Love, Death, and Money: A Woman’s Guide to Legally Protecting Yourself

Hosted by 790 KABC | Cumulus Media Los Angeles

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Episodes

100

Latest episode

Oct 2026

Language

EN-US

About the show

For advice about something as complicated and emotional as the intersection of love, death, and money, you need a true expert. Naz Barouti is the perfect person to guide you through these topics. As a lawyer, Amazon best-selling author, entrepreneur, media commentator, and public speaker, Naz is known to many as a strong, calm, confident voice of reason. In 2011, she established her very own Barouti Law Corporation, which now boasts five offices in Southern California. In less than a decade, she’s become known throughout the area (and even around the globe) as an estate planning “guru.”

Listen to episodes

60 recent

November 2, 202646 min

Probate Court Over My Dead Body

Are you one of the 70% of Americans who don't have an end-of-life plan? If you don't have a plan, the state of California has one for you, and it's called probate court. This process can be expensive, time-consuming, and devastating for your family. In this episode, Attorney Naz Barouti shares the importance of having a revocable trust, financial power of attorney, and medical power of attorney to protect your loved ones. Attorney Naz Barouti emphasizes that having a revocable trust is not enough to protect you from lawsuits. You also need to consider asset protection plans, which include insurance, maximizing exempt assets, proper business entities, and asset protection trusts. These plans can help you safeguard your wealth and ensure that your family doesn't have to go through the costly and time-consuming probate process. Additionally, the speaker discusses the importance of having a financial power of attorney and medical power of attorney to ensure that your wishes are carried out in case you become incapacitated. The episode also touches on the consequences of not having an end-of-life plan, including the potential for your family to be left with a significant financial burden. Attorney Naz Barouti shares real-life examples of how families have been affected by the lack of proper planning and emphasizes the importance of taking action now to protect your loved ones. Don't wait until it's too late to protect your family's future. Listen to this episode to learn more about the importance of end-of-life planning and how you can safeguard your wealth and ensure that your loved ones are taken care of. See omnystudio.com/listener for privacy information.

October 20, 202646 min

Cover Your Assets The Right Way

Are you aware of the devastating consequences of not having an end-of-life plan in place? According to the speaker, a staggering 70% of Americans don't have a plan, leaving their families to navigate the costly and time-consuming process of probate. This episode of Love, Death & Money delves into the importance of creating an end-of-life plan, including the consequences of not having one, and the benefits of having a trust in place. The speaker shares a personal story about a client who didn't have a trust in place, leading to a lengthy and costly probate process. They also discuss the importance of understanding how you're holding title to your real estate, and how this can impact your family's future. The speaker emphasizes that having a trust is not just about avoiding probate, but also about protecting your assets from potential creditors. The episode also covers the importance of updating your trust documents, especially if your life has changed since you created them. The speaker shares a helpful tool for organizing your estate, a trust binder, and discusses the benefits of having a revocable trust. Additionally, they talk about the importance of life insurance and how it can provide a security blanket for your loved ones. If you're a landlord, business owner, or have children under the age of 18, you're at a higher risk for lawsuits and need to take steps to protect your assets. The speaker discusses the importance of having insurance, maximizing exempt assets, and having proper business entities in place. Don't miss this episode to learn how to protect your family and assets from the pitfalls of probate and lawsuits. See omnystudio.com/listener for privacy information.

October 12, 202646 min

Are You Prepared For The Unexpected

Are you one of the 70% of Americans who don't have an end-of-life plan in place? If so, you're not alone, but you're also putting your loved ones at risk of a costly and time-consuming probate process. In this episode of Love, Death & Money, Attorney Naz Barouti shares the importance of having a plan in place to ensure your assets are distributed according to your wishes and your family is protected. Attorney Naz Barouti emphasizes the need for a comprehensive end-of-life plan, including a will, trust, and power of attorney, to avoid the state's plan, which can be expensive and time-consuming. He also highlights the importance of naming guardians for minor children and creating a trust to control the distribution of assets. Additionally, he discusses the role of life insurance in protecting your family's future and reducing tax liability. The episode also touches on the topic of asset protection, a crucial aspect of end-of-life planning that many people overlook. Attorney Barouti explains how a revocable trust may not provide adequate protection from lawsuits and emphasizes the need for a more robust asset protection plan. He also shares common mistakes to avoid, such as underfunding protected vehicles and not having proper business entities in place. If you're concerned about protecting your family's future and want to learn more about end-of-life planning, listen to this episode of Love, Death & Money to gain valuable insights and take the first step towards creating a plan that works for you. See omnystudio.com/listener for privacy information.

