Inside The Vault with Ash Cash

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Inside the Vault is the #1 Financial Literacy podcast for Everyday People, who aspire to Become Millionaires. Hosted by Ash Cash, one of the Top Financial Educators in the world, this podcast Empowers our listeners (Insider’s) with the Mindset, Motivation, and Money Moves to Manifest Millions! Inside The Vault brings inspiring money strategies and stories straight from today’s top business minds, authors and influencers. Learn the basics of how they built their wealth from scratch and how you can follow their blueprint to do the same. Inside The Vault answers questions about money, careers, and entrepreneurship. Advice and insights always delivered through the lens of the everyday person.

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1 hr 1 min

Charisse Mills Turned $2,900 in Rent Money into a Million-Dollar Business | Inside The Vault

Charisse Mills turned $2,900 meant for rent into a million-dollar business—but her story includes much more than entrepreneurship.In this episode of Inside the Vault with Ash Cash, Charisse opens up about discovering her voice as a teenager, studying at Manhattan School of Music, creating her own “pop opera” lane, and refusing to let the entertainment industry put her in a box.While still in college, she built a modeling agency managing nearly 83 models and made her first million dollars before graduating. Later, she risked her $2,900 rent money on roughly 50 waist trainers, sold out in one week, reinvested the profits, and grew the operation from her apartment into a Harlem brownstone with employees and thousands of orders.Charisse also gets vulnerable about losing everything, living in her best friend’s basement for two years, rebuilding through faith, motherhood, and entrepreneurship, and learning when it is time to pivot.Ash and Charisse also discuss reality TV, relationships, Airbnb, multiple streams of income, children’s music, the Royalty Kids Network, investing, AI, product businesses, marketing, and why starting over does not mean starting from nothing.This conversation is about knowing when to create, pivot, rebuild, and bet on yourself again.ConnectGuest: @charissemillsInside the Vault: @insidethevaultHost: @iamashcashInsideTheVaultShow.comIAmAshCash.comJoin the Abundance CommunityLearn how to MAKE money, MANAGE money, and MULTIPLY money while building the mindset and foundation for lasting financial freedom.TheAbundanceCommunity.comSubscribe, turn on notifications, and share this episode with someone ready to bet on themselves again.Chapters00:00 – Preview: Music, millions and reinvention02:30 – Introducing Charisse Mills04:18 – Who is Charisse Mills?05:04 – Discovering her voice06:27 – The performance that changed everything07:07 – Trinidad, New York and opera09:02 – Juilliard vs. Manhattan School of Music10:18 – Going where someone sees you11:21 – Why her international roles changed12:21 – Creating Pop Opera13:21 – Refusing to fit the industry’s box14:27 – What she would change about her career15:21 – Why drama sells16:30 – Reality TV and scandal17:08 – Coming Up Miami and starting over17:46 – The End That Saved Me19:28 – Relocating to Miami20:36 – Relationships and leadership22:19 – Charisse’s relationship perspective24:35 – Building generational legacy25:09 – Starting a modeling agency in college25:47 – Making her first million before graduating26:42 – Betting $2,900 of rent money27:15 – Selling out in one week27:34 – From her apartment to a Harlem brownstone28:22 – Becoming a top waist-training business28:29 – Why nobody knew she owned it29:04 – Celebrity marketing29:55 – Making $20K–$30K from one post30:08 – How Amazon changed the business30:36 – Learning to pivot31:54 – Little investment, big return32:01 – Building an Airbnb portfolio32:20 – Motherhood and her miracle baby33:04 – The New York hustle35:04 – Losing everything35:23 – Living in a basement for two years35:45 – Being robbed and rebuilding38:50 – Faith through adversity39:38 – Greatness on Display41:01 – Reality-TV drama42:23 – ABC Bounce and children’s music43:13 – How Ms. Rachel inspired her44:13 – Launching Royalty Kids Network46:00 – Acting and returning to music47:59 – The legacy Charisse wants to leave48:40 – Let business fund your passion49:40 – Advice to her 18-year-old self50:18 – Missing the early Bitcoin opportunity50:44 – Why you cannot ignore AI51:23 – Become a producer, not just a consumer52:18 – Using AI in business53:23 – Monetizing books and expertise54:01 – Build around what you believe in54:59 – Bad and Bougie Beauty55:43 – FOMO marketing and selling out56:46 – Becoming more vulnerable57:59 – Never be afraid to start over58:34 – Depression, faith and rebuilding59:09 – Family, teamwork and integrity59:43 – Connect with Charisse Mills1:00:04 – New projects and upcoming releases1:00:59 – Closing the VaultAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

