Coasting In Retirement with Josh Null

Hosted by Josh Null

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Oct 2026

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About the show

Coasting in Retirement is dedicated to the financial planning and investment management needs of pre-retirees and retirees living their best life along our part of the Gulf Coast. Host Josh Null and co-host Michelle Melton dive into relevant financial topics, plus have a little fun with the "Michelle with the Headlines of the Week" and "Josh's Crystal Ball and Big Mouth" segments. You can hear the original broadcast of Coasting in Retirement every Sunday from Noon to 1 PM CT on 106.5 FM out of Mobile, Alabama and every Monday from 10 AM to 11 AM CT on WHEP 92.5 FM / 1310 AM out of Foley, Alabama.

Listen to episodes

60 recent

October 8, 2026Episode 338 min

Coasting In Retirement Shorts: Alex Minney

Josh is joined by local business owner, Alex Minney on the third episode of Coasting in Retirement Shorts!

October 5, 2026Episode 9154 min

Episode 91: How Vulnerable is Your Net Worth?

We spend a lot of time on this show talking about accumulating money, investing, retirement income, taxes, etc. But once someone has accumulated significant wealth, the question changes. We start to ask "What could derail the plan I've spent 20, 30, 40 years building?" Josh is joined by Jay to answer this question.

September 28, 2026Episode 9054 min

Episode 90: The Future of Investing is Already Here

Our industry is changing. Our industry is changed. Josh is joined by JD from Aptus Capital Advisors to discuss the future of investing!

September 17, 2026Episode 236 min

Coasting In Retirement Shorts: Forrest Derr

Josh is joined by local entrepreneur Forrest Derr on the second episode of Coasting in Retirement Shorts!

September 14, 2026Episode 8954 min

Episode 89: Why Safe Investments Aren't So Safe Anymore

This week, Josh is going to tackle something that may challenge some of the conventional wisdom you've heard about investing. You've worked very hard to build your nest egg. Now how do you protect it? How do you keep it safe? And what exactly is a "safe" investment?

August 31, 2026Episode 8854 min

Episode 88: 5 Signs You Need a Financial Advisor (And 1 that you Don't)

Josh and Jay are here to answer a very important question you may be asking yourself: "At this stage of my life, would having another professional involved improve my financial plan, save me time, reduce my risk of making a costly mistake, or simply give me more confidence that everything is coordinated?"

August 10, 2026Episode 8754 min

Episode 87: PHASE Into Retirement with Cam Marston

For our topic today, Josh & Cam want to take the time to lay some groundwork, some foundational work that let's listeners know about an upcoming event they will be hosting a few weeks from now in downtown Fairhope.

July 20, 2026Episode 8654 min

Episode 86: Retirement Red Zone Checklist

Today we are diving into one of the most critical phases of your financial life: what the industry calls the Retirement Red Zone. If you aren't familiar with the term, think of the Red Zone like the final five years before you cross the retirement goal line, and in my opinion, also what happens the first five years after you retire. A mistake made here isn't like a mistake made in your 30s—you don't have twenty years of wage-earning power to recover from it.

July 6, 2026Episode 8554 min

Episode 85: 4 Retirement Income Strategies: Which one Wins in 2026?

For this week's episode we're going to start with a trope that our industry uses over and over again, usually for good reason: you've climbed the financial mountain and reached the top and you are now ready to retire, but how do you get back down the mountain without falling off? So let's discuss 4 retirement income strategies and help you decide which one might be the best for your situation.

June 22, 2026Episode 8454 min

Episode 84: How Stocks Are Actually Valued

In general, stocks are ultimately valued by a combination of a company's underlying fundamentals (its ability to generate profit and cash) and the collective market forces of supply and demand. But this week's Space X IPO throws these notions out the window. Josh is joined by Payton this week to discuss why.