September 22, 202646 min

Death Doesn't Discriminate Make a Plan Now

Are you one of the 70% of Americans without an end-of-life plan? If you don't have a plan in place, the state of California has one for you - and it's not ideal. In this episode of Love, Death & Money, Attorney Naz Barouti shares the importance of creating an end-of-life plan to avoid the costly and time-consuming probate process. He explains how a revocable trust can help you maintain control over your assets and ensure your family doesn't have to go through the hassle of probate. Attorney Naz Barouti emphasizes that having an end-of-life plan is crucial, especially for baby boomers who have accumulated wealth over the years. He shares the story of a couple who held everything jointly, thinking they didn't need a plan, but ended up facing probate issues when one of them passed away. He also discusses the importance of asset protection, highlighting the need for individuals to have multiple lines of defense in case of a lawsuit. The episode also delves into the world of long-term care insurance, where Tina Barouti, founder of New Capital Insurance Solutions, shares her expertise on how to plan for the unexpected. She explains the importance of having a long-term care plan in place, especially for women who tend to outlive their spouses and may not have anyone to care for them. If you're concerned about the future of your loved ones and want to ensure they're protected, tune in to this episode to learn more about the importance of end-of-life planning and asset protection. Don't wait until it's too late - create a plan that works for you and your family. See omnystudio.com/listener for privacy information.

September 15, 202645 min

Don't Rely On AI When It Comes To End Of Life Planning

Are you one of the 70% of Americans who don't have an end-of-life plan? If you don't have a plan, the state of California has one for you, and it's called probate court. This process can be expensive, time-consuming, and devastating for your loved ones. In this episode, Attorney Naz Barouti shares the importance of having a plan in place to protect your family's future. Attorney Naz Barouti explains that without a plan, your family will have to go through probate court, which can lead to financial losses, time-consuming proceedings, and public record of your assets. He emphasizes that having a plan is not just about protecting your assets, but also about ensuring that your loved ones are taken care of. Naz shares his expertise on creating a comprehensive end-of-life plan, including a revocable trust, pour-over will, financial power of attorney, and medical power of attorney. The episode also touches on the topic of asset protection, discussing how to safeguard your assets from lawsuits and creditor claims. Naz highlights the importance of having the right insurance coverage, operating agreements, and business entities in place to protect your assets. He also shares a cautionary tale about the importance of updating your plan after major life changes, such as marriage or divorce. Don't wait until it's too late to protect your family's future. Listen to this episode to learn more about the importance of end-of-life planning and how to create a comprehensive plan that suits your needs. Call Attorney Naz Barouti's office at 424-465-9003 to schedule a consultation and take the first step towards securing your family's future. See omnystudio.com/listener for privacy information.

September 8, 202646 min

Estate Trusts Aren't Just For The Rich & Famous

Love, Death & Money listeners, are you prepared for the unexpected? In this episode, Attorney Naz Barouti shares a sobering statistic: 70% of Americans don't have an end-of-life plan, leaving their families to navigate the costly and time-consuming probate process. But it's not just about the financial implications - it's also about control and peace of mind. Attorney Naz Barouti breaks down the importance of end-of-life planning, explaining how a well-crafted plan can ensure that your assets are distributed according to your wishes, without the need for probate court. He also discusses the common misconceptions surrounding end-of-life planning, including the idea that it's only for the wealthy or that it's too expensive. Naz shares real-life examples of the consequences of not having a plan, including the potential for family conflict and financial strain. In this episode, Naz also delves into the world of life insurance, discussing the importance of having a plan in place to protect your loved ones. He's joined by Tina Barouti, founder of New Capital Insurance Solutions, who explains the different types of life insurance and how they can be tailored to meet individual needs. From term life insurance to indexed universal life insurance, Tina breaks down the options and shares common misconceptions about life insurance. Don't miss this eye-opening conversation about the importance of end-of-life planning and life insurance. Tune in to learn how to protect your family's financial future and ensure that your wishes are respected. Listen to the full episode to discover how to create a plan that works for you and your loved ones. See omnystudio.com/listener for privacy information.

September 2, 202646 min

Asset Protection Is The Best Protection

Are you aware that if you don't have an end-of-life plan in place, the state of California has one for you - and it's not pretty? In this episode of Love, Death, and Money, Attorney Naz Barouti shares the importance of creating an end-of-life plan to avoid the costly and time-consuming probate court process. With 70% of Americans lacking a plan, Naz explains how probate court can leave your family with a hefty bill and limited access to your assets. Naz discusses the consequences of not having a plan, including the probate process, which can take two to three years to complete and leave your family with a significant portion of your estate going towards attorney fees. She also shares a case study of a young man who is seeking $558,000 from his parents' trust fund to pay for his defense, highlighting the importance of understanding the Slayer Statute and how it can impact your estate. In this episode, Naz emphasizes the importance of creating an end-of-life plan while you still have capacity, including setting up a trust, will, and powers of attorney. She also discusses the importance of choosing the right trustee and guardian for your minor children, and how to protect your assets from lawsuits and creditor claims. Don't miss this crucial conversation about end-of-life planning and asset protection. Listen to the full episode to learn how to secure your family's future and avoid the pitfalls of probate court. See omnystudio.com/listener for privacy information.

