The Libinance Podcast

Hosted by Libi

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Apr 2026

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About the show

The history of our financial system is so crucial that it affects every single part of our lives. Simply ignoring it, calls for grave danger to the economy. This podcast delves deep into the Ghanaian financial system and how it affects the average individual. The financial system to the economy is very important. This is the time to involve the Ghanaians in our Financial System. Welcome to The Libinance Podcast- The Finance Insider Disclaimer: This podcast provides general investment insights for educational purposes. It is not financial advice. Listeners are encouraged to consult with a qualified financial professional before making any investment decisions. All investments involve risks, and past performance is not indicative of future results. The hosts are not responsible for any financial decisions made by listeners based on the content.

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14 recent

April 5, 20267 min

Return vs IRR: What Are You Really Measuring?

Send us a direct message Return and IRR are often used interchangeably in finance but they don’t always tell the same story. Two investments can show the same return on paper, yet deliver very different outcomes depending on timing, cash flows, and how value is measured over time.So what exactly is the difference… and why does it matter more than most people think?In this episode of The Libinance Podcast, we break down the difference between return, the forms return come in and IRR and explore what each metric actually captures.Let's hear from youEmail: libinancepodcast@gmail.comLinkedIn: https://www.linkedin.com/company/the-libinance-podcast/Disclaimer: The information discussed in this episode is for educational and informational purposes only and does not constitute investment advice. The views expressed are not intended to promote any political position or agenda. Listeners should consult a qualified financial professional before making any investment decisions. While the analysis is based on publicly available and credible sources, including official government and institutional publications believed to be accurate at the time of recording, the host and guests do not guarantee accuracy or completeness and assume no responsibility for any decisions made based on this content. Past performance is not indicative of future results.Background music used in this content is not owned by us and is used under appropriate copyright-free and Creative Commons licenses. All rights and credit belong to the original creators.Music:Bensound (www.bensound.com)Licensed under Creative Commons Attribution 3.0 (CC BY 3.0)Music promoted by Copyright Free Music – Background Music For Videos

January 11, 20268 min

Gold Reserves & Why it matters…

Send us a direct message Ghana’s gold reserves have grown steadily over the past decade, but the pace has accelerated sharply in recent years rising from about 19.5 tonnes in 2023 to over 30 tonnes in 2024, the highest level recorded in that period. According to the central bank, reserves reached 38.04 tonnes by the end of October 2025, driven largely by the establishment of the Ghana Gold Board (GoldBod) and its domestic gold procurement strategy.But what explains this rapid increase… and what does it really mean?In this episode of The Libinance Podcast, we take a closer look at Ghana’s gold reserves, unpack what these numbers truly tell us, why they matter for the broader economy, and how gold fits into Ghana’s evolving financial position in today’s global environment.Let's hear from youEmail: libinancepodcast@gmail.comLinkedIn: https://www.linkedin.com/company/the-libinance-podcast/Disclaimer: The information discussed in this episode is for educational and informational purposes only and does not constitute investment advice. The views expressed are not intended to promote any political position or agenda. Listeners should consult a qualified financial professional before making any investment decisions. While the analysis is based on publicly available and credible sources, including official government and institutional publications believed to be accurate at the time of recording, the host and guests do not guarantee accuracy or completeness and assume no responsibility for any decisions made based on this content. Past performance is not indicative of future results.Background music used in this content is not owned by us and is used under appropriate copyright-free and Creative Commons licenses. All rights and credit belong to the original creators.Music:Bensound (www.bensound.com)Licensed under Creative Commons Attribution 3.0 (CC BY 3.0)Music promoted by Copyright Free Music – Background Music For Videos

August 29, 202512 min

Stocks, Shares and Equity: Are they the same🤔?

Send us a direct message In this episode of The Libinance Podcast, we unpack three terms that are often thrown around as if they mean the same thing stocks, shares, and equity. They’re closely connected, yes, but not identical. Today, I’ll break down what each of them really means, why they’re sometimes used interchangeably, and how understanding the difference can sharpen the way you think about investing.Let's hear from youEmail: libinancepodcast@gmail.comLinkedIn: https://www.linkedin.com/company/the-libinance-podcast/Disclaimer: The investment strategies discussed are for informational purposes. Consult with a financial professional before making any decisions. Past performance is not indicative of future results. The host and guests do not guarantee accuracy or completeness, and assume no responsibility for your investment choicesMost of our images are also designed by FreepikThe background songs used in this content are not owned by us. They are copyright-free tracks provided by their original creators. Below, you will find the credits for the original owners:––––––––––––––––––––––––––––––Creative Commons — Attribution 3.0 Unported — CC BY 3.0Music promoted by Copyright Free Music - Background Music For Videos 👉https://m.youtube.com/channel/UCyi6Rml4TwD6KvbbxQA6XQQMusic by:Bensound.com/free-music-for-videosLicense code: JWUCMCJTQQJRB164I

