Collect Cash

Hosted by CitizenOfTheYear

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363

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Jun 2026

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About the show

I cover all topics having to do with personal finance, stock market investing, real estate, and just general news. Follow my YouTube channel CitizenofTheYear

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60 recent

June 14, 202612 min

3 Legal Monopolies That Pay Bills Forever (Safe Dividends)

Join the FREE Discord: https://discord.gg/Gq8hGbg2CqSee my $430,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTIn this video, we break down 3 powerful “quiet monopolies” hiding in plain sight and how companies like Visa, Mastercard, ASML, Moody’s, and S&P Global dominate entire industries. You’ll see how their business models work, why they’re so profitable, and what actually makes their moats nearly impossible to compete with.We also take a look at current valuations and whether these stocks look like smart long-term investments or if patience is the better move. If you’re interested in investing, stock market fundamentals, and understanding companies that quietly compound over time, this breakdown is for you.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

June 6, 202618 min

The Hidden Danger of the SpaceX IPO

See my $430,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTSpaceX's IPO could become the largest public offering in history, but behind the headlines are billions in losses, controversial index rule changes, and a massive wave of forced institutional buying. This video breaks down Starlink's explosive growth, the xAI merger, Elon Musk's voting control, and why major index funds may be required to purchase billions of dollars of SpaceX stock within days of the listing. For investors, this is a deep dive into the valuation, risks, opportunities, and market mechanics that could make the SpaceX IPO one of the most important financial events of the decade.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

May 31, 202620 min

Stop Working: The Top 10 Income ETFs to Live Off Dividends RANKED

Join the Discord for FREE! https://discord.gg/33H4wrNjKNSee my $430,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTI ranked the best income ETFs of 2026 including SPYI, QQQI, and CHPY to see which fund delivers the strongest mix of monthly income, total return, and passive cash flow. This Income ETF Power Rankings video breaks down dividend yield, option income strategy, risk, and performance to help investors find the best ETF for building long-term wealth and monthly income. Perfect for investors looking for high yield ETFs, passive income investments, and smarter portfolio strategies in 2026.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

May 25, 202611 min

The SECRET ETF Paying Monthly Income (Better Than QQQI?)

See my $420,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTQQA is one of the newest high-yield Nasdaq ETFs, paying investors monthly income using covered call strategies tied to stocks like NVIDIA, Apple, and Microsoft. In this video, I break down how QQA actually works, the hidden risks behind its 9%+ yield, and whether it could be a better investment than popular income ETFs like QQQI and JEPQ. For investors looking for passive income, retirement cash flow, or a simpler way to understand covered call ETFs without all the Wall Street jargon, this video covers everything worth knowing.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

May 18, 202611 min

CSQ: The HIDDEN Monthly Dividend Fund Trading at a Discount

See my $420,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTCSQ (CSQ (Calamos Strategic Total Return Fund)) is a monthly dividend-paying closed-end fund from Calamos Investments that blends high-growth tech stocks like Nvidia, Microsoft, and Google with bonds and loans to generate steady income. It uses a strategic mix of equities, convertible bonds, and leverage to boost returns, while currently trading at a notable discount to its underlying asset value. This video breaks down how CSQ works, its risks, performance vs the S&P 500, and who this monthly income fund may actually be best suited for.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

May 10, 202616 min

The 100-Year Dividend Machine (8% Yield & Beating the S&P 500) ADX

See my $400,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTIn this video, we break down the 100-year-old dividend fund (ADX Adams Diversified Equity Fund) that has survived the Great Depression, multiple recessions, and every major market crash since 1929. We explore how it works, its ~8% distribution, and why it has historically kept pace with the S&P 500. You’ll also learn what makes this a closed-end fund and why that structure matters for long-term investors. Finally, we break down who ADX is actually best suited for—retirees vs long-term growth investors.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

May 3, 202613 min

The TRUTH about Nasdaq Income ETFs Paying 12% Monthly (JEPQ vs QQQI vs GPIQ)

See my $4000,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTChoosing between JEPQ, QQQI, and GPIQ is more complicated than just picking the highest yield, especially since these funds handle taxes and upside potential in completely different ways. While they all aim for that 12% monthly target, the underlying mechanics determine whether you are actually growing your wealth or just eroding your principal. This breakdown reveals which Nasdaq income fund is truly the gold standard for one's portfolio and which one might be a trap for one's tax bill.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

April 25, 202617 min

Ranking the Only Income ETFs Worth Owning in 2026

See my $400,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTWe have so many great income ETFs paying monthly dividends in 2026. I will share which are the best income ETFs in the stock market right now. Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

April 18, 202612 min

Here’s How Much My $380K Dividend Portfolio Paid Me! (Q1 2026!)

See my $380,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTIn this video, I break down exactly how my $380,000 portfolio performed in Q1 2026, revealing the total income generated from Dividends and strategic options trading. Learn how I utilize high-yield funds and covered calls to maximize cash flow while maintaining long-term growth in the current market. Discover the specific moves I made this quarter to scale my passive income and stay on track for financial independence.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

April 12, 202611 min

Everyone Is Wrong About These High-Yield Dividend Stocks (Here’s Why)

See my $380,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTToday I’m breaking down 3 oversold dividend stocks that could be massive income opportunities right now. We’ll take a closer look at ARCC (Ares Capital Corporation), OBDC (Blue Owl Capital Corporation), and BXSL (Blackstone Secured Lending Fund), and why these high-yield dividend stocks may be undervalued in today’s market. If you’re searching for passive income ideas or the best dividend stocks to buy now, this video is for you. Don’t miss these potential high-dividend plays before the market catches on.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one