1 hr 7 min

ITV #254: $52 Million in Business Funding- Here's How the Game Works | Inside The Vault

He helped entrepreneurs secure more than $52 MILLION in capital—and now Stedman Waiters is breaking down how the business funding game actually works.In this episode of Inside the Vault with Ash Cash, Stedman explains how he went from professional football and an $80K engineering career to building Waiters Capital into a multimillion-dollar funding company.Stedman pulls back the curtain on what banks actually look for, why entrepreneurs get denied, and how funding brokers connect business owners with lenders without putting up their own money. He breaks down 0% business funding, revenue-based lending, business lines of credit, SBA loans, equipment financing, CDFIs, bank relationships, and personal credit.But getting access to money is only part of the game.Stedman also shares how he transitioned from his 9-to-5 without recklessly quitting, why investing in mentorship accelerated his success, how marketing became the engine behind his seven-figure business, and the **3 M’s—More, Metrics & Manpower—**that he uses to scale businesses.Ash and Stedman also discuss becoming the first millionaire in your family, why success can become lonely, acquiring existing businesses during the generational wealth transfer, using credit as leverage, and why entrepreneurs who learn to use AI may gain a major advantage.The biggest lesson?Banks are lending. The question is whether you understand how to position yourself—and your business—to access the capital.CONNECT🎙️ Inside the Vault: @insidethevault🎤 Host: @iamashcash👤 Guest: @sted.waitersJOIN THE ABUNDANCE COMMUNITYThe Abundance Community is about more than income. It’s about learning how to MAKE money, MANAGE money, and MULTIPLY money while strengthening the mental and spiritual foundation behind financial freedom.Take your Abundance Score and join the community:TheAbundanceCommunity.comChapters00:00 – $50K–$75K at 0% interest?02:12 – Meet Stedman Waiters05:05 – From football to engineering to entrepreneurship06:57 – Why mentorship is a cheat code09:25 – The danger of getting too comfortable10:18 – Investing $25K in mentorship11:35 – Transitioning from a 9-to-516:19 – His first business: credit repair17:09 – Discovering the funding industry18:00 – How funding brokers make money19:32 – Good credit vs. business revenue21:36 – How 0% business funding works22:46 – “Banks ARE lending money”24:14 – Are Black entrepreneurs denied more funding?26:00 – Using business funding responsibly28:28 – Why marketing is everything30:07 – Marketing strategies for beginners32:28 – Can a funding company make $10K a month?33:43 – Student goes from $50K to $200K/month34:27 – The 3 M’s: More, Metrics & Manpower38:13 – Obsession, discipline and success39:06 – Why Stedman started mentoring41:03 – Becoming the first millionaire in his family42:15 – Why success can become lonely45:58 – Building community for entrepreneurs47:25 – The Funding Broker Workshop48:30 – Impact over money49:13 – His future in private equity50:05 – Buying businesses with SBA funding53:23 – The risks of acquiring a business54:24 – Why entrepreneurs keep getting denied55:47 – Do bank relationships matter?57:43 – Why business funding gets called a scam58:59 – Is credit the new economic inequality?1:00:36 – Do you really need business credit?1:01:47 – How Stedman uses AI in business1:03:35 – AI and the future of funding1:04:21 – Connect with Stedman1:06:07 – Closing the Vault + Abundance ScoreAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

1 hr 4 min

ITV #253: From $250 to a Million-Dollar Empire: How Chris Sain Built His Own Economy | Inside The Vault

