Ideal Life & Money Academy

Hosted by Mike Staunton & Jason Lam

Business Education

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Episodes

135

Latest episode

Jul 2026

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Listen to episodes

60 recent

July 27, 20264 min

The truth about budgeting banks don't want out

✅ Never take financial advice from bank commercials! @IdealLifeMoneyAcademy 🙏🙏 Watch The Video & Don’t Forget to Like, Comment, Subscribe, & Share 🧡 💠 Don't confuse budgeting with a bank alert for "low balance" 💠 Banks are in the business of loaning money 💠 Be aware of marketing traps 💠 Be sure to check out the ILMA Budgeting Course to start winning with money years sooner: 👉 https://www.sentinelcoaching.com/ilmabudget 💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

July 6, 202616 min

Perfect Money Habits Are Killing Your Progress

✅ Stop trying to be perfect with money 👇👇 @IdealLifeMoneyAcademy 🙏🙏 Watch The Video & Don’t Forget to Like, Comment, Subscribe, & Share 🧡 💠 You will make mistakes, the key is to learn from it and not to do it again 💠 See it as it is, not worse, not better, but how it is 💠 Be sure to check out the ILMA Investing Course to start investing years sooner: 👉 https://www.sentinelcoaching.com/investing 💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

June 22, 20269 min

My credit score went from 800 to ZERO

✅ Credit is NOT Financial literacy 👇👇 @IdealLifeMoneyAcademy 🙏🙏 Watch The Video & Don’t Forget to Like, Comment, Subscribe, & Share 🧡 💠 Know what a credit is! 💠 Why do you want a credit score? 💠 Can a debit card do what a credit card does? 💠 Be sure to check out the ILMA Budgeting & Debt Elimination Course to start winning with money years sooner: 👉 https://www.sentinelcoaching.com/ilmabudget 💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

June 8, 20265 min

15 Years Without Debt Payments, Here's What I Learned

✅ 15 years debt free and 9 years of travelling: Here's how I did it 👇👇 @IdealLifeMoneyAcademy 🙏🙏 Watch The Video & Don’t Forget to Like, Comment, Subscribe, & Share 🧡 💠 Your last day in debt starts today! 💠 What would life be life if you didn't have debt payments? 💠 Know where you are today: Net Worth 💠 What are you expenses? 💠 Can you increase your income? Decrease your expenses? Or BOTH? 💠 Be sure to check out the ILMA Budget & Debt Elimination Course: 👉 https://www.sentinelcoaching.com/ilmabudget 💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

May 25, 202616 min

The Real Reason Some People Escape the Rat Race (& Why Most Can't!)

✅ Do you have (or want) flexibility when it comes to your time and finances? 👇👇 @IdealLifeMoneyAcademy 🙏🙏 Watch The Video & Don’t Forget to Like, Comment, Subscribe, & Share 🧡 💠 The best way to have flexibility is low expenses and being debt free! 💠 If you could choose to not work for 3 months? Would you do it? Could you do it? 💠 Wish you could go from full time to part time? 💠 Have enough wealth to survive 4 weeks? 4 months? 4 years? 💠 Be sure to check out the ILMA Investing Course to start investing years sooner: 👉 https://www.sentinelcoaching.com/investing 💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

May 11, 202623 min

Your Last Decade Before Retirement—Don't Make These Mistakes

✅ Be sure to figure these things out before you retire! AND if you are retired, it's not too late to complete the check list. 👇👇 @IdealLifeMoneyAcademy 🙏🙏 Watch The Video & Don’t Forget to Like, Comment, Subscribe, & Share 🧡 💠 How to have a plan once you decide to retire! 💠 Does this change your timeline? Are you able to stop working full time earlier? 💠 Are you able to cut your hours per week to just 10 hours a week? 💠 Be sure to check out the ILMA Investing Course to start investing years sooner: 👉 https://www.sentinelcoaching.com/investing 💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

April 20, 202612 min

Stop Letting Financial Experts Guilt You — Here's How to Spend Without Regret

✅ Do you find you have spending regrets? Does everyone else tell you how to handle your money? What if every spending decision didn't have to feel like guilt or sacrifice? In this episode, Jason breaks down the concept of opportunity cost — and why understanding it is actually the key to spending more confidently, not less. You'll learn: ✅ What opportunity cost really means (and why it applies to every dollar you spend) ✅ The simple "two hands" visualization exercise to make smarter decisions in real time ✅ Why your value system matters MORE than what financial experts tell you to do ✅ The 24-hour rule that has saved Jason tens of thousands of dollars ✅ How to spend extravagantly on what matters — and cut deeply on what doesn't ✅ Why there's no right or wrong answer — and how to give yourself grace Whether you're choosing between a vacation and your retirement account, or dinner out vs. your emergency fund — this video gives you a practical, values-based framework to make decisions you can actually feel good about. 👉 Join the Ideal Life Money Academy: www.sentinelcoaching.com/ilma 💠 Be sure to check out the ILMA Budgeting & Debt Elimination Course to gain control of your money and start living your Ideal Life: 👉 https://www.sentinelcoaching.com/ilmabudget

April 5, 202612 min

Unexpected News? Here's Your Game Plan

✅ Have you ever received unexpected news that threw you off balance in your day? 👇👇 @IdealLifeMoneyAcademy 🙏🙏 Watch The Video & Don’t Forget to Like, Comment, Subscribe, & Share 🧡 💠 #1 - see it as it really is! How bad is the situation? Did your spouse die? Lose a job? Or just lost your car keys while you were on the couch? 💠 Have a priority list of what needs to happen next. 💠 Find cash, cut or cancel things to keep money in your pocket/bank account. 💠 ILMA Budgeting & Debt Course 👉 www.sentinelcoaching.com/ilmabudget 💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!

March 22, 202610 min

Your Complete Investing Roadmap | Roth or Traditional?

✅ Easy to follow investing steps to get started today!👇👇 @IdealLifeMoneyAcademy 🙏🙏 Watch The Video & Don’t Forget to Like, Comment, Subscribe, & Share 🧡 💠 NEVER invest in something you don't understand! 💠 Follow the 5 Steps of Financial Freedom 💠 Invest 10-20% of your income into future acccounts (think 401k, IRA's, Superannuation) 💠 Choose a brokerage: Vanguard, Fidelity, or Charles Schwab 💠 Open this account! 💠 Link your bank account so you can send money to your brokerage. 💠 Determine how much money you want to send. AUTOMATE this!! 💠 You can invest in either retirement or non-retirement accounts 💠 Choose an investment by joining our ILMA Investing course 💠 Be sure to check out the ILMA Investing Course to start investing years sooner: 👉 https://www.sentinelcoaching.com/investing

March 8, 20267 min

Emergency Fund First or Pay Off Your House? Here's What Works

✅ Do you want to know what to do with their money AND in what order they should do things in?!?! 👇👇 @IdealLifeMoneyAcademy 🙏🙏 Watch The Video & Don’t Forget to Like, Comment, Subscribe, & Share 🧡 💠 Follow the 5 Steps to Financial Freedom! 💠 You will become debt free 💠 You will get a fully funded emergency fund 💠 You can invest for your future 💠 You can pay off your house early 💠 Be sure to check out the ILMA Budgeting Course to start investing years sooner: 👉 https://www.sentinelcoaching.com/ilmabudget 💠 Don't forget to subscribe to ILMA for weekly content to get you to start living your Ideal Life!!