Make Money Count

Hosted by Cannect Inc.

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Episodes

100

Latest episode

Jun 2026

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About the show

Welcome to Make Money Count, a podcast focused on the Canadian economy, Real Estate, and your mortgage. We’d love it if you’d join us as we explore options that put dollars back into the average Canadian’s pocket. Subscribe for new episodes weekly!

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60 recent

June 15, 2026Episode 17916 min

The Real Estate Opportunity Canadians Are Too Scared To Take

Is Canada sitting on the biggest real estate opportunity in years? In this episode of Make Money Count, Marcus and Justin break down exactly what is happening in Canada's housing market, why prices are 20% off peak, and why most Canadians are still too scared to move. We cover: Why housing is 20% off peak and what nine quarters of affordability improvements actually mean How fear and consumer sentiment are keeping buyers out of the market Why condos are trading at pennies on the dollar and who is already buying them The distressed real estate deals that smart money and foreign funds are quietly gobbling up Why the rental market is still under pressure and what it means for builders and investors The labor shortage risk nobody is talking about and why it matters for the future of housing This episode is not about panic. It is about seeing the opportunity clearly before everyone else does. Watch till the end. The housing market is shifting and the window that is open right now will not stay open forever.

June 6, 2026Episode 17818 min

Inflation Is Rising. Rates Aren't Dropping. What’s Next?

Is Canada headed for a rate hike nobody saw coming? In this episode of Make Money Count, Marcus and Justin sit down days before the Bank of Canada's June 10th meeting to break down exactly what's happening with interest rates, inflation, and your mortgage renewal. We break down: Why a rate cut on June 10th is basically off the table How Canada ended up in a recession with inflation still rising What the Strait of Hormuz has to do with your mortgage rate Why your bank's renewal offer is likely insulting and what to do instead What the big banks are actually forecasting for rates in 2026 and 2027 Why 40% of Canadian mortgages renewing this year is a bigger deal than most people realize This episode isn't about panic. It's about being informed, prepared, and ahead of the people who just sign whatever mortgage renewal their bank sends them. Watch till the end. The mortgage market is shifting and the decisions you make in the next few weeks could follow you for the next three years.

May 22, 2026Episode 17713 min

Don't Trust Your Bank. Here Is The Smarter Mortgage Move.

Is your bank quietly working against you? In this episode of Make Money Count, Marcus and Justin get into the mortgage conversation most Canadians never get to have. With bond yields climbing and fixed rates on the move, knowing what to do and when to do it could be the difference between a great mortgage and an expensive mistake. We break down: Why you should never trust your bank to give you the best mortgage rate Fixed vs variable and the one move Marcus is recommending right now Why the three year fixed is the smartest play in this market When to start the mortgage conversation and why most people wait too long How a salaried mortgage broker always gets you a better deal than your bank ever will This episode is not about theory. It is about the real conversation that happens when you actually call a mortgage broker and ask the right questions. If your renewal is coming up in the next six months, this one was made for you

May 20, 2026Episode 17620 min

Canada's Inflation Is Out of Control & Your Mortgage Is Next

Is your mortgage renewal about to get a lot more expensive? In this episode of Make Money Count, Marcus and Justin dig into Canada's April CPI numbers and why the story behind the data is one every Canadian borrower needs to hear. Gas prices at a record high, groceries quietly bleeding your budget, and fixed rates with nowhere to go but up. A lot is happening right now and most people do not even see it coming. We break down: Why April CPI is being driven by gas and food and what that means for interest rates What 40% higher gas prices since the war actually means for your monthly mortgage payment How a conflict in the Middle East is directly moving Canadian fixed rates right now Why the Bank of Canada may surprise everyone and hold rates despite the pressure The exact mortgage move Marcus is recommending to every Canadian borrower today This episode is not about panic. It is about getting ahead of what the data is already telling us, understanding what is really at stake, and making the right call before the window closes. If you have a renewal coming up in the next few months, do not scroll past this one.

May 7, 2026Episode 1757 min

They Lost 2 Months of Jobs Data. Here's What It Could Mean for Your Mortgage.

Is the jobs report even real anymore? In this episode of Make Money Count, Marcus and JT sit down to talk about something that's been quietly building behind the scenes, and the cracks are getting harder to ignore. From a federal agency that's lost its data collectors to a treasury yield that hasn't been this high in years, a lot is happening beneath the surface that every Canadian borrower needs to understand. We break down: Why two months of US jobs data went entirely missing and what that means for Friday's number What a 5% treasury yield actually means for your Canadian mortgage rate How Trump's attempt to fire Jerome Powell failed, and why his replacement could be even more dangerous Why cutting rates in an inflationary environment is a banana republic move, and what Turkey's example tells us What every Canadian borrower should be watching at 8:30AM this Friday This episode isn't about panic; it's about understanding what's actually happening, what the data is saying, and what you can do about it before it's too late. If you're a Canadian borrower trying to make sense of what's coming, this one's worth your time.