August 18, 202512 min

ARB Apex Bank: Ghana’s Other Central Bank”

Send us a direct message In this episode of The Libinance Podcast, we shift our focus to the ARB Apex Bank, the little-known but powerful institution acting as a “mini central bank” for Ghana’s rural and community banks.What exactly does the ARB Apex Bank do? How does it support rural financial institutions, promote financial inclusion, and maintain stability outside the formal banking sector? Let's hear from youEmail: libinancepodcast@gmail.comLinkedIn: https://www.linkedin.com/company/the-libinance-podcast/Disclaimer: The investment strategies discussed are for informational purposes. Consult with a financial professional before making any decisions. Past performance is not indicative of future results. The host and guests do not guarantee accuracy or completeness, and assume no responsibility for your investment choicesMost of our images are also designed by FreepikThe background songs used in this content are not owned by us. They are copyright-free tracks provided by their original creators. Below, you will find the credits for the original owners:––––––––––––––––––––––––––––––Creative Commons — Attribution 3.0 Unported — CC BY 3.0Music promoted by Copyright Free Music - Background Music For Videos 👉https://m.youtube.com/channel/UCyi6Rml4TwD6KvbbxQA6XQQMusic by:Bensound.com/free-music-for-videosLicense code: JWUCMCJTQQJRB164I

August 18, 202513 min

The Big Boss: Bank of Ghana

Send us a direct message In this episode of The Libinance Podcast, we take a deep dive into the Bank of Ghana — its mandate, operations, and influence on the country’s financial system. From monetary policy and inflation control to regulatory oversight and digital currency initiatives, we break down how the central bank shapes Ghana’s economic landscape.Why does the Bank of Ghana raise or cut interest rates? How independent is it from political influence? What’s its role in stabilizing the cedi, managing inflation, or supervising commercial banks?Let's hear from youEmail: libinancepodcast@gmail.comLinkedIn: https://www.linkedin.com/company/the-libinance-podcast/Disclaimer: The investment strategies discussed are for informational purposes. Consult with a financial professional before making any decisions. Past performance is not indicative of future results. The host and guests do not guarantee accuracy or completeness, and assume no responsibility for your investment choicesMost of our images are also designed by FreepikThe background songs used in this content are not owned by us. They are copyright-free tracks provided by their original creators. Below, you will find the credits for the original owners:––––––––––––––––––––––––––––––Creative Commons — Attribution 3.0 Unported — CC BY 3.0Music promoted by Copyright Free Music - Background Music For Videos 👉https://m.youtube.com/channel/UCyi6Rml4TwD6KvbbxQA6XQQMusic by:Bensound.com/free-music-for-videosLicense code: JWUCMCJTQQJRB164I

July 26, 202514 min

Risk and Return Trade-off in Bonds: Ghana in view

Send us a direct message Every investment comes with risk but how do you weigh it against potential return? In this episode, we break down the relationship between risk and return, why it's key to making smart financial decisions, and how it shows up in everything from susu to stocks. Whether you're just starting out or already investing, this one helps you think through where your money goes and why. Let's hear from youEmail: libinancepodcast@gmail.comLinkedIn: https://www.linkedin.com/company/the-libinance-podcast/Disclaimer: The investment strategies discussed are for informational purposes. Consult with a financial professional before making any decisions. Past performance is not indicative of future results. The host and guests do not guarantee accuracy or completeness, and assume no responsibility for your investment choicesMost of our images are also designed by FreepikThe background songs used in this content are not owned by us. They are copyright-free tracks provided by their original creators. Below, you will find the credits for the original owners:––––––––––––––––––––––––––––––Creative Commons — Attribution 3.0 Unported — CC BY 3.0Music promoted by Copyright Free Music - Background Music For Videos 👉https://m.youtube.com/channel/UCyi6Rml4TwD6KvbbxQA6XQQMusic by:Bensound.com/free-music-for-videosLicense code: JWUCMCJTQQJRB164I

