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Hosted by CitizenOfTheYear

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374

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Aug 2026

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About the show

I cover all topics having to do with personal finance, stock market investing, real estate, and just general news. Follow my YouTube channel CitizenofTheYear

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60 recent

August 23, 202617 min

The BEST Income ETFs Ranked — #1 Might SHOCK You

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT Which Income ETFs actually deserve a spot in a portfolio? This video ranks some of the best Income ETFs based on performance, dividends, monthly income, high yield, fees, and long-term track records. The goal is to find the funds that could help build reliable cash flow and potentially accelerate the path toward early retirement. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

August 15, 20268 min

Goldman Sachs Just Bought NEOS... (End of SPYI & QQQI?)

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Join the Discord for FREE: https://discord.gg/XcJYCzYsg2 Check out these AMAZING Deals: https://amzn.to/3NGmBPT Goldman Sachs is acquiring NEOS Investments in a major deal that could reshape the future of options-based income ETFs. This video breaks down what the Goldman Sachs and NEOS acquisition means for popular ETFs like SPYI and QQQI, and whether the NEOS brand could eventually disappear. The deal also gives Goldman Sachs a larger presence in the rapidly growing high-income ETF market and could create new opportunities for future products and growth. For investors interested in NEOS ETFs, covered calls, dividend income, and high-yield investing, this acquisition is worth paying attention to. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

August 8, 20268 min

The Truth About Ghost Jobs (It's Worse Than You Think)

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Join the Discord for FREE: https://discord.gg/bBDSB4Exne Check out these AMAZING Deals: https://amzn.to/3NGmBPT Ghost jobs are destroying the modern job search, leaving millions of applicants wondering why resumes disappear into silence. This video exposes how fake job postings work, why companies keep inactive listings online, and the hidden reasons behind today’s broken hiring process. Learn how to identify ghost jobs, avoid wasting hours on fake opportunities, and use smarter strategies to find real openings in a competitive job market. The problem isn’t a lack of talent, it’s a hiring system filled with misleading job postings and wasted effort. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

August 2, 202613 min

I Built a $450,000 Portfolio… Here's What Investors Get Wrong

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT Starting an investing journey can feel overwhelming. I remember having many of the same beginner investing questions when I first started, and after nearly 10 years of investing and growing my portfolio from $0 to $450K, I want to answer the questions I hear most often from new investors. This video covers how much money is needed to start investing, how to choose investments, whether market crashes should be feared, expense ratios, and paying off debt before investing. Whether someone is 18, 23, or just beginning their financial journey, these investing basics can help build a stronger foundation for long term wealth. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

July 26, 20269 min

Fired From My Job… So I Went All IN On QQQI ($450K Invested)

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT Can QQQI’s massive monthly dividends actually fund early retirement? This video analyzes the NEOS Nasdaq 100 High Income ETF using a $450,000 portfolio to calculate potential monthly income from QQQI distributions. We break down QQQI’s high dividend yield, covered call strategy, tax advantages, dividend sustainability, and the risks of relying on one ETF for passive income. A 14% yield sounds incredible, but the real question is whether QQQI can support a long term early retirement plan.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

July 21, 202610 min

Why Arista Networks Could Be the Best AI Stock to Own

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT Arista Networks stock has been one of the biggest AI winners in 2025, but can ANET keep climbing as AI spending accelerates? This video explains how Arista Networks makes money, why demand from Meta, Microsoft, Google, and other cloud giants is driving growth, and what could fuel future upside. It also covers valuation, competition, customer concentration, and the biggest risks investors should know before buying ANET stock. Subscribe for more stock analysis, AI investing insights, and long term investing ideas. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

July 16, 20269 min

I Got Fired From My High-Paying Job (With $450k Invested)

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT I recently lost my high paying corporate job, but years of consistently investing gave me something I never expected: peace of mind. In this video, I share what happened, how a $450,000 investment portfolio completely changed the situation, and why financial independence is really about having more control over life. This channel is all about investing, dividend growth, personal finance, and building long term wealth one step at a time. Thanks for watching, and feel free to share a similar experience or thoughts in the comments. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

July 13, 202610 min

The SHOCKING Truth about TDAQ 17% Monthly Dividends

See my $450,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT TDAQ is the ETF selling 0DTE covered calls on the Nasdaq 100 every single day, currently paying a jaw-dropping ~17% annualized yield through monthly dividends. This video breaks down how the daily options strategy actually works and the real risks like capped upside and NAV erosion that most people gloss over. Perfect watch for anyone researching high-yield income ETFs, covered call strategies, or looking to add monthly cash flow to a portfolio. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

July 5, 20269 min

This New ETF Is Quietly Crushing the S&P 500 (6X the Nasdaq Dividend) QSIX

See my $430,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT QSIX ETF is one of the most unique income ETFs to enter the market, offering up to 6x the dividend yield of the Nasdaq-100 without using covered calls or leverage. This video explains how QSIX works, how its dividend futures strategy generates higher income, and whether it can realistically deliver both growth and cash flow. It also compares QSIX to QQQ, JEPQ, and the S&P 500, breaking down risks, taxes, expense ratios, and overall portfolio fit. For investors exploring dividend ETFs, passive income strategies, and Nasdaq-focused income funds, QSIX is becoming a name to watch. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

July 1, 202610 min

Google’s Secret Dividend: Better Than QQQI and JEPI?

See my $430,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/posts Check out these AMAZING Deals: https://amzn.to/3NGmBPT Join the FREE Discord: https://discord.gg/bBDSB4Exne Google’s new 6.25% dividend yielding preferred shares (GOOGM and GOOGN) are reshaping the debate between income and long-term growth. This breakdown explains how Alphabet raised $85B, why AI infrastructure spending is driving the move, and how mandatory convertible preferred stock actually works. It also covers the dividend structure, upside caps, and the hidden risks behind the unusually high yield. A must-watch for any investor weighing steady income against long-term Google growth potential. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/ Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one