IBS Intelligence Global FinTech Interviews

Hosted by IBS Intelligence Podcasts | A Cedar Consulting Unit

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Episodes

997

Latest episode

Jun 2026

Language

EN-US

About the show

Go one-on-one with the innovators, disruptors, leaders, and decision-makers driving change in FinTech and financial services. IBS Intelligence delivers exclusive global interviews that uncover strategies, challenges, and the ideas powering the next wave of financial technology.

Listen to episodes

60 recent

June 15, 2026Episode 101212 min

EP1012: The current trends in B2B payments for 2026

Pat Bermingham, CEO, AdflexWe review the top trends that will transform how businesses make and take payments in the modern world. Robin Amlôt of IBS Intelligence speaks to Pat Bermingham, CEO of UK-based B2B digital payment processor Adflex. The company is Europe’s leading processor of commercial card payments, processing over 7 million transactions a year for more than 4,000 businesses. Among the topics discussed: the consumerisation of B2B payments, digital identity, ISO 20022, straight-through processing and the role of agentic AI.

June 15, 2026Episode 101116 min

EP1011: Lessons for B2B BNPL

This interview explores the strategic development of the B2B Buy Now, Pay Later industry through insights from the co-founder of PastPay, a major financial provider in Eastern Europe. The discussion highlights how deferred payment solutions help businesses optimize cash flow management during periods of economic uncertainty and inflation. The source emphasizes that the sector must adopt proactive self-regulation to avoid the reputational challenges and stricter regulations faced by the consumer BNPL market. A key theme is the importance of prioritizing sustainable long-term value instead of focusing solely on transaction volume, ensuring stability for both providers and clients. Additionally, the interview explains that business-to-business transactions are generally more reliable because of clearer financial data and stronger credit evaluation processes. Overall, the article promotes a responsible growth strategy that builds trust between financial innovators and the businesses they support.

June 12, 2026Episode 101022 min

EP1010: Embedded compliance, digital assets and more

This interview features Krishna Subramanyan discussing the major FinTech trends expected to shape the financial industry in 2025. The conversation highlights the growing importance of embedded compliance, where regulatory processes are integrated directly into digital workflows to improve efficiency and reduce operational costs. Subramanyan also explains that digital assets and central bank digital currencies are likely to gain wider mainstream acceptance due to more supportive political and regulatory environments. The interview identifies artificial intelligence as a key driver for improving operational decision-making, strengthening security systems, and enhancing risk management. Additionally, these technological developments are expected to make cross-border payments faster, more accessible, and more efficient for businesses, especially SMEs. Overall, the discussion demonstrates how innovation is helping financial institutions manage an increasingly complex global regulatory landscape while improving customer experiences and operational agility.

June 12, 2026Episode 100820 min

EP1008: Modern solutions over half a century in the making

This interview features Raji Challita discussing the changing financial technology landscape across the Middle East and North Africa. The conversation highlights how traditional banks and agile BML Istisharat are increasingly working alongside FinTech firms to combine financial stability with rapid innovation. Challita explains that major regional trends include the adoption of cloud-based technologies, open banking frameworks, and the growing use of artificial intelligence to improve credit scoring, customer experiences, and fraud prevention. The interview also explores the rise of digital lending and the need to maintain ethical and regulatory standards within Islamic banking systems. Overall, the discussion shows how digitization is helping financial institutions streamline operations, improve accessibility, and expand financial inclusion for underserved communities in the region and globally.

June 11, 2026Episode 100722 min

EP1007: Award-winning core banking

This interview features Myles Bertrand discussing how Tuum is helping modernize core banking systems through flexible and cloud-based solutions. The discussion highlights Tuum’s successful collaboration with LHV, which shifted the bank’s IT focus from costly maintenance toward innovation-driven growth. Bertrand explains the importance of the company’s cloud-agnostic strategy and its partnership with Google Cloud in supporting scalable and future-ready banking operations. The interview also explores Tuum’s expansion into Islamic banking and SME financial services, emphasizing the need for adaptable digital infrastructure. Additionally, Bertrand advocates for progressive modernization, where banks upgrade systems gradually instead of replacing them entirely. Overall, the interview shows how API-first architectures and AI-ready platforms help banks remain competitive in an evolving financial landscape.

