CFO at Home

Hosted by Vince Carter

Business EducationInterviews guests

Website RSS feed

Episodes

259

Latest episode

Jun 2026

Language

About the show

Are your family finances not where you want them to be? That's because you don't have a CFO at home! Certified Personal Financial Wellness Consultant Vince Carter and his amazing guests discuss Personal Finance fundamentals and ways to better navigate the relational aspects of money to help listeners become the CFO at THEIR home! Want to be a guest on CFO at Home? Send Vince Carter a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

Listen to episodes

60 recent

June 15, 2026Episode 25035 min

250. Overcoming Fear of Investing: Inflation, Emergency Funds, and ETF Basics

On this episode of CFO at Home, Vince·s guest is Dr. Danica Cicmil, a PhD in finance and financial educator, who helps beginners overcome fear of investing through basic education on subjects such as compound interest, and understanding inflation risk. Dani discusses starting your investing journey by taking a ·money snapshot,· using personal goals (travel, buying a home, or building a trust fund for children) to motivate investing without extreme deprivation, and how knowing fundamentals helps consumers evaluate financial advisors. Dani also explains the basics of investing through the use of Exchange Traded Funds (ETFs), and discusses her financial coaching which focuses on beginners·especially women. Check out Dani work on YouTube and Instagram, links are in the show notes. Key Topics: 01:06 Compound Interest and Inflation 02:37 Money Snapshot and 20% Rule 03:47 Emergency Fund Then Invest 05:21 Why Investing Matters 07:03 Too Late to Start? 10:27 Start Small and Automate 12:26 Balanced Money Mindset 14:51 50 30 20 Revisited 17:35 Job Security and Divorce 19:19 How Much to Know 24:39 ETFs Explained Simply 29:09 Bonds Costs and Inflation 30:31 Where to Follow Dani Key Links: https://www.danicacicmil.com https://www.youtube.com/@dr.danicacicmil https://www.instagram.com/dr.danicacicmil/ https://www.linkedin.com/in/danica-cicmil-b672882a6/ https://www.tiktok.com/@dr.danica.cicmil Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

June 8, 202642 min

Defending Your Wealth: AI Deepfakes, Modern Scams, and Simple Cybersecurity Steps

On this episode, Vince talks with private investigator and cybersecurity expert Robert Siciliano, about some of today·s biggest threats to individuals building wealth. They discuss how AI and deepfakes are making voice and video fraud harder to detect, fueling a surge in high-dollar consumer scams, how emotions, loneliness, and default human trust drive victimization, and the importance of situational awareness and self-knowledge of vulnerabilities. They also discuss reframing security as risk management rather than paranoia, and practical defenses such as using password managers with unique passwords, enabling two-factor authentication, credit freezes, and VPNs on public Wi-Fi. Learn more at protectnowllc.com, and check out Robert's podcast The Security Guy & CIA Spy Podcast, and his book Identity Theft Privacy: Security Protection and Fraud Prevention. Key Topics: 01:58 AI Deepfakes Threat 03:43 Six Figure Scam Wave 04:53 Spotting the Tells 06:10 Why We Trust 09:17 Situational Awareness 10:46 Security vs Paranoia 14:56 Money Mule Job Scam 17:49 Romance Crypto Traps 19:16 Boomer Wealth Target 20:52 Data Breaches at Scale 22:02 Loneliness Exploited 22:51 Romance Scam Reality 23:17 Why Smart People Fall 24:47 Loneliness Fuels Denial 27:06 Security Like Health 29:29 Passwords Made Simple 30:59 Core Digital Defenses 33:26 Freeze Your Credit 35:04 Layered Protection Tools 36:23 VPNs and Device Updates 38:03 Resources and Wrap Up Key Links https://protectnowllc.com/ The Security Guy & CIA Spy Podcast Identity Theft Privacy: Security Protection and Fraud Prevention Robert Siciliano (@robertsiciliano) • Instagram photos and videos Robert Siciliano: Cyber Security Speaker & Personal Security Expert (@CyberAwarenessExpertSpeaker) • Facebook Robert Siciliano CSP, CSI, CITRMS - YouTube Robert Siciliano - #1 Best Selling Author & Cyber Security Speaker | LinkedIn Robert Siciliano (@robert_siciliano) | TikTok Robert Siciliano (@robertsiciliano) • Threads, Say more Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

