Frank Wealth Insights

Hosted by Frank Fantozzi

Business Investing

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Latest episode

Apr 2026

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EN-US

About the show

Join Frank Fantozzi as he takes a personalized approach to everyday financial topics from retirement to estate planning, charitable giving, succession planning, investments, and tax planning. In an industry focused on rates of return, Frank and the team use a unique perspective of striving to help clients reach their Return on Life®. What does that mean? Listen to Frank Wealth Insights to find out. Investment advice offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-Registered Investment Adviser. For additional info regarding services, please visit www.ReturnOnLifeWealth.com

Listen to episodes

29 recent

April 28, 202636 min

Planning for Aging Parents: Preparing Before Decisions Are Urgent

In this episode of Frank Wealth Insights, Danielle Kelly and Chelsea Hussey discuss ways to approach end-of-life planning for aging parents. They cover common obstacles, emergency decisions, the importance of coordination, and more. Important Disclosures: Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-registered investment adviser. The views and opinions expressed in this podcast are for general informational and educational purposes only and do not constitute specific financial, legal, investment, or tax advice. Listeners should consult with a qualified professional before making any financial decisions. Information is believed to be accurate as of the date of recording but may not be complete or updated for subsequent changes in law or regulation. The views expressed are those of the participants as of the date of recording and may change without notice. Discussions may include forward-looking statements based on current beliefs and assumptions, which are subject to risks and uncertainties. Any forward-looking statements or references to potential outcomes are not guarantees and are subject to change. Past performance is not indicative of future results. This podcast does not constitute an offer to buy or sell securities or financial instruments. Any mention of third-party organizations or individuals is for informational purposes only and does not imply endorsement, affiliation, or compensation. Any discussion of healthcare planning, long-term care considerations, estate planning, charitable giving, or tax strategies is intended for general informational purposes only and should not be construed as individualized legal, medical, or tax advice. Please consult with qualified legal, medical, and tax professionals before implementing strategies that may affect your financial or healthcare decisions. The Plan of Care Guide referenced in this episode is an educational resource and does not constitute legal, medical, or financial advice. Any strategies or tools mentioned may not be suitable for all families and should be evaluated with qualified professionals. This content may not be copied, reproduced, or distributed without the express written consent of Return on Life Wealth Partners. For more information about our firm, services, and full disclosures, please refer to our Form ADV Part 2A Brochure, available upon request, or at https://www.adviserinfo.sec.gov

March 31, 202653 min

Advanced Exit Planning: Beyond the Basics

In this episode of Frank Wealth Insights, Frank is joined by Alex Gertsburg, an attorney and the CEO of CoverMySix. Alex works closely with business owners on legal strategy, risk management, and continuity planning. He shares perspectives on where exit strategies tend to succeed and where challenges may arise. During the conversation, he dives into the deep end, exploring key considerations for a well-structured exit plan. Frank Fantozzi CPA, MST, PFS, CDFA, AIF®, CEPA, is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440.740.0130 to connect with a member of the team.

January 27, 202615 min

Wealth Legacy: Building a Meaningful Financial Story

In this episode of Frank Wealth Insights, Frank Fantozzi explores how legacy is much more than money, reframing it as a living story shaped by personal values. Drawing on personal stories and decades of experience, he reflects on how family values, communication, and shared traditions influence the way wealth is experienced across generations. Frank also discusses the role of generosity and charitable giving as part of broader family conversations around purpose and meaning. The episode encourages listeners to think more intentionally about the idea of a “living legacy” and to consider how conversations around values, traditions, and priorities can shape the story they leave behind. Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440.740.0130 to connect with a member of the team. Important Information: Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-registered investment adviser. The views and opinions expressed in this podcast are for general informational and educational purposes only and do not constitute specific financial, legal, investment, or tax advice. Listeners should consult with a qualified professional before making any financial decisions. Information is believed to be accurate as of the date of recording but may not be complete or updated for subsequent changes in law or regulation. The views expressed are those of the participants as of the date of recording and may change without notice. Discussions may include forward-looking statements based on current beliefs and assumptions, which are subject to risks and uncertainties. Any forward-looking statements or references to potential outcomes are not guarantees and are subject to change. Past performance is not indicative of future results. References to an individual’s professional experience are not guarantees of future results. This podcast does not constitute an offer to buy or sell securities or financial instruments. Any mention of third-party organizations or individuals is for informational purposes only and does not imply endorsement, affiliation, or compensation. Any discussion of charitable giving, estate planning, or tax strategies is intended for general informational purposes only and should not be construed as individualized tax or legal advice. Please consult with qualified tax and legal professionals before implementing strategies that may affect your financial situation. Any strategies or tools mentioned may not be suitable for all families and should be evaluated with qualified professionals. This content may not be copied, reproduced, or distributed without the express written consent of Return on Life Wealth Partners. For more information about our firm, services, and full disclosures, please refer to our Form ADV Part 2A Brochure, available upon request, or at https://www.adviserinfo.sec.gov

