Episodes
163
Latest episode
Jun 2026
Language
EN
Let’s talk about MONEY & FAMILY! Rose Fres Fausto is FQ MOM. FQ stands for FINANCIAL QUOTIENT, the ability to make sound decisions and actions with regard to personal finances. It is the IQ & EQ of handling money. With the use of Behavioral Economics principles (explained in simple terms), let’s make saving, investing, and doing the right thing in general more effortless and fun! Subscribe to this podcast to know what’s going to come out in FQ Mom’s article on PhilStar and FQMom.com ahead of time. Follow Rose at FQ Mom on FB, YT, Kumu; and theFQMom on IG and Twitter.
Did you know that keeping your money moving like flowing water prevents financial stagnation and invites true abundance into your life? By automating your give-back fund based on your core values, you can remove the emotional friction of donating and ensure your wealth becomes a powerful force for good. Listen.
At 60, I’m officially embarking on my "Third Act" by taking another shot at reading the entire Bible—and this time, I’ve designed a system using AI to help me overcome my past excuses and quirks! Just like in investing, we often let tiny obstacles or "friction costs" stop us from doing what is best for our future. What long-term goals or financial milestones have you been putting off, and what system can you design today to finally get started?
We have reached the conclusion of our series on Financial Infidelity. We have defined what it is and identified the red flags that signal its presence. (Click Episode 1 and Episode2) Now, the mostimportant question remains: How do we avoid this form of pagtataksil and build a truly transparentpartnership? No matter how loyal and truthful you claim to be to your spouse, if you aren’t financially honest, you can still be called a "taksil." To "infidelity-proof" your marriage, I always say that designing our environment is key. We must structure our financial lives so that the easiest choice—the default—is the one that is best for us and our relationship. This means moving toward "sunlight," the principle that transparency disinfects the hidden corners of your financial life. A major part of this design is addressing the feeling of lost autonomy, which is why many people hide money in the first place. It’s a bummer to have to ask permission for every salon visit or coffee date with friends. By designing your environment to include a "Me-fund" or a "Fun Fund" for eachpartner that does not need a "Board approval" for every use,you create a system where personal spending is autonomous and guilt-free, removing the need for secrecy. By staying goal-centric and aligning your financial values, you ensure that your default habits lead toward your shared dreams. Watch this final episode to learn the concrete steps to coming clean and ensuring a peaceful, high-FQ relationship with your partner.
Just like any form of infidelity, financial betrayal usually starts with a single, seemingly safe action, often with no initial intention of hurting a loved one. Think of it like this: a simple coffee with an ex without informing your partner, or those"pa-like-like" and "heart-heart" reactions to social media posts, can eventually lead to a full-blown affair. In the same way, a premature purchase of a luxury item using credit card debt—done without informing your spouse—can lead you down the path of full-blown financial infidelity. As we discussed in the previous episode of the FinancialInfidelity Series, this betrayal, usually committed unknowingly, is the act of hiding financial information, transactions, and other important money matters from the person you are supposed to be building a life with. Even seemingly noble acts, such as helping relatives or friends by lending or givingmoney without your spouse’s knowledge, may result in a pinansyal na pagtataksil. To help you assess your own relationship, this second installment discusses 10 specific symptoms, ranging from hiding debts and siphoning family funds to lying about your true income or hiding a job loss. Remember: Money secrecy is rarely about money; it’s about fear, power, and safety. High Financial Intelligence means we don’t hide to survive—we design our environment so we canthrive. Watch this video to see how many of these 10 signs might be present in your partnership.
We often hear this advice given to spouses, "Huwag mong ibigay lahat!" It is framed as a survival tool or a form of empowerment. "Magtabi ka para sa sarili mo." is aimed at protecting the spouses, especially the one who isn’t the breadwinner, in case of a broken relationship. But whilethese pieces of advice may have noble intentions of protection, we must ask this question: Does this secrecy actually serve a healthy, high-FQ partnership, or is it a sign of a shaky foundation? Watch this.
Financial infidelity is the silent betrayal that can slowly destroy trust inside a family. From hidden online shopping purchases to secret debts and undisclosed savings, are these harmless “diskarte” or warning signs of a deeper problem? In this podcast episode, we unpack the hidden costs of money secrets, why financial transparency matters, and how couples can build a stronger and more peaceful financial relationship together.Listen.
And just like that, we’re in the middle of the year 2026!Right now, are there things that you’ve always wanted to do but have not gotten to taking the first step yet? If so, when do you plan to do it?Read today’s podcast to protect yourself from THE SOMEDAY TRAP!
Debt has been around for thousands of years—even before money was invented! While company emergency loans are created with the noble intention of helping employees avoid predatory lenders, they can unintentionally become a long-term financial trap. Today, we are exploring why well-meaning assistance might actually hold employees back from true financial resilience. Listen.
In this podcast, we use the King of Pop’s life to learn about smart estate planning. We break down complex laws into simple steps for Filipino families—like protecting your home and avoiding family fights over money. Learn why planning ahead is the best way to make sure your family "keeps dancing" even after you're gone. Listen.
What if the secret to building lasting wealth isn’t about having more willpower, but about designing a better environment?In this episode, we’re drawing inspiration from the world’s Blue Zones—the regions where people live the longest, healthiest lives. Interestingly, their longevity isn't a result of grueling discipline; it’s the result of "Choice Architecture" where healthy habits are the path of least resistance.I translate the Power 9 Principles of the Blue Zones into actionable strategies for your financial life. Stop being a tenant in a life designed by marketers and start being the Choice Architect of your own future. Tune in to learn how to make building a High FQ (Financial Quotient) inevitable!
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