Chris Sain started investing with just $250. Today, he has built one of the largest independent financial education communities in the world—without waiting for Wall Street, a television network, or a major corporation to validate him.In this episode of Inside the Vault with Ash Cash, Chris explains how he turned financial education into a million-dollar ecosystem through trust, transparency, consistency, and service.From building the Quiet Wealth Club and a paid community of more than 90,000 members to broadcasting from the New York Stock Exchange, Chris proves that ownership will always outperform permission.He delivers an urgent message for anyone still sitting on the financial sidelines: you can no longer afford not to invest.Chris explains how beginners can start with what they have, use fractional shares, explore ETFs, pay off debt, build a business, and gradually increase their investments. He also reveals how he created 11 income streams without running 11 unrelated businesses by building one vertically integrated ecosystem.This conversation also covers AI, corporate layoffs, retiring at 35, maintaining his marriage while building an empire, staying connected to his community, following purpose over pressure, and protecting first-generation wealth from the “Black tax.”Chris Sain did not simply build an audience. He built his own platform, economy, and movement.ConnectGuest: @chris_sainInside the Vault: @insidethevaultHost: @iamashcashJoin the Abundance CommunityStrengthen your money mindset, build multiple streams of income, and connect with people committed to financial freedom:TheAbundanceCommunity.comSubscribe, turn on notifications, and share this episode with someone ready to start building their own economy.This episode is for educational purposes only and is not individualized financial or investment advice.Chapters00:00 – You can no longer afford not to invest 01:06 – Message for entrepreneurs and business owners 02:08 – Introducing Chris Sain 04:55 – Who is Chris Sain? 06:07 – Why successful athletes go broke 07:49 – The 2026 path to wealth 09:11 – Using AI without being replaced 12:06 – “Black people don’t want to learn about money” 14:38 – Information means nothing without implementation 17:05 – Building a 90,000-plus-member financial community 17:22 – Trust, transparency and consistency 19:05 – Creating content seven days a week 20:06 – Why Chris still personally coaches his community 21:13 – Building a brand without advertisements 23:05 – Balancing business, marriage and fatherhood 23:28 – Chris Sain’s 4:00 a.m. routine 26:40 – Retiring at 35 and achieving location freedom 28:18 – The truth about multiple income streams 29:14 – Eleven income streams without eleven businesses 29:41 – How YouTube powers the entire ecosystem 32:22 – His coaching calendar fills for the year 33:39 – Helping other coaches benefit from his overflow 36:21 – The value of one-on-one coaching 37:17 – How his community helped him make $1 million a month 38:19 – Serving people before chasing money 39:45 – Ash Cash gets a free coaching session 41:00 – Making more money but feeling less fulfilled 42:00 – When your passion is not paying the bills 42:40 – From therapist to financial educator 45:25 – Do not despise your nine-to-five 45:53 – Investing while building your dream 46:06 – Starting with only $250 47:17 – ETFs and beginner investment options 48:00 – Starting small with fractional shares 48:54 – Running your race without comparison 50:23 – Broadcasting from the New York Stock Exchange 51:00 – You never know who is watching 52:20 – Entering Wall Street without selling his soul 53:31 – The vision for television and film 54:42 – Creators becoming the new distribution networks 56:25 – Advice for his 18-year-old self 58:17 – Discipline, consistency and success 1:00:01 – Starting YouTube with zero subscribers 1:00:53 – From $200,000 in year one to millions 1:01:15 – The financial danger of the “Black tax” 1:02:06 – Protecting first-generation wealth 1:02:44 – Upcoming appearances 1:03:16 – Connect with Chris Sain 1:03:29 – Closing the VaultAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

1 hr 2 min

ITV #252: He Was Put on Child Support at 12-- Now He's Taking The System to Congress | Inside The Vault