July 3, 202516 min

Accra Bourse : Ghana’s Capital Market

Send us a direct message In this episode, we turn our spotlight on the Ghana Stock Exchange popularly known as the Accra Bourse. We explore how the GSE operates, why it matters, and what makes it a critical hub for investors, listed companies, and Ghana’s broader economic growth. Whether you're a first-time investor or just curious about how markets function in emerging economies, this episode breaks down the GSE in a way that's accessible, insightful, and relevant.Let's hear from youEmail: libinancepodcast@gmail.comLinkedIn: https://www.linkedin.com/company/the-libinance-podcast/Disclaimer: The investment strategies discussed are for informational purposes. Consult with a financial professional before making any decisions. Past performance is not indicative of future results. The host and guests do not guarantee accuracy or completeness, and assume no responsibility for your investment choicesMost of our images are also designed by FreepikThe background songs used in this content are not owned by us. They are copyright-free tracks provided by their original creators. Below, you will find the credits for the original owners:––––––––––––––––––––––––––––––Creative Commons — Attribution 3.0 Unported — CC BY 3.0Music promoted by Copyright Free Music - Background Music For Videos 👉https://m.youtube.com/channel/UCyi6Rml4TwD6KvbbxQA6XQQMusic by:Bensound.com/free-music-for-videosLicense code: JWUCMCJTQQJRB164I

July 3, 202522 min

Venture Capital In Africa: Grand Finale Convo

Send us a direct message Join us as we sit down with the incredible Miracle Nnaji, FMVA® , a seasoned investment professional with over 4 years of experience in venture capital, equity research, and management consulting.Let's hear from youEmail: libinancepodcast@gmail.comLinkedIn: https://www.linkedin.com/company/the-libinance-podcast/Disclaimer: The investment strategies discussed are for informational purposes. Consult with a financial professional before making any decisions. Past performance is not indicative of future results. The host and guests do not guarantee accuracy or completeness, and assume no responsibility for your investment choicesMost of our images are also designed by FreepikThe background songs used in this content are not owned by us. They are copyright-free tracks provided by their original creators. Below, you will find the credits for the original owners:––––––––––––––––––––––––––––––Creative Commons — Attribution 3.0 Unported — CC BY 3.0Music promoted by Copyright Free Music - Background Music For Videos 👉https://m.youtube.com/channel/UCyi6Rml4TwD6KvbbxQA6XQQMusic by:Bensound.com/free-music-for-videosLicense code: JWUCMCJTQQJRB164I

June 30, 202534 min

Venture Capital in Africa Pt1: Expert Insight & Perspective

Send us a direct message Join us as we sit down with Miracle Nnaji, FMVA® , a seasoned investment professional with over 4 years of experience in venture capital, equity research, and management consulting.Miracle is the perfect guide to demystify the world of Venture Capital in Africa.In this episode, Miracle Nnaji, FMVA® will share his expertise on:The inner workings of venture capital operations in AfricaInsights from his book "365 Days in Venture Capital"Practical advice for entrepreneurs and investors looking to navigate the VC landscapeDisclaimer :This podcast is for educational and informational purposes only and does not constitute financial advice, investment recommendations, or legal guidance. Always consult a qualified professional before making financial decisions.All music and sound effects used in this episode are either licensed, royalty-free, or used with permission. Find attribution of music used below. If you have any concerns regarding copyright, please contact us directly.Email: libinancepodcast@gmail.com––––––––––––––––––––––––––––––Creative Commons - Attribution 3.0 Unported - CC BY 3.0 Music promoted by Copyright Free Music - Background Music For Videos 👉 https://www.youtube.co...––––––––––––––––––––––––––––––

June 30, 202517 min

How Banks Create the Money We Use Every Day: Commercial Bank Money

Send us a direct message You might see 1,000 cedis in your bank account, but have you ever asked what kind of money that really is? Is it central bank money? Commercial bank money? And does it even matter?In fact, most of the money we use today isn’t printed or minted by the central bank. It’s created by commercial banks through lending. This is the money behind your transfers, your salary payments, even your MoMo balance.In this episode, we explore the hidden engine behind modern money creation: commercial banks. We break down how banks turn deposits into loans, and in doing so, create new money. It’s a system that powers the economy, but also comes with risks, responsibilities, and a fair share of confusion.Disclaimer :This podcast is for educational and informational purposes only and does not constitute financial advice, investment recommendations, or legal guidance. Always consult a qualified professional before making financial decisions.All music and sound effects used in this episode are either licensed, royalty-free, or used with permission. Find attribution of music used below. If you have any concerns regarding copyright, please contact us directly.Email: libinancepodcast@gmail.com––––––––––––––––––––––––––––––Creative Commons - Attribution 3.0 Unported - CC BY 3.0 Music promoted by Copyright Free Music - Background Music For Videos 👉 https://www.youtube.co...––––––––––––––––––––––––––––––