The Mortgage Blueprint Show

Hosted by Scott Sarai

Business Entrepreneurship

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Episodes

132

Latest episode

Nov 2026

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About the show

The Mortgage Blueprint Show helps Canadians turn mortgages into wealth. Hosted by mortgage broker and investor Scott Sarai, you’ll learn strategies to save on interest, cut taxes, and build financial freedom — plus insights from entrepreneurs and wealth builders.

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60 recent

November 11, 20269 min

Episode #132: The Housing Market Is Completely F*cked

Episode #132: The Housing Market Is Completely F*cked Welcome to the Mortgage Blueprint Show In this episode, Scott shares the brutal truth behind the current Canadian real estate slowdown—from sharp sales drops in Vancouver to Fraser Valley detached homes sitting hundreds of thousands below their 2022 peaks. He breaks down how this market impacts three distinct groups... Watch the video version on Youtube: ⁠⁠⁠⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠⁠⁠⁠ Check us out on Instagram: ⁠⁠⁠⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠⁠⁠⁠ Have a mortgage question!? Book a 15 minute call with Scott: ⁠⁠⁠⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠⁠⁠⁠ Real Clients - Real Reviews: ⁠⁠⁠⁠⁠⁠⁠ CLICK HERE

November 4, 202612 min

Episode #131: Do This Before December: Rates Just Went Up

Welcome to the Mortgage Blueprint Show In this episode, Scott shares the critical moves Canadian homeowners need to make before December following the Bank of Canada’s first rate hike in over three years. He breaks down why energy costs forced the central bank to put up an economic "firewall," how adjustable versus static payment variable mortgages are.... Watch the video version on Youtube: ⁠⁠⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠⁠⁠ Check us out on Instagram: ⁠⁠⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠⁠⁠ Have a mortgage question!? Book a 15 minute call with Scott: ⁠⁠⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠⁠⁠ Real Clients - Real Reviews: ⁠⁠⁠⁠⁠⁠ CLICK HERE

October 28, 202611 min

Episode #130 | It’s Official: Canadians are running out of money.

Welcome to the Mortgage Blueprint ShowIn this episode, Scott shares 5 actionable strategies from his 6 years as a mortgage broker that can shave years off your payoff timeline—without needing a lower rate or a higher income... Watch the video version on Youtube: ⁠⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠⁠ Check us out on Instagram: ⁠⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠⁠ Have a mortgage question!? Book a 15 minute call with Scott: ⁠⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠⁠ Real Clients - Real Reviews: ⁠⁠⁠⁠⁠ CLICK HERE

October 21, 20268 min

Episode #129: Give Me 10 Minutes… And I'll Take 5 Years Off Your Mortgage

Welcome to the Mortgage Blueprint Show In this episode, Scott shares 5 actionable strategies from his 6 years as a mortgage broker that can shave years off your payoff timeline, without needing a lower rate or a higher income.... Watch the video version on Youtube: ⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠ Check us out on Instagram: ⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠ Have a mortgage question!? Book a 15 minute call with Scott: ⁠⁠⁠⁠ CLICK HERE⁠⁠⁠⁠ Real Clients - Real Reviews: ⁠⁠⁠⁠ CLICK HERE

October 14, 202610 min

Episode #128 Mortgage Broker Ranks Big 6 Banks in Canada

Episode #128 Mortgage Broker Ranks Big 6 Banks in Canada Welcome to the Mortgage Blueprint Show In this episode, Scott shares his definitive ranking of Canada's Big 6 Banks from S-Tier to D-Tier based on $200 million in mortgage experience. He breaks down BMO, National Bank, RBC, CIBC, TD, and Scotiabank by evaluating product .... Watch the video version on Youtube: ⁠⁠⁠ CLICK HERE⁠⁠⁠ Check us out on Instagram: ⁠⁠⁠ CLICK HERE⁠⁠⁠ Have a mortgage question!? Book a 15 minute call with Scott: ⁠⁠⁠ CLICK HERE⁠⁠⁠ Real Clients - Real Reviews: ⁠⁠⁠ CLICK HERE

October 7, 20269 min

Episode #127 Mortgage Rules I Wish I Knew in My 30s

Episode #127 Mortgage Rules I Wish I Knew in My 30s Welcome to the Mortgage Blueprint Show In this episode, Scott shares the 5 critical mortgage rules he wishes he followed starting out in his 30s after managing over $200 million in mortgage deals. He breaks down why your bank isn't your advisor, how to prioritize mortgage product structure.... Watch the video version on Youtube: ⁠⁠ CLICK HERE⁠⁠ Check us out on Instagram: ⁠⁠ CLICK HERE⁠⁠ Have a mortgage question!? Book a 15 minute call with Scott: ⁠⁠ CLICK HERE⁠⁠ Real Clients - Real Reviews: ⁠⁠ CLICK HERE

October 2, 202610 min

Episode #126: He Made $190K. The Bank Saw $54K.

Episode #126: He Made $190K. The Bank Saw $54K. Welcome to the Mortgage Blueprint Show In this episode, Scott shares the hidden conflict between minimizing your tax bill and qualifying for a mortgage when you are self-employed. Through the story of a client named Mark, Scott explains how aggressive write-offs can drastically reduce your declared income in the eyes of A-lenders.... Watch the video version on Youtube: ⁠ CLICK HERE⁠ Check us out on Instagram: ⁠ CLICK HERE⁠ Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE⁠ Real Clients - Real Reviews: ⁠ CLICK HERE

September 30, 202611 min

Episode #125: Your Bank Isn't In A Hurry To Give You This Number

Episode #125: Your Bank Isn't In A Hurry To Give You This Number Welcome to the Mortgage Blueprint Show In this episode, Scott shares the 3 key numbers you need to calculate your upcoming mortgage renewal payment months before your bank sends you a letter. He breaks down how to locate your current balance and remaining amortization, build a realistic rate range using current market scenarios.. Watch the video version on Youtube: ⁠ CLICK HERE⁠ Check us out on Instagram: ⁠ CLICK HERE⁠ Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE⁠ Real Clients - Real Reviews: ⁠ CLICK HERE

September 25, 20268 min

Episode #124: How I Found This Family $14,000 Hiding In Their Renewal

Episode #124: How I Found This Family $14,000 Hiding In Their Renewal Welcome to the Mortgage Blueprint Show In this episode, Scott shows how one mortgage renewal comparison helped Dave and Michelle save roughly $14,000. He breaks down why homeowners should never treat a renewal letter as a final offer, how to compare rates from multiple lenders, and why checking your mortgage numbers early can make a huge difference... Watch the video version on Youtube: CLICK HERE Check us out on Instagram: CLICK HERE Have a mortgage question!? Book a 15 minute call with Scott: CLICK HERE Real Clients - Real Reviews: CLICK HERE

September 23, 20269 min

Episode #123: Fixed or Variable_ You're Asking the Wrong Question First

Episode #123: Fixed or Variable_ You're Asking the Wrong Question First Welcome to the Mortgage Blueprint Show In this episode, Scott explains why comparing mortgage rates should not be the first step when choosing between fixed and variable. He introduces the Three P's framework — Product, Penalty, and Price — and shows how each one can help you choose a mortgage based on your lifestyle, risk tolerance, and plans... Watch the video version on Youtube: CLICK HERE Check us out on Instagram: CLICK HERE Have a mortgage question!? Book a 15 minute call with Scott: CLICK HERE Real Clients - Real Reviews: CLICK HERE