June 11, 2026Episode 100622 min

EP1006: No-code, white-label digital lending solutions

This interview highlights a successful partnership between Bluering and Housing Bank in Jordan, which resulted in a prestigious award for the rapid deployment of a corporate lending platform. CEO Fares Kobeissi explains that modern financial institutions require comprehensive digital solutions that automate the entire credit lifecycle while remaining flexible enough to integrate with existing systems. A key focus of the discussion is the importance of no-code technology, which allows banks to customize workflows and adapt to market changes without extensive technical overhead. The source also emphasizes the role of artificial intelligence and high-quality data in improving credit decisioning, reducing risks, and enhancing the user experience. Looking ahead, the company aims to innovate through open banking and specialized software designed for the microfinance sector. Ultimately, the text argues that banks must replace outdated legacy systems with agile, automated platforms to stay competitive in an evolving financial landscape.

June 11, 2026Episode 100521 min

EP1005: Creating a fully digital, customer centric banking experience

This interview features Ben Goldin discussing how Plumery aims to democratize financial technology for smaller and mid-sized banks. Goldin explains that the company’s composable banking platform enables institutions to rapidly launch advanced mobile and web banking services without the extensive resources of major global banks. The discussion highlights Plumery’s move beyond traditional banking functions toward creating lifestyle-focused digital experiences that improve customer engagement. The interview also introduces the company’s digital lending solution, which uses advanced data scoring to expand financial inclusion while reducing operational risk. Looking ahead, Goldin emphasizes the growing role of artificial intelligence and hyper-personalization in seamlessly integrating banking into consumers’ everyday lives. Overall, the source demonstrates how modular technology and strategic partnerships help smaller banks stay innovative, competitive, and customer-focused in a rapidly evolving financial industry.

June 10, 2026Episode 100414 min

EP1004: Why Wealth Firms Need More Than Technology

Deepak Dastrala, CEO, Purple Fabric, Intellect Design arenaAs the Middle East prepares for a massive intergenerational wealth transfer and rising demand for personalised financial advice, wealth management firms are rethinking how they engage clients, empower relationship managers, and scale operations. Puja Sharma speaks with Deepak Dastrala, CEO, Purple Fabric, IDA, about the growing role of AI-driven intelligence in wealth management, the shift from technology-led to insight-led advisory models, and how firms can balance growth, productivity, trust, and compliance in an increasingly competitive landscape.

June 10, 2026Episode 100322 min

EP1003: Accelerating innovation, greater resources and more expertise!

This interview explores how Visa’s acquisition of Pismo is shaping the future of digital banking. CEO Vishal Dalai explains that the partnership strengthens innovation, improves global resource access, and helps financial institutions modernize faster through cloud-native core banking solutions. The discussion highlights the shift from outdated legacy systems to flexible API-first architectures, which allow banks to scale operations more efficiently and deliver better customer experiences. The interview also emphasizes that artificial intelligence should be viewed as a tool for optimization and data-driven insights rather than a replacement for banking infrastructure. Additionally, the use of microservices and cloud scalability is presented as essential for building resilient, future-ready financial systems that can adapt quickly to changing market demands and digital transformation trends.

June 10, 2026Episode 100222 min

EP1002: Building an award-winning SaaS solution for banks

This interview explores how Skaleet is helping modernize the banking industry through modular, cloud-native technology and flexible digital infrastructure. The company’s Chief Product Officer explains that Skaleet’s API-first architecture and SaaS-based solutions enable financial institutions to move beyond the limitations of outdated legacy systems and traditional banking models. The discussion highlights successful collaborations with partners such as NiuPay and Helios, demonstrating how operational agility and scalable technology can improve efficiency while reducing costs. The interview also examines the growing influence of artificial intelligence in enhancing data accessibility, improving customer experiences, and strengthening fraud prevention across European banking. Overall, the source presents Skaleet as a key innovator delivering customizable and compliant financial infrastructure that supports rapid digital transformation and long-term growth.