June 1, 202638 min

"The Love Doctor" on Money, Communication, and Building Safer Relationships

On this episode of CFO at Home, Vince·s guest is Anil Gupta (AKA ·The Love Doctor·), an author, speaker, and relationship coach, who says many relationship breakdowns·especially around money·stem from lack of authentic communication and emotional safety. Anil shares the story of his 2008 financial collapse, and how his wife·s supportive response changed everything, leading him to build a speaking and media career. They discuss how financial conflict is often miscommunication, the importance of listening and responding (not reacting), and ensuring your partner has input on financial decisions, while also making them feel loved and respected. Anil then shares info on his books, virtual coaching, and resources at meetanil.com, to help develop and polish these skills 01:05 Meet the Love Doctor 02:29 Relationship Expert Mission 04:10 Money Fights and Safety 05:54 Rock Bottom to Breakthrough 09:28 Budget Talks Without Blame 13:55 Support Over Compromise 20:11 Money Stories and Paris 25:50 Build the Communication Muscle 31:22 Books Coaching and Programs 36:35 Final Kindness Challenge Key Links https://meetanil.com/ https://www.instagram.com/anilgupta_lovedoctor https://www.facebook.com/AnilLoveDoc https://www.youtube.com/@AnilLoveDoc https://www.linkedin.com/in/anilgupta-lovedoctor/ https://gitnux.org/marriage-happiness-statistics/ Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

May 25, 2026Episode 24727 min

247. Relationship Skills, Communication, and Money Conversations - Part 2

On this episode of CFO at Home, Vince wraps up his conversation with relationship coach Brett Jones. This time around, they talk about money discussions and trust, anxiety and defensive spirals, resentment and repairing connection, and Brett's book and resources. For more on Brett book Samurai Love, resources, and upcoming events, go to the relationshipcode.org, 00:56 Security Scanning vs Fixing 01:50 Why Conversations Differ 03:16 Anxiety and Defensive Spirals 04:52 Presence Over Fixing 10:38 Money Decisions and Trust 16:12 Resentment and Repairing Connection 20:21 Samurai Love Resources 24:35 Final Takeaways and Links Key Links: https://www.relationshipcode.org/ Samurai Love: Cut Through the Bulls**t In Relationships Marie McCrystal Jones | Facebook Brett Jones (@brettjonesmoney) • Instagram photos and videos Brett P, Jones | Linkedin Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

May 18, 2026Episode 24627 min

246. Relationship Skills, Communication, and Money Conversations

On this episode of CFO at Home, Vince's guest is relationship coach Brett Jones. Brett and Vince discuss relationship skills. and how communication breakdowns—especially around money—can drive conflict and even divorce. Brett shares the story of how his first marriage collapsed, which led him into 30 years of relationship coaching. We also discuss why "love is not enough," how men and women often communicate differently, and how money conversations can trigger safety and security concerns, leading men to shut down when they hear criticism. For more on Brett, his book Samurai Love, resources, and upcoming events, go to the relationshipcode.org Key Topics: 01:42 Why Relationships Need Skills 02:55 Brett's Story and Divorce Stats 07:47 Money Fights and Divorce Patterns 11:36 Why Men Check Out 14:24 Safety and Money Conversations 18:19 Budget Talk Mistakes Men Make 22:44 Letting your Partner Influence Decisions Key Links: https://www.relationshipcode.org/ Samurai Love: Cut Through the Bulls**t In Relationships Marie McCrystal Jones | Facebook Brett Jones (@brettjonesmoney) • Instagram photos and videos Brett P, Jones | Linkedin Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

May 11, 2026Episode 24531 min

245. Money Fights, Money Stories, and Better Couple Communication

On this episode of CFO at Home, Vince talks with Raffi Bilek, a marriage counselor and author of The Couples Communication Handbook:The Skills You Never Learned for the Marriage You Always Wanted. Vince and Ravi discuss why money is a top source of marital conflict and why financial disagreements are often a symptom of deeper issues like anxiety, resentment, or control. Raffi explains his process for helping couples move through conflict by slowing down, taking turns, identifying underlying feelings, practicing empathy, and exploring each partner·s ·money story,· so they can stay connected even without full agreement. Vince and Ravi also discuss how solutions should address both partners· needs (e.g., security vs. autonomy), and why separate finances can sometimes signal a lack of trust. For more on Raffi and The Couples Communication Handbook, go to thecommunicationbook.com 01:05 Money Fights 02:11 Finances and Marital Disagreements 05:04 Money Is A Symptom 08:23 Getting Past Defensiveness 10:26 Money Stories Matter 12:49 From Empathy To Plan 15:46 Control And Trauma 19:15 Teaching The Skill 22:48 Joint Vs Separate Accounts 26:58 Parting Advice And Book 29:24 Where To Find Raffi 30:13 Final Thanks Key Links The Couples Communication Handbook BaltimoreTherapyCenter.com Raffi Bilek (@the.marriage.mentor) • Instagram photos and videos Raffi Bilek | LinkedIn Baltimore Therapy Center - YouTube Baltimore Therapy Center - Facebook Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

