Every Day is Saturday

In this episode, hosts Brad Gatto and Carly Carlson welcome Heather Schreiber to discuss the complexities of Social Security. They explore the importance of understanding Social Security benefits, how to maximize them, and the significance of checking one's earnings history. The conversation also covers the implications of working while claiming benefits and the breakeven analysis for filing decisions. Heather emphasizes the need for individuals to take charge of their Social Security planning and the importance of viewing it as a critical component of retirement income.

We're back.....sort of.  Brad talks about where he is with the re-branding of the podcast and what to expect in the coming weeks.  He discusses upcoming episodes and more about the future of the podcast.

In this episode, Brad Gotto enters the spotlight with exciting news. As he opens with stories of personal renovations and classic car restorations, Brad draws a parallel to the evolution of the podcast itself. Brad announces a temporary pause in new episodes as the team gears up to bring you a revamped, reenergized, and even more valuable listening experience in 2025. But don’t worry—this isn’t goodbye; it’s just a "see you later" as they work behind the scenes to elevate the show you know and love. The 86 episodes we've released so far are still available for you to enjoy, and we encourage you to revisit your favorites!  

In this episode, Matt delves into how his passion for helping others find fulfillment beyond financial success has evolved into a structured program aimed at enhancing human potential. With Ascent, he combines his love for wellness, adventure, connection, and pursuit into a holistic approach designed to inspire and elevate individuals. Tune in to learn more about Matt's journey from financial advising to community building.

We all know that nothing is free, but what about those hidden costs? We’ve been going through The Psychology of Money by Morgan Housel and in this episode, you will get to hear about Chapter 15 where he talks about the concept that nothing is free. We will summarize the most important aspects of the concept and apply it to financial planning and the psychology of money.  

In part two of this two-part series, we dive into the nuances of how financial advisors are paid, specifically on the insurance side. Not all advisors are licensed, regulated, or compensated in the same way, which can greatly impact the services they provide. We will help you understand the various ways advisors earn their keep, from annuities and life insurance to long-term care or disability insurance.   

Have you ever wondered how your financial advisor is really compensated? In this episode, we discuss how different advisors are paid, the regulatory standards for fiduciaries and brokers, and the importance of understanding these differences. We'll explain why it's crucial to know if your advisor is a fiduciary, ensuring there are no hidden fees or buried commissions. 

Joining the show today is Natalie Morland, Executive Director of Trouvaille Memory Care Suites, to discuss the spectrum of care options and the importance of having a long-term vision. Natalie will share why spending time with family or loved ones to discuss values and preferences is crucial when making these decisions. She’ll also address the current state of long-term care, the financial struggles of care facilities, and the increasing need for education about available options. You can find show notes and more information by clicking here: https://www.fiatwm.com/podcast/81     

Today we sit down with Dr. Daniel Crosby, a leading expert in behavioral finance, to uncover the fascinating intersection of psychology and investment management. How did Dr. Crosby, with his background in psychology, find his way into the world of finance? Listen in as he shares his journey and insights into the main biases that drive our financial decisions, shedding light on why we often prioritize avoiding losses over seeking gains, why understanding the nuances of behavioral biases is crucial for effective risk management, and more. You can find show notes and more information by clicking here: https://www.fiatwm.com/podcast/80    

Today, we're joined by Jennifer Lee, a seasoned financial advisor with 28 years of experience and the Founder of Modern-Wealth, LLC. Jennifer's journey in financial advising and her approach to addressing the needs of women in transition offer valuable insights for all listeners. From the inception of her book idea to the significance of having difficult conversations about finances, Jennifer shares her wealth of knowledge with candor and empathy. You can find show notes and more information by clicking here: https://www.fiatwm.com/podcast/79