December 30, 202511 min

Health and Wealth: Building Balance in an Unbalanced World

Frank explores how your choices, habits, and environment might contribute to the ripple effect between your physical and financial life whether you’re running a business, managing a career, raising a family, or running on caffeine. He also shares some fresh, even unconventional ideas—from the science of decision fatigue to why longevity investors may be reshaping long-term planning. Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440.740.0130 to schedule a conversation with a member of the team. Important Information: Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-registered investment adviser. The views and opinions expressed in this podcast are for general informational and educational purposes only and do not constitute specific financial, legal, investment, or tax advice. Listeners should consult with a qualified professional before making any financial decisions. Information is believed to be accurate as of the date of recording but may not be complete or updated for subsequent changes in law or regulation. The views expressed are those of the participants as of the date of recording and may change without notice. Discussions may include forward-looking statements based on current beliefs and assumptions, which are subject to risks and uncertainties. Any forward-looking statements or references to potential outcomes are based on assumptions and estimates and are subject to change. Past performance is not indicative of future results. This podcast does not constitute an offer to buy or sell securities or financial instruments. Any mention of third-party organizations or individuals is for informational purposes only and does not imply endorsement, affiliation, or compensation. This content may not be copied, reproduced, or distributed without the express written consent of Return on Life Wealth Partners. Any references to health or wellness in this episode are for informational purposes only and should not be interpreted as medical advice. Please consult a qualified health professional for guidance specific to your situation. For more information about our firm, services, and full disclosures, please refer to our Form ADV Part 2A Brochure, available upon request, or at https://www.adviserinfo.sec.gov.

November 25, 202555 min

Year-End Tax Planning: Smart Moves Before December 31st

In this episode, Frank Fantozzi, CPA, MST, PFS, CDFA, AIF®, CEPA, is joined by his longtime friend Nick Mazzone, CPA. Together they talk about some key year-end tax planning strategies– practical steps to review as the year comes to a close. Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440-740-0130 to schedule a conversation with a member of the team.

October 28, 202528 min

Real Estate Diversification

In this episode, Frank Fantozzi, CPA, MST, PFS, CDFA, AIF®, CEPA, tackles real estate investments. He explains the core types and tax advantages of real estate, compares real estate to other investments, and highlights key considerations for investors. Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440-740-0130 to schedule a conversation with a member of the team. Important Information: Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-registered investment adviser. The views and opinions expressed in this podcast are for general informational and educational purposes only and do not constitute specific financial, legal, investment, or tax advice. Listeners should consult with a qualified professional before making any financial decisions. The views expressed are those of the participants as of the date of recording and may change without notice. Discussions may include forward-looking statements based on current beliefs and assumptions, which are subject to risks and uncertainties. Any forward-looking statements or references to potential outcomes are based on assumptions and estimates and are subject to change. Past performance is not indicative of future results. There is no guarantee that any investment strategy will achieve its objectives or avoid losses. Investing in real estate involves risks, including market fluctuations, property-specific issues, and limited liquidity. This podcast does not constitute an offer to buy or sell securities or financial instruments. Any mention of third-party organizations or individuals is for informational purposes only and does not imply endorsement, affiliation, or compensation. This content may not be copied, reproduced, or distributed without the express written consent of Return on Life Wealth Partners.For more information about our firm, services, and full disclosures, please refer to our Form ADV Part 2A Brochure, available upon request, or at https://www.adviserinfo.sec.gov

September 30, 202540 min

The Big Beautiful Bill: Signed, Sealed, Deducted

Tom Reyolds, CPA, EA, joins Frank Fantozzi, CPA, MST, PFS, CDFA, AIF®, CEPA, to discuss the tax implications of the Big Beautiful Bill. The conversation explores how certain provisions may affect families and businesses, including deductions and credits introduced under the legislation. Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440-740-0130 to schedule a conversation with a member of the team. Important Information: Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-registered investment adviser.The views and opinions expressed in this podcast are for general informational and educational purposes only and do not constitute specific financial, legal, investment, or tax advice. Listeners should consult with a qualified professional before making any financial decisions.Information is believed to be accurate as of the date of recording but may not reflect subsequent changes in law or regulation. The views expressed are those of the participants as of the date of recording and may change without notice. Discussions may include forward-looking statements based on current beliefs and assumptions, which are subject to risks and uncertainties.Any forward-looking statements or references to potential outcomes are based on assumptions and estimates and are subject to change. Past performance is not indicative of future results. There is no guarantee that any investment strategy will achieve its objectives or avoid losses.This podcast does not constitute an offer to buy or sell securities or financial instruments. Any mention of third-party organizations or individuals is for informational purposes only and does not imply endorsement, affiliation, or compensation.For more information about our firm, services, and full disclosures, please refer to our Form ADV Part 2A Brochure, available upon request, or at https://www.adviserinfo.sec.gov.

