Welcome to "Creating Richer Lives", where living a richer life goes beyond the balance in your bank account. In fact, being rich is about what you do with your dollars and how the choices you make with your money not only define your lifestyle now, but impact your legacy for years to come. It’s time to redefine what it means to have a richer life.
On this special episode, Karl Eggerss dives into the wild ride investors have experienced in the stock market during this volatile week. If you thought 2024 was a rollercoaster, 2025 is shaping up to be an entirely different beast. From shifting inflation pressures to the looming impact of new tariffs, the financial landscape has transformed dramatically, leaving many investors wondering how to adjust. Karl unpacks the chaos—breaking down the key drivers behind this recent turbulence, including how inflation is reshaping expectations and what tariffs could mean for global markets. But it’s not all doom and gloom. Karl will also highlight the surprising areas of the market that are defying the odds and holding strong. Plus, he’ll share a critical insight: how a well-diversified portfolio can be your secret weapon to weathering the storm and minimizing volatility, no matter what the headlines scream. Topics Covered: Diversification Bear Markets Corrections Portfolios #diversification #captrust #listen @CAPTRUST
28 min
8 March 2025
Indicators Over Noise: Why Data Beats Drama in Portfolio Management
In this episode, we explore why managing your portfolio with indicators is a better choice than relying on chaotic headlines and economic releases. Using recent real-world examples, we’ll reveal how indicators cut through emotional noise to provide clarity and discipline. Tune in to discover why data, not drama, is your portfolio’s best friend—and how to start leveraging it today. Topics Covered: Tariffs Portfolio Management #tariffs #captrust #listen @CAPTRUST For topic suggestions or questions, e-mail info@creatingricherlives.com
26 min
1 March 2025
Can Gold Be Overvalued or Undervalued?
Gold has been used for thousands of years and it's been a constant debate whether or not it belongs in an investment portfolio. If so, what's its role relative to other investments? Does it really provide a hedge? How does an investor value gold? On this episode, Karl Eggerss explains the history of gold, how to think of it from a valuation standpoint, and some interesting facts about the shiny metal. Topics Covered: Gold Inflation Asset Allocation Valuation #gold #inflation #investing #captrust #listen @CAPTRUST For topic suggestions or questions, e-mail info@creatingricherlives.com
23 min
22 February 2025
You Might Be Getting a Big Refund
In recent months, there's been a lot of discussion about national debt and government waste. Fortunately, some of this waste is being cut down, potentially leading to refunds for American taxpayers. In this episode, Karl Eggerss breaks down how this program is expected to work and the likelihood of it coming to fruition. Topics Covered: DOGE Refund 60/40 Portfolio Drift #DOGE #refund #investing #captrust #listen @CAPTRUST For topic suggestions or questions, e-mail info@creatingricherlives.com
18 min
15 February 2025
What’s Really Boosting the Stock Market?
In this episode, we dive into the mysterious forces driving the recent surge in the stock market. Join us as we uncover the hidden factors behind the market's unexpected boost and explore how these elements are impacting investors and financial institutions. We'll break down complex economic concepts into simple, relatable terms, using analogies and real-world examples to make sense of it all. Tune in to discover what's really behind the stock market's latest rally! Topics Covered: Treasury General Account Government Shutdown Liquidity #governmentshutdown #liquidity #investing #stocks #captrust #listen @CAPTRUST For topic suggestions or questions, e-mail info@creatingricherlives.com
16 min
8 February 2025
Should You Lease a Vehicle?
In this episode, Karl Eggerss dives into the pros and cons of leasing a vehicle. Whether you're considering a new vehicle or just curious about your options, he breaks down the key factors to help you make an informed decision. Karl discusses the financial implications, the flexibility leasing offers, and how it compares to buying a car. Tune in to learn about the hidden costs, the benefits, and whether leasing is the right choice for you at various stages of life. Don't miss out on this comprehensive guide to car leasing! Topics Covered: Vehicle Leasing Tariffs Stock Market #leasing #tariffs #stockmarket #investing #captrust #listen @CAPTRUST For topic suggestions or questions, e-mail info@creatingricherlives.com
21 min
1 February 2025
Is Artificial Intelligence Going to Replace Me?
Artificial intelligence is undeniably here to stay, promising to enhance many aspects of our lives. But what does this mean for our jobs? Could AI replace us? Could it replace Karl Eggerss? In this special episode, Karl delves into the distinctions between a financial advisor and a computer program. He examines the advantages and disadvantages, and discusses how we can coexist harmoniously with AI. Topics Covered: Artificial Intelligence Financial Advisor Financial Advice #ArtificialIntelligence #financialadvisor #financialadvice #AI #captrust #listen @CAPTRUST For topic suggestions or questions, e-mail info@creatingricherlives.com
20 min
25 January 2025
FOMO Isn’t a Strategy
In this episode, Karl Eggerss discusses the trend of investors chasing stocks due to FOMO (Fear of Missing Out). He emphasizes the importance of creating a solid financial plan that aligns with your long-term goals and risk tolerance. Additionally, Karl explores how to effectively measure your financial progress, which can be more complex than it appears. Topics Covered: FOMO Asset Allocation Stock Market #FOMO #assetallocation #stockmarket #captrust #listen @CAPTRUST For topic suggestions or questions, e-mail info@creatingricherlives.com
19 min
18 January 2025
This Is a Big Factor in Your Portfolio
In this episode of Creating Richer Lives, host Karl Eggerss delves into the world of factor-based investing. He explains the concept, highlighting how it differs from traditional strategies. Karl covers the main factors used in this approach, such as value, size, momentum, quality, low volatility, and dividend yield, providing real-world examples and their significance. By understanding and leveraging these factors, investors can build diversified portfolios that aim to achieve specific investment goals while managing risk effectively. Topics Covered: Factor Based Investing Diversification Stocks #factorbasedinvesting #stocks #diversification #captrust #listen @CAPTRUST For topic suggestions or questions, e-mail info@creatingricherlives.com
19 min
11 January 2025
This Is Extreme
In this episode, Karl Eggerss delves into the current extreme conditions in the market, examining the factors that have led to some near term volatility. While these conditions might initially appear to be purely negative, Karl uncovers the significant opportunities that lie beneath the surface, demonstrating how savvy investors can capitalize on these unique circumstances. Plus, why do some people think interest rates are falling when they are actually rising? Karl explains. Topics Covered: Stock Market Extremes Inflation Federal Reserve Artificial Intelligence #stockmarket #inflation #AI #artificialintelligence #captrust #listen @CAPTRUST For topic suggestions or questions, e-mail info@creatingricherlives.com