May 6, 2026Episode 17410 min

Why The Nacho Trade Is Running Canada's Economy

Is Canada's economy quietly cornered? In this episode of Make Money Count, Marcus and Justin sit down to talk about something that's been building for a while now, and the numbers are getting harder to ignore. From a record-breaking gas price spike to an inflation figure that caught even the banks off guard, a lot is happening beneath the surface that every Canadian borrower needs to understand. We break down: Why the March CPI jump has the Bank of Canada watching very closely What does $110 oil actually mean for your monthly mortgage payment How a conflict halfway around the world is directly moving Canadian fixed rates Why stagflation is becoming Canada's most uncomfortable conversation right now The one mortgage move Marcus is recommending to every borrower right now This episode isn't about panic; it's about understanding what's actually happening, what the data is saying, and what you can do about it before it's too late. If you're renewing or buying in the next year, this episode is just for you.

April 9, 2026Episode 17318 min

Why the Bank of Canada Isn't Talking (And What They’ve Been Hiding)

Is Canada actually in as much trouble as everyone's saying? The Bank of Canada just revealed something they’ve been quietly doing for 23 years and most Canadians have absolutely no idea. In this episode of Make Money Count, Marcus and Justin break down what the Bank of Canada's own data is telling us, why global chaos is hitting closer to home than you think, and what all of it means for your mortgage right now. This isn't just background noise. It's the conversation that could change how you think about your next renewal. In This Episode: The Bank of Canada study that scored 23 years of their own words and what it's saying right now Why the silence from Canada's most powerful financial institution is louder than any announcement How Trump and rising oil prices are directly connected to your mortgage payment The inflation number coming soon that Marcus thinks could be worse than anyone's expecting Why the spring real estate market is caught in the middle of all of it Fixed or variable? What Marcus would actually do with his own mortgage right now If Marcus ran Canada, the economic playbook he'd put in place starting tomorrow The more you understand what's coming, the better you can protect what you've built.This episode is exactly where to begin.

March 22, 2026Episode 17212 min

Is The Bank of Canada Just a Fancy Pawn Shop?

Is your variable rate mortgage actually safe? The Bank of Canada just made a move that every Canadian homeowner needs to know about and most people have no idea it's even happening. In this episode of Make Money Count, Marcus and Justin break down the repo market, why hedge funds are flooding into Canadian bonds, and what all of this means for your mortgage rate. This isn't just financial noise, it directly affects what you pay every single month. In This Episode: What the repo market actually is and why it matters to you Why hedge funds betting on Canadian interest rates is a massive red flag How this is similar to what happened in 2008 and why it could happen again The rare proactive move the Bank of Canada is making right now Why interest rates could spike even as the economy gets worse Fixed or variable? What Marcus and Justin would actually do right now Don't scroll past this one. Set aside 12 minutes and watch it from start to finish; your mortgage will thank you.

March 12, 2026Episode 17120 min

95% Drop? Inside the Condo Market Collapse!

Is Canada’s condo market quietly breaking? In this episode of Make Money Count, Marcus and Justin dive into the condo market, and what they uncover is hard to ignore. From record-low sales numbers to massive unsold inventory, the data tells a story most people aren’t talking about openly. We break down: Why condo sales are hitting levels not seen since the early ’90s What oversupply really means for pricing in Toronto and beyond Why investors are stepping back instead of buying the dip The behind-the-scenes move involving banks, governments, and a potential billion-dollar fund How affordability (or the lack of it) impacts far more than just real estate prices This episode isn’t about fear; it’s about facts, data, and understanding where the market may be headed next. Listen till the end, this discussion goes places most condo conversations don’t.

March 7, 2026Episode 17013 min

Middle East War… Will Mortgage Rates Spike Again?

In this episode of the Make Money Count Podcast, we break down how global events like war, rising oil prices, and inflation could impact mortgage rates in Canada. Oil prices have already surged more than 20%, and markets are reacting fast. When energy prices rise, inflation often follows, and that can directly influence interest rates and mortgage costs. So what does this mean for homeowners and anyone renewing their mortgage? In this episode, we discuss: ✔ Why oil prices are suddenly surging ✔ How global conflicts affect inflation ✔ What rising bond yields mean for mortgage rates ✔ Whether fixed mortgage rates could increase again ✔ What Canadians should consider before renewing their mortgage With Canada currently facing a massive mortgage renewal wave, the timing of these global events could have a real impact on homeowners. Should you lock in your mortgage rate now? Could oil prices push inflation higher again? And what happens if oil hits $100 per barrel? Listen to the full episode to understand how geopolitics, energy markets, and inflation could shape the future of mortgage rates.