August 26, 20251 hr 7 min

Midyear Market Rundown: What You Need to Know

Wealth Advisor Cynthia Yang, CFA®, CAIA®, CIPM, joins Frank Fantozzi, CPA, MST, PFS, CDFA, AIF®, CEPA, to review the market’s fluctuations through the first half of 2025. Their conversation covers the impacts of the election, tariffs, Federal Reserve policy, the Big Beautiful Bill, deficit spending, and more, before turning to what may be on the horizon. Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440-740-0130 to schedule a conversation with a member of the team. Important Information: Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-Registered Investment Adviser. The views and opinions expressed in this podcast are for general informational and educational purposes only and do not constitute specific financial, legal, investment, or tax advice. Listeners should consult with a qualified professional before making any financial decisions. The views expressed are those of the participants as of the date of recording and may change without notice. Discussions may include forward-looking statements based on current beliefs and assumptions, which are subject to risks and uncertainties. Any forward-looking statements or references to potential outcomes are based on assumptions and estimates and are subject to change. Past performance is not indicative of future results. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Past performance does not guarantee future results. Asset allocation does not ensure a profit or protect against a loss. This podcast does not constitute an offer to buy or sell securities or financial instruments. Any mention of third-party organizations or individuals is for informational purposes only and does not imply endorsement, affiliation, or compensation. This content may not be copied, reproduced, or distributed without the express written consent of Return on Life Wealth Partners. A portion of this research material was obtained from LPL Financial, LLC. All information is believed to be from reliable sources; however, Planned Financial Services, LLC, dba Return on Life Wealth Partners, make no representation as to its completeness or accuracy. For more information about our firm, services, and full disclosures, please refer to our Form ADV Part 2A Brochure, available upon request, or at https://www.adviserinfo.sec.gov.

July 29, 202544 min

Family Business Succession Planning: Passing the Torch Without Getting Burned

Here’s a hard truth: Many family businesses struggle to make it to the 2nd and 3rd generation — not because the business isn’t viable, but because the planning isn’t clear. In this episode of Frank Wealth Insights, Frank Fantozzi dives into what can get in the way, what to watch for, and how to keep the peace while preparing to pass the torch. Frank Fantozzi (CPA, MST, PFS, CDFA, AIF®, CEPA) is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440-740-0130 to schedule a conversation with one of our team members. IMPORTANT DISCLOSURES Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-Registered Investment Adviser. The views and opinions expressed in this podcast are for general informational and educational purposes only and do not constitute specific financial, legal, investment, or tax advice. Listeners should consult with a qualified professional before making any financial decisions. The views expressed are those of the participants as of the date of recording and may change without notice. Discussions may include forward-looking statements based on current beliefs and assumptions, which are subject to risks and uncertainties. Any forward-looking statements or references to potential outcomes are based on assumptions and estimates and are subject to change. Past performance is not indicative of future results. This podcast does not constitute an offer to buy or sell securities or financial instruments. Any mention of third-party organizations or individuals is for informational purposes only and does not imply endorsement, affiliation, or compensation. This content may not be copied, reproduced, or distributed without the express written consent of Return on Life Wealth Partners. For more information about our firm, services, and full disclosures, please refer to our Form ADV Part 2A Brochure, available upon request, or at https://www.adviserinfo.sec.gov.

June 24, 202544 min

Exit Planning is a Business Strategy: How Preparation Can Help Maximize Value

They say that when you first get into business, you should already be thinking about how you'll eventually exit your business. In this episode of Frank Wealth Insights, Frank Fantozzi explains this concept and takes a deep dive into business exit strategy. When is the best time to sell? What strategies work best? How should business owners prepare? Hear Frank cover all this and more in today’s episode. Frank Fantozzi (CPA, MST, PFS, CDFA, AIF®, CEPA) is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440-740-0130 to schedule a conversation with one of our team members. IMPORTANT DISCLOSURES Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-Registered Investment Adviser. The views and opinions expressed in this podcast are for general informational and educational purposes only and do not constitute specific financial, legal, investment, or tax advice. Listeners should consult with a qualified professional before making any financial decisions. The views expressed are those of the participants as of the date of recording and may change without notice. Discussions may include forward-looking statements based on current beliefs and assumptions, which are subject to risks and uncertainties. Any forward-looking statements or references to potential outcomes are based on assumptions and estimates and are subject to change. Past performance is not indicative of future results. This podcast does not constitute an offer to buy or sell securities or financial instruments. Any mention of third-party organizations or individuals is for informational purposes only and does not imply endorsement, affiliation, or compensation. This content may not be copied, reproduced, or distributed without the express written consent of Return on Life Wealth Partners. For more information about our firm, services, and full disclosures, please refer to our Form ADV Part 2A Brochure, available upon request, or at https://www.adviserinfo.sec.gov.