may actually be the biggest story in real estate right now. Buyers finally have more options, sellers are returning to the market, and wage growth is beginning to outpace appreciation - creating a much more balanced environment than the chaos of the COVID housing boom.Topics We Cover:Why rising inventory is changing the housing marketThe hidden reason affordability is improvingWhy buyers are finally coming backMortgage rates vs. inventory: what matters more?Why 2023’s 8% mortgage rates shocked the marketThe “lock-in effect” and returning sellers explainedWhy wage growth outpacing appreciation mattersHousing inventory trends from 2022–2026Why today’s market is healthier than the COVID frenzyWhat buyers and real estate agents should expect nextWhy this may become a stronger long-term market 🎙 Listen now to understand why rising housing inventory could reshape affordability, buyer demand, and the housing market outlook - and how to stay ahead of the shift heading into 2026. 🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!

May 15, 202621 min

Mortgage Headlines Breakdown: Rates, AI, HELOCs, Housing Inventory & Wall Street Ban

The mortgage market is sending mixed signals - rates holding under 7%, credit tightening in key areas, AI reshaping operations, and major policy conversations that could impact housing supply and affordability.In this episode of Market Shares, I deliver a full headline breakdown of what’s really happening across the mortgage and housing industry right now - from inflation and MBS volatility to HELOC growth, jumbo loan tightening, and the increasing pressure on lenders to operate more efficiently in a compressed-margin environment.You’ll also hear insights on institutional investors in housing, servicing battles between major lenders, CDFI funding cuts, and why equity trends and inventory shifts are starting to reshape the broader market narrative heading into the next phase of 2026.This breakdown gives you the context behind the headlines shaping your business right now.👇 Topics I Cover In This Episode:Mortgage rates holding under 7% and CPI inflation impactMortgage spreads and MBS market volatilityHELOC demand and rising home equity usageAI transforming mortgage lending and efficiencyMortgage credit tightening in jumbo and super jumbo loansHousing inventory and affordability trendsEquity-rich homeowners declining since 2021LoanDepot financial performance and lender profitability pressureUWM vs CrossCountry mortgage servicing battle (MSRs)CDFI funding cuts and non-QM lending shiftsInstitutional investor impact on housing supplyProposed legislation on Wall Street home buyingExisting home sales and seasonal housing slowdownGeopolitical and macroeconomic market pressure factors🎙 Listen now for a fast breakdown of rates, AI, credit tightening, and housing shifts - and what it means for the market ahead.🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!

May 8, 202616 min

Jerome Powell OUT | What Kevin Warsh Means for FED, Rates, & Inflation

A major shift could be coming to the Federal Reserve - and the impact on mortgage rates, inflation, housing, and the economy could be massive.In this episode of Market Shares, I break down Jerome Powell’s departure, incoming Fed Chairman Kevin Warsh, and how this new era at the Fed could completely change monetary policy moving forward.From quantitative easing and the Fed’s massive balance sheet to rate cuts, inflation, oil prices, Fed transparency, and political independence - I explain what’s really happening behind the scenes and what it could mean for mortgage and real estate markets in 2026 and beyond.📌 Topics We Cover:Jerome Powell stepping down as Fed ChairmanKevin Warsh’s vision for the Federal ReserveMortgage rates and the future of housingQuantitative easing (QE) vs quantitative tightening (QT)The Fed’s balance sheet and market influenceInflation, oil prices, and economic weaknessWill the Fed cut rates in 2026?Fed communication and market volatilityPolitical pressure and Fed independenceHow monetary policy impacts real estate and investing🎙 Listen now to understand what a new Fed era could mean for mortgage rates, inflation, and the housing market - and how to stay ahead of the shift.🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!

May 1, 202619 min

2026 Market & Housing Breakdown: Rates, Credit Changes & Where Investors Are Buying

The 2026 housing market isn’t slowing down - it’s shifting.In this episode of Market Shares, I break down what’s really driving today’s market - from mortgage rate volatility and new credit scoring changes to where investors are still finding opportunities.I dig into the rollout of VantageScore and FICO 10-T, and why the idea of using rent to qualify may not help as many buyers as expected. Plus, what rising rates, global events, and oil prices mean for affordability - and your strategy moving forward.Topics I Cover:FHFA announcement: VantageScore vs FICO 10-T rolloutWill rent payments really help buyers qualify? (major flaws explained)Why most landlords don’t report rent - and why that mattersHow to strategically position borrowers in the new credit environmentThe “tale of two markets”: luxury vs first-time buyersWhere real opportunities exist right now (investors, non-QM, reverse)Mortgage rate volatility: what changed in 2026Should you lock your rate right now?How global events (oil, war, inflation) are driving ratesUAE leaving OPEC: what it means for oil, rates, and volatilityWhy the market outlook is still uncertain - and what to watch next👉 Watch to see where the deals are now - and how to stay competitive in today’s market.🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!