He was put on child support at just 12 years old.By the time Lionel “TJ” Tillman learned what had happened, he says he was already $24,000 in debt—despite the court determining that he had not reached puberty when the child was conceived.After fighting the case for more than two decades, proving that the process involved extrinsic fraud, and eventually recovering his money, TJ is no longer focused solely on his personal battle.Now, he is taking the system to Congress.In this powerful episode of Inside the Vault with Ash Cash, TJ introduces the proposed Bringing Families Back Together and Child Support Equity Act of 2027—a bill created to promote equal parenting, due process, financial fairness, transparency, and healthier relationships between children and both fit and present parents.Ash and TJ examine some of the most controversial questions surrounding family court and child support:Can someone be held financially responsible without being the biological father?Why are some parents learning about child-support orders only after their wages are garnished?Are government incentives helping families—or rewarding separation?And why should a parent who is actively fighting to be present automatically be treated like an absent parent?TJ also makes one thing clear: this is not a “get out of responsibility” movement. He believes parents who refuse to support their children should be held accountable.His fight is for fairness, equal parenting, proper notice, due process, and a system that puts the well-being of children ahead of conflict between adults.This is not about mothers versus fathers.It is about choosing the children.Watch until the end to learn how you can support the petition, help bring the proposed legislation before Congress, and become part of a national movement to strengthen families.Sign the petition:change.org/childrenneedbothChapters00:00 – He was put on child support at 12 years old01:08 – Message for entrepreneurs, coaches and business owners02:05 – Protecting the family is a generational investment03:04 – The Bringing Families Back Together and Child Support Equity Act03:55 – “Take care of your children—this is not a free pass”05:21 – Who is Lionel “TJ” Tillman?05:38 – Put on child support at 12 and $24,000 in debt06:32 – Could he have biologically fathered the child?07:15 – Declared the legal father despite the court’s findings08:53 – Why outdated policies need to change09:34 – Why TJ is taking the system to Congress10:12 – Education, policy and prevention11:18 – Does due process apply in family court?11:51 – Equal parenting should begin at birth12:53 – Georgia’s legitimation process explained14:11 – The $755 million child-support incentive claim15:11 – Why TJ is pursuing federal reform15:45 – Incentivizing families to stay together17:25 – No parent should have to fight for their children17:46 – Fathers ask for joint legal and physical custody18:34 – How public assistance affected the family structure19:35 – Who determines whether a parent is fit?21:18 – Why must parents fight for more time with their children?22:00 – “You want support, but you don’t want support”22:29 – TJ announces The Family Code podcast22:39 – The hidden trauma families refuse to discuss24:02 – Why TJ challenges the child-support system24:17 – The Fourteenth Amendment and parental rights26:47 – How claims can be presumed valid until challenged27:43 – Proper notice before enforcement actions28:17 – Discovering child support through wage garnishment30:00 – Finding out on payday that half his check was gone32:10 – Personal service versus substitute service33:13 – Vindication after a 22-year fight34:00 – The forged signature and vacant-house service35:00 – Paying child support for 11 years37:26 – Filing an insurance claim against Los Angeles County38:30 – How TJ finally recovered his money39:20 – Helping parents challenge their cases40:15 – Why he refuses to assist irresponsible parents41:41 – Raising his daughter as a single father43:00 – Why children may need both parents44:40 – The child-support-to-prison pipeline46:47 – Are urban communities being disproportionately targeted?48:14 – Is TJ trying to weaken child-support laws?48:34 – Child support should apply to absent parents49:22 – Equal parental rights and the “noncustodial” label50:00 – Handling difficult co-parenting and parental alienation51:10 – Support beyond money: emotional and physical presence52:00 – Parenting education, therapy and conflict resolution54:00 – What America could look like if the bill passes56:47 – How viewers can support the proposed legislation57:17 – TJ’s direct appeal to Congress58:25 – This is not men versus women58:36 – Putting children ahead of pride and conflict59:41 – “This is not an attack on women, men or child support”1:00:04 – How to connect with TJ and the foundation1:00:32 – Closing the VaultAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

1 hr 3 min

ITV #251: How He Makes $100K a Month Renting Cars to Uber & DoorDash Drivers | Inside The Vault

Most people see cars as liabilities. Kel King found a way to turn them into cash-flowing assets.During the pandemic, Kel rented out a Nissan Sentra and collected $3,000 from one long-term renter. That transaction showed him that people will always need two things: somewhere to live and a car to drive.Today, the entrepreneur known as the Rental Car King operates more than 50 vehicles and generates approximately $100,000 per month by renting cars to Uber, Lyft, DoorDash, and other gig-economy drivers.In this episode of Inside the Vault with Ash Cash, Kel explains why long-term gig drivers can be more profitable than vacation renters, how beginners can potentially recover their investment in approximately 90 days, and why affordable cash cars often outperform financed luxury vehicles.He also breaks down how to find renters through Facebook Marketplace, build a fleet using joint ventures, screen drivers, protect your vehicles, automate collections, and manage dozens of cars while traveling the world.You’ll learn:• How Kel scaled from one car to more than 50 • Why he rents to gig workers instead of tourists • How a $3K–$5K car can generate weekly cash flow • The 90-day rule for recovering your investment • How to start with no money using joint ventures • Which cars perform best in a rental fleet • Why financing new cars can reduce your profits • How insurance, contracts, and background checks work • How virtual assistants help manage his fleet • Why he believes rental cars outperform real estate • How trackers and kill switches protect the business💬 Would you invest $30,000 into one property or use it to build a fleet of cash-flowing cars?Connect With Kel KingYouTube: @RentalCarKing Instagram: @RentalCarKingDM Kel the word “ASH” on Instagram to receive his free rental-car business e-book.Upcoming Rental Car King Events3-Day Online ChallengeLearn how to begin building a cash-flowing rental-car fleet:https://fleettofreedom.com/optinIn-Person Miami MastermindGet hands-on training, see the business operation, and learn directly from Kel King:https://fleettofreedom.com/miami_mastermind_2026Connect With Inside the VaultInstagram: @insidethevault Website: insidethevaultshow.comConnect With Ash CashInstagram: @iamashcash Website: iamashcash.comJoin The Abundance CommunityGet access to the Abundance Score™ Assessment, your Personalized Abundance Roadmap™, the 9-Step Abundance Formula™, live coaching, practical tools, accountability, and a community focused on helping you build lasting wealth.👉 Join today: theabundancecommunity.comAbundance is Your Birthright.#InsideTheVault #RentalCarBusiness #PassiveIncome #Entrepreneurship #FinancialFreedomAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