May 5, 202626 min

244. Principles, Faith, and Personal Finance for the Working Class - Part 2

On this episode of CFO at Home, Vince wraps up his conversation with Dr. Mark L. Teague, author of A Working Man·s Guide, with a discussion of how even skeptics can apply a rational framework that points toward faith, humility and personal responsibility to solving life·s problems, then tie meaning and purpose to personal finance·treating money as a tool, not an end·using budgets, plans, and discipline rooted in intangibles. Mark also shares resources from A Working Man·s Guide, including the Impact Index and Stress to Success, and his website and social channels. For more, visit aworkingmansguide.com. 00:50 Framework for Nonbelievers 01:30 Faith as Rational Response 02:16 Creation Points to Design 04:20 The Moral Witness Within 05:15 Accident vs Meaningful Universe 06:13 Mimic Values Without Belief 09:55 Humility and Responsibility 13:33 Purpose Anchors Finances 16:40 Money as a Tool Not Goal 19:56 Book Guides and Stress Skills 23:08 Social Links and Keynes Rant 24:47 Closing Thanks and Wrap Up Key Links A Working Man's Guide Mark Teague (@DrMarkLTeague) • Facebook, Connect with friends Mark Teague (@drmarklteague) • Instagram photos and videos Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here:https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

April 28, 2026Episode 24333 min

243. Principles, Faith, and Personal Finance for the Working Class

On this episode of CFO at Home, Vince·s guest is Dr. Mark Teague, author of A Working Man·s Guide, a value-driven roadmap aimed at helping working-class families thrive in careers, relationships, and finances. Mark shares his background from Texas Panhandle farm life to a doctorate in agricultural economics and a 30-year banking and finance career. From there, the conversation shifts to a discussion of Mark·s ·bedrock principles·, and how a moral foundation and faith relate to financial outcomes, especially through marriage. For more, visit aworkingmansguide.com 02:02 Why Mark Wrote A Working Man's Guide 02:29 Farm Roots to Corporate 04:36 Cutting Through Noise 06:38 Endorsement and Preamble 09:22 Bedrock Principles Begin 09:48 Life Is Problems 11:28 Responsibility and Money 13:33 Working Class Defined 15:32 Wealth and Property Rights 19:06 Keynes and Socialism 22:07 Your Foundation North Star 24:31 Morals Marriage and Wealth 27:26 Faith Stats and Cohorts 29:41 Values Over Divorce 30:29 Marriage Money Math 31:41 Divorce And Bankruptcy Key Links A Working Man's Guide Mark Teague (@DrMarkLTeague) • Facebook, Connect with friends Mark Teague (@drmarklteague) • Instagram photos and videos Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

April 20, 2026Episode 24242 min

242. Debt Relief and Consumer Rights

On this episode of CFO at Home, Vince's guest is Efstathios Georgiou of Georgiou Law PLLC, a former bank attorney who now advocates for consumers facing credit card debt, collections, and lawsuits. Efstathios shares why debt should be treated as a solvable challenge, outlines common misconceptions pushed by national debt companies, and breaks down debt consolidation versus debt settlement, including credit score impacts and recovery timelines. Vince and Efstathios also discuss negotiating strategies, debt validation requests, the potential tax consequences of debt forgiveness and the importance of financial literacy ·aftercare,· once you·re out of debt. For more on Efstathios visit georgioulawpllc.com, or check out his podcast, Georgiou Law, PLLC Podcast 01:16 From Bank Lawyer to Advocate 03:07 Debt Is Not Shame 04:45 How Much Debt Is Typical 06:31 Bad Advice and Misconceptions 09:25 Consolidation vs Settlement 11:20 When Credit Score Matters 15:10 Debt Buyers and Validation 17:47 DIY Negotiation or Lawyer Up 20:33 Served With a Lawsuit 24:04 Different Debts Different Rules 27:52 Aftercare and Literacy 31:19 Harassment and Predatory Lending 33:51 Avoid High Interest Lenders 36:56 Buy Now Pay Later Risks 39:18 Guest Podcast and Wrap Up Key Links https://georgioulawpllc.com/ Georgiou Law PLLC Podcast Georgiou Law, PLLC (@georgiou.law.pllc) • Instagram photos and videos https://www.facebook.com/61576800958820/about/ https://www.youtube.com/@nyconsumercreditlaw Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

April 13, 2026Episode 24125 min

241. Creating Wealth Amid the Noise: Long-Term Investing, Discipline, and Empowerment - Part 2

On this episode of CFO at Home, VInce wraps up his conversation with Mario Sicari, Managing Partner at BGS Capital Management, about his book The Art of Creating Wealth: A Millennial, Gen Z, and Gen X Guide to Navigating Life Struggles. This time around, Vince and Mario discuss parents teaching money lessons, the importance of developing communication and networking skills, ·ignoring the noise· as an investor, and Mario·s book. For more on Mario; his book, and his business, go to bgscapitalmanage.com 00:45 Parents Teaching Money 02:56 Hard Love Lessons 05:18 Networking Creates Luck 09:07 Communication Skills Reset 13:04 Wealth Transfer Wakeup 15:00 Retirement Basics 401k 18:00 Ignore Noise Build Wealth 21:46 Mario's Book: The Art of Creating Wealth Key Links The Art of Creating Wealth https://www.bgscapitalmanage.com/ https://www.linkedin.com/in/mariosicari/ Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500