August 17, 202646 min

Control From Beyond The Grave When You Have A Plan

Are you prepared for the unexpected? Unfortunately, many of us put off thinking about our mortality until it's too late. But what if you could take control of your family's future and ensure that your loved ones are protected? This episode of Love, Death and Money explores the importance of end of life planning and how it can save your family from a world of financial and emotional stress. In this episode, Attorney Naz Barouti shares his expertise on the consequences of not having an end of life plan. She explains how the state of California has a plan for those who don't, and it's not a good one. Probate court is a lengthy and expensive process that can leave your family with a huge financial burden. Attorney Barouti also discusses the importance of having a trust, will, and financial and medical power of attorney in place. He shares a personal story about a client who was paralyzed from the waist down and had to make difficult decisions about her healthcare, highlighting the importance of having a clear plan in place. Attorney Barouti also talks about the importance of long-term care planning, particularly for those who may need assistance with daily living activities. He welcomes guest Tina Barouti, founder of New Capital Insurance Solutions, who shares her expertise on long-term care insurance and how it can help alleviate the financial burden on families. If you're putting off thinking about your end of life plan, this episode is a must-listen. Attorney Barouti offers practical advice and insights on how to protect your family's future and avoid the pitfalls of probate court. Don't wait until it's too late – tune in to learn more about the importance of end of life planning and how it can make a difference for you and your loved ones. To get started on creating your end of life plan, visit Attorney Barouti's website at Baroutilaw.com or give his office a call at 444-659-003. See omnystudio.com/listener for privacy information.

August 10, 202646 min

You Pay More When You Don't Have A Plan

Are you prepared for the unexpected? The state of California has a plan for you, but is it really in your best interest? This episode of Love, Death and Money explores the importance of end of life planning and how it can save your family from a costly and time-consuming probate process. Join your host, attorney Naz Barouti, as he shares real-life stories and expert advice on how to create a plan that ensures your loved ones are protected. In this episode, Naz discusses the consequences of not having an end of life plan, including the expense and hassle of probate court. He also talks to Tina Barouti from New Capital Insurance Solutions about fixed index annuities, a valuable tool for retirement planning that can provide financial stability and tax advantages. Additionally, Nas shares a cautionary tale about the importance of updating your trust and estate plan, citing a recent case involving Malcolm Jamal Warner's estate. He also delves into the topic of acid protection, explaining how it can safeguard your assets from creditors and lawsuits. If you're one of the 70% of Americans without an end of life plan, this episode is a must-listen. Nah provides practical tips and advice on how to create a plan that works for you, including the importance of having a revocable trust, maximizing exempt assets, and setting up proper business entities. He also emphasizes the need for acid protection, especially for those in high-risk professions or with significant assets. Don't wait until it's too late to protect your family's future. Listen to this episode of Love, Death and Money to learn how to create a comprehensive end of life plan that ensures your loved ones are taken care of. Call attorney Naz Barouti's office at 444-659-0003 to schedule a consultation and take the first step towards securing your family's financial well-being. See omnystudio.com/listener for privacy information.

August 4, 202645 min

Do You Trust The Government with Your Assets When You Die

Are you one of the 70% of Americans who don't have an end-of-life plan in place? If so, you're not alone, but you're also not taking control of your legacy. In this episode of Love, Death and Money, Attorney Naz Barouti shares the consequences of not having a plan, including the costly and time-consuming probate process. He explains how the state's plan for you can leave your family with a hefty bill and a lengthy wait for access to your assets. Attorney Barouti highlights the importance of creating a revocable trust to control how your assets are distributed after you pass away. He also emphasizes the need to consider the potential conflicts that can arise among family members, especially when there are multiple children involved. By having a clear plan in place, you can ensure that your wishes are respected and your loved ones are protected. The episode also touches on the topic of asset protection, discussing the importance of having a plan in place to safeguard your assets from lawsuits. Attorney Barouti shares his expertise on how to create a comprehensive asset protection strategy, including the use of insurance, exempt assets, and business entities. Don't wait until it's too late to take control of your legacy. Listen to this episode to learn more about the importance of end-of-life planning and how to avoid the pitfalls of probate. Call Attorney Naz Barouti's office at 444-659-0003 to schedule a consultation and take the first step towards securing your family's future. See omnystudio.com/listener for privacy information.