56 min

ITV #250: From $50K Side Hustle to Millions from Tax Franchises Before 30 | Inside The Vault

Most people think building wealth starts with money. Dr. Deija James proves it starts with a decision.After losing the grandfather who had always been her family’s source of security, Deija realized she had to become her own safety net. While working full-time, she began preparing taxes for family and friends—and earned approximately $50,000 during her first year doing it part-time.That success gave her the confidence to leave her job and build something bigger.In this episode of Inside the Vault with Ash Cash, Dr. Deija James explains how she went from pursuing nursing to building a multimillion-dollar tax company with more than 20 franchise locations—all before turning 30.She breaks down the systems, automation, delegation, mentorship, legal protection, and money-management principles that helped her turn a seasonal service into a year-round business.You’ll learn:• How she made $50K preparing taxes part-time• Why she quit her job before tax season• How she built a multimillion-dollar company in her twenties• How tax professionals make money year-round• Why entrepreneurs need systems and automation• How franchising provides a proven blueprint• Why strong contracts protect your business• How to manage money before it arrives• Why ads fail without the right foundation• How to scale from six to seven figures• What she would do if she lost everything💬 What would you build if you knew you could become your own security?Connect With Dr. Deija JamesInstagram: @deijatheceoWebsite: WealthyKrueFinancials.comConnect With Inside the VaultInstagram: @insidethevaultWebsite: insidethevaultshow.comConnect With Ash CashInstagram: @iamashcashWebsite: iamashcash.comJoin The Abundance CommunityContinue your wealth-building journey inside The Abundance Community, where you’ll get access to the Abundance Score™ Assessment, your Personalized Abundance Roadmap™, the 9-Step Abundance Formula™, live coaching, practical tools, accountability, and a community focused on helping you build lasting wealth.👉 Join today: theabundancecommunity.comAbundance is Your Birthright.Timestamps00:00 Managing money before it arrives02:09 Welcome to Inside the Vault03:42 Meet Dr. Deija James05:08 Growing up in Louisiana06:01 Losing her grandfather and security06:50 Discovering the tax industry07:32 Making $50K part-time08:07 Quitting her job08:41 Opening her first tax office09:07 Franchising in her first year10:18 Building a year-round tax company11:36 The hardest part of scaling12:52 You can’t scale hard work13:28 Systems, mentors and automation15:21 Using AI in the tax business16:02 Making money year-round17:01 Becoming a service bureau18:28 Becoming her own security19:38 The biggest mistake tax professionals make21:06 Why franchising works23:19 Protecting a multimillion-dollar brand26:25 Keeping business professional28:31 Making money versus keeping money31:10 Where she keeps her money33:40 Saving almost every dollar35:44 Why some webinars are money grabs37:40 How to choose the right mentor39:37 Why ads can waste your money40:53 Starting in the tax business41:50 Rebuilding with only a laptop43:24 The contract mistake that cost her44:06 Scaling from six to seven figures44:15 Stop watching everyone else46:17 Her 10-year vision47:34 Advice to her younger self49:57 Creating an entrepreneur conference52:13 The Wealthy Crew ecosystem54:44 Connect with Dr. Deija James55:13 Closing the Vault#InsideTheVault #TaxBusiness #Entrepreneurship #FranchiseBusiness #WealthBuildingAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

57 min

ITV #249: The "Boring" Business That Creates Millionaires (Self-Storage Secrets) | Inside The Vault

