
Ep240 Mark Mixer - Take Back Control of Your Health Benefits and Lead Like a Fiduciary
Ever feel like your annual benefits renewal is a negotiation you're not allowed to walk away from?In this episode of Get Unstuck & On Target, host Mike O'Neill sits down with Mark Mixer, CEO of Health One Alliance and Alliant Health Plans, who has spent 40 years helping employers stop handing off their benefits strategy and start owning it. Mark works with companies to move away from the passive, broker-dependent renewal cycle toward a model that actually fits the way employees live and work.Mark walks Mike through how ICHRA (Individual Coverage Health Reimbursement Arrangements) works as a defined-contribution alternative to traditional group health plans. The comparison to the 401k is direct: instead of picking a plan for everyone, employers give employees a dollar amount and let them choose coverage that fits their family, their doctors, and their budget. In seven years of running this model, Mark says he has never had a client go back to traditional coverage.Three key topics to look out for:- How ICHRA shifts the benefits decision from employer-picks to employee-chooses, and why companies that make the move stay with it- The compliance exposure hiding inside level-funded plans and why most small employers have no idea they're carrying it- Mark's own getting unstuck moment: the culture shift from "we can't do it for everyone" to "if we can do it for one, we do it"Find all the show notes and links here: https://www.unstuck.show/240