April 25, 202626 min

Where Smart Investors Are Putting Money in 2026 | ADUs, Fix & Flip, Multifamily Trends

Where are the real opportunities in today’s housing market?In this episode of Market Shares, I sit down with real estate expert Anton Stetner to break down exactly where smart investors are putting money in 2026 - and what’s changing across housing, multifamily, and commercial real estate.From ADUs and house hacking to fix-and-flip shifts, middle housing challenges, and emerging opportunities like lot splitting, this episode is a deep dive into what’s actually working right now.We also unpack the bigger macro picture - including supply shortages, interest rates, new legislation, and why today’s market may just be a temporary pause before the next wave. ⏱️ Topics We CoverWhere the best real estate investment opportunities are in 2026Why ADUs, DADUs & house hacking are exploding right nowMiddle housing challenges (and why deals aren’t penciling)The new lot splitting opportunity investors are watchingFix & flip in today’s market (and why only pros are winning)Housing supply shortage and “forced appreciation”Why builders and developers are slowing downThe coming rental shortage (2026–2027 outlook)Multifamily investing challenges (4–20 unit “no man’s land”)Commercial real estate trends: winners vs. struggling sectorsImpact of legislation, zoning, and affordability challengesInterest rates, economic uncertainty, and market timingWhy this market could be a temporary “blip”How to position yourself for the next real estate cycle👉 Watch now to see where the real opportunities are showing up in today’s market.🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!

April 17, 20261 hr 1 min

Housing Shift, New Taxes & Migration Trends: What’s REALLY Happening Right Now with Anton Stetner

What happens when two market experts sit down with no agenda? A real, unfiltered breakdown of what’s actually happening in today’s housing market.In this episode of Market Shares, Anton Stetner and I connect the dots between interest rates, housing trends, tax policy, and migration patterns - and how it’s all impacting real estate right now.From a transaction slowdown nationwide to major policy shifts like Washington’s new tax laws, the ripple effects are already showing up in affordability, inventory, and even where people are choosing to live. 📌 Topics We CoverInterest rates & what’s driving today’s marketNational housing slowdown & “transaction recession”Seattle & Puget Sound market breakdownInventory growth, flat pricing & buyer opportunitiesWashington’s “millionaires tax” explainedCapital flight & migration trends across the U.S.Impact on tech workers, RSUs & small business ownersStacked taxes: REET, capital gains, estate & property taxesAffordability crisis & why millennials/Gen Z are leavingSurge in luxury listings & high-income relocation trendsHow policy impacts real estate demand & supplyOpportunities for agents & loan officers targeting relocation👉 Listen now for deeper insights and strategy into how this shift is creating both challenges and massive opportunities.🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!

April 10, 202615 min

Mortgage Rates Explained: Why Volatility, Jobs & Inflation Keep Rates Elevated

Mortgage rates don’t move in a straight line - and the reasons why are more complex than most headlines suggest.In this episode of Market Shares, I break down why rates remain elevated even when parts of the market improve. From volatility in mortgage-backed securities (MBS) to inflation, oil prices, jobs data, and lender risk, I unpack what’s really driving today’s rate environment.You’ll also learn why rates spike quickly but fall slowly - and why stability in the market matters more than short-term improvements.🔍 Topics I CoverWhy mortgage rates stay elevated despite market improvementsThe impact of volatility on rate movementMortgage-backed securities (MBS) and pricing behaviorWhy rates rise faster than they fallLender risk, hedging costs, and spread wideningOil prices, inflation, and jobs data influenceJobs data (JOLTS & BLS) and labor market signalsWhy stability drives rate relief - not headlinesWhat could trigger lower rates aheadHow economic shifts could impact housing demand and timing 🎙 Watch now to understand what’s really driving mortgage rates - and how to navigate volatility, timing, and opportunity in today’s shifting housing market.🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!