Most people think becoming wealthy means creating the next billion-dollar startup, going viral, or becoming an influencer. Ramel Newerls says that's one of the biggest financial myths of our generation.In this episode of Inside the Vault, Ash Cash sits down with the entrepreneur known as the "Self Storage Millionaire" to reveal how buying existing cash-flowing businesses—not building them from scratch—can fast-track financial freedom.From growing up on welfare in Brooklyn to owning 500+ self-storage units, seven businesses, and completing millions in acquisitions, Ramel breaks down why the greatest wealth transfer in history is happening right now—and how ordinary people can take advantage of it.They discuss seller financing, SBA loans, buying businesses with little money down, why self-storage continues to outperform many traditional investments, and why the future belongs to owners—not just workers.If you've ever believed you needed millions to own businesses, this conversation will completely change the way you think about wealth.In this episode you'll learn:Why self-storage is creating everyday millionairesHow to buy businesses without using your own moneyWhy buying a business is often smarter than starting oneHow seller financing really worksThe greatest wealth transfer happening right nowThe R.I.C.H. Acquisition Method for evaluating businessesWhy boring businesses create extraordinary wealthHow AI is creating even more opportunities for business ownersThe importance of cash flow over flashy assetsHow to build generational wealth through ownership👇 What "boring business" would you buy today? Let us know in the comments!Like, Subscribe, and turn on notifications for more conversations with today's top entrepreneurs, investors, and wealth builders.Connect with Ramel NewerlsInstagram: @mogullifestyle_Text "VOTE" to 347-429-6496 to learn more about his free webinars, mentorship, and upcoming events.Connect with Ash CashInstagram: @iamashcashWebsite: https://www.iamashcash.comContinue your wealth-building journey inside The Abundance Community, where you'll gain access to the Abundance Score™ Assessment, your Personalized Abundance Roadmap™, the 9-Step Abundance Formula™, live coaching, practical tools, accountability, and a community committed to helping you build lasting wealth.👉 Join today: http://www.theabundancecommunity.comAbundance is Your Birthright.Connect with Inside The VaultInstagram: @insidethevault⏱️ TIMESTAMPS00:00 You don't have to be a rapper to become a millionaire00:10 Meet the Self Storage Millionaire00:18 Why working hard alone won't make you wealthy00:28 Buying businesses vs. starting businesses00:32 The greatest wealth transfer in history00:43 Why self-storage keeps winning00:59 Run a business from your phone02:10 Welcome to Inside the Vault05:42 Growing up on welfare in Brooklyn06:24 Why Raml buys boring businesses07:04 The greatest wealth transfer opportunity08:43 Why self-storage became his focus09:08 Owning 40+ rental properties—but still cash poor10:10 The moment that changed everything10:30 Buying his first self-storage facility11:18 Why boring businesses never go out of style13:12 How to buy a business with little money14:01 Seller financing explained15:15 Why 80% of business sales use seller financing18:04 "I'll pay your price—but on my terms"18:35 Using AI to run self-storage remotely19:26 Where to find businesses for sale21:23 SBA loans and buying businesses22:46 Why profitable businesses get sold23:20 The R.I.C.H. Acquisition Method26:15 Can you use credit to buy a business?27:36 Credit card stacking explained29:16 Why cash flow beats dead assets30:54 The biggest mindset shift in wealth building31:43 Family legacy meetings & building wealth together33:06 Every excuse is officially gone34:14 Why mentorship changes everything35:47 The everyday millionaire mindset37:44 Why strategy beats money38:40 When should you buy luxury?41:16 "If I can't buy it three times, I don't buy it."43:24 Success without service is ego44:49 Free classes and mentorship opportunities46:12 Why business ownership creates freedom48:46 Giving back to the community49:30 You can become an everyday millionaire50:00 Final thoughts on ownership, legacy & wealth#InsideTheVault #AshCash #SelfStorage #BusinessAcquisition #Entrepreneurship #SmallBusiness #WealthBuilding #CashFlow #FinancialFreedom #RealEstate #Investing #GenerationalWealth #BusinessOwner #PassiveIncome #SelfStorageMillionaireAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

1 hr 15 min

ITV #248: The Real Estate Strategy That Built $60 Million (Starting With Just $5,000) | Inside The Vault

