Ideal Life & Money Academy

People who are successful with money don't happen to fall into good money management, they work at it, implement good habits, and THINK about money differently. In this video, I share how $100 changed my life, but it wasn't the physical dollars that changed my life, it was the THINKING around that $100. If you want to get better at money management, you need to think differently. I used (and still do use) this practice to help me keep an abundance mentality around money instead of a scarcity mentality and it's made a HUGE difference.

Living in a state of gratefulness is important because you can't be grateful and angry at the same time! Tell us, what is it you are grateful for?!?

Many people dream of living the nomadic life, especially with more and more remote work options available. Is this something that you dream of? You think you want to do it? Here is my take after spending multiple years of living this life. Pros: Condense your experiences, do multiple things while in one place Settle into your chosen experiences Create memories for the rest of your life Know what you like sooner than later (no regrets)  Cons: You may miss "home" or feel lonely at times Getting sick on the road, different beds, pillows, etc Experience unfortunate situations such as potential overdoses We are here to inspire you to try new things. By taking action! TRY IT!

What does it take to be happy? Is it really possible to have a good day everyday? I have a specific process I go through and a series of questions I ask to make sure I have the right mindset to set myself up for success. 1) How Am I Feeling? 2) What Do I Want Today To Look Like? 3) Who's In Charge Of Today? 4) What Can I Do To Make A Difference In Somebody's Life? 5) What Are Some Things I'm Grateful For? Try it for yourself and see how your days are different than before

When we are getting out of debt, we get used to saying "no" to most things so we can put more money toward debt to get out faster. But many of us have created so much of a habit of saying "no", it's hard to break that habit, even after we got out and now have money. This is dangerous because we could find ourselves saying "no" out of habit to all of the things that we would determine are part of our Ideal Lives and we'll miss out on them. So, what do we need to do to break this habit and remember to say "yes" to things once we have money? 1) Know Your Priorities 2) Put Your Money Where Your Values Are Once you are out of debt and have your Emergency Fund (Financial Freedom Steps #2 & #3), practice saying "yes" to your Ideal Life based on your values.

One of the most common reasons people fail is because they don't believe success is an option. We can only produce as much as we believe we can. You won't be able to succeed beyond your thinking. If you have people in your world who are negative, or feed you negative thoughts, eventually you'll start believing them. And sometimes that negative person is YOU. In order to succeed in life, in money, in relationships, and work, you need to change the way you talk to yourself. Instead of filling your head with things you can't do, start filling it with things you CAN do. The best way to get rid of a bad habit is to replace that bad habit with a good and positive habit. So, what are you telling yourself? Is it negative or positive? Get rid of the negative self-talk and start winning in life and with your money! Be YOURSELF, everyone else is taken. Be more of who you were meant to be.

Don't let debt keep you from living your Ideal Life! What is your opinion on debt?Ours: debt is NEVER good. All debt brings risk into your life. Debt is keeping you from living your Ideal Life. You ultimately pay more for the item that you just needed (you know it's a want!) What would your life look like with no payments? What would your life look like?  Maybe you don't have to work 60, 70, or even 80 hours a week at multiple jobs to keep the lifestyle you have created. Maybe you get to invest even more. Maybe you get to give even more! Would you travel and bring friends or family?  Have a debt elimination plan! ILMA Budget Course: https://www.sentinelcoaching.com/ilmabudget

Be sure to check out the ILMA Budget/Debt Elimination Course: https://www.sentinelcoaching.com/ilmabudget Food is one of the most important line items in our budget, but it's also an area where people can waste a lot of money. So, what are some simple ideas you can use to save money on your groceries? Try one or all of these this month and see how much you can save:1) Don't go shopping when you are hungry2) Plan out your meals3) Buy in bulk, share food4) Don't buy something if it's not on sale and you don't need it right away5) Cook ahead and freeze your meals Subscribe for weekly updates to get you to your Ideal Life soonerhttps://www.youtube.com/@IdealLifeMoneyAcademy?sub_confirmation=1

Have you heard or ever said: "I can't budget because I have irregular or seasonal income!"  Then, you're not alone. Coach Mike & Coach Jason are here now, being self- employed may bring this type of income and uncertainty to your finances. Create a budget on the lowest amount of income you will bring in. Prioritized list: S.T.U.F.  Shelter, Transportation, Utilities, Food Continue your priority list to include all the things you will spend your money on above your basics. Tips: Write the priority lists down, continue adding to it over time, & communicate this with your partner! Be sure to check out the ILMA Budget/Debt Elimination Course: https://www.sentinelcoaching.com/ilmabudget

When it comes to spending and saving money, we tend to think of spenders as bad or have a negative narrative of them, and we think being a saver is a good thing and have a positive narrative of savers. I can understand where this comes from because most of us in North America have gotten into trouble with our spending, but in this video, I walk us through the notion that neither is good and neither is bad. We need both. There are 2 sides of the coin (see what I did there?) when it comes to money. Spending and Saving. If we just spent money, we'd be in the poor house. If we just saved money, we would probably die alone and quickly because we wouldn't have much of a life. Money is a two-way street, just like breathing. In order to breathe properly to survive, we need to inhale and exhale. You can't just do one of these, it doesn't work that way. One isn't more important than the other, they work together to create a balanced life. Spending and Saving is the same thing. Are you a spender or a saver? What about your household, do you have multiple spenders, multiple savers, or some of each? Don't just sit there on your side and judge the other, embrace the strengths and weaknesses of both and work together to live a balanced and fruitful life. You need each other. In a previous post, I talked about building disciplines into habits. You can check it out here: https://www.sentinelcoaching.com/blog/turning-disciplines-into-habits Note to Savers: You have a tendency to just save money, but without purpose or intention. Use your saving muscles to save for some things you want to do, have, and see. Build in some FUN things to enjoy money. You can check out my video on enjoying money here: https://www.sentinelcoaching.com/blog/learn-to-enjoy-money Note to Spenders: I know you just want to have fun and enjoy life. It's a good thing and you live very fun and meaningful lives. But you must learn how to save as well or you'll constantly be living paycheck to paycheck. See my post on why having an emergency fund is important: https://www.sentinelcoaching.com/blog/why-you-need-an-emergency-fund