Most people believe you need perfect credit, wealthy parents, or a six-figure salary to build wealth through real estate. Terrica Lynn Smith proves that's completely false.In this episode of Inside the Vault, Ash Cash sits down with Terrica Lynn Smith to discuss her incredible journey from foster care, homelessness, surviving Hurricane Katrina, and earning just $5,000 in her first year to building a real estate empire responsible for over $1 billion in transactions and more than $60 million in assets.Terrica reveals the exact strategy that helped her turn a $5,000 tax refund into her first investment property, why relationships can be more valuable than credit scores, how she overcame rejection after failing her real estate exam seven times, and why patience—not instant gratification—is the true key to generational wealth.She also shares why AI will never replace real estate, the importance of community, how she's helping thousands of aspiring investors, and the mindset required to build lasting wealth from the ground up.Whether you're looking to purchase your first home, invest in rental properties, or create generational wealth, this conversation is filled with practical advice and timeless lessons.In this episode you'll learn:How a $5,000 tax refund became the foundation of a $60M portfolioThe real reason most people fail in real estateWhy relationships are more valuable than your credit scoreHow to build wealth even if you're starting with very littleThe biggest mistakes first-time investors makeWhy AI won't replace real estate investingThe importance of patience in building generational wealth👇 What was your biggest takeaway from this episode? Let us know in the comments!Don't forget to Like, Subscribe, and Share for more conversations with today's top entrepreneurs, investors, and wealth builders.Connect with Terrica Lynn SmithInstagram: @femalerealestateguruWebsite: https://www.terricalynnsmith.com/starthereConnect with Ash CashInstagram: @iamashcashWebsite: https://www.iamashcash.comContinue your wealth-building journey inside The Abundance Community, where you'll gain access to the Abundance Score™ Assessment, your Personalized Abundance Roadmap™, the 9-Step Abundance Formula™, live coaching, practical tools, accountability, and a community committed to helping you build lasting wealth.👉 Join today: http://www.theabundancecommunity.comAbundance is Your Birthright.Connect with Inside The VaultInstagram: @insidethevault⏱️ TIMESTAMPS00:00 The biggest lie about real estate00:11 Over $1 billion in real estate transactions00:42 From making only $5,000 a year01:07 Why AI will never replace housing02:14 Welcome to Inside the Vault04:03 Meet Terrica Lynn Smith05:27 Building a billion-dollar real estate business07:27 Hurricane Katrina changed everything10:16 Failing the real estate exam seven times10:58 Making only $5,000 in her first year12:00 The strategy that changed everything14:27 Blowing through a $10,000 FEMA check16:16 The $5,000 tax refund that built wealth17:35 Buying her first investment property20:22 Getting approved with a 550 credit score23:05 The first rental property still paying today24:00 Scaling from one property to many25:32 Leaving government assistance behind26:28 Starting her own brokerage27:54 Being locked out by her former brokers29:37 Living in an office with four children31:33 Building a $20M+ brokerage34:20 Growing to a $60 million real estate portfolio35:18 Visiting the White House36:22 Building communities—not just buying houses38:43 Why knowledge is the real generational wealth41:22 Why she finally started teaching online42:42 Helping students buy real estate44:20 David Shands' first real estate deal46:12 The 5-Day Property Challenge48:46 Is real estate dead?49:10 Why AI can't replace real estate51:12 Wealth transfers from the impatient to the patient52:42 Why live events still matterAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

1 hr 10 min

ITV #247: Earn Your Leisure Reveals The Truth About Invest Fest, Haters & Building A Billion-Dollar Brand | Inside The Vault

The Earn Your Leisure story is bigger than a podcast.In this episode of Inside The Vault, Ash Cash sits down with Rashad Bilal and Troy Millings to unpack how they transformed a simple financial literacy show into one of the biggest business media brands in the world. From building Invest Fest into a cultural phenomenon, handling criticism, creating generational wealth, expanding into Africa, and why community always beats competition—this is a masterclass on vision, consistency, and ownership.They also share behind-the-scenes stories on scaling a media empire, building a billion-dollar vision, balancing family while building businesses, and why the next wave of Black wealth will be built through education, ownership, and global thinking.If you're building a business, growing a brand, or trying to leave the 9-to-5 behind, this conversation is required watching.👇 Let us know in the comments: What's the biggest lesson you've learned from Earn Your Leisure?Connect with Rashad & Troy (Earn Your Leisure)Instagram: @earnyourleisureYouTube: @EarnYourLeisureWebsite: https://www.earnyourleisure.comInvest Fest: https://investfest.comConnect with Ash CashInstagram: @iamashcashWebsite: https://www.iamashcash.comContinue your wealth-building journey inside The Abundance Community, where you'll gain access to the Abundance Score™ Assessment, your Personalized Abundance Roadmap™, the 9-Step Abundance Formula™, live coaching, practical tools, accountability, and a community committed to helping you build lasting wealth.Join today: 👉 http://www.theabundancecommunity.comAbundance is Your Birthright.Connect with Inside The VaultInstagram: @insidethevaultTimestamps00:00 Basketball injuries, entrepreneurship & finding stress relief08:18 Introduction to Earn Your Leisure11:05 From two friends to a global financial media company15:10 Creating millionaires through financial education18:45 How Earn Your Leisure stayed relevant while everyone else faded24:22 Is there an end goal—or is this forever?29:01 The birth of Invest Fest38:47 The $100 million impact Invest Fest has on Atlanta46:41 How they handle haters, criticism & online backlash58:34 Why criticism can actually grow your business1:03:52 Earn Your Leisure Africa: the vision behind the movement1:16:43 Why Africa is the biggest opportunity of our lifetime1:28:54 The hardest part about building a media empire1:32:36 Family, sacrifice & balancing success1:39:58 Why every entrepreneur should write a book1:46:25 Ash Cash gives Earn Your Leisure their flowers1:51:12 Invest Fest 2026, what's next & final thoughtsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

1 hr 9 min

ITV #246: Benzino Exposes The Truth About Eminem, The Source & Hip-Hop | Inside The Vault

Before the headlines, the public feuds, and reality television, Benzino helped build one of the most influential platforms in hip-hop history.In this powerful episode of Inside the Vault with Ash Cash, Benzino opens up about his journey from the streets of Boston to co-founding The Source magazine and helping shape how hip-hop was covered, rated, marketed, and respected. He reveals how The Source grew into a multimillion-dollar media company, why he and Dave Mays rejected a $55 million offer from BET founder Bob Johnson, and how they eventually lost control of the platform they spent nearly two decades building.Benzino also speaks about his long-running feud with Eminem, why he believes the industry gave Eminem preferential treatment, and how taking that position affected his music career. In an exclusive conversation, he claims Universal still owes him more than $15 million connected to The Source compilation albums and explains why he is pursuing the matter legally.Beyond the industry, Benzino gets personal about rebuilding his relationship with his daughter Coi Leray, learning how social media affects family conflict, making major money mistakes, losing material possessions, and discovering a level of peace he says he never experienced while making millions.This conversation explores ownership, legacy, industry politics, fatherhood, forgiveness, faith, redemption, and what happens when the world remembers your controversy but forgets your contributions.Do you agree with Benzino’s views on Eminem and the current state of hip-hop? Let us know in the comments.Follow Benzino:Instagram: @benzinosstilldopeFollow Ash Cash:Instagram: @iamashcashWebsite: www.iamashcash.comFollow Inside the Vault:Instagram: @insidethevaultWebsite: www.insidethevaultshow.comContinue your wealth-building journey inside The Abundance Community, where you’ll gain access to the Abundance Score™ Assessment, your Personalized Abundance Roadmap™, the 9-Step Abundance Formula™, live coaching, practical tools, accountability, and a community committed to helping you build lasting wealth.Join today:👉 http://www.theabundancecommunity.comAbundance is Your Birthright.CHAPTERS0:00 – Cold Open1:40 – Turn Your Story Into Multiple Streams of Income4:29 – Welcome to Inside the Vault6:34 – Who Is Raymond Scott, AKA Benzino?9:09 – Meeting Dave Mays and Founding The Source12:09 – Building The Source Awards and Changing Hip-Hop Media13:35 – The Source’s Multimillion-Dollar Success20:15 – The $55 Million Offer and the Source.com Gamble22:02 – Benzino Says Universal Owes Him Over $15 Million24:03 – Why They Rejected $55 Million25:43 – Losing Control of The Source27:51 – Protecting His Legacy and the Five-Mic Rating System29:43 – Creating Hip Hop Weekly32:27 – The Crab Trap and Joining Love & Hip Hop35:42 – Raising Coi Leray and His Children Around Music37:06 – Family, Fame and Rebuilding His Relationship With Coi42:31 – Coi Leray’s Money Mindset and New Music45:53 – What Happens When the Phone Stops Ringing47:22 – Money Mistakes, Humility and Redemption49:00 – Finding Happiness After Losing the Money51:29 – Can Money and Peace Exist Together?52:18 – The Real Reason Behind the Eminem Feud55:25 – What People Misunderstand About Benzino56:23 – How Social Media Devalued Hip-Hop59:25 – How Benzino Wants to Be Remembered1:03:08 – Survival, Gratitude and Faith1:04:33 – Diddy, Forgiveness and Second Chances1:06:00 – Turning 61 and Telling His Full Story1:07:57 – Where to Find Benzino1:08:33 – Closing the Vault#InsideTheVault #Benzino #Eminem #TheSource #HipHopAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

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Inside The Vault with Ash Cash

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ITV #247: Earn Your Leisure Reveals The Truth About Invest Fest, Haters & Building A Billion-Dollar Brand | Inside The Vault

ITV #246: Benzino Exposes The Truth About Eminem, The Source & Hip-Hop | Inside The Vault

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ITV #249: The "Boring" Business That Creates Millionaires (Self-Storage Secrets) | Inside The Vault